Release notes: Banking.Live 2.31
PECR-193: Visa Account Updater (VAU) Status Code Enhancement: Introduction of Status Codes 1007 and 1009
We have enhanced the way closed card statuses are reported for clients enrolled for Visa Account Updater (VAU). Cards flagged with status codes 1009 are now explicitly marked as closed in the daily files sent to Visa.
This update ensures that merchants can no longer attempt payments using those PANs, helping to prevent fraud and reduce declines.
Applicability
| Region | Scheme | Card type | Product |
|---|---|---|---|
| NA | Visa | NA | Core- Reporting |
Enablement
No enablement required
Technical Info
NA.
CLR-897: Support new message reason codes for Fee Collections
Mastercard has introduced two new message reason codes to better identify installment-related fees exchanged between acquirers and issuers:
7680 – Installments: Merchant fee for single purchase
7681 – Installments: Merchant fee for aggregated purchases
These codes will be carried in DE 25 (Message Reason Code) within Fee Collection / 1740-700 messages.
We have enhanced Banking.Live to accept, process, and store these new codes when received in T112 1740 fee collection messages, ensuring full support for Mastercard’s updated requirements.
Applicability
| Region | Scheme | Card type | Product |
|---|---|---|---|
| All | Mastercard | NA | Processing: Clearing |
Enablement
Please ensure your system can process these new message reason codes for installment-related fees.
Technical Info
Fee Collection (Customer-generated)/1740-700
| Message Reason Code | Message Reason Code Description | Valid for (a) non-intra-European and non-inter-European messages AND (b) intra-European and inter-European Mastercard messages | Valid for intra-European and inter-European Maestro POS messages | Valid for intra-European and inter-European Maestro ATM, Maestro manual cash disbursement and Cirrus messages |
|---|---|---|---|---|
| 7680 | Installments - Merchant fee for single purchase | Yes | No | No |
| 7681 | Installments - Merchant fee for aggregated purchases | Yes | No | No |