Update Account Interest

post

https://uat.banking.live:55555/ppws/api/pws/pws_cr_interest_current_account_update/

This web service update interests for account

Body Params

acc_id

int32

required

≥ 1

acc_id

api_call_unique_identifier

string

required

length between 1 and 40

Unique number that must be passed at each API request. Identifier to make each API request unique

client_id

int32

required

≥ 1

Unique identifier for the client which Paymentology will provide at outset

effective_date

string

required

length ≥ 1

\d{4}-\d{2}-\d{2}

Effective Date from which interest will be applied

interest_rate_fixed

number

required

≥ 0

Fixed Interest that is not relative to amount_referenced (expressed in the account's billing currency).
Default:0.00

interest_rate_fixed_grace

number

required

≥ 0

Fixed charge Rate in the account's Billing Currency during the Grace Period

interest_rate_id

int64

required

≥ 1

Interest Template Id for that client

interest_rate_logic

string

required

length ≥ 1

Relation between interest rates computed based on APR and fixed amount.
The value can be one of them:

SUM: Sum of them
MIN: Minimum of two amounts
MAX: Maximum of two amounts
AVG: Average of two amounts

interest_rate_logic_grace

string

required

length ≥ 1

Relation between interest for the grace period computed and fixed amount.

The value can be one of them:

SUM: Sum of them

MIN: Minimum of two amounts
MAX: Maximum of two amounts
AVG: Average of two amounts

interest_rate_perc

double

required

≥ 0

Interest in Percents of the balance owed.
Default:0.00

interest_rate_perc_grace

double

required

≥ 0

Interest in Percents of the balance owed during the Grace Period

user_id

string

length between 0 and 50

User Id of the Customer who triggered the API request.

remarks

string

length between 0 and 200

Remarks for API request

is_default

boolean

If it is default interest config.
If there are more than one interest config then there should be one default interest one.
If there is only one interest config, then it should be default one from the system

interest_rate_perc_elevated

double

≥ 0

Elevated (Penalty) Interest in Percents of the balance owed [For each day of the Late Payments].
Default:0.00

interest_rate_fixed_elevated

number

≥ 0

Elevated (Penalty) Interest applied [For each day of the Late Payments].
Default:0.00

interest_rate_logic_elevated

string

^[SUM,MIN,MAX,AVG]{3}$

Relation between elevated interest rates computed based on APR and fixed amount.

The value can be one of them:

SUM: Sum of them

MIN: Minimum of two amounts
MAX: Maximum of two amounts
AVG: Average of two amounts

interest_rate_min_perc

double

≥ 0

Minimum interest charged in Percents of the balance owed

interest_rate_min_fixed

number

≥ 0

Minimum interest charged

interest_rate_min_logic

string

^[SUM,MIN,MAX,AVG]{3}$

Relation between minimum charge rates computed based on percents and fixed amount.
The value can be one of them:

SUM: Sum of them
MIN: Minimum of two amounts
MAX: Maximum of two amounts
AVG: Average of two amounts

interest_rate_max_perc

double

≥ 0

Maximum interest charged in Percents of the balance owed

interest_rate_max_fixed

number

≥ 0

Maximum Interest charged

interest_rate_max_logic

string

^[SUM,MIN,MAX,AVG]{3}$

Relation between maximum fee rates computed based on percents and fixed amount.

The value can be one of them:

SUM: Sum of them

MIN: Minimum of two amounts
MAX: Maximum of two amounts
AVG: Average of two amounts

Responses

404

Webservices does not exist

500

Internal Server error

Language

Loading…

Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

200Successful Response