Quarterly Mastercard Report (QMR)
Paymentology's Quarterly Mastercard Report (QMR) delivers essential transaction, card, and account data required for your Mastercard reporting.
You can use this data to assist with your QMR submission.
Format: xls or xlsx
File name: [ClientName_QMR_Q#_YYYYMMDD_MastercardProductCode].xls or [ClientName_QMR_Q#_YYYYMMDD_MastercardProductCode].xlsx
Frequency: Quarterly
Stored in: sent via email or you can choose to receive via client-hosted SFTPfolder
Product applicability: Local Store of Value: Prepaid/Debit, Credit and Remote Store of Value: Prepaid/Debit, Credit
Frequency
The report is automatically emailed to subscribed clients within 10 business days of the quarter’s closing.
| Quarter | Quarter date range | Paymentology issuing date | Mastercard due date |
|---|---|---|---|
| 1 | 1 January - 31 March | Between 1 April - 14 April | 15* April |
| 2 | 1 April - 30 June | Between 1 July - 14 July | 15* July |
| 3 | 1 July - 30 September | Between 1 October - 14 October | 15* October |
| 4 | 1 October - 31 December | Between 1 January - 14 January | 15* January |
*If the Mastercard due date falls on a weekend then the QMR is due to Mastercard on the last business day prior to the 15th.
Data fields
Italicized data fields are left blank in the report. This data is to be sourced by the client.
The QMR data report differs based on the country/region of the Issuer. There are two QMR data reports, these are:
- European Mastercard Issuers
- Non-European Mastercard Issuers
The below sections provide the data fields and definitions.
European Mastercard Issuers
Data fields, definitions and format for European Mastercard Issuers are provided in the table below.
European Mastercard Issuers QMR data fields
Field name | Description | Example | Format |
|---|---|---|---|
YEAR | The calendar year in which the reported quarter took place. | 2022 | YYYY |
QUARTER | The specific quarter of the calendar year in which the report data is based on. | Q2 | Q# |
PROGRAM | The Mastercard Product Code the client's card program is on. This is defined by Mastercard and Issuer at time of program setup. | MBP | 3 Alpha |
Transactions | This field specifies the count of cleared transactions that occurred for the specific transaction type during the reported quarter. | 789 | Numeric |
Volume | This field specifies the value of the cleared transactions in either the local, US dollar or Euro currency that occurred for the specific transaction type during the reported quarter. | 9467.82 | Numeric |
International within region | The Issuing Bank and Acquiring Bank are different and the transaction occurs outside occurs at a merchant outside the Issuing Bank's country but within the region.
| ||
International outside of region | The Issuing Bank and Acquiring Bank are different and the transaction occurs outside occurs at a merchant outside the Issuing Bank's country but within the region.
| ||
I. CARDHOLDER ACTIVITY | This section provides the transaction count and volume of different types of transactions. i.e. cash withdrawals, purchases, refunds etc. | ||
A1. Purchases | This section provides the transaction count and volume of cleared transactions enacted to purchase goods or services. | ||
1. Domestic on-us | Cleared purchase transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 745, | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared purchase transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 845, | Numeric |
3. Domestic interchange | Cleared purchase transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T 492, | Numeric |
4. International within region | Cleared purchase transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 787 | Numeric |
5. International outside of region | Cleared purchase transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 2 | Numeric |
6. Total | Total transactions and total volume of A1. Purchases transactions (A1.1 + A1.2 + A1.3 + A1.4 + A1.5). | T: 2,871 | Numeric |
A2. Funding MCC 4829 | This section provides the transaction count and volume of cleared funding transactions under MCC 4829 (Money Transfer) | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 4829 in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 4829 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 49 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 4829 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 52 | Numeric |
4. International within region | Cleared funding transactions and volume under MCC 4829 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 99 | Numeric |
5. International outside of region | Cleared funding transactions and volume under MCC 4829 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 10 | Numeric |
6. Total | Total transactions and total volume of A2. Funding MCC 4829 transactions (A2.1 + A2.2 + A2.3 + A2.4 + A2.5). | T: 210 | Numeric |
A3. Funding MCC 6540 | This section provides the transaction count and volume of cleared funding transactions under MCC 6540 (Point of Interaction (POI)) | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 6540 in which the Issuing Bank and Acquiring Bank are the same. | T: 10 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 6540 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 6540 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 49 | Numeric |
4. International within region | Cleared funding transactions and volume under MCC 6540 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 99 | Numeric |
5. International outside of region | Cleared funding transactions and volume under MCC 6540 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 2 | Numeric |
6. Total | Total transactions and total volume of A3. Funding MCC 6540 transactions (A3.1 + A3.2 + A3.3 + A3.4 + A3.5). | T: 160 | Numeric |
A4. Funding MCC 6538 | This section provides the transaction count and volume of cleared funding transactions under MCC 6538 (MoneySend Funding). | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 6538 in which the Issuing Bank and Acquiring Bank are the same. | T: 42 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 6538 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 10 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 6538 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 77 | Numeric |
4. International within region | Cleared funding transactions and volume under MCC 6538 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 145 | Numeric |
5. International outside of region | Cleared funding transactions and volume under MCC 6538 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 5 | Numeric |
6. Total | Total transactions and total volume of A4. Funding MCC 6538 transactions (A4.1 + A4.2 + A4.3 + A4.4). | T: 279 | Numeric |
B. Cash disbursements | A cleared cash withdrawal transaction. This includes balance transfers and convenience checks. | ||
1. Domestic on-us | Cleared cash disbursement transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 49 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared cash disbursement transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 2 | Numeric |
3. Domestic interchange | Cleared cash disbursement transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 4 | Numeric |
4. International within region | Cleared disbursement transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 72 | Numeric |
5. International outside of region | Cleared disbursement transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 3 | Numeric |
6. Total | Total transactions and total volume of B. Cash disbursements transactions (B1 + B2 + B3 + B4 + B5). | T: 130 | Numeric |
Breakdown of cash disbursements | |||
a. ATM cash disbursements | Transaction count and volume of cleared cash disbursements which took place at an ATM (Automated Teller Machine). | T: 60 | Numeric |
b. Teller cash disbursements | Transaction count and volume of cleared cash disbursements which did not occur at an ATM. Usually at a bank branch or other teller location. | T: 67 | Numeric |
C1. Refunds / returns / credits | A total or partial refund on the amount of a prior cleared transaction for the return of unwanted goods or services. This is also known as a reversal. | ||
1. Domestic on-us | Domestic refund / return and credit transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 4 | Numeric |
2. Domestic other brand / non-Mastercard processed | Refund / return and credit transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Refund / return and credit transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 29 | Numeric |
4. International within region | Refund / return and credit transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 4 | Numeric |
5: International outside of region | Refund / return and credit transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 10 | Numeric |
6. Total | Total transactions and total volume of C1. Refunds / returns / credits transactions (C1.1 + C1.2 + C1.3 + C1.4 +C1.5) | T: 47 | Numeric |
C2. Payment consumer | This section provides the transaction count and volume of cleared Money Send payment transactions identified as consumer initiated. | ||
1. Domestic on-us | Cleared payment consumer transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment consumer transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment consumer transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 42 | Numeric |
4. International within region | Cleared payment consumer transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 55 | Numeric |
5. International outside of region | Cleared payment consumer transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 10 | Numeric |
6. Total | Total transactions and total volume of C2. Payment consumer transactions (C2.1 + C2.2 + C2.3 + C2.4 + C2.5). | T: 107 | Numeric |
C3. Payment government | This section provides the transaction count and volume of cleared Money Send payment transactions identified as business or government initiated. | ||
1. Domestic on-us | Cleared payment government transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment government transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment government transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 82 | Numeric |
4. International within region | Cleared payment government transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 62 | Numeric |
5. International outside of region | Cleared payment government transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 15 | Numeric |
6. Total | Total transactions and total volume of C3. Payment government transactions (C3.1 + C3.2 + C3.3 + C3.4 + C3.5) | T: 159 | Numeric |
C4. Payment gaming gambler | This section provides the transaction count and volume of cleared gaming and gambling payment transactions. | ||
1. Domestic on-us | Cleared payment gaming gambler transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment gaming gambler transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment gaming gambler transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 10 | Numeric |
4. International within region | Cleared payment gaming gambler transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and within the Issuing Bank's region. | T: 12 | Numeric |
5. International outside of region | Cleared payment gaming gambler transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country and region. | T: 15 | Numeric |
6. Total | Total transactions and total volume of C4. Payment gaming gambler transactions (C4.1 + C4.2 + C4.3 + C4.4 + C4.5) | T: 37 | Numeric |
D. Accounts / cards | This section provides details around accounts and cards of the specific card program. Such as accounts and cards created during the reported quarter, temporarily blocked accounts and cards and those that have actually transacted during the quarter.
| ||
1. Accounts at beginning of quarter | Number of open, temporarily blocked, and total accounts on the last day of the previous quarter. This should be the same as the number reported in the prior quarter under “Accounts at end of quarter”. | O: 942 | Numeric |
2. New accounts obtained during quarter | Number of accounts added to the card program since the end of the previous quarter. | 81 | Numeric |
3. Accounts terminated during quarter | Number of accounts permanently closed during the reported quarter. | 17 | Numeric |
4. Accounts at end of quarter | Number of open, temporarily blocked and total accounts on the last day of the reported quarter. | O: 1,015 | Numeric |
5. Accounts with at least one transaction during quarter | Number of accounts that had at least one purchase or cash transaction during the quarter. | 572 | Numeric |
6. Cards at beginning of quarter | Number of open, temporarily blocked, and total cards on the last day of the previous quarter. This should be the same number reported in the prior quarter under "Cards at end of quarter". | O: 942 | Numeric |
7. New cards | Number of cards that have been issued and activated since the end of the previous quarter. | 81 | Numeric |
8. Cards at end of quarter | Number of open, temporarily blocked and total cards on the last day of the reported quarter. | O: 1,015 | Numeric |
9. Cards with at least one transaction during quarter | Number of cards that had at least one purchase or cash transaction during the quarter. | 572 | Numeric |
II. CHARGED-OFF LOSSES | Data not provided by Paymentology forII. CHARGED-OFF LOSSES section. Fields left blank or contain 0. | ||
III. CARD FEATURE DETAILS | This section provides the card number, transaction count and transaction volume of cards with specific physical features. | ||
1. Breakout of EMV compliant chip-enabled cards | Total number of EMV compliant chip cards in market. EMV chip cards may carry different CVMs including offline PIN, online PIN, signature or no CVM. | 1,057 | Numeric |
2. Total Mastercard contactless cards issued | Total number of physical plastic contactless cards in market (both magstripe and EMV compliant contactless cards) and the associated transactions and volume on those cards and devices. Contactless cards use NFC technology. | C: 1,057 | Numeric |
3. Total number of cards enrolled in the Mastercard biometric card program | Total number of physical Mastercard biometric cards in market. Biometric refers to fingerprint sensor-enabled payment cards. | 0 | Numeric |
4. Total number of Mastercard digital accounts | Total number of Mastercard digital accounts | 0 | Numeric |
5. Total number of virtual, non-reloadable prepaid and full metal body cards | Total number of virtual, non-reloadable prepaid and full metal body cards | 0 | Numeric |
Sample file
YEAR 2024
QUARTER Q1
PROGRAM MDU
QMR FORM
I. Cardholder Activity
A1. Purchases Transactions Volume
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 1232 34654.61
4. International Within Region 30928 936270.19
5. International Outside of Region 9700 316569.78
6. Total (A1.1+A1.2+A1.3+A1.4+A1.5) 41860 1287494.58
A2. Funding MCC 4829
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 4 807.1
5. International Outside of Region 0 0
5. Total (A2.1+A2.2+A2.3+A2.4+A1.5) 4 807.1
A3. Funding MCC 6540
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (A3.1+A3.2+A3.3+A3.4+A3.5) 0 0
A4. Funding MCC 6538
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (A4.1+A4.2+A4.3+A4.4+A4.5) 0 0
B. Cash Disbursements Transactions Volume
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 38 4698.25
4. International Within Region 1543 208656.19
5. International Outside of Region 605 87873.56
5. Total (B1+B2+B3+B4+B5) 2186 301228
Breakdown of Cash Disbursements
a. ATM Cash Disbursements 2186 301228
b. Teller Cash Disbursements 0 0
C1. Refunds / Returns / Credits Transactions Volume
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (C1.1+C1.2+C1.3+C1.4+C1.5) 0 0
C2. Payment Consumer
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (C2.1+C2.2+C2.3+C2.4+C2.5) 0 0
C3. Payment Government
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (C3.1+C3.2+C3.3+C3.4+C3.5) 0 0
C3. Payment Gaming Gambling
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International Within Region 0 0
5. International Outside of Region 0 0
5. Total (C3.1+C3.2+C3.3+C3.4+C3.5) 0 0
D. Accounts/ Cards Open Temporarily Blocked Total
1. Accounts at beginning of quarter 147564 403575 551139
2. New accounts obtained during quarter 243233
3. Accounts terminated during quarter 0
4. Accounts at end of quarter 794372 0 794372
5. Accounts with at least one transaction during quarter 2951
6. Cards at beginning of quarter 147564 403575 551139
7. New Cards 243233
8. Cards at end of quarter 30039 759276 789315
9. Cards with at least one transaction during quarter 2944
II. Charged-Off Losses
A. Fraud Losses (including counterfeit losses) Accounts Balances
1. Gross Fraud Losses 0 0
2. Recovery of Fraud Losses 0
3. Net Fraud Losses (A1-A2) 0
B. Other Losses Accounts Balances
1. Gross Other Losses 0 0
2. Recovery of Other Losses 0
3. Net Other Losses (B1-B2) 0
C. Total Charged-Off Losses Accounts Balances
1. Total Gross Charged- Off Losses (A1+B1) 0 0
2. Total Recovery of Charged-Off Losses (A2+B2) 0
3. Total Net Charged-Off Losses (C1-C2) 0
III. Card Feature Details Cards Transactions Volume
1. Breakout of EMV- compliant Chip-enabled Cards 29486
2. Total Mastercard contactless Cards issued 29486 43390 1477949.98
3. Total number of Cards enrolled in the MasterCard Biometric Card program 0
4. Total number of MasterCard Digital Accounts 0
"5. Total number of virtual, non-reloadable prepaid and full metal body cards" 759829 Non-European Mastercard Issuers
Data fields, definitions and format for Non-European Mastercard Issuers are provided in the table below.
Non-European Mastercard Issuers QMR data fields
Field name | Description | Example | Format |
|---|---|---|---|
YEAR | The calendar year in which the reported quarter took place. | 2022 | YYYY |
QUARTER | The specific quarter of the calendar year in which the report data is based on. | Q2 | Q# |
PROGRAM | The Mastercard Product Code the client's card program is on. This is defined by Mastercard and Issuer at time of program setup. | MBP | 3 Alpha |
Transactions | This field specifies the count of cleared transactions that occurred for the specific transaction type during the reported quarter. | 789 | Numeric |
Volume | This field specifies the value of the cleared transactions in either the local, US dollar or Euro currency that occurred for the specific transaction type during the reported quarter. | 9467.82 | Numeric |
I. CARDHOLDER ACTIVITY | This section provides the transaction count and volume of different types of transactions. i.e. cash withdrawals, purchases, refunds etc. | ||
A1. Purchases | This section provides the transaction count and volume of cleared transactions enacted to purchase goods or services. | ||
1. Domestic on-us | Cleared purchase transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 745, | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared purchase transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 845, | Numeric |
3. Domestic interchange | Cleared purchase transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T 492, | Numeric |
4. International | Cleared purchase transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 787 | Numeric |
5. Total | Total transactions and total volume of A1. Purchases transactions (A1.1 + A1.2 + A1.3 + A1.4). | T: 2,869 | Numeric |
A2. Funding MCC 4829 | This section provides the transaction count and volume of cleared funding transactions under MCC 4829 (Money Transfer) | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 4829 in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 4829 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 49 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 4829 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 52 | Numeric |
4. International | Cleared funding transactions and volume under MCC 4829 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 99 | Numeric |
5. Total | Total transactions and total volume of A2. Funding MCC 4829 transactions (A2.1 + A2.2 + A2.3 + A2.4). | T: 200 | Numeric |
A3. Funding MCC 6540 | This section provides the transaction count and volume of cleared funding transactions under MCC 6540 (Point of Interaction (POI)) | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 6540 in which the Issuing Bank and Acquiring Bank are the same. | T: 10 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 6540 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 6540 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 49 | Numeric |
4. International | Cleared funding transactions and volume under MCC 6540 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 99 | Numeric |
5. Total | Total transactions and total volume of A3. Funding MCC 6540 transactions (A3.1 + A3.2 + A3.3 + A3.4). | T: 158 | Numeric |
A4. Funding MCC 6538 | This section provides the transaction count and volume of cleared funding transactions under MCC 6538 (MoneySend Funding). | ||
1. Domestic on-us | Cleared funding transactions and volume under MCC 6538 in which the Issuing Bank and Acquiring Bank are the same. | T: 42 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared funding transactions and volume under MCC 6538 in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 10 | Numeric |
3. Domestic interchange | Cleared funding transactions and volume under MCC 6538 in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 77 | Numeric |
4. International | Cleared funding transactions transactions and volume under MCC 6538 in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 145 | Numeric |
5. Total | Total transactions and total volume of A4. Funding MCC 6538 transactions (A4.1 + A4.2 + A4.3 + A4.4). | T: 274 | Numeric |
B. Cash disbursements | A cleared cash withdrawal transaction. This includes balance transfers and convenience checks. | ||
1. Domestic on-us | Cleared cash disbursement transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 49 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared cash disbursement transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 2 | Numeric |
3. Domestic interchange | Cleared cash disbursement transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 4 | Numeric |
4. International | Cleared disbursement transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 72 | Numeric |
5. Total | Total transactions and total volume of B. Cash disbursements transactions (B1 + B2 + B3 + B4). | T: 127 | Numeric |
Breakdown of cash disbursements | |||
a. ATM cash disbursements | Transaction count and volume of cleared cash disbursements which took place at an ATM (Automated Teller Machine). | T: 60 | Numeric |
b. Teller cash disbursements | Transaction count and volume of cleared cash disbursements which did not occur at an ATM. Usually at a bank branch or other teller location. | T: 67 | Numeric |
C1. Refunds / returns / credits | A total or partial refund on the amount of a prior cleared transaction for the return of unwanted goods or services. This is also known as a reversal. | ||
1. Domestic on-us | Domestic refund / return and credit transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 4 | Numeric |
2. Domestic other brand / non-Mastercard processed | Refund / return and credit transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Refund / return and credit transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 29 | Numeric |
4. International | Refund / return and credit transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 4 | Numeric |
5. Total | Total transactions and total volume of C1. Refunds / returns / credits transactions (C1.1 + C1.2 + C1.3 + C1.4) | T: 37 | Numeric |
C2. Payment consumer | This section provides the transaction count and volume of cleared Money Send payment transactions identified as consumer initiated. | ||
1. Domestic on-us | Cleared payment consumer transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment consumer transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment consumer transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 42 | Numeric |
4. International | Cleared payment consumer transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 55 | Numeric |
5. Total | Total transactions and total volume of C2. Payment consumer transactions (C2.1 + C2.2 + C2.3 + C2.4). | T: 97 | Numeric |
C3. Payment government | This section provides the transaction count and volume of cleared Money Send payment transactions identified as business or government initiated. | ||
1. Domestic on-us | Cleared payment government transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment government transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment government transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 82 | Numeric |
4. International | Cleared payment government transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 62 | Numeric |
5. Total | Total transactions and total volume of C3. Payment government transactions (C3.1 + C3.2 + C3.3 + C3.4) | T: 144 | Numeric |
C4. Payment gaming gambler | This section provides the transaction count and volume of cleared gaming and gambling payment transactions. | ||
1. Domestic on-us | Cleared payment gaming gambler transactions and volume in which the Issuing Bank and Acquiring Bank are the same. | T: 0 | Numeric |
2. Domestic other brand / non-Mastercard processed | Cleared payment gaming gambler transactions and volume in which the Issuing Bank and Acquiring Bank are different and the transaction occurs at a merchant or ATM in the Issuing bank’s country where a competing brand/scheme is used, Mastercard interchange is not applied, the competing domestic brand is on the card, and present at the POS or ATM, and the cardholder or merchant intentionally routes the transaction through the competing domestic brand/scheme. Domestic transactions routing through a domestic processor, without the presence of a competing brand/scheme, are not considered Domestic Other and should be reported as Domestic Interchange. | T: 0 | Numeric |
3. Domestic interchange | Cleared payment gaming gambler transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs in the Issuing Banks country. | T: 10 | Numeric |
4. International | Cleared payment gaming gambler transactions and volume in which the Issuing and Acquiring Bank are different and the transaction occurs outside the Issuing Banks country. | T: 12 | Numeric |
5. Total | Total transactions and total volume of C4. Payment gaming gambler transactions (C4.1 + C4.2 + C4.3 + C4.4) | T: 22 | Numeric |
D. Accounts / cards | This section provides details around accounts and cards of the specific card program. Such as accounts and cards created during the reported quarter, temporarily blocked accounts and cards and those that have actually transacted during the quarter.
| ||
1. Accounts at beginning of quarter | Number of open, temporarily blocked, and total accounts on the last day of the previous quarter. This should be the same as the number reported in the prior quarter under “Accounts at end of quarter”. | O: 942 | Numeric |
2. New accounts obtained during quarter | Number of accounts added to the card program since the end of the previous quarter. | 81 | Numeric |
3. Accounts terminated during quarter | Number of accounts permanently closed during the reported quarter. | 17 | Numeric |
4. Accounts at end of quarter | Number of open, temporarily blocked and total accounts on the last day of the reported quarter. | O: 1,015 | Numeric |
5. Accounts with at least one transaction during quarter | Number of accounts that had at least one purchase or cash transaction during the quarter. | 572 | Numeric |
6. Cards at beginning of quarter | Number of open, temporarily blocked, and total cards on the last day of the previous quarter. This should be the same number reported in the prior quarter under "Cards at end of quarter". | O: 942 | Numeric |
7. New cards | Number of cards that have been issued and activated since the end of the previous quarter. | 81 | Numeric |
8. Cards at end of quarter | Number of open, temporarily blocked and total cards on the last day of the reported quarter. | O: 1,015 | Numeric |
9. Cards with at least one transaction during quarter | Number of cards that had at least one purchase or cash transaction during the quarter. | 572 | Numeric |
II. CHARGED-OFF LOSSES | Data not provided by Paymentology forII. CHARGED-OFF LOSSES section. Fields left blank or contain 0. | ||
III. CARD FEATURE DETAILS | This section provides the card number, transaction count and transaction volume of cards with specific physical features. | ||
1. Breakout of EMV compliant chip-enabled cards | Total number of EMV compliant chip cards in market. EMV chip cards may carry different CVMs including offline PIN, online PIN, signature or no CVM. | 1,057 | Numeric |
2. Total Mastercard contactless cards issued | Total number of physical plastic contactless cards in market (both magstripe and EMV compliant contactless cards) and the associated transactions and volume on those cards and devices. Contactless cards use NFC technology. | C: 1,057 | Numeric |
3. Total number of cards enrolled in the Mastercard biometric card program | Total number of physical Mastercard biometric cards in market. Biometric refers to fingerprint sensor-enabled payment cards. | 0 | Numeric |
4. Total number of Mastercard digital accounts | Total number of Mastercard digital accounts | 0 | Numeric |
5. Total number of virtual, non-reloadable prepaid and full metal body cards | Total number of virtual, non-reloadable prepaid and full metal body cards | 0 | Numeric |
Sample file
YEAR 2024
QUARTER Q1
PROGRAM MBP
QMR FORM
I. Cardholder Activity
A1. Purchases Transactions Volume
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 824799 20065658.49
4. International 94612 3410987.406
6. Total (A1.1+A1.2+A1.3+A1.4) 919411 23476645.89
A2. Funding MCC 4829
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 2 56.316
5. Total (A2.1+A2.2+A2.3+A2.4) 2 56.316
A3. Funding MCC 6540
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 0 0
5. Total (A3.1+A3.2+A3.3+A3.4) 0 0
A4. Funding MCC 6538
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 0 0
5. Total (A4.1+A4.2+A4.3+A4.4) 0 0
B. Cash Disbursements Transactions Volume
1. Domestic On-us 500310 99181945
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 83637 7943920
4. International 2873 615945.263
5. Total (B1+B2+B3+B4) 586820 107741810.3
Breakdown of Cash Disbursements
a. ATM Cash Disbursements 586820 107741810.3
b. Teller Cash Disbursements 0 0
C1. Refunds / Returns / Credits Transactions Volume
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 756 32140.16
4. International 1260 74998.408
5. Total (C1.1+C1.2+C1.3+C1.4) 2016 107138.568
C2. Payment Consumer
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 0 0
5. Total (C2.1+C2.2+C2.3+C2.4) 0 0
C3. Payment Government
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 0 0
5. Total (C3.1+C3.2+C3.3+C3.4) 0 0
C3. Payment Gaming Gambling
1. Domestic On-us 0 0
2. Domestic Other Brand / Non-MasterCard Processed 0 0
3. Domestic Interchange 0 0
4. International 0 0
5. Total (C3.1+C3.2+C3.3+C3.4) 0 0
D. Accounts/ Cards Open Temporarily Blocked Total
1. Accounts at beginning of quarter 99779 1327 101106
2. New accounts obtained during quarter 78204
3. Accounts terminated during quarter 0
4. Accounts at end of quarter 179310 0 179310
5. Accounts with at least one transaction during quarter 77802
6. Cards at beginning of quarter 99793 1334 101127
7. New Cards 79470
8. Cards at end of quarter 162892 8662 171554
9. Cards with at least one transaction during quarter 77802
II. Charged-Off Losses
A. Fraud Losses (including counterfeit losses) Accounts Balances
1. Gross Fraud Losses 0 0
2. Recovery of Fraud Losses 0
3. Net Fraud Losses (A1-A2) 0
B. Other Losses Accounts Balances
1. Gross Other Losses 0 0
2. Recovery of Other Losses 0
3. Net Other Losses (B1-B2) 0
C. Total Charged-Off Losses Accounts Balances
1. Total Gross Charged- Off Losses (A1+B1) 0 0
2. Total Recovery of Charged-Off Losses (A2+B2) 0
3. Total Net Charged-Off Losses (C1-C2) 0
III. Card Feature Details Cards Transactions Volume
1. Breakout of EMV- compliant Chip-enabled Cards 171554
2. Total Mastercard contactless Cards issued 171554 1507853 131218512.5
3. Total number of Cards enrolled in the MasterCard Biometric Card program 0
4. Total number of MasterCard Digital Accounts 0
"5. Total number of virtual, non-reloadable prepaid and full metal body cards" 0 Updated 7 months ago