Authorization Samples - Jaywan
Here are some FAST authorization message samples for clients using Jaywan
Samples generated based on Jaywan Certification on UAT ( altering client level data like tokens, transaction id, account id, client id and so on )
POS Purchase
1. POS Purchase{ "MESSAGE_TYPE": { "Message_Type": "0200", "Message_Desc": "Financial Request" }, "SUMMARY": { "TID": "1234503837197024451", "RID": "1235503", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:39:44", "Network": "UAE", "Spend_Type": "POS - Purchase", "Spend_Location": "FIME Test POSCT Abu Dhabi AZAE", "Transaction_Amount": "1000", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "123693312", "Customer_Ac": "1245793389", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "3531666635867816346", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "126634660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000100000", "DE7": "0312053943", "DE11": "024451", "DE12": "093943", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "784197197", "DE33": "784197197", "DE35": "126634660D31036010000000000***", "DE37": "607109024451", "DE38": "505278", "DE41": "A0000002", "DE42": "123456789012345", "DE43": "FIME Test POSCT Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE55": { "82": "1900", "95": "0000048000", "9F10": "0FB501A000400000000000000000000000000000000000000000000000000000", "9F27": "80", "9F36": "002A", "9F34": "420300", "9F33": "E0F848" }, "DE57": "003912", "DE60": "00000000+000POS1", "DE61": "010000000039999999999" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Pre-Authorization: E commerce (CIT)
2. Pre-Authorization: E commerce (CIT){ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Pre-Authorisation Request" }, "SUMMARY": { "TID": "1234199867197498330", "RID": "1234470", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:33:07", "Network": "UAE", "Spend_Type": "ECOM - Purchase", "Spend_Location": "FIME Test eComm Abu Dhabi AZAE", "Transaction_Amount": "1", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "E-Commerce Mode", "Customer_Validation": "CVV2", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092188406232", "Test_Results": "2305843009213693952", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE7": "0312053306", "DE11": "869066", "DE12": "093306", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "810", "DE25": "59", "DE32": "784197197", "DE33": "784197197", "DE37": "607109869066", "DE38": "372404", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test eComm Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE60": "00000000+000POS1", "DE61": "203510400619999999999", "DE63": "0215031205330649833", "DE104": "0103***0201M030205044000050200357261938472610583726100000260710501M" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Pre Authorization Incremental: E Commerce (MIT)
3. Pre Authorization Incremental: E Commerce (MIT){ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Pre-Authorisation Increment Request" }, "SUMMARY": { "TID": "1234199867197498330", "RID": "1234471", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:31:26", "Network": "UAE", "Spend_Type": "ECOM - Purchase", "Spend_Location": "FIME Test eComm Abu Dhabi AZAE", "Transaction_Amount": "1", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "E-Commerce Mode", "Customer_Validation": "CVV2", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092188406232", "Test_Results": "2305843009213693952", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE7": "0312053125", "DE11": "869066", "DE12": "093125", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "810", "DE25": "59", "DE32": "784197197", "DE33": "784197197", "DE37": "607109869066", "DE38": "465037", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test eComm Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE60": "00000000+000POS1", "DE61": "203510600619999999999", "DE63": "0215031205330649833", "DE104": "0103***0201M030205044000050200357261938472610583726100000260710501M" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Pre Authorization Completion (Financial Advice)
4. Pre Authorization Completion (Financial Advice){ "MESSAGE_TYPE": { "Message_Type": "0220", "Message_Desc": "Financial Advice" }, "SUMMARY": { "TID": "1234199867197498330", "RID": "1234472", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "11-03-2026 11:32:39", "Network": "UAE", "Spend_Type": "POS - Purchase", "Spend_Location": "FIME Test POSCL Abu Dhabi AZAE", "Transaction_Amount": "2", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092171628952", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000200", "DE7": "0311113239", "DE11": "791669", "DE12": "153239", "DE13": "0311", "DE14": "3103", "DE15": "0311", "DE17": "0311", "DE18": "5411", "DE19": "784", "DE22": "071", "DE23": "000", "DE25": "06", "DE32": "784197197", "DE33": "784197197", "DE37": "607109869066", "DE38": "571327", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test POSCL Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE55": {}, "DE57": "003910", "DE60": "00000000+000POS1", "DE61": "000000400039999999999", "DE63": "0215031205330649833" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Refund
5. Refund{ "MESSAGE_TYPE": { "Message_Type": "0200", "Message_Desc": "Financial Request" }, "SUMMARY": { "TID": "1234199867197598330", "RID": "2234471", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:35:35", "Network": "UAE", "Spend_Type": "POS - Return of Goods-Credit", "Spend_Location": "FIME Test POSCL Abu Dhabi AZAE", "Transaction_Amount": "100", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "Online Pin", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "NA", "Track_Check": "NA", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2378463656284258330", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "20", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE7": "0312053534", "DE11": "297888", "DE12": "093534", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "071", "DE23": "000", "DE25": "00", "DE32": "784197197", "DE33": "784197197", "DE35": "123434660D31036010000000000***", "DE37": "607109297888", "DE38": "000000", "DE41": "A0000003", "DE42": "123456789012345", "DE43": "FIME Test POSCL Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE55": { "82": "1900", "95": "0000048000", "9F10": "0FB501A000400000000000000000000000000000000000000000000000000000", "9F27": "80", "9F36": "001B", "9F34": "420300", "9F33": "E0F848" }, "DE57": "003912", "DE60": "00000000+000POS1", "DE61": "000000000039999999999" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Reversal/Void
6. Reversal/Void{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "1234199867197498330", "RID": "1234476", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:30:30", "Network": "UAE", "Spend_Type": "ECOM - Purchase", "Spend_Location": "FIME Test eComm Abu Dhabi AZAE", "Transaction_Amount": "1", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "E-Commerce Mode", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "NA", "Track_Check": "NA", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2378463587564781656", "Test_Results": "2305843009213693952", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE7": "0312053029", "DE11": "998545", "DE12": "093027", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "810", "DE25": "59", "DE32": "784197197", "DE33": "784197197", "DE37": "607109998545", "DE38": "171625", "DE39": "17", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test eComm Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE60": "00000000+000POS1", "DE61": "203510000619999999999", "DE63": "0215031205302799854", "DE90": "010099854503120530270078419719700000000000" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Balance Inquiry
7. Balance Inquiry{ "MESSAGE_TYPE": { "Message_Type": "0200", "Message_Desc": "Financial Request" }, "SUMMARY": { "TID": "1223616839895224547", "RID": "1785499", "PID": "2098", "Client_Id": "123456", "Transaction_Date_Time": "06-02-2026 17:09:04", "Network": "UAE", "Spend_Type": "POS - NA", "Spend_Location": "UAESWITCH-CENTRAL-BANK-01ABUDHABI AE", "Transaction_Amount": "0", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "Online Pin + ARQC", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "123483422", "Customer_Ac": "831400432", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "3531666635867816346", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "234403371", "DE3_1": "31", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000000", "DE7": "0206170803", "DE11": "224547", "DE12": "210804", "DE13": "0206", "DE14": "3010", "DE15": "0206", "DE17": "0206", "DE18": "5411", "DE19": "784", "DE22": "071", "DE23": "000", "DE25": "00", "DE32": "784589895", "DE33": "784589895", "DE35": "234403371D30102262163300000***", "DE37": "603721084569", "DE38": "923257", "DE41": "00283966", "DE42": "MERCH0000000001", "DE43": "FIME Test POSCT Abu Dhabi AZAE", "DE48": "MERCH0000000001", "DE49": "784", "DE55": { "82": "5C00", "95": "0000040000", "9F10": "06011203A0B806", "9F27": "80", "9F36": "0070", "9F34": "010302", "9F33": "E0E080" }, "DE57": "003810", "DE60": "00000000+000POS1", "DE61": "000000000837849999999" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -5000.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Account Status Inquiry
8. Account Status Inquiry{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2457198977197948762", "RID": "2695467", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:31:38", "Network": "UAE", "Spend_Type": "ECOM - Purchase", "Spend_Location": "FIME Test eComm Abu Dhabi AZAE", "Transaction_Amount": "0", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "E-Commerce Mode", "Customer_Validation": "CVV2", "Processor_Decision_Code": "85", "Processor_Reason_Code": "204", "Processor_Decision_Desc": "Approve - Acc Enq no avs, no cvv req", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120693311", "Customer_Ac": "6028793311", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092188520856", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "85" }, "ISO_MSG": { "DE2": "195554660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000000", "DE7": "0312053137", "DE11": "948762", "DE12": "093137", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "810", "DE25": "51", "DE32": "784197197", "DE33": "784197197", "DE37": "607109948762", "DE38": "320513", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test eComm Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE60": "00000000+000POS1", "DE61": "203510800619999999999", "DE63": "0215031205313794876", "DE100": "784409887", "DE104": "0201M" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Ecom Partial Reversal
9. Ecom Partial Reversal{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "1234199867197498330", "RID": "1234475", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "12-03-2026 05:32:49", "Network": "UAE", "Spend_Type": "ECOM - Purchase", "Spend_Location": "FIME Test eComm Abu Dhabi AZAE", "Transaction_Amount": "1", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "E-Commerce Mode", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "NA", "Track_Check": "NA", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2378463587564781656", "Test_Results": "2305843009213693952", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "123434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE7": "0312053248", "DE11": "044431", "DE12": "093246", "DE13": "0312", "DE14": "3103", "DE15": "0312", "DE17": "0312", "DE18": "5411", "DE19": "784", "DE22": "810", "DE25": "59", "DE32": "784197197", "DE33": "784197197", "DE37": "607109044431", "DE38": "587525", "DE39": "32", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test eComm Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE60": "00000000+000POS1", "DE61": "203510B00619999999999", "DE63": "0215031205324644431", "DE90": "010004443103120532460078419719700000000000", "DE95": "000000000200000000000000000000000000000000" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }ATM Cash Withdrawal
10. ATM Cash Withdrawal{ "MESSAGE_TYPE": { "Message_Type": "0200", "Message_Desc": "Financial Request" }, "SUMMARY": { "TID": "4346411557197215592", "RID": "1765106", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "11-03-2026 11:26:26", "Network": "UAE", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "FIME Test ATMCT Abu Dhabi AZAE", "Transaction_Amount": "100", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements", "Account_Id": "123483422", "Customer_Ac": "831400432", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "3531666635867947418", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "234403371", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE7": "0311112625", "DE11": "205592", "DE12": "152625", "DE13": "0311", "DE14": "3003", "DE15": "0311", "DE17": "0311", "DE18": "6011", "DE19": "784", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "784197197", "DE35": "234403371D30102262163300000***", "DE37": "607015205592", "DE38": "653241", "DE41": "A0000004", "DE42": "123456789012345", "DE43": "FIME Test ATMCT Abu Dhabi AZAE", "DE49": "784", "DE55": { "82": "1900", "95": "8000040000", "9F10": "0FB501A000400000000000000000000000000000000000000000000000000000", "9F27": "80", "9F36": "0009", "9F34": "420300", "9F33": "604020" }, "DE57": "003912" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -5000.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Financial Advice (Debit)
11. Financial Advice (Debit)DISCLAIMER: Samples generated based on the data element definition document and are not from real case scenario (jaywan certifications)
{ "MESSAGE_TYPE": { "Message_Type": "0220", "Message_Desc": "Financial Advice" }, "SUMMARY": { "TID": "2234199867197498330", "RID": "2234472", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "11-03-2026 11:32:39", "Network": "UAE", "Spend_Type": "POS - Purchase", "Spend_Location": "FIME Test POSCL Abu Dhabi AZAE", "Transaction_Amount": "2", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092171628952", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "423434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000200", "DE7": "0311113239", "DE11": "791669", "DE12": "153239", "DE13": "0311", "DE14": "3103", "DE15": "0311", "DE17": "0311", "DE18": "5411", "DE19": "784", "DE22": "071", "DE23": "000", "DE25": "09", "DE32": "784197197", "DE33": "784197197", "DE37": "607109869066", "DE38": "571327", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test POSCL Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE55": {}, "DE57": "003910", "DE60": "00000000+000POS1", "DE61": "000000400039999999999", "DE63": "0215031205330649833" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }Financial Advice (Credit)
12. Financial Advice (Credit){ "MESSAGE_TYPE": { "Message_Type": "0220", "Message_Desc": "Financial Advice" }, "SUMMARY": { "TID": "4234199867197498330", "RID": "6234472", "PID": "2619", "Client_Id": "123456", "Transaction_Date_Time": "11-03-2026 11:32:39", "Network": "UAE", "Spend_Type": "POS - Purchase", "Spend_Location": "FIME Test POSCL Abu Dhabi AZAE", "Transaction_Amount": "2", "Transaction_Currency": "AED", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5411 - Grocery Stores and Supermarkets", "Account_Id": "120393322", "Customer_Ac": "1268793388", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "3531385092171628952", "Test_Results": "0", "Rules_Checked": "92103", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "423434660", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000200", "DE7": "0311113239", "DE11": "791669", "DE12": "153239", "DE13": "0311", "DE14": "3103", "DE15": "0311", "DE17": "0311", "DE18": "5411", "DE19": "784", "DE22": "071", "DE23": "000", "DE25": "10", "DE32": "784197197", "DE33": "784197197", "DE37": "607109869066", "DE38": "571327", "DE41": "A0000001", "DE42": "123456789012345", "DE43": "FIME Test POSCL Abu Dhabi AZAE", "DE48": "1234567890123456789ABCD0784", "DE49": "784", "DE55": {}, "DE57": "003910", "DE60": "00000000+000POS1", "DE61": "000000400039999999999", "DE63": "0215031205330649833" }, "RULES": [ { "Rule_Id": 92103, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -4640.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }
Updated 13 days ago