Authorization samples - Mada

Here are some FAST authorization message samples for clients using Mada:

Click the transaction type to view the full sample message.

šŸ—’ļø

TIP

To understand how card status, decision code(s) and Mada response code(s) are mapped refer to the Card status mapping reference table located here.

  1. POS purchase with reversal

    1. POS purchase with reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 08:21:38",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84279",
            "TID": "213143588848003336"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1102081743",
            "DE11": "003336",
            "DE12": "221102111740",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210818087539***",
            "DE37": "230611170431",
            "DE38": "109168",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A420020A02000000000065202C70",
                "9F27": "80",
                "9F36": "0014",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 08:22:09",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84279",
            "RID": "84280",
            "TID": "213143588848003336"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1102081814",
            "DE11": "003337",
            "DE12": "221102111740",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4000",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210818087539***",
            "DE37": "230611170431",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A420020A02000000000065202C70",
                "9F27": "80",
                "9F36": "0014",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "120000333611020817402211021117400658884800",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213143588848003336",
        "RID": "84279",
        "DE2": "818087539",
        "mtid": "1210",
        "DE4": "000000001000",
        "DE7": "1102081743",
        "DE39": "000",
        "DE38": "109168",
        "DE11": "003336"
    }
    {
        "TID": "213143588848003336",
        "RID": "84280",
        "DE2": "818087539",
        "mtid": "1430",
        "DE4": "000000001000",
        "DE7": "1102081814",
        "DE39": "400",
        "DE11": "003337"
    }
  2. Purchase with cashback (contact/contactless transactions)

    2. Purchase with cashback (contact/contactless transactions)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:07:16",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "150.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84243",
            "TID": "213120588848003298"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000015000",
            "DE7": "1102070320",
            "DE11": "003298",
            "DE12": "221102100318",
            "DE17": "1102",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "230610030398",
            "DE38": "107313",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE54": "0040682D000000005000",
            "DE55": {
                "82": "3D00",
                "95": "0080048000",
                "9F10": "06010A03A0600A0A020000000000D2A9D330",
                "9F27": "80",
                "9F36": "002A",
                "9F34": "020500",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:11:20",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "23.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84245",
            "TID": "213124588848003300"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000002300",
            "DE7": "1102070724",
            "DE11": "003300",
            "DE12": "221102100723",
            "DE17": "1102",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1990",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "230610070400",
            "DE38": "107343",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE54": "0040682D000000001000",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000EB74D471",
                "9F27": "80",
                "9F36": "002C",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
  3. Purchase and full refund

    3. Purchase and full refund

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:25:11",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "100.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "007",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84252",
            "TID": "213115588848003307"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "007"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000010000",
            "DE7": "1102072115",
            "DE11": "003307",
            "DE12": "221102102113",
            "DE17": "1102",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "230610210406",
            "DE38": "107367",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080248000",
                "9F10": "06010A03A060020A020000000000CF6771E3",
                "9F27": "80",
                "9F36": "0032",
                "9F34": "420000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:26:13",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "100.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin ",
            "Processor_Decision_Code": "106",
            "Processor_Reason_Code": "106",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84252",
            "RID": "84253",
            "TID": "213115588848003307"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "FAIL",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991351962",
            "Test_Results": "2",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "106"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000010000",
            "DE7": "1102072218",
            "DE11": "003308",
            "DE12": "221102102214",
            "DE17": "1102",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "230610220407",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080248800",
                "9F10": "06010A03A0600A0A020000000000CB810134",
                "9F27": "80",
                "9F36": "0033",
                "9F34": "420000",
                "9F33": "E0F0C8"
            },
            "DE56": "1200230610210406221102",
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
  4. Purchase and partial refund

    4. Purchase and partial refund

    {
        "MESSAGE_TYPE": {
            "MESSAGE_TYPE": {
                "Message_Type": "1200",
                "Message_Desc": "Financial Request"
            },
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:35:47",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "120.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84260",
            "TID": "213152588848003314"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000012000",
            "DE7": "1102073152",
            "DE11": "003314",
            "DE12": "221102103149",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210818087539***",
            "DE37": "230610310412",
            "DE38": "109118",
            "DE41": "6388899900000001",
            "DE42": "113030012019",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080008000",
                "9F10": "06010A03A420020A02000000000029358150",
                "9F27": "80",
                "9F36": "0008",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-11-2022 07:36:51",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "40.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84260",
            "RID": "84261",
            "TID": "213152588848003314"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000004000",
            "DE7": "1102073256",
            "DE11": "003315",
            "DE12": "221102103254",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "818654321=25092210818087539***",
            "DE37": "230610320413",
            "DE38": "109122",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000800",
                "9F10": "06010A03A420020A020000000000F45815CD",
                "9F27": "80",
                "9F36": "0009",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "1200230610310412221102",
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
  5. Purchase with reversal on GCC switch

    5. Purchase with reversal on GCC switch

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "123456000000098765",
            "RID": "1234567",
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "21-02-2022 10:24:31",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "BURGER AAA AAAAAAAAA AA S\\\\MANAMA       \\             BHR",
            "Transaction_Amount": "2.5",
            "Transaction_Currency": "BHD",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5411 - Grocery Stores and Supermarkets",
            "Account_Id": "987654321",
            "Customer_Ac": "123ab2bf-d00b-6543-abcd-1a514ad0fe11",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "123456789101112131",
            "Test_Results": "1122334455667788",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000002500",
            "DE5": "000000002222",
            "DE7": "0123456789",
            "DE9": "47654321",
            "DE11": "012345",
            "DE12": "220987654321",
            "DE16": "0221",
            "DE17": "0222",
            "DE22": "711098765432",
            "DE23": "000",
            "DE24": "200",
            "DE26": "5411",
            "DE28": "220221",
            "DE32": "04839000000",
            "DE35": "587654321=1234567809876543226***",
            "DE37": "123456789102",
            "DE38": "123456",
            "DE41": "00001922        ",
            "DE42": "000000000002022",
            "DE43": "BURGER AAA AAAAAAAAA AA S\\\\MANAMA       \\             BHR",
            "DE49": "008",
            "DE50": "111",
            "DE55": {
                "82": "1100",
                "95": "0000002001",
                "9F10": "0010A01101A400000000FFFFFFFFFFFFFFFF",
                "9F27": "80",
                "9F36": "0022",
                "9F34": "1D0302",
                "9F33": "E007C8"
            },
            "DE60": "BGHT0000",
            "DE122": "    GN"
        },
        "RULES": []
    }
    {
        "mtid": "1200",
        "rid": "1234567",
        "tid": "123456000000098765",
        "de2_tok": "987654321",
        "de4": "000000002500",
        "de7": "0123456789",
        "de11": "012345",
        "de38": "123456",
        "de39": "000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "TID": "123456000000098765",
            "RID": "123456",
            "Add_Ref_RID": "123456",
            "PID": "1",
            "Client_Id": "123456",
            "Transaction_Date_Time": "21-02-2022 10:25:02",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "BURGER AAA AAAAAAAAA AA S\\\\MANAMA       \\             BHR",
            "Transaction_Amount": "2.5",
            "Transaction_Currency": "BHD",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "CVV3 ",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5411 - Grocery Stores and Supermarkets",
            "Account_Id": "987654321",
            "Customer_Ac": "123ab2bf-d00b-6543-abcd-1a514ad0fe11",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "3",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "123456789109876543",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000002500",
            "DE5": "000000002000",
            "DE7": "0123456789",
            "DE9": "47654321",
            "DE11": "012345",
            "DE12": "220987654321",
            "DE16": "0221",
            "DE17": "0222",
            "DE22": "700098765432",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4000",
            "DE26": "5411",
            "DE28": "220221",
            "DE32": "04839000000",
            "DE35": "583549636=261022100000000",
            "DE37": "205213035601",
            "DE41": "00001917        ",
            "DE42": "000000000002071",
            "DE43": "BURGER AAA AAAAAAAAA AA S\\\\MANAMA       \\             BHR",
            "DE49": "048",
            "DE50": "682",
            "DE56": "10000890220221102434220987654321110483900000000",
            "DE60": "BGHT0000",
            "DE100": "11111",
            "DE122": "    GN"
        },
        "RULES": []
    }
    {
        "mtid": "1111",
        "rid": "123457",
        "tid": "123456000000098765",
        "de2_tok": "987654321",
        "de4": "000000002500",
        "de7": "0123456789",
        "de11": "012345",
        "de38": "",
        "de39": "400"
    }
  6. Purchase from outdated terminal

    6. Purchase from outdated terminal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "11",
            "Client_Id": "123456",
            "Transaction_Date_Time": "01-02-2023 13:15:34",
            "Customer_Ac": "NA",
            "Account_Id": "123411111",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Ghala Gulf Company       \\city\\city       \\20221320  121SAU",
            "Transaction_Amount": "18.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5814 - Quick Payment Service-Fast Food Restaurants",
            "Total_Fee_Bill": "0.0",
            "RID": "12329",
            "TID": "222234512345678333"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184812345",
            "Test_Results": "10133099161512345",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "806221111",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001800",
            "DE7": "0201231534",
            "DE11": "018333",
            "DE12": "230201231533",
            "DE17": "0201",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "100",
            "DE25": "1506",
            "DE26": "5814",
            "DE28": "230201",
            "DE32": "588849",
            "DE35": "806832732=25122211179000000***",
            "DE37": "303216151234",
            "DE38": "102817",
            "DE41": "6451892300088844",
            "DE42": "207399051416   ",
            "DE43": "Ghala Gulf Company       \\city \\city       \\20221220  111SAU",
            "DE47": {
                "1": "D4D1E3C920DAE4C720C7E4CEE4EACC"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080008000",
                "9F10": "06010A03A4B8020A0200000000006B6FABCD",
                "9F27": "80",
                "9F36": "0008",
                "9F34": "440302",
                "9F33": "E0F98C"
            },
            "DE60": "RYDB0000",
            "DE122": "RYABC1"
        },
        "RULES": []
    }
  7. Pre-auth, pre-auth completion and reversal

    7. Pre-auth, pre-auth completion and reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "06-11-2022 08:26:59",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84340",
            "TID": "213520588848003429"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106082302",
            "DE11": "003429",
            "DE12": "221106112301",
            "DE17": "1106",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "818654321=25092210412234871***",
            "DE37": "231011230494",
            "DE38": "104380",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A420020A020000000000532C0DEB",
                "9F27": "80",
                "9F36": "0013",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "06-11-2022 08:30:01",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84340",
            "RID": "84342",
            "TID": "213520588848003429"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106082604",
            "DE11": "003433",
            "DE12": "221106112601",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "202",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221106",
            "DE30": "000000000000000000000000",
            "DE32": "588848",
            "DE35": "818654321=25092210412234871***",
            "DE37": "231011260496",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A0200000000004543193F",
                "9F27": "80",
                "9F36": "0015",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011230494221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "06-11-2022 08:30:38",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84342",
            "RID": "84343",
            "TID": "213520588848003429"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106082641",
            "DE11": "003434",
            "DE12": "221106112601",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4000",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "818654321=25092210412234871***",
            "DE37": "231011260496",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A0200000000004543193F",
                "9F27": "80",
                "9F36": "0015",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "122000343311060826012211061126010658884800",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
  8. ATM withdrawal

    8. ATM withdrawal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "10-11-2022 08:39:54",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "100.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
            "Total_Fee_Bill": "0.0",
            "RID": "84464",
            "TID": "213954588851000936"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184938138",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000010000",
            "DE7": "1110083954",
            "DE11": "000936",
            "DE12": "221110113954",
            "DE17": "1110",
            "DE22": "51140151334C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "221110",
            "DE32": "588851",
            "DE35": "818654321D25092210180735827***",
            "DE37": "064203      ",
            "DE38": "103849",
            "DE41": "JBDMRD1D0345AE26",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8000048000",
                "9F10": "06010A03A020000A0200000000001D731804",
                "9F27": "80",
                "9F36": "0011",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "02200000Y  "
        },
        "RULES": []
    }
    
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "10-11-2022 08:41:18",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "4000.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin ",
            "Processor_Decision_Code": "106",
            "Processor_Reason_Code": "106",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements",
            "Total_Fee_Bill": "0.0",
            "RID": "84465",
            "TID": "213918588851000937"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "FAIL",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991351962",
            "Test_Results": "2",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "106"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000400000",
            "DE7": "1110084118",
            "DE11": "000937",
            "DE12": "221110114118",
            "DE17": "1110",
            "DE22": "51140151334C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "221110",
            "DE32": "588851",
            "DE35": "818654321D25092210180735827***",
            "DE37": "064603      ",
            "DE41": "JBDMRD1D0345AE26",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8000048000",
                "9F10": "06010A03A020000A020000000000B08887E9",
                "9F27": "80",
                "9F36": "0012",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "02200000Y  "
        },
        "RULES": []
    }
  9. ATM mini statement request (English)

    9. ATM mini statement request (English)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "20-12-2022 12:55:16",
            "Customer_Ac": "NA",
            "Account_Id": "404111527",
            "Network": "MADA",
            "Spend_Type": "ATM - Mini Statement",
            "Spend_Location": "INMA BANK\\AL ANOD TOWER\\RIYADH\\2222      101SAU",
            "Transaction_Amount": "0.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash DisbursementsĀ ",
            "Total_Fee_Bill": "0.0",
            "RID": "85797",
            "TID": "217951432328297664"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "1125899906843648",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "363118923",
            "DE3_1": "38",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "1220125351",
            "DE11": "297664",
            "DE12": "221220155351",
            "DE17": "1221",
            "DE22": "51140151014C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "221220",
            "DE32": "432328",
            "DE35": "363118923D25112214679300000***",
            "DE37": "155351297664",
            "DE38": "108217",
            "DE41": "OP0101NL01050006",
            "DE43": "INMA BANK\\AL ANOD TOWER\\RIYADH\\2222      101SAU",
            "DE48": "E",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8080040000",
                "9F10": "06010A03A0A8000A020000000000E8F40C78",
                "9F27": "80",
                "9F36": "001B",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "TID": "217951432328297664",
        "RID": "85797",
        "DE2": "363118923",
        "mtid": "1210",
        "DE4": "000000000000",
        "DE7": "1220125351",
        "DE39": "000",
        "DE38": "108217",
        "DE48": "E4DATE TRANSACTION AMOUNT20/12 ATM - Withdrawal - REV 100.0020/12 ATM - Withdrawal 100.0004/12 POS - Purchase 20.0004/12 ATM - Withdrawal    50.00",
        "DE11": "297664",
        "DE54": "0002682C000029993000"
    }
  10. ATM mini statement request (Arabic)

    10. ATM mini statement request (Arabic)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "181318588851004162",
            "RID": "122837",
            "PID": "1",
            "Client_Id": "196275",
            "Transaction_Date_Time": "19-12-2021 12:27:23",
            "Network": "MADA",
            "Spend_Type": "ATM - Mini Statement",
            "Spend_Location": "SABB\\SDRBRA1L0145\\RIYADH\\096       CP SAU",
            "Transaction_Amount": "0.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash DisbursementsĀ ",
            "Account_Id": "534851632",
            "Customer_Ac": "4ddf63e1-6a47-4800-9afd-4527ec0496af",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "922178757",
            "DE3_1": "38",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "1219122118",
            "DE11": "004162",
            "DE12": "211219152118",
            "DE17": "1219",
            "DE22": "51140151334C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "211219",
            "DE32": "588851",
            "DE35": "922178757D26102210922178757***",
            "DE37": "007103      ",
            "DE38": "103105",
            "DE41": "SDRBRA1L0145A515",
            "DE43": "SABB\\SDRBRA1L0145\\RIYADH\\096       CP SAU",
            "DE48": "A",
            "DE49": "682",
            "DE55": {
                "82": "3900",
                "95": "8000048000",
                "9F10": "0111A000C122020000003620E1B14136BE49",
                "9F27": "80",
                "9F36": "003F",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "mtid": "1210",
        "rid": "122837",
        "tid": "181318588851004162",
        "de2_tok": "922178757",
        "de4": "000000000000",
        "de7": "1219122118",
        "de11": "004162",
        "de38": "103105",
        "de39": "000",
        "de48": "A6mU&XU\"        \\_UXJU\"       <_@#(U\"12/19    \\UXJ T_[;( Y_>X     111.2012/19      I_& G#OZ Y_>X      56.6612/19   aZ@(Zz $\"@D Y_>X      44.4112/19          W[C@ Y_>X      10.0012/19     n#FX mU&X Y%\">     100.0012/19      ^>OZ &;C Y_>X      80.00",
        "de54": "0002682C000000746810"
    }
  11. Transit account verification (contactless)

    11. Transit account verification (contactless)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "09-11-2022 07:54:49",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "TRANSIT - Card Status Verification",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "0.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "100",
            "Processor_Reason_Code": "400",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "RID": "84428",
            "TID": "213845588851030394"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72621179646509208",
            "Test_Results": "549755813888",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "100"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "30",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "1109075445",
            "DE11": "030394",
            "DE12": "221109104005",
            "DE17": "1109",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "266",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "221109",
            "DE32": "588851",
            "DE35": "818654321D25092210818087539***",
            "DE37": "231307030394",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000C6135A28",
                "9F27": "80",
                "9F36": "005C",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
  12. Transit purchase

    12. Transit purchase

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "10-11-2022 13:22:30",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "TRANSIT - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "4.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "RID": "84514",
            "TID": "213927588851030452"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000400",
            "DE7": "1110132227",
            "DE11": "030452",
            "DE12": "221110160748",
            "DE17": "1110",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "264",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "221110",
            "DE32": "588851",
            "DE35": "818654321D25092210616969686***",
            "DE37": "231413030452",
            "DE38": "107783",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A0200000000009093A7AE",
                "9F27": "80",
                "9F36": "0059",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "09-11-2022 09:22:29",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "TRANSIT - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "RID": "84446",
            "TID": "213826588851030411"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1109092226",
            "DE11": "030411",
            "DE12": "221109110544",
            "DE17": "1109",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "265",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "221109",
            "DE32": "588851",
            "DE35": "818654321D25092210818087539***",
            "DE37": "231309030411",
            "DE38": "109672",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000A39CA43A",
                "9F27": "80",
                "9F36": "005F",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
  13. Debt recovery transaction

    13. Debt recovery transaction

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "09-11-2022 09:18:51",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "TRANSIT - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84438",
            "RID": "84444",
            "TID": "213830588851030403"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1109091848",
            "DE11": "030409",
            "DE12": "221109120407",
            "DE17": "1109",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "268",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "221109",
            "DE32": "588851",
            "DE35": "818654321D25092210818087539***",
            "DE37": "231309030409",
            "DE38": "109649",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000705DD6CC",
                "9F27": "80",
                "9F36": "0061",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE56": "1200231309030403221109",
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
  14. Authorization and advisement

    14. Authorization and advisement

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "26-12-2022 08:34:27",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "4.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "85900",
            "TID": "218510588848003672"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000400",
            "DE7": "1226083010",
            "DE11": "003672",
            "DE12": "221226113009",
            "DE17": "1226",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5311",
            "DE28": "221226",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "236011300647",
            "DE38": "111055",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000E9FC0E13",
                "9F27": "80",
                "9F36": "015B",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "218510588848003672",
        "RID": "85900",
        "DE2": "818654321",
        "mtid": "1110",
        "DE4": "000000000400",
        "DE7": "1226083010",
        "DE39": "000",
        "DE38": "111055",
        "DE11": "003672"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "26-12-2022 08:35:41",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "4.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "85900",
            "RID": "85901",
            "TID": "218510588848003672"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000400",
            "DE7": "1226083124",
            "DE11": "003674",
            "DE12": "221226113122",
            "DE17": "1226",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "201",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221226",
            "DE30": "000000000000000000000000",
            "DE32": "588848",
            "DE35": "818654321=25092210616969686***",
            "DE37": "236011310648",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000AE386D9F",
                "9F27": "80",
                "9F36": "015C",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100236011300647221226",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "218510588848003672",
        "RID": "85901",
        "DE2": "818654321",
        "mtid": "1230",
        "DE4": "000000000400",
        "DE7": "1226083124",
        "DE39": "000",
        "DE11": "003674"
    }
  15. ATM withdrawal and reversal

    15. ATM withdrawal and reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "20-12-2022 12:40:19",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "100.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
            "Total_Fee_Bill": "0.0",
            "RID": "85790",
            "TID": "217954432328297462"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184938138",
            "Test_Results": "1125899906843648",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000010000",
            "DE7": "1220123854",
            "DE11": "297462",
            "DE12": "221220153854",
            "DE17": "1221",
            "DE22": "51140151014C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "221220",
            "DE32": "432328",
            "DE35": "818654321D25112214679300000***",
            "DE37": "153854297462",
            "DE38": "108166",
            "DE41": "OP0101NL01050006",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8080048000",
                "9F10": "06010A03A0A8000A0200000000008C78519C",
                "9F27": "80",
                "9F36": "0017",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "TID": "217954432328297462",
        "RID": "85790",
        "DE2": "818654321",
        "mtid": "1210",
        "DE4": "000000010000",
        "DE7": "1220123854",
        "DE39": "000",
        "DE38": "108166",
        "DE11": "297462",
        "DE54": "0002682C000029983000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "20-12-2022 12:41:25",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "100.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "NA",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "85790",
            "RID": "85791",
            "TID": "217954432328297462"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000010000",
            "DE7": "1220123942",
            "DE11": "297662",
            "DE12": "221220153854",
            "DE17": "1221",
            "DE22": "51140151014C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4019",
            "DE28": "221220",
            "DE32": "432328",
            "DE35": "818654321D25112210000000000***",
            "DE37": "153854297462",
            "DE41": "OP0101NL01050006",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8080048000",
                "9F10": "06010A0360A8000A0200000000008C78519C",
                "9F27": "40",
                "9F36": "0017",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE56": "120029746212201238542212201538540643232800",
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "TID": "217954432328297462",
        "RID": "85791",
        "DE2": "818654321",
        "mtid": "1430",
        "DE4": "000000010000",
        "DE7": "1220123942",
        "DE39": "400",
        "DE11": "297662",
        "DE54": "0002682C000029993000"
    }
  16. ATM withdrawal and reversal from GCC switch

    16. ATM withdrawal and reversal from GCC switch

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "187747000000088925",
            "RID": "124958",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "21-02-2022 10:35:44",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "40.0",
            "Transaction_Currency": "BHD",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash DisbursementsĀ ",
            "Account_Id": "999654321",
            "Customer_Ac": "350df2bd-d11c-4032-becf-1a208ad0fe31",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184938138",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "999654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000040000",
            "DE5": "000000039786",
            "DE7": "0221103547",
            "DE9": "40099464",
            "DE11": "088925",
            "DE12": "220221133540",
            "DE16": "0221",
            "DE17": "0221",
            "DE22": "511101513001",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "220221",
            "DE32": "04833000000",
            "DE35": "999654321=26102210583549636***",
            "DE37": "220221133540",
            "DE38": "103397",
            "DE41": "1234567890123456",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "048",
            "DE50": "682",
            "DE55": {
                "82": "3900",
                "95": "8000040000",
                "9F10": "0110A002012400000000FFFFFFFFFFFFFFFF",
                "9F27": "80",
                "9F36": "0028",
                "9F34": "420100",
                "9F33": "604020"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "TID": "187747000000088925",
            "RID": "124959",
            "Add_Ref_RID": "124958",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "21-02-2022 10:35:46",
            "Network": "MADA",
            "Spend_Type": "ATM - Withdrawal",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "40.0",
            "Transaction_Currency": "BHD",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Magnetic Stripe",
            "Customer_Validation": "CVV1 ",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "NA",
            "Account_Id": "999654321",
            "Customer_Ac": "350df2bd-d11c-4032-becf-1a208ad0fe31",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "1",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "999654321",
            "DE3_1": "01",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000040000",
            "DE5": "000000039786",
            "DE7": "0221103548",
            "DE9": "40099464",
            "DE11": "922320",
            "DE12": "220221133540",
            "DE16": "0221",
            "DE17": "0221",
            "DE22": "210101253004",
            "DE24": "400",
            "DE25": "4001",
            "DE28": "220221",
            "DE32": "04833000000",
            "DE35": "999654321D26102210583549636***",
            "DE37": "220221133540",
            "DE41": "1234567890123456",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "048",
            "DE50": "682",
            "DE56": "12000889250221103547220221133540110483300000000",
            "DE123": "00000000"
        },
        "RULES": []
    }
  17. POS purchase and reversal (contactless)

    17. POS purchase and reversal (contactless)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "10-11-2022 12:17:14",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "RID": "84496",
            "TID": "213980588851030439"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1110121608",
            "DE11": "030439",
            "DE12": "221110145352",
            "DE17": "1110",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "265",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "221110",
            "DE32": "588851",
            "DE35": "818654321D25092210616969686***",
            "DE37": "231412030439",
            "DE38": "107703",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000DD0FA9D5",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
    {
        "TID": "213980588851030439",
        "RID": "84496",
        "DE2": "818654321",
        "mtid": "1210",
        "DE4": "000000001000",
        "DE7": "1110121608",
        "DE39": "000",
        "DE38": "107703",
        "DE11": "030439"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "10-11-2022 12:17:14",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84496",
            "RID": "84497",
            "TID": "213980588851030439"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1110121303",
            "DE11": "030439",
            "DE12": "221110145352",
            "DE17": "1110",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4021",
            "DE26": "4131",
            "DE28": "221110",
            "DE32": "588851",
            "DE35": "818654321D25092210616969686***",
            "DE37": "231412030439",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000DD0FA9D5",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "000000",
                "9F33": "000840"
            },
            "DE56": "120003043911101216082211101453520658885100",
            "DE60": "SABB0000",
            "DE100": "442463",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
    {
        "TID": "213980588851030439",
        "RID": "84497",
        "DE2": "818654321",
        "mtid": "1430",
        "DE4": "000000001000",
        "DE7": "1110121303",
        "DE39": "400",
        "DE11": "030439"
    }
  18. POS purchase, refund and reversal

    18. POS purchase, refund and reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "08-01-2023 09:15:21",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "2.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Credential On File(COF)",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "0742 - Veterinary Services",
            "Total_Fee_Bill": "0.0",
            "RID": "86039",
            "TID": "219820588847227651"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "PASS",
            "Track_Check": "PASS",
            "CVV_Type": "2",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "PASS",
            "Test_Matrix": "144678155209146840",
            "Test_Results": "16777216",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000200",
            "DE7": "0108091520",
            "DE11": "227651",
            "DE12": "230108121520",
            "DE14": "2509",
            "DE17": "0108",
            "DE22": "860010883130",
            "DE24": "200",
            "DE26": "0742",
            "DE28": "230108",
            "DE32": "588847",
            "DE37": "300838000000",
            "DE38": "110551",
            "DE41": "PG169900        ",
            "DE42": "600000248      ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "2020202020202020202020202020202020202020202020202020202020202020",
                "35": "\u0000\u0000\u0001\u0002ļæ½f\u0005c\bļæ½\u0016g f\u0005\u0010ļæ½\u0013[[",
                "36": "11 668",
                "38": "2",
                "47": "01C"
            },
            "DE49": "682",
            "DE60": "RAJB0000",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "TID": "219820588847227651",
        "RID": "86039",
        "DE2": "818654321",
        "mtid": "1210",
        "DE4": "000000000200",
        "DE7": "0108091520",
        "DE39": "000",
        "DE38": "110551",
        "DE11": "227651"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "Client_Id": "654321",
            "Transaction_Date_Time": "24-01-2023 13:39:01",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "2",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Credential On File(COF)",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "916",
            "Processor_Reason_Code": "258",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "0742 - Veterinary Services",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "86039",
            "RID": "86079",
            "PID": "3",
            "TID": "0219820588847227651"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "PASS",
            "Track_Check": "PASS",
            "CVV_Type": "0",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991349656",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "916"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000200",
            "DE7": "0124013901",
            "DE11": "931851",
            "DE12": "230124043901",
            "DE14": "2509",
            "DE17": "0124",
            "DE22": "A60010A83130",
            "DE24": "200",
            "DE26": "0742",
            "DE28": "230124",
            "DE32": "588847",
            "DE37": "302426000019",
            "DE41": "PG169900        ",
            "DE42": "600000248      ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "2020202020202020202020202020202020202020202020202020202020202020"
            },
            "DE49": "682",
            "DE56": "1200300838000000230108",
            "DE60": "RAJB0000",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "TID": "0219820588847227651",
        "RID": "86079",
        "DE2": "818654321",
        "mtid": "1210",
        "DE4": "000000000200",
        "DE7": "0124013901",
        "DE39": "916",
        "DE11": "931851"
    }
    {
    713  "MESSAGE_TYPE" : {
    714    "Message_Type" : "1420",
    715    "Message_Desc" : "Reversal Advice"
    716  },
    717  "SUMMARY" : {
    718    "Client_Id" : "654321",
    719    "Transaction_Date_Time" : "24-01-2023 13:39:17",
    720    "Customer_Ac" : "NA",
    721    "Account_Id" : "999654321",
    722    "Network" : "MADA",
    723    "Spend_Type" : "POS - Refund",
    724    "Spend_Location" : "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
    725    "Transaction_Amount" : "2",
    726    "Transaction_Currency" : "SAR",
    727    "Billing_Amount" : "NA",
    728    "Billing_Currency" : "NA",
    729    "Card_Use_Type" : "Credential On File(COF)",
    730    "Customer_Validation" : "PAN",
    731    "Processor_Decision_Code" : "481",
    732    "Processor_Reason_Code" : "258",
    733    "Processor_Decision_Desc" : "Decline",
    734    "Merchant_Category" : "0742 - Veterinary Services",
    735    "Total_Fee_Bill" : "0.0",
    736    "Add_Ref_RID" : "86079",
    737    "RID" : "86081",
    738    "PID" : "3",
    739    "TID" : "0219820588847227651"
    740  },
    741  "PROCESSOR_VALIDATIONS" : {
    742    "Pin_Check" : "NA",
    743    "Pan_Check" : "PASS",
    744    "Expiry_Check" : "PASS",
    745    "Track_Check" : "PASS",
    746    "CVV_Type" : "0",
    747    "CVV_Check" : "NA",
    748    "ARQC_Check" : "NA",
    749    "3DS_Check" : "NA",
    750    "Test_Matrix" : "72620543991349656",
    751    "Test_Results" : "0",
    752    "Rules_Checked" : "",
    753    "Rules_Triggered" : "",
    754    "Rules_Decision" : "481"
    755  },
    756  "ISO_MSG" : {
    757    "DE2" : "818654321",
    758    "DE3_1" : "20",
    759    "DE3_2" : "00",
    760    "DE3_3" : "00",
    761    "DE4" : "000000000200",
    762    "DE7" : "0124133447",
    763    "DE11" : "931851",
    764    "DE12" : "230124043901",
    765    "DE14" : "2509",
    766    "DE17" : "0124",
    767    "DE22" : "A60010A83130",
    768    "DE24" : "400",
    769    "DE25" : "4021",
    770    "DE26" : "0742",
    771    "DE28" : "230124",
    772    "DE32" : "588847",
    773    "DE37" : "302426000019",
    774    "DE41" : "PG169900        ",
    775    "DE42" : "600000248      ",
    776    "DE43" : "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
    777    "DE49" : "682",
    778    "DE56" : "120093185101240139012301240439010658884700",
    779    "DE60" : "RAJB0000",
    780    "DE100" : "442463",
    781    "DE122" : "RAJBP1"
    782  },
    783  "RULES" : [ ]
    784}
    
    {
    "TID":"0219820588847227651",
    "RID":"86081",
    "DE2":"818654321",
    "mtid":"1430",
    "DE4":"000000000200",
    "DE7":"0124133447",
    "DE39":"481",
    "DE11":"931851"}
  19. AFD transactions

    19. AFD transactions

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "TID": "214640588850000224",
            "RID": "125790",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "17-11-2022 13:54:41",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "12.55",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5542 - Automated Fuel Dispensers",
            "Account_Id": "999654321",
            "Customer_Ac": "3afee258-f8b5-4ee5-a224-09c5376acfb7",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001255",
            "DE7": "1117135040",
            "DE11": "000224",
            "DE12": "221117165030",
            "DE17": "1117",
            "DE22": "71040170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5542",
            "DE28": "221117",
            "DE32": "588850",
            "DE35": "818654321=26102210805240124***",
            "DE37": "232116500168",
            "DE38": "103116",
            "DE41": "6398765432101234",
            "DE42": "280820191003   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "CFEAD3E3E8E1D120C7E4C7E7E4EA"
            },
            "DE49": "682",
            "DE55": {
                "82": "1980",
                "95": "0000008801",
                "9F10": "0110A040012200000000000000000000FFFF",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "1F0302",
                "9F33": "000808"
            },
            "DE60": "NCBB0000",
            "DE122": "NCBBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1110",
        "rid": "125790",
        "tid": "214640588850000224",
        "de2_tok": "818654321",
        "de4": "000000001255",
        "de7": "1117135040",
        "de11": "000224",
        "de38": "103116",
        "de39": "000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "TID": "214640588850000224",
            "RID": "125791",
            "Add_Ref_RID": "125790",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "17-11-2022 13:55:11",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "2.58",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5542 - Automated Fuel Dispensers",
            "Account_Id": "999654321",
            "Customer_Ac": "3afee258-f8b5-4ee5-a224-09c5376acfb7",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000258",
            "DE7": "1117135110",
            "DE11": "000225",
            "DE12": "221117165104",
            "DE17": "1117",
            "DE22": "71040170334C",
            "DE23": "000",
            "DE24": "201",
            "DE25": "1004",
            "DE26": "5542",
            "DE28": "221117",
            "DE30": "000000000000000000000000",
            "DE32": "588850",
            "DE35": "818654321=26102210805240124***",
            "DE37": "232116510169",
            "DE39": "000",
            "DE41": "6398765432101234",
            "DE42": "280820191003   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "CFEAD3E3E8E1D120C7E4C7E7E4EA"
            },
            "DE49": "682",
            "DE55": {
                "82": "1980",
                "95": "0000008801",
                "9F10": "0110A040012200000000000000000000FFFF",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "1F0302",
                "9F33": "000808"
            },
            "DE56": "1100232116500168221117",
            "DE60": "NCBB0000",
            "DE100": "242030",
            "DE122": "NCBBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1230",
        "rid": "125791",
        "tid": "214640588850000224",
        "de2_tok": "818654321",
        "de4": "000000000258",
        "de7": "1117135110",
        "de11": "000225",
        "de38": "",
        "de39": "000"
    }
  20. ECOM transaction

    20. ECOM transaction

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "15-11-2022 07:42:25",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Ecommerce 3DS",
            "Customer_Validation": "3DS ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "0742 - Veterinary Services",
            "Total_Fee_Bill": "0.0",
            "RID": "84646",
            "TID": "214420588847150088"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "PASS",
            "Track_Check": "PASS",
            "CVV_Type": "0",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "PASS",
            "Test_Matrix": "144678155209146840",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1115073920",
            "DE11": "150088",
            "DE12": "221115103920",
            "DE14": "2509",
            "DE17": "1115",
            "DE22": "860010883130",
            "DE24": "200",
            "DE26": "0742",
            "DE28": "221115",
            "DE32": "588847",
            "DE37": "231938000005",
            "DE38": "107978",
            "DE41": "PG169900        ",
            "DE42": "600000248      ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "2020202020202020202020202020202020202020202020202020202020202020",
                "35": "\u0000\u0000\u0001\u0002ļæ½f\u0005c\bļæ½\u0016g f\u0005\u0010ļæ½\u0013[[",
                "36": "11 304",
                "38": "2",
                "49": "S6CDCKJQC8KU",
                "47": "01C"
            },
            "DE49": "682",
            "DE60": "RAJB0000",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "TID": "214420588847150088",
        "RID": "84646",
        "DE2": "818654321",
        "mtid": "1210",
        "DE4": "000000000500",
        "DE7": "1115073920",
        "DE39": "000",
        "DE38": "107978",
        "DE11": "150088"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "15-11-2022 07:42:26",
            "Customer_Ac": "NA",
            "Account_Id": "999654321",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Ecommerce 3DS",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "0742 - Veterinary Services",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84646",
            "RID": "84647",
            "TID": "214420588847150088"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "PASS",
            "Track_Check": "PASS",
            "CVV_Type": "0",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "562967133290968",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1115073920",
            "DE11": "077169",
            "DE12": "221115103920",
            "DE14": "2509",
            "DE17": "1115",
            "DE22": "860010883130",
            "DE24": "400",
            "DE25": "4021",
            "DE26": "0742",
            "DE28": "221115",
            "DE32": "588847",
            "DE37": "231938000005",
            "DE41": "PG169900        ",
            "DE42": "600000248      ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE56": "120015008811150739202211151039200658884700",
            "DE60": "RAJB0000",
            "DE100": "442463",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "TID": "214420588847150088",
        "RID": "84647",
        "DE2": "818654321",
        "mtid": "1430",
        "DE4": "000000000500",
        "DE7": "1115073920",
        "DE39": "400",
        "DE11": "077169"
    }
  21. Balance inquiry

    21. Balance inquiry

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "0224190588851007428",
            "RID": "126417",
            "PID": "3",
            "Client_Id": "654321",
            "Transaction_Date_Time": "20-02-2023 08:26:09",
            "Network": "MADA",
            "Spend_Type": "ATM - Balance Inquiry",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
            "Account_Id": "999654321",
            "Customer_Ac": "a5dc57ac-ff9d-4601-a9f8-ae75846a00e6",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "31",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "0220082609",
            "DE11": "007428",
            "DE12": "230220112609",
            "DE17": "0220",
            "DE22": "51140151334C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "230220",
            "DE32": "588851",
            "DE35": "705854014D28012210705854014***",
            "DE37": "003403      ",
            "DE38": "103795",
            "DE41": "SDRBRA1L0145A515",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3900",
                "95": "8000048000",
                "9F10": "0111A000E122020000000920CB63EA306479",
                "9F27": "80",
                "9F36": "006E",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "mtid": "1210",
        "rid": "126417",
        "tid": "0224190588851007428",
        "de2_tok": "818654321",
        "de4": "000000000000",
        "de7": "0220082609",
        "de11": "007428",
        "de38": "103795",
        "de39": "000",
        "de54": "0002682C000000898306"
    }
  22. PIN change

    22. PIN change

    šŸ—’ļø

    A PIN change transaction is sent as passive request to client as an advisement only to inform that pin change transaction was received and following decision has been taken for this pin change request (approved or declined). And since it is sent as passive request, the response JSON message to it isn't expected even though a HTTP approved response code indicator would be expected.

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "TID": "2123998877665500514",
            "RID": "17654321",
            "Add_Ref_RID": "17654321",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "11-02-2025 19:05:09",
            "Network": "MADA",
            "Spend_Type": "ATM - Pin Change",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "007",
            "Processor_Reason_Code": "940",
            "Processor_Decision_Desc": "Approve - STIP By Issuer Processor",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
            "Account_Id": "687678768",
            "Customer_Ac": "SA506789098765",
            "Total_Fee_Bill": "0.0",
            "Ecom_Additional": ""
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "2447425008398501018",
            "Test_Results": "1125899906843648",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "007"
        },
        "ISO_MSG": {
            "DE2": "933765432",
            "DE3_1": "80",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "0211190511",
            "DE11": "007587",
            "DE12": "250211220511",
            "DE17": "0212",
            "DE22": "51140151334C",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "250211",
            "DE32": "588851",
            "DE35": "933765432D28765432143500000***",
            "DE37": "543218200514",
            "DE38": "104321",
            "DE39": "007",
            "DE41": "27712345",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "8000048000",
                "9F10": "06010A03A0B8000A020000000000B28AFCC6",
                "9F27": "80",
                "9F36": "0003",
                "9F34": "420000",
                "9F33": "604020"
            },
            "DE100": "476543",
            "DE123": "00000000"
        },
        "RULES": []
    }
  23. AFD pre-auth transactions

    23. AFD pre-auth transactions

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "TID": "214640588850000224",
            "RID": "125790",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "17-11-2022 13:54:41",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "12.55",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5542 - Automated Fuel Dispensers",
            "Account_Id": "999654321",
            "Customer_Ac": "3afee258-f8b5-4ee5-a224-09c5376acfb7",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001255",
            "DE7": "1117135040",
            "DE11": "000224",
            "DE12": "221117165030",
            "DE17": "1117",
            "DE22": "71040170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5542",
            "DE28": "221117",
            "DE32": "588850",
            "DE35": "818654321=26102210805240124***",
            "DE37": "232116500168",
            "DE38": "103116",
            "DE41": "6398765432101234",
            "DE42": "280820191003   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "CFEAD3E3E8E1D120C7E4C7E7E4EA"
            },
            "DE49": "682",
            "DE55": {
                "82": "1980",
                "95": "0000008801",
                "9F10": "0110A040012200000000000000000000FFFF",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "1F0302",
                "9F33": "000808"
            },
            "DE60": "NCBB0000",
            "DE122": "NCBBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1110",
        "rid": "125790",
        "tid": "214640588850000224",
        "de2_tok": "818654321",
        "de4": "000000001255",
        "de7": "1117135040",
        "de11": "000224",
        "de38": "103116",
        "de39": "000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "TID": "214640588850000224",
            "RID": "125791",
            "Add_Ref_RID": "125790",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "17-11-2022 13:55:11",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "2.58",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5542 - Automated Fuel Dispensers",
            "Account_Id": "999654321",
            "Customer_Ac": "3afee258-f8b5-4ee5-a224-09c5376acfb7",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000258",
            "DE7": "1117135110",
            "DE11": "000225",
            "DE12": "221117165104",
            "DE17": "1117",
            "DE22": "71040170334C",
            "DE23": "000",
            "DE24": "201",
            "DE25": "1004",
            "DE26": "5542",
            "DE28": "221117",
            "DE30": "000000000000000000000000",
            "DE32": "588850",
            "DE35": "818654321=26102210805240124***",
            "DE37": "232116510169",
            "DE39": "000",
            "DE41": "6398765432101234",
            "DE42": "280820191003   ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE47": {
                "1": "CFEAD3E3E8E1D120C7E4C7E7E4EA"
            },
            "DE49": "682",
            "DE55": {
                "82": "1980",
                "95": "0000008801",
                "9F10": "0110A040012200000000000000000000FFFF",
                "9F27": "80",
                "9F36": "0055",
                "9F34": "1F0302",
                "9F33": "000808"
            },
            "DE56": "1100232116500168221117",
            "DE60": "NCBB0000",
            "DE100": "242030",
            "DE122": "NCBBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1230",
        "rid": "125791",
        "tid": "214640588850000224",
        "de2_tok": "818654321",
        "de4": "000000000258",
        "de7": "1117135110",
        "de11": "000225",
        "de38": "",
        "de39": "000"
    }
  24. POS offline PIN

    24. POS offline PIN

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "188620588851028825",
            "RID": "125384",
            "PID": "1",
            "Client_Id": "654321",
            "Transaction_Date_Time": "02-03-2022 15:20:04",
            "Network": "MADA",
            "Spend_Type": "TRANSIT - Purchase",
            "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "Transaction_Amount": "12.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "4131 - Bus Lines, includes Charters/Tour Buses",
            "Account_Id": "999654321",
            "Customer_Ac": "0aa8c6dc-a692-44c3-9a76-f1935a34ddba",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "1125899906842624",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001200",
            "DE7": "0302152002",
            "DE11": "028825",
            "DE12": "220302154015",
            "DE17": "0302",
            "DE22": "700201700130",
            "DE23": "000",
            "DE24": "265",
            "DE25": "1990",
            "DE26": "4131",
            "DE28": "220302",
            "DE32": "588851",
            "DE35": "818654321D26102210643287609***",
            "DE37": "206115028825",
            "DE38": "105295",
            "DE41": "60178           ",
            "DE42": "58885123456    ",
            "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
            "DE49": "682",
            "DE55": {
                "82": "1980",
                "95": "0000000001",
                "9F10": "01109040412200000000000000000000FFFF",
                "9F27": "40",
                "9F36": "0060",
                "9F34": "1F0302",
                "9F33": "000808"
            },
            "DE60": "SABB0000",
            "DE122": "SABBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1210",
        "rid": "125384",
        "tid": "188620588851028825",
        "de2_tok": "818654321",
        "de4": "000000001200",
        "de7": "0302152002",
        "de11": "028825",
        "de38": "105295",
        "de39": "000"
    }
  25. ATM balance inquiry from GCC switch

    25. ATM balance inquiry from GCC switch

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "25-12-2022 12:40:53",
            "Customer_Ac": "NA",
            "Account_Id": "119422382",
            "Network": "MADA",
            "Spend_Type": "ATM - Balance Inquiry",
            "Spend_Location": "DATAR NATIONAL BANK   \\\\DOHA         \\             QAT",
            "Transaction_Amount": "0.0",
            "Transaction_Currency": "QAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin + ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "6011 - Financial Institutions--Automated Cash DisbursementsĀ ",
            "Total_Fee_Bill": "0.0",
            "RID": "85879",
            "TID": "218453000000006644"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807066",
            "Test_Results": "19140298416324608",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "818087539",
            "DE3_1": "31",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE5": "000000000000",
            "DE7": "1225124053",
            "DE9": "40010299",
            "DE11": "006644",
            "DE12": "221225154053",
            "DE16": "1225",
            "DE17": "1225",
            "DE22": "511101513001",
            "DE23": "000",
            "DE24": "200",
            "DE26": "6011",
            "DE28": "221225",
            "DE32": "63409000000",
            "DE35": "818087539D25092210818087539***",
            "DE37": "4898        ",
            "DE38": "110503",
            "DE41": "10000212        ",
            "DE43": "DATAR NATIONAL BANK   \\\\DOHA         \\             QAT",
            "DE49": "634",
            "DE50": "682",
            "DE55": {
                "82": "3900",
                "95": "8000048000",
                "9F10": "06011203A06001",
                "9F27": "80",
                "9F36": "0060",
                "9F33": "604000"
            },
            "DE123": "00000000"
        },
        "RULES": []
    }
    {
        "TID": "218453000000006644",
        "RID": "85879",
        "DE2": "818087539",
        "mtid": "1210",
        "DE4": "000000000000",
        "DE7": "1225124053",
        "DE39": "000",
        "DE38": "110503",
        "DE11": "006644",
        "DE54": "0002682C000006412479"
    }
  26. Purchase decline transaction due to inactive card

    26. Purchase decline transaction due to inactive card

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "02-11-2022 06:50:44",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "100",
            "Processor_Reason_Code": "400",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84236",
            "TID": "213148588848003294"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72621179646509208",
            "Test_Results": "549755813888",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "100"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1102064648",
            "DE11": "003294",
            "DE12": "221102094646",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "230609460394",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A4A0020A020000000000ED018B53",
                "9F27": "80",
                "9F36": "0026",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213148588848003294",
        "RID": "84236",
        "DE2": "616969686",
        "mtid": "1210",
        "DE4": "000000001000",
        "DE7": "1102064648",
        "DE39": "100",
        "DE11": "003294"
    }
  27. Pre-auth, void (after 14 days), capture (after 14 days)

    27. Pre-auth, void (after 14 days), capture (after 14 days)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "06-11-2022 08:47:28",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "120.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84348",
            "TID": "213531588848003443"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000012000",
            "DE7": "1106084331",
            "DE11": "003443",
            "DE12": "221106114326",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "231011430501",
            "DE38": "107435",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A0200000000008AF1C805",
                "9F27": "80",
                "9F36": "003D",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213531588848003443",
        "RID": "84348",
        "DE2": "616969686",
        "mtid": "1110",
        "DE4": "000000012000",
        "DE7": "1106084331",
        "DE39": "000",
        "DE38": "107435",
        "DE11": "003443"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "06-11-2022 08:53:02",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Void",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84348",
            "RID": "84349",
            "TID": "213531588848003443"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "22",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1106084905",
            "DE11": "003445",
            "DE12": "221106114902",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1151",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "231011490502",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A0200000000008CA23415",
                "9F27": "80",
                "9F36": "003E",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011430501221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213531588848003443",
        "RID": "84349",
        "DE2": "616969686",
        "mtid": "1130",
        "DE4": "000000000500",
        "DE7": "1106084905",
        "DE39": "199",
        "DE11": "003445"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "06-11-2022 08:54:02",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84348",
            "RID": "84350",
            "TID": "213531588848003443"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1106085005",
            "DE11": "003447",
            "DE12": "221106115001",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "202",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221106",
            "DE30": "000000000000000000000000",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "231011500503",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000C012FE77",
                "9F27": "80",
                "9F36": "003F",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011430501221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213531588848003443",
        "RID": "84350",
        "DE2": "616969686",
        "mtid": "1230",
        "DE4": "000000000500",
        "DE7": "1106085005",
        "DE39": "199",
        "DE11": "003447"
    }
  28. MADA Pre-auth, full void

    28. MADA pre-auth, full void

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "06-11-2022 08:39:15",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "84345",
            "TID": "213518588848003437"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106083518",
            "DE11": "003437",
            "DE12": "221106113515",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "231011350498",
            "DE38": "107426",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A0200000000007D311B61",
                "9F27": "80",
                "9F36": "003A",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "06-11-2022 08:44:00",
            "Customer_Ac": "NA",
            "Account_Id": "308368214",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Void",
            "Spend_Location": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "84345",
            "RID": "84347",
            "TID": "213518588848003437"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "616969686",
            "DE3_1": "22",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106084003",
            "DE11": "003442",
            "DE12": "221106113943",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1151",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "616969686=25092210616969686***",
            "DE37": "231011390500",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A040000A020000000000977A830E",
                "9F27": "80",
                "9F36": "003C",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011350498221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "213518588848003437",
        "RID": "84347",
        "DE2": "616969686",
        "mtid": "1130",
        "DE4": "000000001000",
        "DE7": "1106084003",
        "DE39": "000",
        "DE11": "003442"
    }
  29. Pre-auth, partial capture/partial completion

    29. Pre-auth, partial capture/partial completion

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "765432",
            "Transaction_Date_Time": "02-11-2022 11:40:44",
            "Customer_Ac": "NA",
            "Account_Id": "123456789",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "MERCHANT NAME                     \\1234 MAIN STREET\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "87654",
            "TID": "212345678907654321"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "187654320987654321",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "876543210",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1102113649",
            "DE11": "001234",
            "DE12": "221102143646",
            "DE17": "1102",
            "DE22": "76543210123C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "4321",
            "DE28": "221102",
            "DE32": "554321",
            "DE35": "987456321=26543210987456321***",
            "DE37": "230963258741",
            "DE38": "109321",
            "DE41": "1234599900000001",
            "DE42": "100001234567   ",
            "DE43": "MERCHANT NAME                     \\1234 MAIN STREET\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "A1B2C3D4F5G6B2C3D4F5G6A1B2C3D4F5A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "07775553A000000A020000000000789F4321",
                "9F27": "80",
                "9F36": "0025",
                "9F34": "000000",
                "9F33": "A1B2C3"
            },
            "DE60": "ANBB0000",
            "DE122": "ANANBN1"
        },
        "RULES": []
    }
    {
        "TID": "212345678907654321",
        "RID": "87654",
        "DE2": "876543210",
        "mtid": "1110",
        "DE4": "000000001000",
        "DE7": "1102113649",
        "DE39": "000",
        "DE38": "109321",
        "DE11": "001234"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "765432",
            "Transaction_Date_Time": "02-11-2022 11:41:35",
            "Customer_Ac": "NA",
            "Account_Id": "123456789",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "MERCHANT NAME                     \\1234 MAIN STREET\\RIYADH       \\45625     101SAU",
            "Transaction_Amount": "1.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "87653",
            "RID": "87654",
            "TID": "212345678907654321"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "148765432184804321",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "876543210",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000100",
            "DE7": "1102113739",
            "DE11": "001234",
            "DE12": "221102143737",
            "DE17": "1102",
            "DE22": "76543210123C",
            "DE23": "000",
            "DE24": "202",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221102",
            "DE30": "000000000000000000000000",
            "DE32": "554321",
            "DE35": "987456321=26543210987456321***",
            "DE37": "230963258741",
            "DE39": "107",
            "DE41": "1234599900000001",
            "DE42": "100001234567   ",
            "DE43": "MERCHANT NAME                     \\1234 MAIN STREET\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "A1B2C3D4F5G6B2C3D4F5G6A1B2C3D4F5A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2C3D4F5G6A1B2"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "07775553A000000A020000000000789F4321",
                "9F27": "80",
                "9F36": "0026",
                "9F34": "000000",
                "9F33": "A1B2C3"
            },
            "DE56": "1100110543210123456789",
            "DE60": "ANBB0000",
            "DE100": "401234",
            "DE122": "ANANAB1"
        },
        "RULES": []
    }
    {
        "TID": "212345678907654321",
        "RID": "87654",
        "DE2": "876543210",
        "mtid": "1230",
        "DE4": "000000000100",
        "DE7": "1102113739",
        "DE39": "000",
        "DE11": "001234"
    }
  30. POS pre-auth

    30. POS pre-auth

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "765432",
            "Transaction_Date_Time": "01-11-2022 11:07:09",
            "Customer_Ac": "NA",
            "Account_Id": "301234567",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "MERCHANT NAME                     \\ADDRESS\\CITY       \\CODE     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "87654",
            "TID": "213012345678903210"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "123456789987654321",
            "Test_Results": "10987654321012345",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "612345678",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1101110314",
            "DE11": "004321",
            "DE12": "221101140312",
            "DE17": "1101",
            "DE22": "51230151321C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221101",
            "DE32": "501234",
            "DE35": "612345678=25092210612345678***",
            "DE37": "230987654321",
            "DE38": "107209",
            "DE41": "6765432100000001",
            "DE42": "113030012345   ",
            "DE43": "MERCHANT NAME                     \\ADDRESS\\CITY       \\CODE     101SAU",
            "DE47": {
                "1": "C8E6C320C6E4D9D1C8EA20C1E5E6F9D123C7E4D1C6EAD3EA20C7E4D1ABC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03E120020A0200000000000C6FFEEA",
                "9F27": "80",
                "9F36": "0012",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
  31. POS refund - original transaction not found

    31. POS refund - original transaction not found

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "765432",
            "Transaction_Date_Time": "02-11-2022 07:49:55",
            "Customer_Ac": "NA",
            "Account_Id": "123456789",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "MERCHANT NAME                     \\ Road Address\\City       \\Code     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "187",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "81234",
            "TID": "212345678901234567"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72698765432101200",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "187"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1102074559",
            "DE11": "004321",
            "DE12": "221102104556",
            "DE17": "1102",
            "DE22": "51030001234C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1567",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "987654321=25092210987654321***",
            "DE37": "230007654321",
            "DE41": "6765432100000001",
            "DE42": "143210054321   ",
            "DE43": "MERCHANT NAME                     \\ Road Address\\City       \\Code     101SAU",
            "DE47": {
                "1": "C8E6C320C7E4B3B1C8EB20C7E1E1A1D920C7E4D1C6EAD3EA20B8E4D1EDC4D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000800",
                "9F10": "06010A03A160020A020000000000F886BAA6",
                "9F27": "80",
                "9F36": "000E",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "1200552200000000221102",
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "212345678901234567",
        "RID": "81234",
        "DE2": "987654321",
        "mtid": "1210",
        "DE4": "000000001000",
        "DE7": "1102074559",
        "DE39": "187",
        "DE11": "004321"
    }
  32. Decline transaction purchase with cashback due to invalid PIN

    32. Decline transaction purchase with cashback due to invalid PIN

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "123456789098765432",
            "RID": "123456",
            "PID": "1",
            "Client_Id": "198765",
            "Transaction_Date_Time": "03-01-2022 10:29:57",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "Merchant name // Street address    ///  City name      // SAU",
            "Transaction_Amount": "2.6",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin ",
            "Processor_Decision_Code": "117",
            "Processor_Reason_Code": "117",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "1740 - Masonry, Stonework, and Plaster",
            "Account_Id": "987654321",
            "Customer_Ac": "1234-abcd-5678-efgh-4321-dcba",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "FAIL",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "71234567890321650",
            "Test_Results": "2",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "117"
        },
        "ISO_MSG": {
            "DE2": "901234567",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000260",
            "DE7": "0103102801",
            "DE11": "001248",
            "DE12": "220103132756",
            "DE17": "0103",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "1740",
            "DE28": "220103",
            "DE32": "543210",
            "DE35": "901234567=26102210901234567***",
            "DE37": "200313270781",
            "DE41": "6123456700000001",
            "DE42": "987654123454   ",
            "DE43": "Merchant name // Street address    ///  City name      // SAU",
            "DE47": {
                "1": "31234567890321"
            },
            "DE49": "682",
            "DE54": "0040682D000000000124",
            "DE55": {
                "82": "3900",
                "95": "0000040000",
                "9F10": "0111A040A02A02000000D012043210F9055A",
                "9F27": "80",
                "9F36": "015E",
                "9F34": "020500",
                "9F33": "E0F0C8"
            },
            "DE60": "RAJB0000",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "mtid": "1210",
        "rid": "123456",
        "tid": "123456789098765432",
        "de2_tok": "901234567",
        "de4": "000000000260",
        "de7": "0103102801",
        "de11": "001248",
        "de38": "",
        "de39": "117"
    }
  33. Refund amount exceed original transaction amount

    33. Refund amount exceed original transaction amount

    As per MADA rule book, when the refunded amount exceeds the original purchase amount or when the pre-authorization void amount exceeds the original pre-authorization amount, then issuer needs to decline transaction with response code 198.

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "765432",
            "Transaction_Date_Time": "02-11-2022 08:04:00",
            "Customer_Ac": "NA",
            "Account_Id": "308765432",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "MERCHANT NAME                     \\Road NAME\\CITY NAME       \\CODE     101SAU",
            "Transaction_Amount": "150.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "Online Pin ",
            "Processor_Decision_Code": "198",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "87654",
            "RID": "87655",
            "TID": "234567890123456789"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "PASS",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "71122334455667788",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "198"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000015000",
            "DE7": "1102080005",
            "DE11": "004321",
            "DE12": "221102110002",
            "DE17": "1102",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "987654321=25092210987654321***",
            "DE37": "230678000321",
            "DE41": "6765432100000001",
            "DE42": "113210012345   ",
            "DE43": "MERCHANT NAME                     \\Road NAME\\CITY NAME       \\CODE     101SAU",
            "DE47": {
                "1": "C5E6E320A7E4E5D1D3EA20C7E4E1D1D920C7E4D1C6EAD3CA20C7E4F5EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080248800",
                "9F10": "06010A03A0600A0A02000000000058D84321",
                "9F27": "80",
                "9F36": "0036",
                "9F34": "420000",
                "9F33": "E0F0C8"
            },
            "DE56": "1200432110123427654321",
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "234567890123456789",
        "RID": "87655",
        "DE2": "987654321",
        "mtid": "1210",
        "DE4": "000000015000",
        "DE7": "1102080005",
        "DE39": "198",
        "DE11": "004321"
    }
  34. Purchase with cashback (contact/contactless transactions) - response message missing

    34. Purchase with cashback (contact/contactless transactions) - response message missing

    In a Purchase with Cash Back transaction, this field contains the total amount and DE 54 Additional Amounts contains the cash back portion of the amount.

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "TID": "180127654321000321",
            "RID": "123456",
            "PID": "1",
            "Client_Id": "198765",
            "Transaction_Date_Time": "07-12-2021 10:31:13",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "test terminal 1  \\Main Street\\RIYADH       \\12212     101SAU",
            "Transaction_Amount": "30.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "1740 - Masonry, Stonework, and Plaster",
            "Account_Id": "587654321",
            "Customer_Ac": "123abc-456def-321cba0def654",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "149876543214804321",
            "Test_Results": "1076543214801234",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000003000",
            "DE7": "1207102928",
            "DE11": "000321",
            "DE12": "211207132924",
            "DE17": "1207",
            "DE22": "70123456789A",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1990",
            "DE26": "1740",
            "DE28": "211207",
            "DE32": "504321",
            "DE35": "987654321=26102210987654321***",
            "DE37": "123456790560",
            "DE38": "102181",
            "DE41": "6543210000000001",
            "DE42": "998887654321   ",
            "DE43": "test terminal 1  \\Main Street\\RIYADH       \\12212     101SAU",
            "DE47": {
                "1": "A1B2C3D4E5F6G7A1B2"
            },
            "DE49": "682",
            "DE54": "0040682D000000001000",
            "DE55": {
                "82": "1980",
                "95": "0000000801",
                "9F10": "0110A065432100000000000000000000FFFF",
                "9F27": "80",
                "9F36": "00A0",
                "9F34": "1A0321",
                "9F33": "000808"
            },
            "DE60": "ABCD0000",
            "DE122": "ABCDE1"
        },
        "RULES": []
    }
    {
        "mtid": "1210",
        "rid": "123456",
        "tid": "180127654321000321",
        "de2_tok": "987654321",
        "de4": "000000003000",
        "de7": "1207102928",
        "de11": "000321",
        "de38": "102181",
        "de39": "000",
        "de54": "0040682D000000001000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "TID": "180127654321000321",
            "RID": "123456",
            "Add_Ref_RID": "123455",
            "PID": "1",
            "Client_Id": "198765",
            "Transaction_Date_Time": "07-12-2021 10:31:38",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "test terminal 1  \\Main Street\\RIYADH       \\12212     101SAU",
            "Transaction_Amount": "30.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "1740 - Masonry, Stonework, and Plaster",
            "Account_Id": "587654321",
            "Customer_Ac": "123abc-456def-321cba0def654",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "149876543214043210",
            "Test_Results": "1076543214010234",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000003000",
            "DE7": "1207102953",
            "DE11": "000972",
            "DE12": "211207132924",
            "DE17": "1207",
            "DE22": "70123456789A",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4000",
            "DE26": "1740",
            "DE28": "211207",
            "DE32": "504321",
            "DE35": "987654321=26102210987654321***",
            "DE37": "123456790560",
            "DE41": "6543210000000001",
            "DE42": "998887654321   ",
            "DE43": "test terminal 1  \\Main Street\\RIYADH       \\12212     101SAU",
            "DE47": {
                "1": "A1B2C3D4E5F6G7A1B2"
            },
            "DE49": "682",
            "DE54": "0040682D000000001000",
            "DE55": {
                "82": "1980",
                "95": "0000000801",
                "9F10": "0110A065432100000000000000000000FFFF",
                "9F27": "80",
                "9F36": "00A0",
                "9F34": "1A0321",
                "9F33": "000808"
            },
            "DE56": "120000097112071029242112071329240658884700",
            "DE60": "ABCD0000",
            "DE100": "242030",
            "DE122": "ABCDE1"
        },
        "RULES": []
    }
    {
        "mtid": "1430",
        "rid": "123456",
        "tid": "180127654321000321",
        "de2_tok": "987654321",
        "de4": "000000003000",
        "de7": "1207102953",
        "de11": "000972",
        "de38": "",
        "de39": "400"
    }
  35. Purchase and full refund from different merchant

    35. Purchase and full refund from different merchant

    šŸ—’ļø

    As per Mada rules, when the original pre-authorization transaction is not found with the Issuer, or it has a different merchant ID in field DE26 then issuer is required to decline with response code 187.

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "16-11-2022 12:04:58",
            "Customer_Ac": "NA",
            "Account_Id": "597178705",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "HELLO PLACE               \\abcd\\RIYADH       \\44557     101SAU",
            "Transaction_Amount": "200.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "3535 - Hilton International",
            "Total_Fee_Bill": "0.0",
            "RID": "54323",
            "TID": "277889904455667788"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161584640",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "543234567",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000020000",
            "DE7": "1116120057",
            "DE11": "000169",
            "DE12": "221116150055",
            "DE17": "1116",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "3535",
            "DE28": "221116",
            "DE32": "636120",
            "DE35": "543234567=87654321239876781***",
            "DE37": "232015000006",
            "DE38": "105109",
            "DE41": "6312977700000009",
            "DE42": "050006966633   ",
            "DE43": "HELLO PLACE               \\abcd\\RIYADH       \\44557     101SAU",
            "DE47": {
                "1": "C7E4E5CFE1E8D9C7CA20E5D1E6"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080008000",
                "9F10": "06010A03A4A8020A020000000000D91DF96D",
                "9F27": "80",
                "9F36": "008A",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ALBI0000",
            "DE122": "ALBIP1"
        },
        "RULES": []
    }
    {
        "TID": "277889904455667788",
        "RID": "54323",
        "DE2": "543234567",
        "mtid": "1210",
        "DE4": "000000020000",
        "DE7": "1116120057",
        "DE39": "000",
        "DE38": "105109",
        "DE11": "000169"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "16-11-2022 12:05:59",
            "Customer_Ac": "NA",
            "Account_Id": "597178705",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "GOODBYE LANE           \\RIYADH\\RIYADH       \\98765     101SAU",
            "Transaction_Amount": "30.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "187",
            "Processor_Reason_Code": "258",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "3389 - Avis R-A-C",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "54323",
            "RID": "54327",
            "TID": "277889904455667788"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991349400",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "187"
        },
        "ISO_MSG": {
            "DE2": "543234567",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000003000",
            "DE7": "1116120158",
            "DE11": "000183",
            "DE12": "221116150155",
            "DE17": "1116",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1990",
            "DE26": "3389",
            "DE28": "221116",
            "DE32": "588850",
            "DE35": "543234567=87654321239876781***",
            "DE37": "232015015533",
            "DE41": "6305062400730009",
            "DE42": "256456555556   ",
            "DE43": "GOODBYE LANE           \\RIYADH\\RIYADH       \\98765     101SAU",
            "DE47": {
                "1": "CFEAD3E3E8E1D120C7E4C7E7E4EA"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A020000000000C9878D65",
                "9F27": "80",
                "9F36": "008B",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1200232015000006221116",
            "DE60": "NCBB0000",
            "DE122": "NCBBP1"
        },
        "RULES": []
    }
    {
        "TID": "277889904455667788",
        "RID": "54327",
        "DE2": "543234567",
        "mtid": "1210",
        "DE4": "000000003000",
        "DE7": "1116120158",
        "DE39": "187",
        "DE11": "000183"
    }
  36. POS purchase, partial refund and reversal

    36. POS purchase, partial refund and reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "02-11-2022 07:35:47",
            "Customer_Ac": "NA",
            "Account_Id": "119422382",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "Transaction_Amount": "120.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "77665",
            "TID": "778866995432123456"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000012000",
            "DE7": "1102073152",
            "DE11": "003314",
            "DE12": "221102103149",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "987654321=25092217654321234***",
            "DE37": "230610310412",
            "DE38": "109118",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080008000",
                "9F10": "06010A03A420020A02000000000029358150",
                "9F27": "80",
                "9F36": "0008",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "778866995432123456",
        "RID": "77665",
        "DE2": "987654321",
        "mtid": "1210",
        "DE4": "000000012000",
        "DE7": "1102073152",
        "DE39": "000",
        "DE38": "109118",
        "DE11": "003314"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "02-11-2022 07:36:51",
            "Customer_Ac": "NA",
            "Account_Id": "119422382",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "Transaction_Amount": "40.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "77665",
            "RID": "77666",
            "TID": "778866995432123456"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000004000",
            "DE7": "1102073256",
            "DE11": "003315",
            "DE12": "221102103254",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "987654321=25092217654321234***",
            "DE37": "230610320413",
            "DE38": "109122",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000800",
                "9F10": "06010A03A420020A020000000000F45815CD",
                "9F27": "80",
                "9F36": "0009",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "1200230610310412221102",
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "778866995432123456",
        "RID": "77666",
        "DE2": "987654321",
        "mtid": "1210",
        "DE4": "000000004000",
        "DE7": "1102073256",
        "DE39": "000",
        "DE38": "109122",
        "DE11": "003315",
        "DE54": "0011682C000000008000"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "774247",
            "Transaction_Date_Time": "02-11-2022 07:37:25",
            "Customer_Ac": "NA",
            "Account_Id": "119422382",
            "Network": "MADA",
            "Spend_Type": "POS - Refund",
            "Spend_Location": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "Transaction_Amount": "40.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "77666",
            "RID": "77667",
            "TID": "778866995432123456"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "987654321",
            "DE3_1": "20",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000004000",
            "DE7": "1102073330",
            "DE11": "003316",
            "DE12": "221102103254",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4000",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "987654321=25092217654321234***",
            "DE37": "230610320413",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "DEPARTMENT STORE        \\Kings Road\\RIYADH\\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000800",
                "9F10": "06010A03A420020A020000000000F45815CD",
                "9F27": "80",
                "9F36": "0009",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "120000331511020732542211021032540658884800",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "778866995432123456",
        "RID": "77667",
        "DE2": "987654321",
        "mtid": "1430",
        "DE4": "000000004000",
        "DE7": "1102073330",
        "DE39": "400",
        "DE11": "003316"
    }
  37. Decline purchase with cashback reversal (original transaction not found)

    37. Decline purchase with cashback reversal (original transaction not found)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "TID": "876541876543213456",
            "RID": "876543",
            "PID": "1",
            "Client_Id": "765432",
            "Transaction_Date_Time": "28-02-2022 12:20:09",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "MAJORY SOFTPOS TERMINAL  \\ABCD\\RIYADH       \\54321     101SAU",
            "Transaction_Amount": "255.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "480",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "3008 - Lufthansa",
            "Account_Id": "787878789",
            "Customer_Ac": "77HJG678-1S2D-1234-123A-12A11ghjkda5",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991349400",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "480"
        },
        "ISO_MSG": {
            "DE2": "909087654",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000025500",
            "DE7": "0228121747",
            "DE11": "000538",
            "DE12": "220228151951",
            "DE17": "0228",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4021",
            "DE26": "3008",
            "DE28": "220228",
            "DE32": "682002",
            "DE35": "909087654=27654329878987898***",
            "DE37": "205915195139",
            "DE41": "6316032300000001",
            "DE42": "160320211207   ",
            "DE43": "MAJORY SOFTPOS TERMINAL  \\ABCD\\RIYADH       \\54321     101SAU",
            "DE47": {
                "1": "D83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83F"
            },
            "DE49": "682",
            "DE54": "0040682D000000005500",
            "DE55": {
                "82": "3900",
                "95": "0000048000",
                "9F10": "0111A040802A000000003604138A39D2B8D8",
                "9F27": "80",
                "9F36": "0222",
                "9F34": "020500",
                "9F33": "E0F8C8"
            },
            "DE56": "110000053602281219512202281519510668200200",
            "DE60": "GEID0000",
            "DE100": "242030",
            "DE122": "GEIDP1"
        },
        "RULES": []
    }
    {
        "mtid": "1430",
        "rid": "876543",
        "tid": "876541876543213456",
        "de2_tok": "909087654",
        "de4": "000000025500",
        "de7": "0228121747",
        "de11": "000538",
        "de38": "",
        "de39": "480"
    }
  38. Pre-auth, first capture (partial), second capture (full)

    38. Pre-auth, first capture (partial), second capture (full)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "112233",
            "Transaction_Date_Time": "06-11-2022 08:26:59",
            "Customer_Ac": "NA",
            "Account_Id": "765432",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "12340",
            "TID": "876545678765456787"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "487654321",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106082302",
            "DE11": "003429",
            "DE12": "221106112301",
            "DE17": "1106",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "487654321=27687617654321271***",
            "DE37": "231011230494",
            "DE38": "104380",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A420020A020000000000532C0DEB",
                "9F27": "80",
                "9F36": "0013",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876545678765456787",
        "RID": "12340",
        "DE2": "487654321",
        "mtid": "1110",
        "DE4": "000000001000",
        "DE7": "1106082302",
        "DE39": "000",
        "DE38": "104380",
        "DE11": "003429"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "112233",
            "Transaction_Date_Time": "06-11-2022 08:30:01",
            "Customer_Ac": "NA",
            "Account_Id": "590987678",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12340",
            "RID": "12342",
            "TID": "876545678765456787"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "487654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106082604",
            "DE11": "003433",
            "DE12": "221106112601",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "202",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221106",
            "DE30": "000000000000000000000000",
            "DE32": "588848",
            "DE35": "487654321=27687617654321271***",
            "DE37": "231011260496",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A0200000000004543193F",
                "9F27": "80",
                "9F36": "0015",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011230494221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876545678765456787",
        "RID": "12342",
        "DE2": "487654321",
        "mtid": "1230",
        "DE4": "000000001000",
        "DE7": "1106082604",
        "DE39": "000",
        "DE11": "003433"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1220",
            "Message_Desc": "Financial Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "112233",
            "Transaction_Date_Time": "06-11-2022 08:34:55",
            "Customer_Ac": "NA",
            "Account_Id": "590987678",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12340",
            "RID": "12344",
            "TID": "876545678765456787"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "487654321",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106083058",
            "DE11": "003436",
            "DE12": "221106113052",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "201",
            "DE25": "1004",
            "DE26": "5311",
            "DE28": "221106",
            "DE30": "000000000000000000000000",
            "DE32": "588848",
            "DE35": "487654321=27687617654321271***",
            "DE37": "231011300497",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "MAERCHANT     \\Kings Road\\RIYADH \\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A020000000000EED4BAE0",
                "9F27": "80",
                "9F36": "0016",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011230494221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876545678765456787",
        "RID": "12344",
        "DE2": "487654321",
        "mtid": "1230",
        "DE4": "000000001000",
        "DE7": "1106083058",
        "DE39": "000",
        "DE11": "003436"
    }
  39. POS purchase with time out reversal

    39. POS purchase with time out reversal

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1200",
            "Message_Desc": "Financial Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "02-11-2022 08:26:06",
            "Customer_Ac": "NA",
            "Account_Id": "345654345",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "MERCHANT RETAILER\\Place Name Road\\CITY\\12345     101SAU",
            "Transaction_Amount": "11.11",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "98765",
            "TID": "898789877788996655"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161583616",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "445566778",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001111",
            "DE7": "1102082210",
            "DE11": "003342",
            "DE12": "221102112208",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "200",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "445566778=77665540887788778***",
            "DE37": "230611220435",
            "DE38": "109210",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "MERCHANT RETAILER\\Place Name Road\\CITY\\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A420020A02000000000099F7FE33",
                "9F27": "80",
                "9F36": "0019",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "898789877788996655",
        "RID": "98765",
        "DE2": "445566778",
        "mtid": "1210",
        "DE4": "000000001111",
        "DE7": "1102082210",
        "DE39": "000",
        "DE38": "109210",
        "DE11": "003342"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "02-11-2022 08:26:13",
            "Customer_Ac": "NA",
            "Account_Id": "345654345",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase",
            "Spend_Location": "MERCHANT RETAILER\\Place Name Road\\CITY\\12345     101SAU",
            "Transaction_Amount": "11.11",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "400",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "98765",
            "RID": "98766",
            "TID": "898789877788996655"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620629890695320",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "400"
        },
        "ISO_MSG": {
            "DE2": "445566778",
            "DE3_1": "00",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001111",
            "DE7": "1102082218",
            "DE11": "003343",
            "DE12": "221102112208",
            "DE17": "1102",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4021",
            "DE26": "5311",
            "DE28": "221102",
            "DE32": "588848",
            "DE35": "445566778=77665540887788778***",
            "DE37": "230611220435",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "MERCHANT RETAILER\\Place Name Road\\CITY\\12345     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A032520020A02000000000099F7FE33",
                "9F27": "00",
                "9F36": "0019",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE56": "120000334211020822082211021122080658884800",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "898789877788996655",
        "RID": "98766",
        "DE2": "445566778",
        "mtid": "1430",
        "DE4": "000000001111",
        "DE7": "1102082218",
        "DE39": "400",
        "DE11": "003343"
    }
  40. Pre-auth, void and excessive void

    40. Pre-auth, void and excessive void

    šŸ—’ļø

    In this scenario, clients will need to have their system decline the Excessive Void with 198. "DE39": "198"

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "03-11-2022 09:08:43",
            "Customer_Ac": "NA",
            "Account_Id": "778855443",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "ABCD                     \\Name Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "12346",
            "TID": "876543210987890098"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "334422445",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1103090448",
            "DE11": "003416",
            "DE12": "221103120447",
            "DE17": "1103",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1990",
            "DE26": "5311",
            "DE28": "221103",
            "DE32": "588848",
            "DE35": "334422445=27766558877665544***",
            "DE37": "230712040486",
            "DE38": "109414",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "ABCD                     \\Name Place Road\\CITYAB       \\12345     123SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A0200000000004DB75C6A",
                "9F27": "80",
                "9F36": "0048",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876543210987890098",
        "RID": "12346",
        "DE2": "334422445",
        "mtid": "1110",
        "DE4": "000000000500",
        "DE7": "1103090448",
        "DE39": "000",
        "DE38": "109414",
        "DE11": "003416"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "03-11-2022 09:09:26",
            "Customer_Ac": "NA",
            "Account_Id": "778855443",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Void",
            "Spend_Location": "ABCD                     \\Name Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "2.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12346",
            "RID": "12347",
            "TID": "876543210987890098"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "334422445",
            "DE3_1": "22",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000200",
            "DE7": "1103090530",
            "DE11": "003418",
            "DE12": "221103120529",
            "DE17": "1103",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1151",
            "DE26": "5311",
            "DE28": "221103",
            "DE32": "588848",
            "DE35": "334422445=27766558877665544***",
            "DE37": "230712050487",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "ABCD                     \\Name Place Road\\CITYAB       \\12345     123SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A02000000000069A2BB08",
                "9F27": "80",
                "9F36": "0049",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100230712040486221103",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876543210987890098",
        "RID": "12347",
        "DE2": "334422445",
        "mtid": "1130",
        "DE4": "000000000200",
        "DE7": "1103090530",
        "DE39": "000",
        "DE11": "003418"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "03-11-2022 09:13:15",
            "Customer_Ac": "NA",
            "Account_Id": "778855443",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Void",
            "Spend_Location": "ABCD                     \\Name Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12346",
            "RID": "12348",
            "TID": "876543210987890098"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "334422445",
            "DE3_1": "22",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1103090919",
            "DE11": "003420",
            "DE12": "221103120917",
            "DE17": "1103",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1151",
            "DE26": "5311",
            "DE28": "221103",
            "DE32": "588848",
            "DE35": "334422445=27766558877665544***",
            "DE37": "230712090488",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "AVIS                     \\King Fahad Road\\RIYADH       \\45625     101SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A020000000000C5D2ADEC",
                "9F27": "80",
                "9F36": "004A",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100230712040486221103",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "876543210987890098",
        "RID": "12348",
        "DE2": "334422445",
        "mtid": "1130",
        "DE4": "000000000500",
        "DE7": "1103090919",
        "DE39": "198",
        "DE11": "003420"
    }
  41. Pre-auth, excessive void and pre-auth extension

    41. Pre-auth, excessive void and pre-auth extension

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "06-11-2022 08:08:51",
            "Customer_Ac": "NA",
            "Account_Id": "876543456",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth",
            "Spend_Location": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "5.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "RID": "12346",
            "TID": "654321581234567898"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "10133099161584640",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "444556671",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000500",
            "DE7": "1106080454",
            "DE11": "003421",
            "DE12": "221106110450",
            "DE17": "1106",
            "DE22": "51030151134C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1506",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "444556671=27654321444556671***",
            "DE37": "231011040489",
            "DE38": "104363",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "3D00",
                "95": "0080000000",
                "9F10": "06010A03A4B8020A020000000000A5CCC174",
                "9F27": "80",
                "9F36": "000E",
                "9F34": "440302",
                "9F33": "E0F0C8"
            },
            "DE60": "ANBB0000",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "654321581234567898",
        "RID": "12346",
        "DE2": "444556671",
        "mtid": "1110",
        "DE4": "000000000500",
        "DE7": "1106080454",
        "DE39": "000",
        "DE38": "104363",
        "DE11": "003421"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "06-11-2022 08:11:05",
            "Customer_Ac": "NA",
            "Account_Id": "876543456",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Void",
            "Spend_Location": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "10.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12346",
            "RID": "12347",
            "TID": "654321581234567898"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "444556671",
            "DE3_1": "22",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "1106080709",
            "DE11": "003423",
            "DE12": "221106110705",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "101",
            "DE25": "1151",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "444556671=27654321444556671***",
            "DE37": "231011070490",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A020000000000B0812E1C",
                "9F27": "80",
                "9F36": "000F",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011040489221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "654321581234567898",
        "RID": "12347",
        "DE2": "444556671",
        "mtid": "1130",
        "DE4": "000000001000",
        "DE7": "1106080709",
        "DE39": "198",
        "DE11": "003423"
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1120",
            "Message_Desc": "Authorisation Advice"
        },
        "SUMMARY": {
            "PID": "3",
            "Client_Id": "123456",
            "Transaction_Date_Time": "06-11-2022 08:13:13",
            "Customer_Ac": "NA",
            "Account_Id": "876543456",
            "Network": "MADA",
            "Spend_Type": "POS - Pre-auth Extension",
            "Spend_Location": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "Transaction_Amount": "0.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Contactless",
            "Customer_Validation": "ARQC ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "5311 - Department Stores",
            "Total_Fee_Bill": "0.0",
            "Add_Ref_RID": "12346",
            "RID": "12348",
            "TID": "654321581234567898"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pin_Check": "NA",
            "Pan_Check": "PASS",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "PASS",
            "3DS_Check": "NA",
            "Test_Matrix": "141581999184807064",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "444556671",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000000000",
            "DE7": "1106080916",
            "DE11": "003425",
            "DE12": "221106110914",
            "DE17": "1106",
            "DE22": "71030170334C",
            "DE23": "000",
            "DE24": "183",
            "DE25": "1152",
            "DE26": "5311",
            "DE28": "221106",
            "DE32": "588848",
            "DE35": "444556671=27654321444556671***",
            "DE37": "231011090491",
            "DE39": "107",
            "DE41": "6388899900000001",
            "DE42": "113030012019   ",
            "DE43": "ABCD                     \\City Place Road\\CITYAB       \\12345     123SAU",
            "DE47": {
                "1": "C8E6E320C7E4D9D1C8EA20C7E4E1D1D920C7E4D1C6EAD3EA20C7E4D1EAC7D6D3"
            },
            "DE49": "682",
            "DE55": {
                "82": "2000",
                "95": "0000000000",
                "9F10": "06011103A000000A020000000000D9FC930C",
                "9F27": "80",
                "9F36": "0010",
                "9F34": "000000",
                "9F33": "E0F0C8"
            },
            "DE56": "1100231011040489221106",
            "DE60": "ANBB0000",
            "DE100": "442463",
            "DE122": "ANBBP1"
        },
        "RULES": []
    }
    {
        "TID": "654321581234567898",
        "RID": "12348",
        "DE2": "444556671",
        "mtid": "1130",
        "DE4": "000000000000",
        "DE7": "1106080916",
        "DE39": "000",
        "DE11": "003425"
    }
  42. Decline transaction purchase with cashback repeat reversal (original transaction not found)

    42. Decline transaction purchase with cashback repeat reversal (original transaction not found)

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1421",
            "Message_Desc": "Reversal Advice"
        },
        "SUMMARY": {
            "TID": "188333888888777741",
            "RID": "123450",
            "PID": "1",
            "Client_Id": "123456",
            "Transaction_Date_Time": "28-02-2022 12:24:02",
            "Network": "MADA",
            "Spend_Type": "POS - Purchase With Cashback",
            "Spend_Location": "ABCDEF SOFTPOS TERMINAL  \\ABCD\\RIYADH       \\12345     123SAU",
            "Transaction_Amount": "155.0",
            "Transaction_Currency": "SAR",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Chip",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "480",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Decline",
            "Merchant_Category": "3008 - Lufthansa",
            "Account_Id": "789870987",
            "Customer_Ac": "12345FGH-456c-HJKLHJKLHJ",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "NA",
            "Track_Check": "PASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "NA",
            "3DS_Check": "NA",
            "Test_Matrix": "72620543991349400",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "480"
        },
        "ISO_MSG": {
            "DE2": "997788998",
            "DE3_1": "09",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000015500",
            "DE7": "0228122031",
            "DE11": "000541",
            "DE12": "220228152233",
            "DE17": "0228",
            "DE22": "51030151334C",
            "DE23": "000",
            "DE24": "400",
            "DE25": "4021",
            "DE26": "3008",
            "DE28": "220228",
            "DE32": "682002",
            "DE35": "997788998=12302210997788998***",
            "DE37": "205915223340",
            "DE41": "6316032300000001",
            "DE42": "160320211207   ",
            "DE43": "ABCDEF SOFTPOS TERMINAL  \\ABCD\\RIYADH       \\12345     123SAU",
            "DE47": {
                "1": "D83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83FD83F"
            },
            "DE49": "682",
            "DE54": "0040682D000000005500",
            "DE55": {
                "82": "3900",
                "95": "0000048000",
                "9F10": "0111A040802A00000000112E4F43E897EA05",
                "9F27": "80",
                "9F36": "0223",
                "9F34": "020500",
                "9F33": "E0F8C8"
            },
            "DE56": "110000053902281222332202281522330668200200",
            "DE60": "GEID0000",
            "DE100": "242030",
            "DE122": "GEIDP1"
        },
        "RULES": []
    }
    {
        "mtid": "1430",
        "rid": "123450",
        "tid": "188333888888777741",
        "de2_tok": "997788998",
        "de4": "000000015500",
        "de7": "0228122031",
        "de11": "000541",
        "de38": "",
        "de39": "480"
    }

Passive FAST notifications

  1. Passive FAST pre-auth followed by unblock notification

    1. Passive FAST pre-auth followed by unblock notification

    {
        "MESSAGE_TYPE": {
            "Message_Type": "1100",
            "Message_Desc": "Authorisation Request"
        },
        "SUMMARY": {
            "TID": "0270319588847000007",
            "RID": "84620",
            "PID": "5",
            "Client_Id": "123456",
            "Transaction_Date_Time": "27-05-2024 09:35:19",
            "Network": "MADA",
            "Spend_Type": "ECOM - Pre-auth",
            "Spend_Location": "MARK ELECTRONICS\\Jadeedat Arar\\Riyadh City\\123654    102SAU",
            "Transaction_Amount": "10",
            "Transaction_Currency": "GBP",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "Ecommerce 3DS",
            "Customer_Validation": "CVV2 + 3DS ",
            "Processor_Decision_Code": "000",
            "Processor_Reason_Code": "000",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "0742 - Veterinary Services",
            "Account_Id": "769277200",
            "Customer_Ac": "NA",
            "Total_Fee_Bill": "0.0"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "NA",
            "Expiry_Check": "PASS",
            "Track_Check": "PASS",
            "CVV_Type": "2",
            "CVV_Check": "NA",
            "ARQC_Check": "NA",
            "3DS_Check": "PASS",
            "Test_Matrix": "2450521164422840792",
            "Test_Results": "2305843009230471168",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": null
        },
        "ISO_MSG": {
            "DE2": "389784782",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "0527093519",
            "DE11": "000007",
            "DE12": "240527093518",
            "DE14": "2705",
            "DE17": "1114",
            "DE22": "860410883130",
            "DE24": "200",
            "DE26": "0742",
            "DE28": "221114",
            "DE32": "588847",
            "DE37": "6WL4KWP2KAXS",
            "DE38": "104085",
            "DE39": "000",
            "DE41": "PG169900        ",
            "DE42": "600000248      ",
            "DE43": "MARK ELECTRONICS\\Jadeedat Arar\\Riyadh City\\123654    102SAU",
            "DE47": {
                "1": "2020202020202020202020202020202020202020202020202020202020202020",
                "49": "F5TQ3XGZG557",
                "38": "2",
                "36": "11 464",
                "35": "00000102816605630897166720660510C1135B5B"
            },
            "DE49": "826",
            "DE60": "RAJB0000",
            "DE100": "123456",
            "DE122": "RAJBP1"
        },
        "RULES": []
    }
    {
        "MESSAGE_TYPE": {
            "Message_Type": "1420",
            "Message_Desc": "Reversal Advisement"
        },
        "SUMMARY": {
            "TID": "270319588847000007",
            "RID": "84621",
            "PID": "5",
            "Client_Id": "123456",
            "Transaction_Date_Time": "27-05-2024 15:20:54",
            "Network": "PPWR",
            "Spend_Type": "",
            "Spend_Location": "MARK ELECTRONICS\\  \\Riyadh City\\123654       SAU",
            "Transaction_Amount": "10.0000",
            "Transaction_Currency": "GBP",
            "Billing_Amount": "NA",
            "Billing_Currency": "NA",
            "Card_Use_Type": "NA",
            "Customer_Validation": "PAN",
            "Processor_Decision_Code": "05",
            "Processor_Decision_Desc": "Approve",
            "Merchant_Category": "742-Veterinary Services",
            "Account_Id": "769277200",
            "Customer_Ac": "NA",
            "Total_Fee_Bill": "0.0000"
        },
        "PROCESSOR_VALIDATIONS": {
            "Pan_Check": "PASS",
            "Pin_Check": "BYPASS",
            "Expiry_Check": "PASS",
            "Track_Check": "BYPASS",
            "CVV_Type": "4",
            "CVV_Check": "BYPASS",
            "ARQC_Check": "BYPASS",
            "3DS_Check": "NA",
            "Test_Matrix": "0",
            "Test_Results": "0",
            "Rules_Checked": "",
            "Rules_Triggered": "",
            "Rules_Decision": "000"
        },
        "ISO_MSG": {
            "DE2": "389784782",
            "DE3_1": "90",
            "DE3_2": "00",
            "DE3_3": "00",
            "DE4": "000000001000",
            "DE7": "0527152054",
            "DE11": "000007",
            "DE12": "0527152054",
            "DE18": "742",
            "DE22": "860410883130",
            "DE24": "400",
            "DE25": "4352",
            "DE28": "221114.0000",
            "DE32": "588847",
            "DE37": "6WL4KWP2KAXS",
            "DE38": "104085",
            "DE39": "000",
            "DE41": "PG169900",
            "DE42": "600000248      ",
            "DE43": "MARK ELECTRONICS\\  \\Riyadh City\\123654       SAU",
            "DE47": {
                "1": "2020202020202020202020202020202020202020202020202020202020202020",
                "35": "00000102816605630897166720660510c1135b5b",
                "36": "11 464",
                "38": "2",
                "49": "F5TQ3XGZG557"
            },
            "DE49": "826",
            "DE56": "1100000007052709351924052709351958884700"
        },
        "RULES": []
    }