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Authorization samples - Mastercard

Authorization message samples for clients issuing with Mastercard.

Authorization Samples

Here are some FAST authorization message samples for clients issuing with Mastercard.

Click the transaction type to view the full sample message.

  1. Authorization request 
      ### 1. Authorization request

  ```json 0100 Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2237374892345000118",
          "RID": "2317153",
          "PID": "1069",
          "Client_Id": "654321",
          "Transaction_Date_Time": "16-02-2023 10:24:50",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "1",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "1",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "050126101010",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760480187",
          "Test_Results": "45035996273704960",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0216102449",
          "DE10": "61000000",
          "DE11": "000118",
          "DE12": "102419",
          "DE13": "0216",
          "DE14": "2802",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "457710516D2802221000000***",
          "DE37": "085000100001",
          "DE38": "105887",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "352",
          "DE51": "352",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0007",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
        "RULES": []

  }
  ```
  ```json 0100 Response
  {
      "Message_Type": "0110",
      "RID": "2317153",
      "TID": "2237374892345000118",
      "DE2": "818654321",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216102449",
      "DE11": "000118",
    	"DE38": "105887",
      "DE39": "00"  
  }
  ```
  ```json 0400 Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2237374892345000118",
          "RID": "2317154",
          "PID": "1069",
          "Client_Id": "654321",
          "Transaction_Date_Time": "16-02-2023 10:24:54",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "1",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "1",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "050126101010",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0216102454",
          "DE10": "61000000",
          "DE11": "000119",
          "DE12": "102419",
          "DE13": "0216",
          "DE14": "2802",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543210051078D2802221000000***",
          "DE37": "085000100001",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "352",
          "DE51": "352",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0007",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH",
          "DE90": "010000011802161024490000001234500000901234"
      },
        "RULES": [],
        "DECISION_ENGINE": {
          "Actions":[],
          "DryRunActions": []
         }

  }
  ```
  ```json 0400 Response
  {
    "Message_Type": "0410",
    "RID": "2317154",
    "TID": "2237374892345000118",
    "DE2": "818654321",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0216102454",
    "DE11": "000119",
    "DE39": "00"
  }
  ```
</details>
  2. ATM withdrawal and reversal 
      ### 2. ATM withdrawal and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241255072345000070",
          "RID": "2326416",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:05:08",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements?",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760480187",
          "Test_Results": "45035996273704960",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220070507",
          "DE10": "61000000",
          "DE11": "000070",
          "DE12": "070453",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085000100001",
          "DE38": "110775",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "NatWest ATM Online Pin London        GBR",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0004",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000070",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110775",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220070507",
      "Message_Type": "0110",
      "RID": 2326416,
      "TID": 2241255072345000070
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241255072345000070",
          "RID": "2326417",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:05:10",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements?",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220070510",
          "DE10": "61000000",
          "DE11": "000071",
          "DE12": "070453",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085000100001",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0004",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH",
          "DE90": "010000007002200705070000001234500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000071",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220070510",
      "Message_Type": "0410",
      "RID": 2326417,
      "TID": 2241255072345000070
  }
  ```
</details>
  3. Cash disbursement 
      ### 3. Cash disbursement

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2292522739901000911",
          "RID": "2366891",
          "PID": "1067",
          "Client_Id": "654321",
          "Transaction_Date_Time": "12-04-2023 14:31:14",
          "Network": "MC",
          "Spend_Type": "POS - Cash Disbursement",
          "Spend_Location": "Merchant Store            Helsinki      CO ",
          "Transaction_Amount": "500",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "500",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 + Online Pin ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6010 - Financial Institutions--Manual Cash Disbursements ",
          "Account_Id": "98765321",
          "Customer_Ac": "12987654321",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673474625978",
          "Test_Results": "0",
          "Rules_Checked": "11629,11630,17818,26928,27013,27017,27043,27044,28064,28073,28140,28634,28668,28703,29138,29148,29358,29361,29379,29404,29405,29406,29583,29694,30020,30122,30193,30249,30250,30251,30252,30253,30254,30255,30256,30257,30258,30316,30317,30318,30332,30397,30398,30399,30400,30404,30984,31110,31111,31119,31123,31229,31231,31348,31403,32049,32076,32079,32081,32084,32085,32122,32146,32219,33060,34943,34944,39702",
          "Rules_Triggered": "17818,30316",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "654321880",
          "DE3_1": "17",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000050000",
          "DE5": "000000005348",
          "DE6": "000000050000",
          "DE7": "0412143113",
          "DE9": "61069600",
          "DE10": "61000000",
          "DE11": "000911",
          "DE12": "143053",
          "DE13": "0412",
          "DE14": "2803",
          "DE15": "0624",
          "DE16": "0623",
          "DE18": "6010",
          "DE22": "901",
          "DE32": "999901",
          "DE35": "649833880D2803221000000***",
          "DE37": "080000100015",
          "DE38": "123456",
          "DE42": "C-6010-USA     ",
          "DE43": "India Store            Helsinki      CO ",
          "DE48": {
              "1": "C",
              "80": "TV",
              "56": "AIQ5EZAQV445AQF144AQS007ARA5EZ",
              "75": "01031000202R003032000402R10502R2",
              "71": "18C "
          },
          "DE49": "352",
          "DE50": "840",
          "DE51": "352",
          "DE61": "0000000000200840902101234",
          "DE63": "MDSSV6O7S"
      },
      "RULES": [],
      "DECISION_ENGINE": {
        "Actions":[],
        "DryRunActions": []
       }
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2292522739901000911",
      "RID": "2366891",
      "DE2": "654321880",
      "DE4": "000000050000",
      "DE6": "000000050000",
      "DE7": "0412143113",
      "DE11": "000911",
      "DE38": "104195",
      "DE39": "00"
  }
  ```
</details>
  4. Purchase with cashback and reversal 
      ### 4. Purchase with cashback and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241256379685000072",
          "RID": "2326419",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:07:17",
          "Network": "MC",
          "Spend_Type": "POS - Purchase with Cash Back",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349114",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "09",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE5": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220070717",
          "DE9": "61000000",
          "DE10": "61000000",
          "DE11": "000072",
          "DE12": "070709",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "5999",
          "DE22": "051",
          "DE23": "000",
          "DE32": "009685",
          "DE35": "818654321D47052210928036647***",
          "DE37": "123456789012",
          "DE38": "110782",
          "DE41": "Reg00004",
          "DE42": "687555537877464",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "80": "TV"
          },
          "DE49": "036",
          "DE50": "840",
          "DE51": "036",
          "DE54": "0040036D0000000005000040036D000000000500",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "01010103250300DA00",
              "9F27": "80",
              "9F36": "0005",
              "9F34": "420100",
              "9F33": "E0E8E8"
          },
          "DE61": "000000000050082690210",
          "DE63": "MCS0110RG"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000072",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110782",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000010000",
      "DE54": "0040036D0000000005000040036D000000000500",
      "DE6": "000000010000",
      "DE7": "0220070717",
      "Message_Type": "0110",
      "RID": 2326419,
      "TID": 2241256379685000072
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241256379685000072",
          "RID": "2326420",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:07:19",
          "Network": "MC",
          "Spend_Type": "POS - Purchase with Cash Back",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "09",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE5": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220070719",
          "DE9": "61000000",
          "DE10": "61000000",
          "DE11": "000073",
          "DE12": "070709",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "5999",
          "DE22": "051",
          "DE23": "000",
          "DE32": "009685",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "123456789012",
          "DE39": "00",
          "DE41": "Reg00004",
          "DE42": "687555537877464",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "80": "TV"
          },
          "DE49": "036",
          "DE50": "840",
          "DE51": "036",
          "DE54": "0040036D0000000005000040036D000000000500",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "01010103250300DA00",
              "9F27": "80",
              "9F36": "0005",
              "9F34": "420100",
              "9F33": "E0E8E8"
          },
          "DE61": "000000000050082690210",
          "DE63": "MCS0110RG",
          "DE90": "010000007202200707170000000968500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000073",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000010000",
      "DE54": "0040036D0000000005000040036D000000000500",
      "DE6": "000000010000",
      "DE7": "0220070719",
      "Message_Type": "0410",
      "RID": 2326420,
      "TID": 2241256379685000072
  }
  ```
</details>
  5. Balance Inquiry 
      ### 5. Balance Inquiry

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241257702345000074",
          "RID": "2326421",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:09:30",
          "Network": "MC",
          "Spend_Type": "ATM - Balance Inquiry",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "0",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "0",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements?",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349115",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "30",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0220070930",
          "DE10": "61000000",
          "DE11": "000074",
          "DE12": "070918",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085010100001",
          "DE38": "110785",
          "DE41": "01001101",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101032503000000",
              "9F27": "80",
              "9F36": "0006",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "10000000018000561111111111",
          "DE63": "MCC0110RJ"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000074",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110785",
      "DE39": "00",
      "DE4": "000000000000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": "3002036D000100584900",
      "DE6": "000000000000",
      "DE7": "0220070930",
      "Message_Type": "0110",
      "RID": 2326421,
      "TID": 2241257702345000074
  }
  ```
</details>
  6. POS purchase and reversal 
      ### 6. POS purchase and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241261412345000076",
          "RID": "2326423",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:15:41",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349113",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220071541",
          "DE10": "61000000",
          "DE11": "000076",
          "DE12": "071348",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085000100003",
          "DE38": "11081Z",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0008",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000076",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "11081Z",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220071541",
      "Message_Type": "0110",
      "RID": 2326423,
      "TID": 2241261412345000076
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241261412345000076",
          "RID": "2326424",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:15:43",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220071543",
          "DE10": "61000000",
          "DE11": "000077",
          "DE12": "071348",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085000100003",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0008",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ",
          "DE90": "010000007602200715410000001234500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000077",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220071543",
      "Message_Type": "0410",
      "RID": 2326424,
      "TID": 2241261412345000076
  }
  ```
</details>
  7. POS purchase contactless and reversal 
      ### 7. POS purchase contactless and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241263119685000003",
          "RID": "2326425",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:18:31",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349115",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220071831",
          "DE10": "61000000",
          "DE11": "000003",
          "DE12": "071756",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "5999",
          "DE22": "071",
          "DE23": "000",
          "DE26": "04",
          "DE32": "009685",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085110100002",
          "DE38": "11083Z",
          "DE41": "Reg00004",
          "DE42": "687555537877464",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "01010325030000C1",
              "9F27": "80",
              "9F36": "0009",
              "9F34": "420100",
              "9F33": "E0E8E8"
          },
          "DE61": "10000000013000561111111111",
          "DE63": "MCS0110RO"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000003",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "11083Z",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220071831",
      "Message_Type": "0110",
      "RID": 2326425,
      "TID": 2241263119685000003
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241263119685000003",
          "RID": "2326426",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:18:33",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220071833",
          "DE10": "61000000",
          "DE11": "000004",
          "DE12": "071756",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "5999",
          "DE22": "071",
          "DE23": "000",
          "DE26": "04",
          "DE32": "009685",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085110100002",
          "DE39": "00",
          "DE41": "Reg00004",
          "DE42": "687555537877464",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "01010325030000C1",
              "9F27": "80",
              "9F36": "0009",
              "9F34": "420100",
              "9F33": "E0E8E8"
          },
          "DE61": "10000000013000561111111111",
          "DE63": "MCS0110RO",
          "DE90": "010000000302200718310000000968500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000004",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220071833",
      "Message_Type": "0410",
      "RID": 2326426,
      "TID": 2241263119685000003
  }
  ```
</details>
  8. ECOM purchase and reversal 
      ### 8. ECOM purchase and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241271522216000020",
          "RID": "2326437",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:32:33",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "514",
          "Processor_Decision_Desc": "Approve - Token Flag Bypass AVS validation enabled . Both Address and Postal Code match failed.",
          "Merchant_Category": "7994 - Video Game Arcades and Establishments",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406010731639288",
          "Test_Results": "2305843009217888256",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220073232",
          "DE10": "61000000",
          "DE11": "000020",
          "DE12": "073035",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0606",
          "DE16": "0605",
          "DE18": "7994",
          "DE22": "812",
          "DE32": "012216",
          "DE33": "200179",
          "DE37": "061406088942",
          "DE38": "110863",
          "DE41": "25930370",
          "DE42": "4000065        ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "T",
              "42": "0103210",
              "82": "52",
              "92": "***"
          },
          "DE49": "036",
          "DE51": "036",
          "DE61": "102510400660025078140     ",
          "DE63": "MCC905477",
          "DE120": "0414         60   "
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000020",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110863",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220073232",
      "Message_Type": "0110",
      "RID": 2326437,
      "TID": 2241271522216000020
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Pre-Authorisation Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241271522216000020",
          "RID": "2326438",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:32:35",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "214",
          "Processor_Decision_Desc": "Approve - NO CVV, NOT Chip, is Recurring => DE39=00",
          "Merchant_Category": "7994 - Video Game Arcades and Establishments",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406010714862072",
          "Test_Results": "2305843009217888256",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220073235",
          "DE10": "61000000",
          "DE11": "000021",
          "DE12": "073035",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0606",
          "DE16": "0605",
          "DE18": "7994",
          "DE22": "812",
          "DE32": "012216",
          "DE33": "200179",
          "DE37": "061406088942",
          "DE39": "00",
          "DE41": "25930370",
          "DE42": "4000065        ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "T",
              "42": "0103210",
              "82": "52",
              "92": "***"
          },
          "DE49": "036",
          "DE51": "036",
          "DE61": "102510400660025078140     ",
          "DE63": "MCC905477",
          "DE90": "010000002002200732320000001221600000200179",
          "DE120": "0414         60   "
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000021",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220073235",
      "Message_Type": "0410",
      "RID": 2326438,
      "TID": 2241271522216000020
  }
  ```
</details>
  9. POS refund and reversal 
      ### 9. POS refund and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2248314521625001157",
          "RID": "2352970",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 08:44:13",
          "Network": "MC",
          "Spend_Type": "POS - Refund",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5812 - Eating Places and Restaurants",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349114",
          "Test_Results": "1125899906842624",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "20",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0227084412",
          "DE10": "61000000",
          "DE11": "001157",
          "DE12": "084401",
          "DE13": "0227",
          "DE14": "4705",
          "DE15": "0915",
          "DE16": "0915",
          "DE18": "5812",
          "DE22": "051",
          "DE23": "000",
          "DE26": "12",
          "DE32": "001625",
          "DE33": "200125",
          "DE35": "818654321D47052210928036647***",
          "DE37": "000000003671",
          "DE38": "111081",
          "DE41": "46342530",
          "DE42": "343217303      ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "F",
              "61": "00001",
              "80": "TV",
              "75": "0103001020214",
              "71": "18C "
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "3900",
              "95": "0000048000",
              "9F10": "0110A04003240000000000000000000000FF9F3303E0F0C8",
              "9F27": "80",
              "9F36": "0002",
              "9F34": "420300"
          },
          "DE61": "000000000030082607800     ",
          "DE63": "MDSLDRJLF"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0100",
      "RID": 2352970,
      "TID": 2248314521625001200,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000010000",
      "DE7": "0227084412",
      "DE11": "001157",
      "DE38": "111081",
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2248314521625001157",
          "RID": "2352971",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 08:44:15",
          "Network": "MC",
          "Spend_Type": "POS - Refund",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5812 - Eating Places and Restaurants",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "20",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0227084415",
          "DE10": "61000000",
          "DE11": "001158",
          "DE12": "084401",
          "DE13": "0227",
          "DE14": "4705",
          "DE15": "0915",
          "DE16": "0915",
          "DE18": "5812",
          "DE22": "051",
          "DE23": "000",
          "DE26": "12",
          "DE32": "001625",
          "DE33": "200125",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "000000003671",
          "DE39": "00",
          "DE41": "46342530",
          "DE42": "343217303      ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "F",
              "61": "00001",
              "80": "TV",
              "75": "0103001020214",
              "71": "18C "
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "3900",
              "95": "0000048000",
              "9F10": "0110A04003240000000000000000000000FF9F3303E0F0C8",
              "9F27": "80",
              "9F36": "0002",
              "9F34": "420300"
          },
          "DE61": "000000000030082607800     ",
          "DE63": "MDSLDRJLF",
          "DE90": "010000115702270844120000000162500000200125"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0410",
      "RID": 2352971,
      "TID": 2248314521625001200,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000010000",
      "DE7": "0227084415",
      "DE11": "001158",
      "DE38": null,
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
</details>
  10. ATM withdrawal and partial reversal 
      ### 10. ATM withdrawal and partial reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241280222345000026",
          "RID": "2326443",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:47:02",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements?",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760480187",
          "Test_Results": "45035996273704960",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220074702",
          "DE10": "61000000",
          "DE11": "000026",
          "DE12": "074643",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085000100001",
          "DE38": "110882",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "000B",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000026",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110882",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220074702",
      "Message_Type": "0110",
      "RID": 2326443,
      "TID": 2241280222345000026
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241280222345000026",
          "RID": "2326444",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 07:47:05",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements?",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220074705",
          "DE10": "61000000",
          "DE11": "000027",
          "DE12": "074643",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085000100001",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "000B",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH",
          "DE90": "010000002602200747020000001234500000901234",
          "DE95": "000000004000000000004000000000004000000000"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000027",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220074705",
      "Message_Type": "0410",
      "RID": 2326444,
      "TID": 2241280222345000026
  }
  ```
</details>
  11. AFD transaction and completion 
      ### 11. AFD transaction and completion

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2040670262216212028",
          "RID": "87696",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "03-08-2022 18:37:06",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100.0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "100.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5542 - Automated Fuel Dispensers",
          "Account_Id": "999654321",
          "Customer_Ac": "81487f9f-57e9-45d0-a6ac-959da19eb863",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "141582033546655161",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5,6,7,8,9,1",
          "Rules_Triggered": "9",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0803183706",
          "DE10": "61000000",
          "DE11": "212028",
          "DE12": "193800",
          "DE13": "0803",
          "DE14": "2704",
          "DE15": "0803",
          "DE16": "0802",
          "DE18": "5542",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012216",
          "DE33": "200179",
          "DE35": "818654321D27042210429956481***",
          "DE37": "000000004346",
          "DE38": "105929",
          "DE41": "60056073",
          "DE42": "4937439        ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "61": "10000",
              "75": "0103001020230",
              "71": "18C "
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "3900",
              "95": "0000008000",
              "9F10": "0110A742138200200000FFFFFFFFFFFFFFFF0004",
              "9F27": "80",
              "9F36": "000A",
              "9F34": "440302",
              "9F33": "2098C8"
          },
          "DE61": "1000014001300826G13 1JD   ",
          "DE63": "BPDPVHJNB"
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19900.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -49842.46,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 7,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 8,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 9,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "00"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2040670262216212028",
      "RID": "87696",
      "DE38": "105929",
      "DE39": "10",
      "DE2_Tok": "818654321",
      "DE6": "000000001500",
      "DE7": "0803183706",
      "DE11": "212028",
      "DE54": "0002826C000000000000"
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Pre-Authorisation Completion Advice"
      },
      "SUMMARY": {
          "TID": "2040670262216212028",
          "RID": "87697",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "03-08-2022 18:39:21",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "15.0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "15.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "196",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5542 - Automated Fuel Dispensers",
          "Account_Id": "999654321",
          "Customer_Ac": "81487f9f-57e9-45d0-a6ac-959da19eb863",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "FAIL",
          "3DS_Check": "NA",
          "Test_Matrix": "72902070509777336",
          "Test_Results": "281474976710656",
          "Rules_Checked": "2,3,4,5,6,7,8,9,1",
          "Rules_Triggered": "9",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001500",
          "DE6": "000000001500",
          "DE7": "0803183706",
          "DE10": "61000000",
          "DE11": "212028",
          "DE12": "193800",
          "DE13": "0803",
          "DE14": "2704",
          "DE15": "0803",
          "DE16": "0802",
          "DE18": "5542",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012216",
          "DE33": "200179",
          "DE37": "000000004346",
          "DE38": "105929",
          "DE39": "00",
          "DE41": "60056073",
          "DE42": "4937439        ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "61": "10000",
              "63": "BPDPVHJNB0803  ",
              "15": "0803183920"
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "3900",
              "95": "0000008000",
              "9F10": "01106772130200001FFDFFFFFFFFFFFFFFFF000A",
              "9F27": "40",
              "9F36": "000A",
              "9F34": "440302",
              "9F33": "2098C8"
          },
          "DE60": "191",
          "DE61": "1000014001300826G13 1JD   ",
          "DE63": "BPDSCBSGL"
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19985.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -49927.46,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 7,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 8,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 9,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "00"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "TID": "2040670262216212028",
      "RID": "87697",
      "DE38": "105929",
      "DE39": "00",
      "DE2_Tok": "818654321",
      "DE4": "000000001500",
      "DE5": "000000001500",
      "DE6": "000000001500",
      "DE7": "0803183706",
      "DE11": "212028"
  }
  ```
</details>
  12. Moneysend or credit payment request 
      ### 12. Moneysend or credit payment request

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "0000000000000006955",
          "RID": "2421644",
          "PID": "1069",
          "Client_Id": "654321",
          "Transaction_Date_Time": "19-05-2023 12:25:33",
          "Network": "MC",
          "Spend_Type": "POS - Payment Transaction",
          "Spend_Location": "Acquirer              London        GBR",
          "Transaction_Amount": "100",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "100",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5812 - Eating Places and Restaurants",
          "Account_Id": "999654321",
          "Customer_Ac": "126543210000",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306405959167115672",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "28",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0519122533",
          "DE10": "61000000",
          "DE11": "000738",
          "DE12": "122521",
          "DE13": "0519",
          "DE14": "2802",
          "DE15": "0915",
          "DE16": "0915",
          "DE18": "5812",
          "DE22": "051",
          "DE23": "000",
          "DE26": "12",
          "DE32": "001625",
          "DE33": "200125",
          "DE35": "499586468D2802***",
          "DE37": "000000003671",
          "DE38": "654321",
          "DE41": "46342530",
          "DE42": "343217303      ",
          "DE43": "Sainsbury              London        GBR",
          "DE48": {
              "1": "F",
              "61": "00001",
              "80": "TV",
              "75": "0103001020214",
              "71": "18C "
          },
          "DE49": "352",
          "DE51": "352",
          "DE55": {
              "82": "3900",
              "95": "0000048000",
              "9F10": "0110A04003240000000000000000000000FF9F3303E0F0C8",
              "9F27": "80",
              "9F36": "002D",
              "9F34": "420300"
          },
          "DE61": "000000000030082607800     ",
          "DE63": "MDSLDRJLF"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "0000000000000006955",
      "RID": "2421644",
      "DE2": "999654321",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0519122533",
      "DE11": "000738",
      "DE38": "654321",
      "DE39": "00"
  }
  ```
</details>
  13. PIN change 
      ### 13. PIN change

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "165050003325009198",
          "RID": "83612",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "10-02-2025 16:24:44",
          "Network": "MC",
          "Spend_Type": "ATM - Pin Change",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "85",
          "Processor_Reason_Code": "940",
          "Processor_Decision_Desc": "Approve - STIP By Issuer Processor",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "736291979",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "3600346547367196091",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "85"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "92",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0210162524",
          "DE10": "61000000",
          "DE11": "000609",
          "DE12": "162437",
          "DE13": "0210",
          "DE14": "2808",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "090004",
          "DE35": "818654321D28082260818654321***",
          "DE37": "085060100001",
          "DE38": "102211",
          "DE39": "85",
          "DE41": "12345678",
          "DE42": "Term01234567890",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0110250003040000DAC100000000000000009F3303604020",
              "9F27": "80",
              "9F36": "0010",
              "9F34": "420100"
          },
          "DE61": "10000000018000561111111111",
          "DE63": "MCC0110RL"
      },
      "RULES": []
  }
  ```
</details>
  14. PIN unblock 
      ### 14. PIN unblock

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "188856014121005402",
          "RID": "84322",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-12-2024 07:33:21",
          "Network": "MC",
          "Spend_Type": "ATM - Pin Unblock",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "12",
          "Transaction_Currency": "EUR",
          "Billing_Amount": "12",
          "Billing_Currency": "EUR",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "85",
          "Processor_Reason_Code": "940",
          "Processor_Decision_Desc": "Approve - STIP By Issuer Processor",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "925518962",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "3600346547367196091",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "85"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "91",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001200",
          "DE6": "000000001200",
          "DE7": "1220073317",
          "DE10": "61000000",
          "DE11": "000214",
          "DE12": "073316",
          "DE13": "1220",
          "DE14": "2903",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "090004",
          "DE35": "818654321D29032210000000000***",
          "DE37": "085060100002",
          "DE38": "106895",
          "DE39": "85",
          "DE41": "12345678",
          "DE42": "Term01234567890",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "978",
          "DE51": "978",
          "DE55": {
              "82": "5800",
              "95": "0000008000",
              "9F10": "01010325030000C1",
              "9F27": "80",
              "9F36": "0007",
              "9F34": "420300",
              "9F33": "604020"
          },
          "DE61": "00000000008008261111111111",
          "DE63": "MCS0110RM"
      },
      "RULES": []
  }
  ```
</details>
  15. Partial approval transaction 
      ### 15. Partial approval transaction

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241431249901000075",
          "RID": "2326611",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 11:58:44",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY ",
          "Transaction_Amount": "5000",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "5000",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673474625976",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000500000",
          "DE6": "000000500000",
          "DE7": "0220115844",
          "DE10": "61000000",
          "DE11": "000075",
          "DE12": "115826",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "1202",
          "DE16": "1202",
          "DE18": "5999",
          "DE22": "902",
          "DE32": "999901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "080160100001",
          "DE38": "110951",
          "DE41": "MTF TEST",
          "DE42": "ABC123TESTMTF19",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "61": "10000"
          },
          "DE49": "036",
          "DE51": "036",
          "DE61": "0000000000200840902101234",
          "DE63": "MCC01109R"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000075",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110951",
      "DE39": "10",
      "DE4": "000000500000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000200000",
      "DE7": "0220115844",
      "Message_Type": "0110",
      "RID": 2326611,
      "TID": 2241431249901000075
  }
  ```
</details>
  16. POS purchase offline and reversal 
      ### 16. POS purchase offline and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241458192345000081",
          "RID": "2326636",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:43:39",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349113",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220124339",
          "DE10": "61000000",
          "DE11": "000081",
          "DE12": "124332",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085000100003",
          "DE38": "11107Z",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0001",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000081",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "11107Z",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220124339",
      "Message_Type": "0110",
      "RID": 2326636,
      "TID": 2241458192345000081
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241458192345000081",
          "RID": "2326637",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:43:41",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve - NO CVV,NOT Chip,NOT off premesis=> DE39=00",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220124341",
          "DE10": "61000000",
          "DE11": "000082",
          "DE12": "124332",
          "DE13": "0220",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085000100003",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0001",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ",
          "DE90": "010000008102201243390000001234500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000082",
      "DE124": null,
      "DE2": "818654321",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220124341",
      "Message_Type": "0410",
      "RID": 2326637,
      "TID": 2241458192345000081
  }
  ```
</details>
  17. Incremental and advisement 
      ### 17. Incremental and advisement

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2239476770496020085",
          "RID": "146430",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "18-02-2023 13:14:37",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "495.0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "495.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7011 - Lodging - Hotels, Motels, and Resorts",
          "Account_Id": "999654321",
          "Customer_Ac": "2e76f94d-e16b-4e07-9ed4-24b6d7a574ea",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "141582033546655161",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5,6,7,8,9,10,1",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000049500",
          "DE6": "000000049500",
          "DE7": "0218131437",
          "DE10": "61000000",
          "DE11": "020085",
          "DE12": "131437",
          "DE13": "0218",
          "DE14": "2710",
          "DE15": "0218",
          "DE16": "0217",
          "DE18": "7011",
          "DE22": "051",
          "DE23": "000",
          "DE32": "010496",
          "DE33": "200020",
          "DE35": "818654321D27102210961744518***",
          "DE37": "020008236951",
          "DE38": "101350",
          "DE41": "68503701",
          "DE42": "2101685037     ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "H",
              "22": "02011",
              "61": "00000",
              "75": "0103001020294",
              "71": "18C "
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "3900",
              "95": "0000008000",
              "9F10": "0110A742030200000000FFFFFFFFFFFFFFFF0045",
              "9F27": "80",
              "9F36": "0046",
              "9F34": "440302",
              "9F33": "60B0C8"
          },
          "DE61": "0000004000300826TW20 0XN  ",
          "DE63": "BPDMQTTVC"
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19281.17,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -47064.09,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 7,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 8,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 9,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 10,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2239476770496020085",
      "RID": "146430",
      "DE38": "101350",
      "DE39": "00",
      "DE2_Tok": "818654321",
      "DE4": "000000049500",
      "DE5": "000000049500",
      "DE6": "000000049500",
      "DE7": "0218131437",
      "DE11": "020085",
      "DE54": "0002826C000000181820"
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Pre-Authorisation Increment Advice"
      },
      "SUMMARY": {
          "TID": "2239476770496020085",
          "RID": "146922",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "19-02-2023 08:40:44",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "8.0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "8.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7011 - Lodging - Hotels, Motels, and Resorts",
          "Account_Id": "999654321",
          "Customer_Ac": "2e76f94d-e16b-4e07-9ed4-24b6d7a574ea",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "72620595533066680",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5,6,7,8,9,10,1",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000800",
          "DE6": "000000000800",
          "DE7": "0219080723",
          "DE10": "61000000",
          "DE11": "010309",
          "DE12": "080723",
          "DE13": "0219",
          "DE14": "2710",
          "DE15": "0219",
          "DE16": "0218",
          "DE18": "7011",
          "DE22": "012",
          "DE32": "010496",
          "DE33": "200020",
          "DE37": "110009243470",
          "DE39": "05",
          "DE41": "68503701",
          "DE42": "2101685037     ",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "T",
              "61": "00000",
              "63": "BPDMQTTVC0218  ",
              "75": "0103001020294",
              "71": "18C "
          },
          "DE49": "826",
          "DE51": "826",
          "DE60": "1020020",
          "DE61": "2032104000100826TW20 0XN  ",
          "DE63": "BPD249PQE",
          "DE121": "000001"
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19273.17,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -47178.11,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 7,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 8,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 9,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 10,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "TID": "2239476770496020085",
      "RID": "146922",
      "DE38": null,
      "DE39": "05",
      "DE2_Tok": "818654321",
      "DE4": "000000000800",
      "DE5": "000000000800",
      "DE6": "000000000800",
      "DE7": "0219080723",
      "DE11": "010309"
  }
  ```
</details>
  18. Offline PIN and reversal 
      ### 18. Offline PIN and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2248317212345001159",
          "RID": "2352987",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 08:48:41",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349113",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0227084841",
          "DE10": "61000000",
          "DE11": "001159",
          "DE12": "084821",
          "DE13": "0227",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE35": "818654321D47052210928036647***",
          "DE37": "085000100003",
          "DE38": "11109Z",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0003",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": 2352987,
      "TID": 2248317212345001200,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000010000",
      "DE7": "0227084841",
      "DE11": "001159",
      "DE38": "11109Z",
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2248317212345001159",
          "RID": "2352989",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 08:48:44",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463673466237368",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0227084844",
          "DE10": "61000000",
          "DE11": "001160",
          "DE12": "084821",
          "DE13": "0227",
          "DE14": "4705",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "051",
          "DE23": "000",
          "DE32": "012345",
          "DE33": "901234",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "085000100003",
          "DE39": "00",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101030003000000",
              "9F27": "80",
              "9F36": "0003",
              "9F34": "440300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QJ",
          "DE90": "010000115902270848410000001234500000901234"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0410",
      "RID": 2352989,
      "TID": 2248317212345001200,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000010000",
      "DE7": "0227084844",
      "DE11": "001160",
      "DE38": null,
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
</details>
  19. Tokenization authorization 
      ### 19. Tokenization authorization

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2329399495611442044",
          "RID": "310210",
          "PID": "1",
          "Client_Id": "899952",
          "Transaction_Date_Time": "19-05-2023 11:05:49",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Stripe                 St. Louis     USA",
          "Transaction_Amount": "0.0",
          "Transaction_Currency": "USD",
          "Billing_Amount": "0.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "NA",
          "Account_Id": "1307123964",
          "Customer_Ac": "61879ba97",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "937311723988201912",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "761595424",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0519110549",
          "DE10": "78067390",
          "DE11": "442044",
          "DE14": "2802",
          "DE15": "0519",
          "DE16": "0518",
          "DE18": "5969",
          "DE22": "010",
          "DE32": "015611",
          "DE38": "103417",
          "DE42": "CARD ACCPETOR IDC ",
          "DE43": "Stripe                 St. Louis     NPR",
          "DE48": {
              "1": "T",
              "26": "327",
              "33": {
                  "1": "H",
                  "6": "50108983992",
                  "8": "03"
              },
              "75": "0103001020292",
              "71": "18C "
          },
          "DE49": "840",
          "DE51": "826",
          "DE61": "102510900000084063368     ",
          "DE63": "BPDN3NJWV",
          "DE124": {
              "1": "TA",
              "2": "D0752510081609",
              "3": "1",
              "4": "                                                ",
              "5": "            ",
              "6": "                                                                ",
              "7": "                           ",
              "8": " ",
              "9": "  ",
              "10": " ",
              "11": " ",
              "12": "  ",
              "13": "      ",
              "14": "         ",
              "15": "    ",
              "16": "C"
          }
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19957.78,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -49824.05,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "442044",
      "DE2": "761595424",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000000000",
      "DE6": "000000000000",
      "DE7": "0519110549",
      "Message_Type": "0110",
      "RID": "310210",
      "TID": "2329399495611442044"
  }
  ```
</details>
  20. Activation code notification 
      ### 20. Activation code notification

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2329363735611159719",
          "RID": "309975",
          "PID": "1",
          "Client_Id": "899952",
          "Transaction_Date_Time": "19-05-2023 10:06:13",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "APPLE PAY              St. Louis     USA",
          "Transaction_Amount": "0.0",
          "Transaction_Currency": "USD",
          "Billing_Amount": "0.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "NA",
          "Account_Id": "9743599995",
          "Customer_Ac": "bbaf728e9easd1",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "937311723988201912",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "426832789",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0519100613",
          "DE10": "78067390",
          "DE11": "159719",
          "DE14": "2804",
          "DE15": "0519",
          "DE16": "0518",
          "DE18": "5969",
          "DE22": "010",
          "DE32": "015611",
          "DE38": "102255",
          "DE42": "CARD ACCEPTOR IDC ",
          "DE43": "APPLE PAY              St. Louis     USA",
          "DE48": {
              "1": "T",
              "23": "03",
              "26": "103",
              "33": {
                  "1": "C",
                  "6": "50110030273"
              },
              "75": "0103001020290",
              "71": "18C "
          },
          "DE49": "840",
          "DE51": "826",
          "DE61": "102510900000084063368     ",
          "DE63": "BPDGFOK5H",
          "DE124": {
              "1": "AC",
              "2": "D6106527030084",
              "3": "862488  ",
              "4": "2606305191",
              "5": "0#######0000"
          }
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -20000.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -50000.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "159719",
      "DE2": "426832789",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000000000",
      "DE6": "000000000000",
      "DE7": "0519100613",
      "Message_Type": "0110",
      "RID": "309975",
      "TID": "2329363735611159719"
  }
  ```
</details>
  21. Tokenization complete notification 
      ### 21. Tokenization complete notification

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2329393855611984155",
          "RID": "310171",
          "PID": "1",
          "Client_Id": "899952",
          "Transaction_Date_Time": "19-05-2023 10:56:26",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Sussex Directories I.. St. Louis     USA",
          "Transaction_Amount": "0.0",
          "Transaction_Currency": "USD",
          "Billing_Amount": "0.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "NA",
          "Account_Id": "998653179",
          "Customer_Ac": "3f3b3cacc7e5",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "937311723988201912",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "249327312",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0519105625",
          "DE10": "78067390",
          "DE11": "984155",
          "DE14": "2805",
          "DE15": "0519",
          "DE16": "0518",
          "DE18": "5969",
          "DE22": "010",
          "DE32": "015611",
          "DE38": "102415",
          "DE42": "CARD ACCPT IDC ",
          "DE43": "Sussex Directories I.. St. Louis     USA",
          "DE48": {
              "1": "T",
              "26": "327",
              "33": {
                  "1": "H",
                  "2": "5598065999842362",
                  "3": "2606",
                  "5": "10",
                  "6": "50139532934",
                  "8": "03"
              },
              "75": "0103001020291",
              "71": "18C "
          },
          "DE49": "840",
          "DE51": "826",
          "DE56": "0133012950014EY1O7BS807B57Y8GGQOO353N",
          "DE61": "102510900000084063368     ",
          "DE63": "BPDTEG3WU",
          "DE124": {
              "1": "TC",
              "2": "A9991237812172",
              "3": "  ",
              "4": "GENMLTv09 ",
              "5": "  ",
              "6": "                    ",
              "7": "1",
              "8": "2",
              "9": "                                ",
              "10": "          ",
              "11": " ",
              "12": "d6ea908a819034Mbc361441a937deaD5C0Mc450001M44f04",
              "13": "c019b41195d9F0a000119036bM4MMC03af85443eef17e615",
              "14": "C"
          }
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -20000.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -50000.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "984155",
      "DE2": "249327312",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000000000",
      "DE6": "000000000000",
      "DE7": "0519105625",
      "Message_Type": "0110",
      "RID": "310171",
      "TID": "2329393855611984155"
  }
  ```
</details>
  22. Tokenization event notification 
      ### 22. Tokenization event notification

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2329368035611516347",
          "RID": "310000",
          "PID": "1",
          "Client_Id": "899952",
          "Transaction_Date_Time": "19-05-2023 10:13:23",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "APPLE PAY              St. Louis     USA",
          "Transaction_Amount": "0.0",
          "Transaction_Currency": "USD",
          "Billing_Amount": "0.0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "NA",
          "Account_Id": "0813215657",
          "Customer_Ac": "as12feab240650f",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "937311723988201912",
          "Test_Results": "0",
          "Rules_Checked": "2,3,4,5",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "374981966",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0519101323",
          "DE10": "78067390",
          "DE11": "516347",
          "DE14": "2804",
          "DE15": "0519",
          "DE16": "0518",
          "DE18": "5969",
          "DE22": "010",
          "DE32": "015611",
          "DE38": "109741",
          "DE42": "CARD ACCPT IDC ",
          "DE43": "APPLE PAY              St. Louis     USA",
          "DE48": {
              "1": "T",
              "23": "13",
              "26": "103",
              "33": {
                  "1": "C",
                  "2": "5598065999802382",
                  "3": "2606",
                  "6": "50110030273"
              },
              "75": "0103001020290",
              "71": "18C "
          },
          "DE49": "840",
          "DE51": "826",
          "DE61": "102510900000084063368     ",
          "DE63": "BPDARHR5I",
          "DE124": {
              "1": "TV",
              "2": "D9128906729052",
              "3": "4",
              "4": "  ",
              "5": "2"
          }
      },
      "RULES": [
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -19899.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -49896.99,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "516347",
      "DE2": "374981966",
      "DE38": null,
      "DE39": "00",
      "DE4": "000000000000",
      "DE6": "000000000000",
      "DE7": "0519101323",
      "Message_Type": "0110",
      "RID": "310000",
      "TID": "2329368035611516347"
  }
  ```
</details>
  23. Advisement message 
      ### 23. Advisement message

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "2333375829901816186",
          "RID": "2425020",
          "PID": "381",
          "Client_Id": "753187",
          "Transaction_Date_Time": "23-05-2023 10:26:23",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Merchant name          Merchant city AZ ",
          "Transaction_Amount": "15",
          "Transaction_Currency": "USD",
          "Billing_Amount": "165.24",
          "Billing_Currency": "MXN",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "258",
          "Processor_Decision_Desc": "Approve }",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "820361694",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564781976",
          "Test_Results": "256",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "483014641",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001500",
          "DE6": "000000016524",
          "DE7": "0523102622",
          "DE10": "51101600",
          "DE11": "816186",
          "DE12": "102622",
          "DE13": "0523",
          "DE14": "2512",
          "DE15": "0523",
          "DE16": "0523",
          "DE18": "5999",
          "DE22": "900",
          "DE23": "000",
          "DE32": "999901",
          "DE35": "483014641=26022210483014641***",
          "DE37": "087003300002",
          "DE38": "979750",
          "DE39": "00",
          "DE41": "MTF TEST",
          "DE42": "123456789012345",
          "DE43": "Merchant name          Merchant city AZ ",
          "DE48": {
              "1": "R",
              "84": "22"
          },
          "DE49": "840",
          "DE51": "484",
          "DE60": "120000000000000000000000000000000000000000000000000000000000",
          "DE61": "0000000000800840111111111",
          "DE63": "MCC00274E"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "TID": "2333375829901816186",
      "RID": "2425020",
      "DE38": null,
      "DE39": "00",
      "DE48": null,
      "DE2_Tok": "945873603",
      "DE4": "000000001500",
      "DE6": "000000016524",
      "DE7": "0523102622",
      "DE11": "816186"
  }
  ```
</details>
  24. Expired card - decline 
      ### 24. Expired card - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2333351140537473123",
          "RID": "8856372",
          "PID": "5",
          "Client_Id": "136309",
          "Transaction_Date_Time": "23-05-2023 09:45:14",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Siminn Threnna         REYKJAVIK     ISL",
          "Transaction_Amount": "3900",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "3900",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Card on File",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "54",
          "Processor_Reason_Code": "258",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "4812 - Telecommunication Equipment and Telephone Sales ",
          "Account_Id": "105846606",
          "Customer_Ac": "626-05050-5804",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "FAIL",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564781720",
          "Test_Results": "1152921504606846976",
          "Rules_Checked": "1,2,3,6",
          "Rules_Triggered": "",
          "Rules_Decision": "54"
      },
      "ISO_MSG": {
          "DE2": "948120835",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000003900",
          "DE6": "000000003900",
          "DE7": "0523094514",
          "DE10": "61000000",
          "DE11": "473123",
          "DE12": "094513",
          "DE13": "0523",
          "DE15": "0523",
          "DE16": "0522",
          "DE18": "4812",
          "DE22": "102",
          "DE32": "010537",
          "DE37": "314309473123",
          "DE41": "20030279",
          "DE42": "05339910AD4DC21",
          "DE43": "Siminn Threnna         REYKJAVIK     ISL",
          "DE48": {
              "1": "T",
              "61": "00001",
              "22": "0504C101",
              "42": "0103210",
              "75": "0103001020230",
              "71": "18C "
          },
          "DE49": "352",
          "DE51": "352",
          "DE61": "1015100006000352108",
          "DE63": "MDSHBXC8Y"
      },
      "RULES": [
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -146100.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "473123",
      "DE2": "948120835",
      "DE39": "54",
      "DE4": "000000003900",
      "DE6": "000000003900",
      "DE7": "0523094514",
      "Message_Type": "0110",
      "RID": "8856372",
      "TID": "2333351140537473123"
  }
  ```
</details>
  25. Invalid PIN ATM withdrawal - decline 
      ### 25. Invalid PIN ATM withdrawal - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2688776655445432101",
          "RID": "6543215",
          "PID": "15",
          "Client_Id": "123451",
          "Transaction_Date_Time": "24-02-2024 17:54:41",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "NatWest ATM Online Pin London        GBR",
          "Transaction_Amount": "1",
          "Transaction_Currency": "EUR",
          "Billing_Amount": "1",
          "Billing_Currency": "EUR",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin ",
          "Processor_Decision_Code": "55",
          "Processor_Reason_Code": "117",
          "Processor_Decision_Desc": "Decline - Incorrect PIN",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "876543457",
          "Customer_Ac": "1239808909809-0",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "FAIL",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564796826",
          "Test_Results": "2",
          "Rules_Checked": "6",
          "Rules_Triggered": "",
          "Rules_Decision": "55"
      },
      "ISO_MSG": {
          "DE2": "849654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0224175441",
          "DE10": "61000000",
          "DE11": "000001",
          "DE12": "175327",
          "DE13": "0224",
          "DE14": "2902",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "849952830D29022210000000000***",
          "DE37": "085000100001",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "NatWest ATM Online Pin London        GBR",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "978",
          "DE51": "978",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0001",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
      "RULES": [
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "6543215",
      "TID": "2688776655445432101",
      "DE2": "849654321",
      "DE7": "0224175441",
      "DE11": "000001",
      "DE39": "05"
  }
  ```
</details>
  26. CVV1 match fail - decline 
      ### 26. CVV1 match fail - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2909090909090900354",
          "RID": "8765439",
          "PID": "7",
          "Client_Id": "123456",
          "Transaction_Date_Time": "23-02-2024 04:04:12",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Wallmart               Vegas         NV ",
          "Transaction_Amount": "1",
          "Transaction_Currency": "PHP",
          "Billing_Amount": "1",
          "Billing_Currency": "PHP",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 ",
          "Processor_Decision_Code": "57",
          "Processor_Reason_Code": "216",
          "Processor_Decision_Desc": "Decline - CVV1 fail",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "976543212",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "FAIL",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587575280056",
          "Test_Results": "8388608",
          "Rules_Checked": "345",
          "Rules_Triggered": "",
          "Rules_Decision": "57"
      },
      "ISO_MSG": {
          "DE2": "887766558",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0223040412",
          "DE10": "61000000",
          "DE11": "000354",
          "DE12": "040402",
          "DE13": "0223",
          "DE14": "2902",
          "DE15": "1202",
          "DE16": "1202",
          "DE18": "5999",
          "DE22": "902",
          "DE32": "999901",
          "DE35": "477377168D2902***",
          "DE37": "080160100001",
          "DE41": "MTF TEST",
          "DE42": "ABC123TESTMTF19",
          "DE43": "Wellmart               Vegas         NV ",
          "DE48": {
              "1": "R",
              "61": "10000"
          },
          "DE49": "608",
          "DE51": "608",
          "DE61": "0000000000200840902101234",
          "DE63": "MCC01109R"
      },
      "RULES": [
          {
              "Rule_Id": 345,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
</details>
  27. Card status 1005 (decline all txns) - decline 
      ### 27. Card status 1005 (decline all txns) - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "7654321234567890955",
          "RID": "7654329",
          "PID": "9",
          "Client_Id": "123456",
          "Transaction_Date_Time": "26-02-2024 11:10:13",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "NatWest ATM Online Pin London        GBR",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "05",
          "Processor_Reason_Code": "400",
          "Processor_Decision_Desc": "Decline - Overrides: Nwk_status override :to force decline",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements",
          "Account_Id": "876543230",
          "Customer_Ac": "a56789hj-h78j-123d-b67n-786543n890mk",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406508922929560",
          "Test_Results": "549755813888",
          "Rules_Checked": "3,4,5",
          "Rules_Triggered": "",
          "Rules_Decision": "05"
      },
      "ISO_MSG": {
          "DE2": "987890988",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0226111012",
          "DE10": "61000000",
          "DE11": "000455",
          "DE12": "111006",
          "DE13": "0226",
          "DE14": "2703",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "677086878D27032210677086878***",
          "DE37": "085000100001",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "NatWest ATM Online Pin London        GBR",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "002E",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
      "RULES": [
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -9999,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "7654321234567890955",
      "RID": "7654329",
      "DE38": null,
      "DE39": "62",
      "DE2_Tok": "987890988",
      "DE4": "000000000100",
      "DE5": "000000000100",
      "DE6": "000000000100",
      "DE7": "0226111012",
      "DE11": "000455"
  }
  ```
</details>
  28. CVV2 match fail - decline 
      ### 28. CVV2 match fail - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2765432439988776655",
          "RID": "2123459",
          "PID": "1234",
          "Client_Id": "123456",
          "Transaction_Date_Time": "23-02-2024 02:57:24",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "DHL DHL Online Payment Bonn          DEU",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "63",
          "Processor_Reason_Code": "217",
          "Processor_Decision_Desc": "Decline - CVV2 match fail",
          "Merchant_Category": "4215 - Courier Services-Air and Ground, and Freight Forwarders ",
          "Account_Id": "321887799",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "FAIL",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306405993545740792",
          "Test_Results": "2305843009230471168",
          "Rules_Checked": "5",
          "Rules_Triggered": "",
          "Rules_Decision": "63"
      },
      "ISO_MSG": {
          "DE2": "314654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0223025723",
          "DE10": "61000000",
          "DE11": "000311",
          "DE12": "025714",
          "DE13": "0223",
          "DE14": "2811",
          "DE15": "0604",
          "DE16": "0603",
          "DE18": "4215",
          "DE22": "812",
          "DE32": "011319",
          "DE33": "200206",
          "DE37": "060400006031",
          "DE41": "80135467",
          "DE42": "011904861      ",
          "DE43": "DHL DHL Online Payment Bonn          DEU",
          "DE48": {
              "1": "T",
              "42": "0103210",
              "92": "***"
          },
          "DE49": "826",
          "DE51": "826",
          "DE61": "102510400660028053133     ",
          "DE63": "MCC702378"
      },
      "RULES": [
          {
              "Rule_Id": 5,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": 2765432439988776655,
      "RID": 2123459,
      "DE39": "63"
  }
  ```
</details>
  29. 3DS verification fail - decline 
      ### 29. 3DS verification fail - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "8765432187654321425",
          "RID": "9876547",
          "PID": "321",
          "Client_Id": "123456",
          "Transaction_Date_Time": "23-02-2024 14:57:57",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Departmant Shope       Vegas         IND",
          "Transaction_Amount": ".02",
          "Transaction_Currency": "GBP",
          "Billing_Amount": ".02",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "3DS ",
          "Processor_Decision_Code": "57",
          "Processor_Reason_Code": "501",
          "Processor_Decision_Desc": "Decline - Card enrolled to 3DS verification but verification failed",
          "Merchant_Category": "5311 - Department Stores",
          "Account_Id": "908976545",
          "Customer_Ac": "a123456h-1d23-4567-789b-d4321f765431",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "FAIL",
          "Test_Matrix": "2450521181604819448",
          "Test_Results": "2449958197289549824",
          "Rules_Checked": "6,3",
          "Rules_Triggered": "",
          "Rules_Decision": "57"
      },
      "ISO_MSG": {
          "DE2": "776543210",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000002",
          "DE6": "000000000002",
          "DE7": "0223145757",
          "DE10": "61000000",
          "DE11": "000425",
          "DE12": "145722",
          "DE13": "0223",
          "DE14": "2902",
          "DE15": "1004",
          "DE16": "1004",
          "DE18": "5311",
          "DE22": "810",
          "DE32": "999901",
          "DE37": "089068800001",
          "DE41": "MTF TEST",
          "DE42": "ABC123TESTMTF19",
          "DE43": "Departmant Shope       Vegas         IND",
          "DE48": {
              "1": "T",
              "41": "01261110000012345MCS123456 123",
              "42": "0103212",
              "43": "jJJLtQa+Iws8AREAEbjsA1MAAAA=",
              "66": "01011"
          },
          "DE49": "826",
          "DE51": "826",
          "DE61": "1024100006600356",
          "DE63": "MCC011098"
      },
      "RULES": [
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": -99.93,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "8765432187654321425",
      "RID": "9876547",
      "DE38": null,
      "DE39": "57",
      "DE2_Tok": "776543210",
      "DE4": "000000000002",
      "DE5": "000000000002",
      "DE6": "000000000002",
      "DE7": "0223145757",
      "DE11": "000425"
  }
  ```
</details>
  30. Allowable PIN tries exceeded - decline 
      ### 30. Allowable PIN tries exceeded - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "8765432123123000406",
          "RID": "1234565",
          "PID": "4",
          "Client_Id": "123456",
          "Transaction_Date_Time": "23-02-2024 11:48:10",
          "Network": "MC",
          "Spend_Type": "ATM - Balance Inquiry",
          "Spend_Location": "HSBC ATM OnlPIN BalEnq Cardif        GBR",
          "Transaction_Amount": ".02",
          "Transaction_Currency": "GBP",
          "Billing_Amount": ".02",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin ",
          "Processor_Decision_Code": "75",
          "Processor_Reason_Code": "107",
          "Processor_Decision_Desc": "Decline - Refer to Card Issuer  (not used)",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements",
          "Account_Id": "276543212",
          "Customer_Ac": "abcf567b-e56g-hjk9-12df-hjk89kjhg601",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "FAIL",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564796826",
          "Test_Results": "2562",
          "Rules_Checked": "6,3",
          "Rules_Triggered": "",
          "Rules_Decision": "75"
      },
      "ISO_MSG": {
          "DE2": "687654321",
          "DE3_1": "30",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000002",
          "DE6": "000000000002",
          "DE7": "0223114809",
          "DE10": "61000000",
          "DE11": "000406",
          "DE12": "114702",
          "DE13": "0223",
          "DE14": "2808",
          "DE15": "0613",
          "DE16": "0613",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "653690034D28082260653690034***",
          "DE37": "085010100001",
          "DE41": "01001101",
          "DE42": "123456789123456",
          "DE43": "HSBC ATM OnlPIN BalEnq Cardif        GBR",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "0101032503000000",
              "9F27": "80",
              "9F36": "000A",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "10000000018000561111111111",
          "DE63": "MCC0110RJ"
      },
      "RULES": [
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }

  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "8765432123123000406",
      "RID": "1234565",
      "DE38": null,
      "DE39": "75",
      "DE2_Tok": "687654321",
      "DE4": "000000000002",
      "DE5": "000000000002",
      "DE6": "000000000002",
      "DE7": "0223114809",
      "DE11": "000406"
  }
  ```
</details>
  31. Rule breached - decline 
      ### 31. Rule breached - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2444449099900990200",
          "RID": "2654321",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "22-02-2024 11:31:29",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ABC DEFRGT TRADING INC AMMAN         JOR",
          "Transaction_Amount": "1",
          "Transaction_Currency": "PHP",
          "Billing_Amount": "1",
          "Billing_Currency": "PHP",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "57",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5977 - Cosmetic Stores",
          "Account_Id": "488778890",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564781976",
          "Test_Results": "0",
          "Rules_Checked": "3",
          "Rules_Triggered": "3",
          "Rules_Decision": "57"
      },
      "ISO_MSG": {
          "DE2": "277889977",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE5": "000000026644",
          "DE6": "000000000100",
          "DE7": "0222113128",
          "DE9": "61409735",
          "DE10": "61000000",
          "DE11": "000200",
          "DE12": "113114",
          "DE13": "0222",
          "DE14": "2902",
          "DE15": "0226",
          "DE16": "0225",
          "DE18": "5977",
          "DE22": "071",
          "DE23": "001",
          "DE26": "06",
          "DE32": "016148",
          "DE35": "265310100=2902***",
          "DE37": "305712275729",
          "DE41": "10396M54",
          "DE42": "0000103960     ",
          "DE43": "ABC DEFRGT TRADING INC AMMAN         JOR",
          "DE48": {
              "1": "R",
              "61": "00001",
              "80": "TV"
          },
          "DE49": "608",
          "DE50": "840",
          "DE51": "608",
          "DE55": {
              "82": "1980",
              "95": "0000048001",
              "9F10": "0110A04013220200000000000000000000FF",
              "9F27": "80",
              "9F36": "0005",
              "9F34": "420300",
              "9F33": "0060C8"
          },
          "DE61": "0000000000300400",
          "DE63": "MDU4FRMWI"
      },
      "RULES": [
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 2,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "57"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": 2444449099900990200,
      "RID": 2654321,
      "DE39": "57"
  }
  ```
</details>
  32. Online PIN mismatch - decline 
      ### 32. Online PIN mismatch - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2643215456765456216",
          "RID": "2765438",
          "PID": "10",
          "Client_Id": "612345",
          "Transaction_Date_Time": "22-02-2024 12:51:55",
          "Network": "MC",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "NatWest ATM Online Pin London        GBR",
          "Transaction_Amount": "1",
          "Transaction_Currency": "EUR",
          "Billing_Amount": "1",
          "Billing_Currency": "EUR",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin ",
          "Processor_Decision_Code": "55",
          "Processor_Reason_Code": "117",
          "Processor_Decision_Desc": "Decline - Incorrect PIN",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "909090903",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "FAIL",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2378463587564796826",
          "Test_Results": "2",
          "Rules_Checked": "6",
          "Rules_Triggered": "",
          "Rules_Decision": "55"
      },
      "ISO_MSG": {
          "DE2": "377777771",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0222125154",
          "DE10": "61000000",
          "DE11": "000216",
          "DE12": "125150",
          "DE13": "0222",
          "DE14": "2901",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "6011",
          "DE22": "051",
          "DE23": "000",
          "DE26": "04",
          "DE32": "012345",
          "DE35": "394606711D29012210000000000***",
          "DE37": "085000100001",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "NatWest ATM Online Pin London        GBR",
          "DE48": {
              "1": "Z",
              "80": "TV"
          },
          "DE49": "978",
          "DE51": "978",
          "DE55": {
              "82": "5800",
              "95": "0000040000",
              "9F10": "010103250300DAC1",
              "9F27": "80",
              "9F36": "0009",
              "9F34": "420100",
              "9F33": "604020"
          },
          "DE61": "0000000000500826902101234",
          "DE63": "MCC0110QH"
      },
      "RULES": [
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "2765438",
      "TID": "2643215456765456216",
      "DE2": "377777771",
      "DE7": "0222125154",
      "DE11": "000216",
      "DE39": "55"
  }
  ```
</details>
  33. Count limit rule exceeded - decline 
      ### 33. Count limit rule exceeded - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2604444878787878761",
          "RID": "7676549",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "20-02-2024 17:00:00",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "W.H.Smith Signature    Edinburgh     AUS",
          "Transaction_Amount": "6566",
          "Transaction_Currency": "GYD",
          "Billing_Amount": "6566",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "65",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "888779090",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2447425042760349112",
          "Test_Results": "0",
          "Rules_Checked": "4,2,6",
          "Rules_Triggered": "4,2",
          "Rules_Decision": "65"
      },
      "ISO_MSG": {
          "DE2": "880909099",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000656600",
          "DE6": "000000656600",
          "DE7": "0220170000",
          "DE10": "61000000",
          "DE11": "000061",
          "DE12": "165531",
          "DE13": "0220",
          "DE14": "2610",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "052",
          "DE23": "000",
          "DE32": "012345",
          "DE35": "750856839D26102210750856839***",
          "DE37": "085000100002",
          "DE38": "10578Z",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "W.H.Smith Signature    Edinburgh     AUS",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "328",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "010100A0030000C1",
              "9F27": "80",
              "9F36": "0036",
              "9F34": "1E0300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QI",
          "DE95": "000000000000000000000000000000000000001000"
      },
      "RULES": [
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 6565.01,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "61"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 27,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "65"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2604444878787878761",
      "RID": "7676549",
      "DE2": "880909099",
      "DE4": "000000656600",
      "DE6": "000000656600",
      "DE7": "0220170000",
      "DE10": "61000000",
      "DE11": "000061",
      "DE12": "165531",
      "DE16": "0612",
      "DE23": "000",
      "DE32": "012345",
      "DE37": "085000100002",
      "DE38": "10578Z",
      "DE39": "05",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE49": "328",
      "DE51": "036"
  }
  ```
</details>
  34. Card status 1199 (void card) - decline 
      ### 34. Card status 1199 (void card) - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2555548900000900058",
          "RID": "6543216",
          "PID": "5",
          "Client_Id": "123456",
          "Transaction_Date_Time": "20-02-2024 16:39:00",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "W.H.Smith Signature    Edinburgh     GBR",
          "Transaction_Amount": "1",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "1",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "05",
          "Processor_Reason_Code": "411",
          "Processor_Decision_Desc": "Decline - Overrides: Nwk_status override : void card general decline (no cost)",
          "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
          "Account_Id": "777777783",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306546696655471000",
          "Test_Results": "140737488355328",
          "Rules_Checked": "4,2,6",
          "Rules_Triggered": "",
          "Rules_Decision": "05"
      },
      "ISO_MSG": {
          "DE2": "799999900",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0220163900",
          "DE10": "61000000",
          "DE11": "000058",
          "DE12": "163849",
          "DE13": "0220",
          "DE14": "2301",
          "DE15": "0612",
          "DE16": "0612",
          "DE18": "5499",
          "DE22": "052",
          "DE23": "000",
          "DE32": "012345",
          "DE35": "778276500D27012210778276500***",
          "DE37": "085000100002",
          "DE41": "12345678",
          "DE42": "123456789123456",
          "DE43": "W.H.Smith Signature    Edinburgh     GBR",
          "DE48": {
              "1": "R",
              "38": "Z"
          },
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "5800",
              "95": "0000000000",
              "9F10": "010100A0030000C1",
              "9F27": "80",
              "9F36": "0003",
              "9F34": "1E0300",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000800826902101234",
          "DE63": "MCS0110QI",
          "DE95": "000000000000000000000000000000000000001000"
      },
      "RULES": [
          {
              "Rule_Id": 4,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -19998.99,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          }
      ]
  }

  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2555548900000900058",
      "RID": "6543216",
      "DE2": "799999900",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0220163900",
      "DE10": "61000000",
      "DE11": "000058",
      "DE12": "163849",
      "DE16": "0612",
      "DE23": "000",
      "DE32": "012345",
      "DE37": "085000100002",
      "DE39": "62",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE49": "036",
      "DE51": "036"
  }
  ```
</details>
  35. MoneySend (MCC 6537 - MoneySend Intercountry) transaction 
      ### 35. MoneySend (MCC 6537 - MoneySend Intercountry) transaction

  <Callout icon="🗒️" theme="default">
    ### You can view the matching presentment message [here](doc:data-clearing-settlement-samples-mc#40-v3-moneysend-mcc-6537---moneysend-intercountry-presentment).
  </Callout>

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "7656787369988776655",
          "RID": "76789",
          "PID": "4",
          "Client_Id": "123456",
          "Transaction_Date_Time": "19-01-2024 13:58:56",
          "Network": "MC",
          "Spend_Type": "ECOM - Payment Transaction",
          "Spend_Location": "MERCHANT* NAME REFER   Singapore     SGP",
          "Transaction_Amount": "19824",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "19824",
          "Billing_Currency": "ISK",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "212",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6537 - Money Order",
          "Account_Id": "768687909",
          "Customer_Ac": "909123456789",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406010708832760",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "1,2",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "376859748",
          "DE3_1": "28",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000001982400",
          "DE6": "000001982400",
          "DE7": "0119135856",
          "DE10": "61000000",
          "DE11": "945259",
          "DE12": "075856",
          "DE13": "0119",
          "DE15": "0119",
          "DE16": "0118",
          "DE18": "6537",
          "DE22": "810",
          "DE32": "021084",
          "DE37": "301907945259",
          "DE38": "106401",
          "DE41": "00PPL014",
          "DE42": "000000000PPL014",
          "DE43": "MERCHANT* NAME REFER   Singapore     SGP",
          "DE48": {
              "1": "P",
              "42": "0103210",
              "61": "00001",
              "77": "C52",
              "75": "0103001020220",
              "71": "18C 33V "
          },
          "DE49": "352",
          "DE51": "352",
          "DE61": "102510000600070208884     ",
          "DE63": "MDSZAHJW7",
          "DE108": "010930105REFER0307NAME0411Lyuioyuio 60508Gardener0703ISL080321010080321198311165351441400059333020900105REFER0307NAME0411Lyuioyuio 60508Gardener0703ISL080321010080321198311132H8X4KWS57R5S0302901190000000001128581629030204"
      },
      "RULES": [
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -29336.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
</details>
  36. ASI - Account Status Inquiry (example 1) 
      ### 36. ASI - Account Status Inquiry (example 1)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2740312345595512345",
          "RID": "1231243",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "03-07-2024 09:27:36",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "smarty co uk           Maidenhead    GBR",
          "Transaction_Amount": "0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Card on File",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "85",
          "Processor_Reason_Code": "218",
          "Processor_Decision_Desc": "Approve - Account Status Enquiry inform Retailer, CVV2 NOT matching.",
          "Merchant_Category": "4814 - Telecommunication Services, Including Local",
          "Account_Id": "123654321",
          "Customer_Ac": "",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406010725724664",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "2,3,4,5,6,7,8,9,10,1",
          "Rules_Triggered": "",
          "Rules_Decision": "85"
      },
      "ISO_MSG": {
          "DE2": "789876543",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0703092736",
          "DE10": "61000000",
          "DE11": "585483",
          "DE12": "092700",
          "DE13": "0703",
          "DE14": "2906",
          "DE15": "0703",
          "DE16": "0702",
          "DE18": "4814",
          "DE22": "102",
          "DE32": "011595",
          "DE33": "200206",
          "DE37": "070300002781",
          "DE38": "108588",
          "DE41": "80276009",
          "DE42": "013180559      ",
          "DE43": "smarty co uk           Maidenhead    GBR",
          "DE48": {
              "1": "T",
              "22": "0504C101",
              "42": "0103210",
              "92": "***",
              "75": "0103001020291",
              "71": "18C "
          },
          "DE49": "826",
          "DE51": "826",
          "DE56": "0133012950013OZEEQDQOQJD5BGIP4E8WB5SJ",
          "DE61": "1025108006600826SL61EH    ",
          "DE63": "BPDAOBBGW",
          "DE122": "001061001025Star House 20 Grenfell Ro002003ENG004015+44 1111 297027"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2740312345595512345",
      "RID": "1231243",
      "DE38": "108588",
      "DE39": "00",
      "DE2": "789876543",
      "DE4": "000000000000",
      "DE5": "000000000000",
      "DE6": "000000000000",
      "DE7": "0703092736",
      "DE11": "585483",
  }
  ```
</details>
  37. ASI - Account Status Inquiry (example 2) 
      ### 37. ASI - Account Status Inquiry (example 2)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2987654321999999303",
          "RID": "5890987",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "03-07-2024 10:46:51",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "GOOGLE *TEMPORARY HOLD [email protected] IRL",
          "Transaction_Amount": "0",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "0",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Card on File",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "215",
          "Processor_Decision_Desc": "Approve - NO CVV, NOT Chip, is 0 amt => DE39=85",
          "Merchant_Category": "NA",
          "Account_Id": "878909875",
          "Customer_Ac": "hjgu-87hgjufidk-kjghufid-8987",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2306406010714976760",
          "Test_Results": "2305843009214218240",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "765847367",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000000",
          "DE6": "000000000000",
          "DE7": "0703104651",
          "DE10": "61000000",
          "DE11": "871303",
          "DE12": "064651",
          "DE13": "0703",
          "DE14": "2903",
          "DE15": "0703",
          "DE16": "0702",
          "DE18": "5818",
          "DE22": "100",
          "DE32": "004470",
          "DE33": "003286",
          "DE37": "418551871303",
          "DE38": "100407",
          "DE41": "00089111",
          "DE42": "089111000580423",
          "DE43": "GOOGLE *TEMPORARY HOLD [email protected] IRL",
          "DE48": {
              "1": "T",
              "42": "0103210",
              "82": "52",
              "22": "0504C101",
              "61": "00000",
              "75": "0103001020291",
              "71": "18C "
          },
          "DE49": "826",
          "DE51": "826",
          "DE56": "01330129500108ZIQI3LKYLA6CDZDJTQ3PK7S",
          "DE61": "0004108000600372",
          "DE63": "BPDJAKSFL",
          "DE120": "041402       21   ",
          "DE122": "001114001027Gordon House, Barrow [email protected]@GOOGLE.COM007021IE6388047V          Y"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2987654321999999303",
      "RID": "5890987",
      "DE38": "100407",
      "DE39": "00",
      "DE2_Tok": "765847367",
      "DE4": "000000000000",
      "DE5": "000000000000",
      "DE6": "000000000000",
      "DE7": "0703104651",
      "DE11": "871303",
  }
  ```
</details>
  38. SCA contactless limits exceeded (Reason Code 191) 
      ### 38. SCA contactless limits exceeded (Reason Code 191)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2816399443654321030",
          "RID": "2516543",
          "PID": "123",
          "Client_Id": "123456",
          "Transaction_Date_Time": "17-09-2024 11:05:44",
          "Network": "MC",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Merchant name          Merchant city BEL",
          "Transaction_Amount": "30",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "30",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "65",
          "Processor_Reason_Code": "191",
          "Processor_Decision_Desc": "Decline - SCA Contactless Limits Exceeded",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "767543678",
          "Customer_Ac": "hgjjuf-8997368",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "3600346547367196088",
          "Test_Results": "0",
          "Rules_Checked": "1234,1234,1236",
          "Rules_Triggered": "",
          "Rules_Decision": "65"
      },
      "ISO_MSG": {
          "DE2": "987654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000003000",
          "DE6": "000000003000",
          "DE7": "0917110544",
          "DE10": "61000000",
          "DE11": "000030",
          "DE12": "104359",
          "DE13": "0917",
          "DE14": "2802",
          "DE15": "0917",
          "DE16": "0917",
          "DE18": "5999",
          "DE22": "072",
          "DE23": "000",
          "DE32": "123456",
          "DE35": "505451303D28022210505451303***",
          "DE37": "091700000462",
          "DE38": "114754",
          "DE39": "65",
          "DE41": "98765432",
          "DE42": "123456789000000",
          "DE43": "Merchant name          Merchant city BEL",
          "DE48": {
              "1": "R"
          },
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "5C00",
              "95": "0000000000",
              "9F10": "0110000000000000DAC000000000000000FF0000",
              "9F27": "80",
              "9F36": "00A5",
              "9F34": "410302",
              "9F33": "E0E8E8"
          },
          "DE61": "0000000000300840ABC0000000",
          "DE63": "MCC002A5N"
      },
      "RULES": [
          {
              "Rule_Id": 1234,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -9933.34,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1235,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": -19600.04,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1236,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": -49600.04,
              "Count_Deviation": 0
          },
      ]
  }
  ```
</details>
  39. Soft decline requires SCA (Reason Code 193) 
      ### 39. Soft decline requires SCA (Reason Code 193)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2843571234501000503",
          "RID": "2521234",
          "PID": "123",
          "Client_Id": "123456",
          "Transaction_Date_Time": "14-10-2024 15:56:58",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Merchant name          Merchant city BEL",
          "Transaction_Amount": "100",
          "Transaction_Currency": "USD",
          "Billing_Amount": "66.66",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Card on File",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "65",
          "Processor_Reason_Code": "193",
          "Processor_Decision_Desc": "Decline - Soft Decline Requires SCA",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "765432123",
          "Customer_Ac": "0-78987-hjfuj",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "3459327515315679736",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "1234,1235,1236",
          "Rules_Triggered": "",
          "Rules_Decision": "65"
      },
      "ISO_MSG": {
          "DE2": "987654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000006666",
          "DE7": "1014155654",
          "DE10": "60666600",
          "DE11": "000503",
          "DE12": "155654",
          "DE13": "1014",
          "DE14": "2704",
          "DE15": "1014",
          "DE16": "1014",
          "DE18": "5999",
          "DE22": "102",
          "DE32": "999901",
          "DE33": "9685",
          "DE37": "090112000001",
          "DE38": "529823",
          "DE41": "MTF TEST",
          "DE42": "ABC123TESTMTF19",
          "DE43": "Merchant name          Merchant city BEL",
          "DE48": {
              "1": "T",
              "22": "0102080504M101",
              "42": "0103210",
              "63": "MCC0011150222  ",
              "66": "010110236000000000000000000000000000000000000",
              "71": "18C "
          },
          "DE49": "840",
          "DE51": "826",
          "DE56": "013301295001ABCDEFGHIJ123456789012345",
          "DE61": "102510000660084063366-1234",
          "DE62": "ABCD",
          "DE63": "MCC002AAJ",
          "DE104": "001028AJJLTQA+IWS8AREAEBJSA1MAAAA=002012000000010000003021MERCHANT NAME URL.COM"
      },
      "RULES": [
          {
              "Rule_Id": 1234,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -9933.34,
              "Aggregate_Deviation": 0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1235,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": -19600.04,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 1236,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0,
              "Aggregate_Deviation": -49600.04,
              "Count_Deviation": 0
          },
      ]
  }
  ```
</details>
  40. Unique Transaction (requires unique MCC) MCC 4829 transaction 
      ### 40. Unique Transaction (requires unique MCC) MCC 4829 transaction

  <Callout icon="🗒️" theme="default">
    ### You can view the matching presentment message [here](doc:data-clearing-settlement-samples-mc#41-v3-unique-transaction-requires-unique-mcc-mcc-4829-presentment).
  </Callout>

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2777777798760543211",
          "RID": "12348765",
          "PID": "123",
          "Client_Id": "654321",
          "Transaction_Date_Time": "28-01-2025 09:59:51",
          "Network": "MC",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Wise New York USA",
          "Transaction_Amount": "31.39",
          "Transaction_Currency": "USD",
          "Billing_Amount": "1062.24",
          "Billing_Currency": "EUR",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "CVV2 + 3DS ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4829 - Quasi Cash - Wire Transfer Money Order",
          "Account_Id": "998877553",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "PASS",
          "Test_Matrix": "3603442703408312824",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "765787985",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000003139",
          "DE6": "000000106224",
          "DE7": "0128095951",
          "DE10": "53383996",
          "DE11": "440971",
          "DE12": "105951",
          "DE13": "0128",
          "DE14": "2912",
          "DE15": "0128",
          "DE16": "0127",
          "DE18": "4829",
          "DE19": "840",
          "DE22": "812",
          "DE32": "014021",
          "DE33": "016438",
          "DE37": "502809444321",
          "DE38": "987987",
          "DE42": "527021000203838",
          "DE43": "Wise New York USA",
          "DE48": {
              "1": "U",
              "22": "0504C101",
              "42": "0103212",
              "43": "kBMMd9w+fTgu4wq34/z2IYQBMrmc",
              "61": "00001",
              "66": "0101202366b1fc390-e45b-4946-8c0e-0155b23f342b",
              "71": "05V ",
              "92": "***"
          },
          "DE49": "840",
          "DE51": "978",
          "DE61": "102510000600084010010",
          "DE62": "T34V58WDR4MZMHF3",
          "DE63": "GHJKL0N8C",
          "DE122": "001009001234NY "
      },
      "RULES": []
  }
  ```
</details>
  41. Transaction with DE - declined 
      ### 41. Transaction with DE - declined

  ```json Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "4840016829516977649",
      "RID": "181184821",
      "PID": "089",
      "Client_Id": "470200",
      "Transaction_Date_Time": "31-03-2026 11:49:16",
      "Network": "MC",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "SPEEDWAY SUNNYTOLH     BLACKTOWN     AUS",
      "Transaction_Amount": "4.5",
      "Transaction_Currency": "AUD",
      "Billing_Amount": "4.5",
      "Billing_Currency": "AUD",
      "Card_Use_Type": "Contactless Chip",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "57",
      "Processor_Reason_Code": "000",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5541 - Service Stations (with or without Ancillary Services)",
      "Account_Id": "715832728",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "3819615485505319352",
      "Test_Results": "0",
      "Rules_Checked": "",
      "Rules_Triggered": "",
      "Rules_Decision": "57"
    },
    "ISO_MSG": {
      "DE2": "5163147074364",
      "DE3_1": "00",
      "DE3_2": "30",
      "DE3_3": "00",
      "DE4": "000000000450",
      "DE6": "000000000450",
      "DE7": "0331114915",
      "DE10": "61000000",
      "DE11": "673873",
      "DE12": "224915",
      "DE13": "0331",
      "DE14": "2904",
      "DE15": "0331",
      "DE16": "0330",
      "DE18": "5541",
      "DE19": "036",
      "DE22": "071",
      "DE32": "003793",
      "DE33": "011529",
      "DE37": "000200030009",
      "DE38": "838757",
      "DE41": "T8068465",
      "DE42": "00579843       ",
      "DE43": "SPEEDWAY SUNNYTOLH     BLACKTOWN     AUS",
      "DE48": {
        "1": "R",
        "23": "21",
        "26": "103",
        "30": "v8WJHwjzFF2z4bnlI94x85eMLLXcQPfvy4W+xlZcOLk=",
        "33": null,
        "34": "0000400000W",
        "56": "AQV114AQS199AQF111",
        "61": "00001",
        "71": "50C 51V 18C ",
        "75": "01030260202990303026040299050200"
      },
      "DE49": "036",
      "DE51": "036",
      "DE56": "0133012950016YVUKCQ0P6VF0QM2EWBLIWWGC",
      "DE61": "00000000003000362148      ",
      "DE63": "MDTXABDCQ",
      "DE104": "0050220010054TRID0020050F000"
    },
    "RULES": [],
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": 5,
          "typeName": "DECLINE",
          "details": {
            "attributes": [
              {
                "custom-key-x": "custom-value-x",
                "custom-key-x": "custom-value-x"
              }
            ]
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
</details>

Decision Engine FAST Live Samples


Here are some FAST Live authorization message samples for clients issuing with Mastercard in which the Decision Engine is enabled.

Click the transaction type to view the full sample message.

  1. ECOM Purchase - Decline Action on Active Rule 
      ### 1. ECOM Purchase - Decline Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Pre-Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426397722216000013",
      "RID": "2833340",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 11:02:52",
      "Network": "MC",
      "Spend_Type": "ECOM - Purchase",
      "Spend_Location": "Blizzard Entertainment Velizy Vilaco FRA",
      "Transaction_Amount": "5",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "5",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Electronic commerce",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "57",
      "Processor_Reason_Code": "230",
      "Processor_Response_Code": "TRANSACTION_NOT_PERMITTED",
      "Processor_Decision_Desc": "Decline - Address verification (AVS). Processor not providing any matchable data",
      "Merchant_Category": "7994 - Video Game Arcades and Establishments",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "2",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "3458764548188406232",
      "Test_Results": "2305843009213956096",
      "Rules_Decision": "57"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000500",
      "DE6": "000000000500",
      "DE7": "0520110252",
      "DE10": "61000000",
      "DE11": "000013",
      "DE12": "110231",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0606",
      "DE16": "0605",
      "DE18": "7994",
      "DE22": "812",
      "DE32": "012216",
      "DE33": "200179",
      "DE37": "061406088942",
      "DE41": "25930370",
      "DE42": "4000065        ",
      "DE43": "Blizzard Entertainment Velizy Vilaco FRA",
      "DE48": {
        "1": "T",
        "42": "0103210",
        "82": "52",
        "92": "***"
      },
      "DE49": "484",
      "DE51": "484",
      "DE61": "102510400660025078140     ",
      "DE63": "MCC195576",
      "DE120": "0414         60   "
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "5",
          "typeName": "DECLINE",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833340",
    "TID": "3426397722216000013",
    "DE11": "000013",
    "DE2": "399117946",
    "DE39": "57",
    "DE4": "000000000500",
    "DE6": "000000000500",
    "DE7": "0520110252"
  }
  ```
</details>
  2. ECOM Purchase - Decline Action on Dry-Run Rule 
      ### 2. ECOM Purchase - Decline Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426345790252000011",
      "RID": "2833318",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 09:36:19",
      "Network": "MC",
      "Spend_Type": "ECOM - Purchase",
      "Spend_Location": "AMAZON EU              AMAZON.CO.UK  LUX",
      "Transaction_Amount": "4",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "4",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Electronic commerce",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "30",
      "Processor_Reason_Code": "202",
      "Processor_Response_Code": "FORMAT_ERROR",
      "Processor_Decision_Desc": "Decline - Decline Account enquiry check (Acc Enq DE4<>0 set DE39= 30 ' )",
      "Merchant_Category": "5969 - Mail Order/Telephone Order",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "3458764513820656024",
      "Test_Results": "2305843009213710336",
      "Rules_Decision": "30"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000400",
      "DE6": "000000000400",
      "DE7": "0520093619",
      "DE10": "61000000",
      "DE11": "000011",
      "DE12": "093605",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "1125",
      "DE16": "1125",
      "DE18": "5969",
      "DE22": "810",
      "DE32": "020252",
      "DE33": "003286",
      "DE37": "933074746018",
      "DE41": "00057186",
      "DE42": "057186000156182",
      "DE43": "AMAZON EU              AMAZON.CO.UK  LUX",
      "DE48": {
        "1": "T",
        "32": "400045",
        "42": "0103210",
        "61": "00000",
        "82": "52"
      },
      "DE49": "484",
      "DE51": "484",
      "DE61": "1025108006600442L2338     ",
      "DE63": "MBPYENNKQ",
      "DE120": "041454       29   "
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "5",
          "typeName": "DECLINE",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833318",
    "TID": "3426345790252000011",
    "DE11": "000011",
    "DE2": "399117946",
    "DE39": "30",
    "DE4": "000000000400",
    "DE6": "000000000400",
    "DE7": "0520093619"
  }
  ```
</details>
  3. ATM Withdrawal - Fee Action on Active Rule 
      ### 3. ATM Withdrawal - Fee Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "2237374892345000118",
      "RID": "2317153",
      "PID": "1069",
      "Client_Id": "654321",
      "Transaction_Date_Time": "16-02-2023 10:24:50",
      "Network": "MC",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "Transaction_Amount": "1",
      "Transaction_Currency": "ISK",
      "Billing_Amount": "1",
      "Billing_Currency": "ISK",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "Online Pin + ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "999654321",
      "Customer_Ac": "050126101010",
      "Total_Fee_Bill": "5.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "PASS",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2447425042760480187",
      "Test_Results": "45035996273704960",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "818654321",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216102449",
      "DE10": "61000000",
      "DE11": "000118",
      "DE12": "102419",
      "DE13": "0216",
      "DE14": "2802",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "6011",
      "DE22": "051",
      "DE23": "000",
      "DE26": "04",
      "DE32": "012345",
      "DE35": "457710516D2802221000000***",
      "DE37": "085000100001",
      "DE38": "105887",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "DE48": {
        "1": "Z",
        "80": "TV"
      },
      "DE49": "352",
      "DE51": "352",
      "DE55": {
        "82": "5800",
        "95": "0000040000",
        "9F10": "010103250300DAC1",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "420100",
        "9F33": "604020"
      },
      "DE61": "0000000000500826902101234",
      "DE63": "MCC0110QH"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "6",
          "typeName": "FEE",
          "details": {
            "amount": "5",
            "basis": "<CHARGE_IF_APPROVED|CHARGE_IF_DECLINED|ALWAYS_CHARGE>",
            "currencyCode": "352",
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2317153",
    "TID": "2237374892345000118",
    "DE2": "818654321",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0216102449",
    "DE11": "000118",
    "DE38": "105887",
    "DE39": "00"
  }
  ```
</details>
  4. ATM Withdrawal - Fee Action on Dry-Run Rule 
      ### 4. ATM Withdrawal - Fee Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "2237374892345000118",
      "RID": "2317153",
      "PID": "1069",
      "Client_Id": "654321",
      "Transaction_Date_Time": "16-02-2023 10:24:50",
      "Network": "MC",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "Transaction_Amount": "1",
      "Transaction_Currency": "ISK",
      "Billing_Amount": "1",
      "Billing_Currency": "ISK",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "Online Pin + ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "999654321",
      "Customer_Ac": "050126101010",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "PASS",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2447425042760480187",
      "Test_Results": "45035996273704960",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "818654321",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216102449",
      "DE10": "61000000",
      "DE11": "000118",
      "DE12": "102419",
      "DE13": "0216",
      "DE14": "2802",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "6011",
      "DE22": "051",
      "DE23": "000",
      "DE26": "04",
      "DE32": "012345",
      "DE35": "457710516D2802221000000***",
      "DE37": "085000100001",
      "DE38": "105887",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "DE48": {
        "1": "Z",
        "80": "TV"
      },
      "DE49": "352",
      "DE51": "352",
      "DE55": {
        "82": "5800",
        "95": "0000040000",
        "9F10": "010103250300DAC1",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "420100",
        "9F33": "604020"
      },
      "DE61": "0000000000500826902101234",
      "DE63": "MCC0110QH"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "6",
          "typeName": "FEE",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2317153",
    "TID": "2237374892345000118",
    "DE2": "818654321",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0216102449",
    "DE11": "000118",
    "DE38": "105887",
    "DE39": "00"
  }
  ```
</details>
  5. POS Pucrhase & reversal - Client FAST Action on Active Rule 
      ### 5.  POS Pucrhase & reversal - Client FAST Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426257452345000003",
      "RID": "2833300",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 07:09:05",
      "Network": "MC",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "Tesco Cent Ofline PIN      London    GBR",
      "Transaction_Amount": "2",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "2",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "3600346530185217465",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000200",
      "DE6": "000000000200",
      "DE7": "0520070905",
      "DE10": "61000000",
      "DE11": "000003",
      "DE12": "070816",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "5499",
      "DE22": "051",
      "DE23": "000",
      "DE32": "012345",
      "DE35": "399117946D2904***",
      "DE37": "085000100003",
      "DE38": "00193Z",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Tesco Cent Ofline PIN      London    GBR",
      "DE48": {
        "1": "R",
        "38": "Z"
      },
      "DE49": "484",
      "DE51": "484",
      "DE55": {
        "82": "5800",
        "95": "0000000000",
        "9F10": "0101030003000000",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "440300",
        "9F33": "E0E8E8"
      },
      "DE61": "0000000000800826902101234",
      "DE63": "MCS0110QJ"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": 2833300,
    "TID": 3426257452345000003,
    "DE11": "000003",
    "DE2": "399117946",
    "DE38": "00193Z",
    "DE39": "00",
    "DE4": "000000000200",
    "DE6": "000000000200",
    "DE7": "0520070905"
  }
  ```
  ```json 0400 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0400",
      "Message_Desc": "Reversal Request"
    },
    "SUMMARY": {
      "TID": "3426257452345000003",
      "RID": "2833301",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 07:09:09",
      "Network": "MC",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "Tesco Cent Ofline PIN      London    GBR",
      "Transaction_Amount": "2",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "2",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5499 - Miscellaneous Food Stores-Convenience Stores and Specialty Markets",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "562949953421368",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000200",
      "DE6": "000000000200",
      "DE7": "0520070909",
      "DE10": "61000000",
      "DE11": "000004",
      "DE12": "070816",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "5499",
      "DE22": "051",
      "DE23": "000",
      "DE32": "012345",
      "DE33": "901234",
      "DE35": "5100000004080899D29042210399117946***",
      "DE37": "085000100003",
      "DE39": "00",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Tesco Cent Ofline PIN      London    GBR",
      "DE48": {
        "1": "R",
        "38": "Z"
      },
      "DE49": "484",
      "DE51": "484",
      "DE55": {
        "82": "5800",
        "95": "0000000000",
        "9F10": "0101030003000000",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "440300",
        "9F33": "E0E8E8"
      },
      "DE61": "0000000000800826902101234",
      "DE63": "MCS0110QJ",
      "DE90": "010000000305200709050000001234500000901234",
      "DE95": "000000000100000000000100000000000100000000"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0400 Response
  {
    "Message_Type": "0410",
    "RID": "2833301",
    "TID": "3426257452345000003",
    "DE11": "000004",
    "DE2": "399117946",
    "DE39": "00",
    "DE4": "000000000200",
    "DE6": "000000000200",
    "DE7": "0520070909"
  }
  ```
</details>
  6. ATM Balance Inquiry - Client FAST Action on Dry-Run Rule 
      ### 6. ATM Balance Inquiry - Client FAST Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426334562345000007",
      "RID": "2833314",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 09:17:36",
      "Network": "MC",
      "Spend_Type": "ATM - Balance Inquiry",
      "Spend_Location": "HSBC ATM OnlPIN BalEnq Cardif        GBR",
      "Transaction_Amount": "3",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "3",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "Online Pin + ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "PASS",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "3600346530185217467",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "30",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000300",
      "DE6": "000000000300",
      "DE7": "0520091736",
      "DE10": "61000000",
      "DE11": "000007",
      "DE12": "091712",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0613",
      "DE16": "0613",
      "DE18": "6011",
      "DE22": "051",
      "DE23": "000",
      "DE26": "04",
      "DE32": "012345",
      "DE35": "399117946D2904***",
      "DE37": "085010100001",
      "DE38": "762532",
      "DE41": "01001101",
      "DE42": "123456789123456",
      "DE43": "HSBC ATM OnlPIN BalEnq Cardif        GBR",
      "DE48": {
        "1": "Z",
        "80": "TV"
      },
      "DE49": "484",
      "DE51": "484",
      "DE55": {
        "82": "5800",
        "95": "0000000000",
        "9F10": "0101032503000000",
        "9F27": "80",
        "9F36": "0008",
        "9F34": "420100",
        "9F33": "604020"
      },
      "DE61": "10000000018000561111111111",
      "DE63": "MCC0110RJ"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833314",
    "TID": "3426334562345000007",
    "DE11": "000007",
    "DE2": "399117946",
    "DE38": "762532",
    "DE39": "00",
    "DE4": "000000000300",
    "DE54": "3002484D000100925900",
    "DE6": "000000000300",
    "DE7": "0520091736"
  }
  ```
</details>
  7. POS Purchase Advice - Alert Action on Active Rule 
      ### 7. POS Purchase Advice - Alert Action on Active Rule -

  ```json 0120 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0120",
      "Message_Desc": "Pre-Authorisation Completion Advice"
    },
    "SUMMARY": {
      "TID": "3426497429901000001",
      "RID": "2833349",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 13:49:07",
      "Network": "MC",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "Incrementl Au1         Vegas         NV ",
      "Transaction_Amount": "8",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "8",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5542 - Automated Fuel Dispensers",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "1",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "24",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000800",
      "DE6": "000000000800",
      "DE7": "0520134905",
      "DE10": "61000000",
      "DE11": "000021",
      "DE12": "134836",
      "DE13": "0520",
      "DE15": "1202",
      "DE16": "1202",
      "DE18": "5542",
      "DE22": "900",
      "DE32": "999901",
      "DE35": "399117946D2904***",
      "DE37": "080000100006",
      "DE39": "00",
      "DE41": "REG00004",
      "DE42": "687555537877464",
      "DE43": "Incrementl Au1         Vegas         NV ",
      "DE48": {
        "1": "R",
        "63": "MCC8741801202"
      },
      "DE49": "484",
      "DE51": "484",
      "DE60": "191",
      "DE61": "101000400220084090210",
      "DE63": "MCC874180"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "8",
          "typeName": "ALERT",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0120 Response
  {
    "Message_Type": "0130",
    "RID": "2833349",
    "TID": "3426497429901000001",
    "DE11": "000021",
    "DE2": "399117946",
    "DE39": "00",
    "DE4": "000000000800",
    "DE6": "000000000800",
    "DE7": "0520134905"
  }
  ```
</details>
  8. POS Purchase Advice -Alert Action on Dry-Run Rule 
      ### 8. POS Purchase Advice - Alert Action on Dry-Run Rule

  ```json 0120 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0120",
      "Message_Desc": "Pre-Authorisation Completion Advice"
    },
    "SUMMARY": {
      "TID": "3426497429901000001",
      "RID": "2833349",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 13:49:07",
      "Network": "MC",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "Incrementl Au1         Vegas         NV ",
      "Transaction_Amount": "8",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "8",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5542 - Automated Fuel Dispensers",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "1",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "24",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000800",
      "DE6": "000000000800",
      "DE7": "0520134905",
      "DE10": "61000000",
      "DE11": "000021",
      "DE12": "134836",
      "DE13": "0520",
      "DE15": "1202",
      "DE16": "1202",
      "DE18": "5542",
      "DE22": "900",
      "DE32": "999901",
      "DE35": "399117946D2904***",
      "DE37": "080000100006",
      "DE39": "00",
      "DE41": "REG00004",
      "DE42": "687555537877464",
      "DE43": "Incrementl Au1         Vegas         NV ",
      "DE48": {
        "1": "R",
        "63": "MCC8741801202"
      },
      "DE49": "484",
      "DE51": "484",
      "DE60": "191",
      "DE61": "101000400220084090210",
      "DE63": "MCC874180"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "8",
          "typeName": "ALERT",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0120 Response
  {
    "Message_Type": "0130",
    "RID": "2833349",
    "TID": "3426497429901000001",
    "DE11": "000021",
    "DE2": "399117946",
    "DE39": "00",
    "DE4": "000000000800",
    "DE6": "000000000800",
    "DE7": "0520134905"
  }
  ```
</details>
  9. ATM Withdrawal - Block Card Action on Active Rule 
      ### 9. ATM Withdrawal - Block Card Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "2237374892345000118",
      "RID": "2317153",
      "PID": "1069",
      "Client_Id": "654321",
      "Transaction_Date_Time": "16-02-2023 10:24:50",
      "Network": "MC",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "Transaction_Amount": "1",
      "Transaction_Currency": "ISK",
      "Billing_Amount": "1",
      "Billing_Currency": "ISK",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "Online Pin + ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "999654321",
      "Customer_Ac": "050126101010",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "PASS",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2447425042760480187",
      "Test_Results": "45035996273704960",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "818654321",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216102449",
      "DE10": "61000000",
      "DE11": "000118",
      "DE12": "102419",
      "DE13": "0216",
      "DE14": "2802",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "6011",
      "DE22": "051",
      "DE23": "000",
      "DE26": "04",
      "DE32": "012345",
      "DE35": "457710516D2802221000000***",
      "DE37": "085000100001",
      "DE38": "105887",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "DE48": {
        "1": "Z",
        "80": "TV"
      },
      "DE49": "352",
      "DE51": "352",
      "DE55": {
        "82": "5800",
        "95": "0000040000",
        "9F10": "010103250300DAC1",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "420100",
        "9F33": "604020"
      },
      "DE61": "0000000000500826902101234",
      "DE63": "MCC0110QH"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "9",
          "typeName": "BLOCK_CARD",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2317153",
    "TID": "2237374892345000118",
    "DE2": "818654321",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0216102449",
    "DE11": "000118",
    "DE38": "105887",
    "DE39": "00"
  }
  ```
</details>
  10. ATM Withdrawal - Block Card Action on Dry-Run Rule 
      ### 10. ATM Withdrawal - Block Card Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "2237374892345000118",
      "RID": "2317153",
      "PID": "1069",
      "Client_Id": "654321",
      "Transaction_Date_Time": "16-02-2023 10:24:50",
      "Network": "MC",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "Transaction_Amount": "1",
      "Transaction_Currency": "ISK",
      "Billing_Amount": "1",
      "Billing_Currency": "ISK",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "Online Pin + ARQC ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "999654321",
      "Customer_Ac": "050126101010",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "PASS",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2447425042760480187",
      "Test_Results": "45035996273704960",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "818654321",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216102449",
      "DE10": "61000000",
      "DE11": "000118",
      "DE12": "102419",
      "DE13": "0216",
      "DE14": "2802",
      "DE15": "0612",
      "DE16": "0612",
      "DE18": "6011",
      "DE22": "051",
      "DE23": "000",
      "DE26": "04",
      "DE32": "012345",
      "DE35": "457710516D2802221000000***",
      "DE37": "085000100001",
      "DE38": "105887",
      "DE41": "12345678",
      "DE42": "123456789123456",
      "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
      "DE48": {
        "1": "Z",
        "80": "TV"
      },
      "DE49": "352",
      "DE51": "352",
      "DE55": {
        "82": "5800",
        "95": "0000040000",
        "9F10": "010103250300DAC1",
        "9F27": "80",
        "9F36": "0007",
        "9F34": "420100",
        "9F33": "604020"
      },
      "DE61": "0000000000500826902101234",
      "DE63": "MCC0110QH"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "9",
          "typeName": "BLOCK_CARD",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2317153",
    "TID": "2237374892345000118",
    "DE2": "818654321",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0216102449",
    "DE11": "000118",
    "DE38": "105887",
    "DE39": "00"
  }
  ```
</details>
  11. ECOM Refund - Block Merchant Action on Active Rule 
      ### 11. ECOM Refund - Block Merchant Action on Active Rule -

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426508449701000023",
      "RID": "2833350",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 14:07:24",
      "Network": "MC",
      "Spend_Type": "ECOM - Refund",
      "Spend_Location": "Merchant name          Merchant city AZ ",
      "Transaction_Amount": "7",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "7",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Electronic commerce",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "2",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2306405993526853752",
      "Test_Results": "2305843009213693952",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "20",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000700",
      "DE6": "000000000700",
      "DE7": "0520140724",
      "DE10": "61000000",
      "DE11": "000023",
      "DE12": "140705",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0330",
      "DE16": "0330",
      "DE18": "5999",
      "DE22": "810",
      "DE32": "999701",
      "DE33": "9685",
      "DE37": "080006000101",
      "DE38": "028158",
      "DE41": "MTF TEST",
      "DE42": "ABC123TESTMTF19",
      "DE43": "Merchant name          Merchant city AZ ",
      "DE48": {
        "1": "T",
        "42": "0103210",
        "92": "***"
      },
      "DE49": "484",
      "DE51": "484",
      "DE61": "102510000660084063385-1234",
      "DE62": "ABCD",
      "DE63": "MCC00253V"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "9",
          "typeName": "BLOCK_MERCHANT",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833350",
    "TID": "3426508449701000023",
    "DE11": "000023",
    "DE2": "399117946",
    "DE38": "028158",
    "DE39": "00",
    "DE4": "000000000700",
    "DE6": "000000000700",
    "DE7": "0520140724"
  }
  ```
</details>
  12. ECOM Refund - Block Merchant Action on Dry-Run Rule 
      ### 12. ECOM Refund - Block Merchant Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3426508449701000023",
      "RID": "2833350",
      "PID": "1115",
      "Client_Id": "434102",
      "Transaction_Date_Time": "20-05-2026 14:07:24",
      "Network": "MC",
      "Spend_Type": "ECOM - Refund",
      "Spend_Location": "Merchant name          Merchant city AZ ",
      "Transaction_Amount": "7",
      "Transaction_Currency": "MXN",
      "Billing_Amount": "7",
      "Billing_Currency": "MXN",
      "Card_Use_Type": "Electronic commerce",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "950949626",
      "Customer_Ac": "950949626",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "2",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2306405993526853752",
      "Test_Results": "2305843009213693952",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "399117946",
      "DE3_1": "20",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000700",
      "DE6": "000000000700",
      "DE7": "0520140724",
      "DE10": "61000000",
      "DE11": "000023",
      "DE12": "140705",
      "DE13": "0520",
      "DE14": "2904",
      "DE15": "0330",
      "DE16": "0330",
      "DE18": "5999",
      "DE22": "810",
      "DE32": "999701",
      "DE33": "9685",
      "DE37": "080006000101",
      "DE38": "028158",
      "DE41": "MTF TEST",
      "DE42": "ABC123TESTMTF19",
      "DE43": "Merchant name          Merchant city AZ ",
      "DE48": {
        "1": "T",
        "42": "0103210",
        "92": "***"
      },
      "DE49": "484",
      "DE51": "484",
      "DE61": "102510000660084063385-1234",
      "DE62": "ABCD",
      "DE63": "MCC00253V"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "10",
          "typeName": "BLOCK_MERCHANT",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833350",
    "TID": "3426508449701000023",
    "DE11": "000023",
    "DE2": "399117946",
    "DE38": "028158",
    "DE39": "00",
    "DE4": "000000000700",
    "DE6": "000000000700",
    "DE7": "0520140724"
  }
  ```
</details>

Updated 2 months ago

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