Authorization samples - Visa
Here are some FAST authorization message samples for clients issuing with Visa:
Click the transaction type to view the full sample message.
Authorization request
1. Authorization request{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2237382988901000090", "RID": "2317168", "PID": "649", "Client_Id": "654321", "Transaction_Date_Time": "16-02-2023 10:38:18", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "1", "Transaction_Currency": "GBP", "Billing_Amount": "1", "Billing_Currency": "GBP", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "loans/QGNX091", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560344", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216103818", "DE11": "000090", "DE12": "103626", "DE13": "0216", "DE14": "2509", "DE18": "5999", "DE19": "840", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "818654321D25092210156016164***", "DE37": "001221873951", "DE38": "103233", "DE41": "3.1.1 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "826", "DE51": "826", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0005", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE104": "6900030101F3" }, "RULES": [] }{ "DE11": "000090", "DE2": "818654321", "DE38": "103233", "DE39": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216103818", "Message_Type": "0110", "RID": "2317168", "TID": "2237382988901000090" }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2237382988901000090", "RID": "2317169", "PID": "649", "Client_Id": "654321", "Transaction_Date_Time": "16-02-2023 10:38:18", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "1", "Transaction_Currency": "GBP", "Billing_Amount": "1", "Billing_Currency": "GBP", "Card_Use_Type": "Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "loans/QGNX091", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330849688", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216103818", "DE11": "000090", "DE12": "103626", "DE13": "0216", "DE14": "2509", "DE18": "5999", "DE19": "840", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "8186543210131087D25092210156016164***", "DE37": "001221873951", "DE38": "103233", "DE39": "00", "DE41": "3.1.1 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "826", "DE51": "826", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0005", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE90": "010000009002161038181234567890100000000000", "DE104": "6900030101F3" }, "RULES": [] }{ "DE11": "000090", "DE2": "818654321", "DE38": "103233", "DE39": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216103818", "Message_Type": "0410", "RID": "2317169", "TID": "2237382988901000090" }ATM withdrawal and reversal
2. ATM withdrawal and reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2241438288901000164", "RID": "2326617", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:10:29", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Mag Stripe", "Customer_Validation": "CVV1 + Online Pin ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "1", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706339238298", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220121028", "DE10": "61000000", "DE11": "000164", "DE12": "120947", "DE13": "0220", "DE14": "4705", "DE18": "6011", "DE19": "840", "DE22": "901", "DE25": "02", "DE28": "D00000100", "DE32": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "001235900679", "DE38": "110980", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE60": "22", "DE62": "C000000000000000E80311259076001183", "DE63": "8000000002" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000164", "DE124": null, "DE2": "818654321", "DE38": "110980", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220121028", "Message_Type": "0110", "RID": 2326617, "TID": 2241438288901000164 }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2241438288901000164", "RID": "2326618", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:10:29", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Mag Stripe", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330849688", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220121028", "DE10": "61000000", "DE11": "000164", "DE12": "120947", "DE13": "0220", "DE14": "4705", "DE18": "6011", "DE19": "840", "DE22": "901", "DE25": "02", "DE28": "D00000100", "DE32": "12345678901", "DE35": "8186543211516852D47052210928036647***", "DE37": "001235900679", "DE38": "110980", "DE39": "00", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE60": "22", "DE62": "C000000000000000E80311259076001183", "DE63": "8000000002", "DE90": "010000016402201210281234567890100000000000" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000164", "DE124": null, "DE2": "818654321", "DE38": "110980", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220121028", "Message_Type": "0410", "RID": 2326618, "TID": 2241438288901000164 }Balance inquiry
3. Balance inquiry{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2241442398901000165", "RID": "2326622", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:17:19", "Network": "VISA", "Spend_Type": "ATM - Balance Inquiry", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "NA", "Transaction_Currency": "AUD", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Mag Stripe", "Customer_Validation": "CVV1 ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "1", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706339238296", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "30", "DE3_2": "00", "DE3_3": "00", "DE7": "0220121719", "DE11": "000165", "DE14": "4705", "DE18": "6011", "DE19": "840", "DE22": "901", "DE25": "00", "DE28": "D00000000", "DE32": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "000023888896", "DE38": "111000", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "#FIELD 48 USAGE 9A DATA WITH MAXIMUM LENGTH 255 BYTES- 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE60": "22", "DE63": "8000000002" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000165", "DE124": null, "DE2": "818654321", "DE38": "111000", "DE39": "00", "DE4": "000000000000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": "3002036D000100631700", "DE6": "000000000000", "DE7": "0220121719", "Message_Type": "0110", "RID": 2326622, "TID": 2241442398901000165 }POS purchase and reversal
4. POS purchase and reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2241453448901000169", "RID": "2326630", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:35:44", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560344", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220123544", "DE11": "000169", "DE12": "123535", "DE13": "0220", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "000375186462", "DE38": "111052", "DE41": "3.1.1 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0002", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE104": "6900030101F3" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000169", "DE124": null, "DE2": "818654321", "DE38": "111052", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220123544", "Message_Type": "0110", "RID": 2326630, "TID": 2241453448901000169 }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2241453448901000169", "RID": "2326631", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:35:45", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330849688", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220123544", "DE11": "000169", "DE12": "123535", "DE13": "0220", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "8186543211516852D47052210928036647***", "DE37": "000375186462", "DE38": "111052", "DE39": "00", "DE41": "3.1.1 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0002", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE90": "010000016902201235441234567890100000000000", "DE104": "6900030101F3" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000169", "DE124": null, "DE2": "818654321", "DE38": "111052", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220123544", "Message_Type": "0410", "RID": 2326631, "TID": 2241453448901000169 }POS purchase contactless and reversal
5. POS purchase contactless and reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Pre-Authorisation Request" }, "SUMMARY": { "TID": "7788665549999999988", "RID": "1230123", "PID": "1", "Client_Id": "123456", "Transaction_Date_Time": "04-12-2023 20:47:08", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "NPD FUEL MANUKAU MANUKAU NZ", "Transaction_Amount": "200.0", "Transaction_Currency": "NZD", "Billing_Amount": "434.95", "Billing_Currency": "AED", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5542 - Automated Fuel Dispensers", "Account_Id": "556677889", "Customer_Ac": "9987656789", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2666131082482561432", "Test_Results": "0", "Rules_Checked": "1,2,3", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "765432123", "DE3_1": "00", "DE3_2": "30", "DE3_3": "00", "DE4": "000000020000", "DE6": "000000043495", "DE7": "1204204708", "DE10": "62174750", "DE11": "123252", "DE14": "2711", "DE18": "5542", "DE19": "554", "DE22": "072", "DE23": "000", "DE25": "00", "DE32": "451836", "DE35": "420816169D27112210000099999***", "DE37": "330720545252", "DE38": "111542", "DE41": "46754061", "DE42": "00001201186544 ", "DE43": "NPD FUEL MANUKAU MANUKAU NZ", "DE44": " 2 2", "DE49": "554", "DE51": "784", "DE55": { "82": "0040", "95": "0000000000", "9F10": "1F43FE5120000000000000000003703400000000000000000000000000000000", "9F27": "80", "9F36": "001C", "9F34": "1F0002", "9F33": "004800" }, "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F2F5F4F5F5F4F2F4F2F1F4F1F3F3F6F2F8", "DE60": "350000430032", "DE62": "400018000000000004633077482831125500440000F1F9F0F0", "DE63": "8000000002", "DE123": "68003F0110F4F9F2F1F2F4F5F2F9F0F1F9F2F9F4F60202F1F1030BF4F0F0F1F0F0F7F5F0F0F10604F2F9F1F20702F0F31F3103F3F3F11F3305F1F1F8F4F01F3201F1670006050404000000" }, "RULES": [ { "Rule_Id": 1, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -127353.61, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 2, "Rule_Type": "Au", "Rule_Check_Result": 1, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": -127353.61, "Count_Deviation": 0 }, { "Rule_Id": 3, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, ] }{ "DE11": "000166", "DE124": null, "DE2": "818654321", "DE38": "111020", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220122650", "Message_Type": "0110", "RID": 2326624, "TID": 2241448108901000166 }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2241448108901000166", "RID": "2326625", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:26:51", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330849688", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220122650", "DE11": "000166", "DE12": "122627", "DE13": "0220", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "072", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "8186543211516852D47052210928036647***", "DE37": "000115191448", "DE38": "111020", "DE39": "00", "DE41": "3.1.1 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0001", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE90": "010000016602201226501234567890100000000000", "DE104": "6900030101F3" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000166", "DE124": null, "DE2": "818654321", "DE38": "111020", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220122650", "Message_Type": "0410", "RID": 2326625, "TID": 2241448108901000166 }Pre-auth and completion advice
6. Pre-auth and completion advice{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Pre-Authorisation Request" }, "SUMMARY": { "TID": "8888870119999999999", "RID": "90909096", "PID": "1100", "Client_Id": "123456", "Transaction_Date_Time": "31-01-2023 08:03:31", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "MERCHANT NAME LOCATION PLACE ETC", "Transaction_Amount": "29.07", "Transaction_Currency": "GBP", "Billing_Amount": "29.07", "Billing_Currency": "GBP", "Card_Use_Type": "Card on File", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "511", "Processor_Decision_Desc": "Approve - Token Flag Bypass AVS validation enabled . Address match failed.", "Merchant_Category": "4121 - Taxicabs and Limousines", "Account_Id": "787654678", "Customer_Ac": "abcde/def123456", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2305843043579474392", "Test_Results": "2305843009214218240", "Rules_Checked": "111,222,333,444", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "876543234", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000002907", "DE6": "000000002907", "DE7": "0131080331", "DE10": "61000000", "DE11": "284982", "DE14": "2608", "DE18": "4121", "DE19": "826", "DE22": "102", "DE25": "59", "DE32": "465737", "DE34": "4A00038901F1", "DE37": "403108284982", "DE38": "103674", "DE41": "35972449", "DE42": "020434184 ", "DE43": "MERCHANT NAME LOCATION PLACE ETC", "DE49": "826", "DE51": "826", "DE56": "01001F011DE5F0F0F1F0F0F1F5F8F2F3F2F1F9F6F8F4F7F1F0F0F0F7F4F7F1F4F9F8", "DE60": "090000000702", "DE62": "40000000000000000484031290112179", "DE63": "8000000002", "DE123": "660015C003F1F5F0D00EF1F5F04040404040404040404040" }, "RULES": [ { "Rule_Id": 111, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -1969.96, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 222, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 333, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -219.96, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 444, "Rule_Type": "Au", "Rule_Check_Result": 1, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": -1969.96, "Count_Deviation": 0 } ] }{ "Message_Type": "0110", "TID": "7788665549999999988", "RID": "1230123", "DE2": "765432123", "DE4": "000000020000", "DE6": "000000043495", "DE7": "1204204708", "DE11": "123252", "DE39": "00", "DE38": "111542" }Comments for clarification: Issuer may opt to receive Confirmation Advices online (response is required), as STIP Advice (response may not be needed) or via Base II based on BIN settings. Issuer can use Preauthorization Completion to update cardholder available amount(increase hold or decrease hold). { "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Pre-Authorisation Completion Advice" }, "SUMMARY": { "TID": "7788665549999999988", "RID": "1230175", "PID": "1", "Client_Id": "123456", "Transaction_Date_Time": "04-12-2023 20:49:16", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "NPD FUEL MANUKAU MANUKAU NZ", "Transaction_Amount": "168.51", "Transaction_Currency": "NZD", "Billing_Amount": "366.47", "Billing_Currency": "AED", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5542 - Automated Fuel Dispensers", "Account_Id": "556677889", "Customer_Ac": "9987656789", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2666131013763084696", "Test_Results": "0", "Rules_Checked": "1,2,3", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "765432123", "DE3_1": "00", "DE3_2": "30", "DE3_3": "00", "DE4": "000000016851", "DE6": "000000036647", "DE7": "1204204916", "DE10": "62174767", "DE11": "123727", "DE14": "2711", "DE18": "5542", "DE19": "554", "DE22": "072", "DE23": "000", "DE25": "06", "DE32": "451836", "DE37": "330720545252", "DE38": "111542", "DE39": "00", "DE41": "46754061", "DE42": "00001201186544 ", "DE43": "NPD FUEL MANUKAU MANUKAU NZ", "DE49": "554", "DE51": "784", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F2F5F4F5F5F4F2F4F2F1F4F1F3F3F6F2F8", "DE60": "350000400030", "DE62": "400010000000000004633077482831125500440000", "DE63": "8000000002", "DE123": "68002D0110F4F9F2F1F2F4F5F2F9F0F1F9F2F9F4F60202F1F1030BF4F0F0F1F0F0F7F5F0F0F10604F2F9F1F20702F0F3" }, "RULES": [ { "Rule_Id": 1, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": -127422.09, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 2, "Rule_Type": "Au", "Rule_Check_Result": 1, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": -126987.14, "Count_Deviation": 0 }, { "Rule_Id": 3, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, ] }{ "Message_Type": "0130", "TID": "7788665549999999988", "RID": "38863007", "DE2": "765432123", "DE4": "000000016851", "DE6": "000000036647", "DE7": "1204204916", "DE11": "123727", "DE39": "00", "DE38": "111542" }ECOM purchase (CVV2) and reversal
7. ECOM purchase (CVV2) and reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2241449408901000167", "RID": "2326626", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:29:00", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2305843043590222296", "Test_Results": "2305843009213693952", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220122900", "DE9": "61000000", "DE10": "61000000", "DE11": "000167", "DE12": "122853", "DE13": "0220", "DE14": "4705", "DE16": "0000", "DE18": "5947", "DE19": "840", "DE22": "010", "DE25": "59", "DE32": "12345678901", "DE37": "002050060527", "DE38": "111034", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "036", "DE51": "036", "DE60": "0900000007", "DE62": "C000100000000000E803112550775108190000530000", "DE63": "810000000212345678", "DE126": "0040000000000000F1F140F3F7F9" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000167", "DE124": null, "DE2": "818654321", "DE38": "111034", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220122900", "Message_Type": "0110", "RID": 2326626, "TID": 2241449408901000167 }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2241449408901000167", "RID": "2326627", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:29:01", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2305843043573445080", "Test_Results": "2305843009213693952", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220122900", "DE9": "61000000", "DE10": "61000000", "DE11": "000167", "DE12": "122853", "DE13": "0220", "DE14": "4705", "DE16": "0000", "DE18": "5947", "DE19": "840", "DE22": "010", "DE25": "59", "DE32": "12345678901", "DE37": "002050060527", "DE38": "111034", "DE39": "00", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "036", "DE51": "036", "DE60": "0900000007", "DE62": "C000100000000000E803112550775108190000530000", "DE63": "810000000212345678", "DE90": "010000016702201229001234567890100000000000", "DE126": "0040000000000000F1F140F3F7F9" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000167", "DE124": null, "DE2": "818654321", "DE38": "111034", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220122900", "Message_Type": "0410", "RID": 2326627, "TID": 2241449408901000167 }ECOM purchase (3DS)
8. ECOM purchase (3DS){ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2257687621400336946", "RID": "25000852", "PID": "190", "Client_Id": "439150", "Transaction_Date_Time": "08-03-2023 19:06:03", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "ABCDTEST CARD ISSUING +621234537552ID", "Transaction_Amount": "100000", "Transaction_Currency": "IDR", "Billing_Amount": "358.98", "Billing_Currency": "PHP", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 + 3DS ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "7299 - Miscellaneous Personal Services - Not Elsewhere Classified", "Account_Id": "112329306", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "PASS", "Test_Matrix": "2449958231666078168", "Test_Results": "2305843009213693952", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "919243722", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000010000000", "DE6": "000000035898", "DE7": "0308190602", "DE10": "93589800", "DE11": "336946", "DE14": "2512", "DE18": "7299", "DE19": "360", "DE22": "010", "DE25": "59", "DE32": "481400", "DE34": "0100078605F24BF24BA7", "DE37": "306719336946", "DE38": "109367", "DE41": "10258473", "DE42": "001988030008 ", "DE43": "ABCDTEST CARD ISSUING +621234537552ID", "DE44": " M 2", "DE49": "360", "DE51": "608", "DE56": "01001F011DE5F0F0F1F0F0F1F3F8F2F2F3F6F1F3F0F5F3F9F3F3F1F7F8F9F6F8F1F7", "DE60": "0100000005", "DE62": "40000000000000000583067687626570", "DE63": "8000000002", "DE104": "56001E010BF0F0F0F1F0F0F8F0F8F2F1020FF8F0F285F7F18283F685F1F7F286F5", "DE126": "00C01000000000000002010123022900009896803600677525643100F1F140F3F5F7F2" }, "RULES": [] }{ "Message_Type": "0110", "TID": "2257687621400336946", "RID": "25986852", "DE2": "919243722", "DE4": "000010000000", "DE6": "000000035898", "DE7": "2023-03-08T19:06:04.837Z", "DE11": "336946", "DE39": "00" }POS refund and reversal
9. POS refund and reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2248404948901002770", "RID": "2353469", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "27-02-2023 11:14:54", "Network": "VISA", "Spend_Type": "POS - Return of Goods-Credit", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330837400", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "20", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE7": "0227111454", "DE11": "002770", "DE12": "111444", "DE13": "0227", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "052", "DE25": "00", "DE32": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "001525054529", "DE38": "111133", "DE41": "2.12 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "036", "DE59": "0600094044", "DE60": "05", "DE62": "8000000000000000E8", "DE63": "8008000002020202" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "Message_Type": "0100", "RID": 2353469, "TID": 2248404948901002800, "DE2": "818654321", "DE4": "000000010000", "DE5": "000000000000", "DE6": "000000000000", "DE7": "0227111454", "DE11": "002770", "DE38": "111133", "DE39": "00", "DE44": null, "DE48": null, "DE54": null, "DE124": null }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2248404948901002770", "RID": "2353470", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "27-02-2023 11:14:54", "Network": "VISA", "Spend_Type": "POS - Return of Goods-Credit", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330837400", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "20", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE7": "0227111454", "DE11": "002770", "DE12": "111444", "DE13": "0227", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "052", "DE25": "00", "DE32": "12345678901", "DE35": "8186543211516852D47052210928036647***", "DE37": "001525054529", "DE38": "111133", "DE39": "00", "DE41": "2.12 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "036", "DE59": "0600094044", "DE60": "05", "DE62": "8000000000000000E8", "DE63": "8008000002020202", "DE90": "010000277002271114541234567890100000000000" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "Message_Type": "0410", "RID": 2353470, "TID": 2248404948901002800, "DE2": "818654321", "DE4": "000000010000", "DE5": "000000000000", "DE6": "000000000000", "DE7": "0227111454", "DE11": "002770", "DE38": "111133", "DE39": "00", "DE44": null, "DE48": null, "DE54": null, "DE124": null }ATM withdrawal and partial reversal
10. ATM withdrawal and partial reversal{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2241451338901000168", "RID": "2326628", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:32:13", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560346", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220123213", "DE10": "61000000", "DE11": "000168", "DE12": "123158", "DE13": "0220", "DE14": "4705", "DE16": "0000", "DE18": "6011", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE28": "D00000000", "DE32": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "000090866250", "DE38": "111037", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "0000040000", "9F10": "06010A03A00000", "9F36": "0001", "9F33": "204000" }, "DE60": "25000010", "DE62": "C000000000000000E80311255074640861", "DE63": "8020000002F0" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000168", "DE124": null, "DE2": "818654321", "DE38": "111037", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220123213", "Message_Type": "0110", "RID": 2326628, "TID": 2241451338901000168 }{ "MESSAGE_TYPE": { "Message_Type": "0400", "Message_Desc": "Reversal Request" }, "SUMMARY": { "TID": "2241451338901000168", "RID": "2326629", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "20-02-2023 12:32:14", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Chip", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706330849688", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0220123213", "DE10": "61000000", "DE11": "000168", "DE12": "123158", "DE13": "0220", "DE14": "4705", "DE16": "0000", "DE18": "6011", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE28": "D00000000", "DE32": "12345678901", "DE35": "8186543211516852D47052210928036647***", "DE37": "000090866250", "DE38": "111037", "DE39": "00", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "0000040000", "9F10": "06010A03A00000", "9F36": "0001", "9F33": "204000" }, "DE60": "25000010", "DE61": "000000000000000000006000", "DE62": "C000000000000000E80311255074640861", "DE63": "8020000002F0", "DE90": "010000016802201232131234567890100000000000", "DE95": "000000006000000000000000000000000000000000" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "000168", "DE124": null, "DE2": "928036647", "DE38": "111037", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0220123213", "Message_Type": "0410", "RID": 2326629, "TID": 2241451338901000168 }AFD transaction and completion
11. AFD transaction and completion{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "05-12-2022 09:50:00", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME Singapore SG", "Transaction_Amount": "50.0", "Transaction_Currency": "SGD", "Billing_Amount": "139.51", "Billing_Currency": "SAR", "Card_Use_Type": "Mag Stripe", "Customer_Validation": "CVV1 ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5541 - Service Stations (with or without Ancillary Services)", "Total_Fee_Bill": "2.6788", "RID": "85401", "TID": "2164353996135001805" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "1", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900706339238296", "Test_Results": "0", "Rules_Checked": "5692,5693,5700,6607,6608,15708,15709,15710", "Rules_Triggered": "5700", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000005000", "DE6": "000000013951", "DE7": "1205094959", "DE10": "62790200", "DE11": "001805", "DE14": "2511", "DE18": "5541", "DE19": "702", "DE22": "902", "DE25": "00", "DE32": "476135", "DE35": "999654321 D25112212963700000***", "DE37": "233909001805", "DE38": "107291", "DE41": "3.7 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME Singapore SG", "DE44": " 2", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F3F5F2F7F7F5F8F7F5F6F4F1F5F3F2F6F3", "DE59": "0670294044", "DE60": "420000000011", "DE62": "40000000000000000302339354009186", "DE63": "8000000002" }, "RULES": [ { "Rule_Id": 5692, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 5693, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 5700, "Rule_Type": "Au", "Rule_Check_Result": 12, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0, "Actions": [ { "Act": "Txn_Block", "DE39": "00" }, { "Act": "Act_Procedure_Call", "Exit_Code": 1000 }, { "Act": "Card_Block", "Nwk_Status": 1005 } ] }, { "Rule_Id": 6607, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 6608, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15708, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15709, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15710, "Rule_Type": "Au", "Rule_Check_Result": 1, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": -4460.69, "Count_Deviation": 0 } ] }{ "DE11": "001805", "DE124": null, "DE2": "999654321", "DE38": "107291", "DE39": "00", "DE4": "000000005000", "DE44": null, "DE48": null, "DE54": null, "DE6": "000000013951", "DE7": "1205094959", "Message_Type": "0110", "RID": "85401", "TID": "2164353996135001805" }{ "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Pre-Authorisation Completion Advice" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "05-12-2022 09:50:01", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME Singapore SG", "Transaction_Amount": "43.25", "Transaction_Currency": "SGD", "Billing_Amount": "120.67", "Billing_Currency": "SAR", "Card_Use_Type": "Mag Stripe", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5541 - Service Stations (with or without Ancillary Services)", "Total_Fee_Bill": "2.3172", "RID": "85402", "TID": "2164353996135001805" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2377900637611372952", "Test_Results": "0", "Rules_Checked": "5692,5693,5700,6607,6608,15708,15709,15710", "Rules_Triggered": "5700", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000004325", "DE6": "000000012067", "DE7": "1205095000", "DE10": "62790058", "DE11": "001806", "DE14": "2511", "DE18": "5541", "DE19": "702", "DE22": "902", "DE25": "06", "DE32": "476135", "DE37": "233909001805", "DE41": "3.7 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME Singapore SG", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F3F5F2F7F7F5F8F7F5F6F4F1F5F3F2F6F3", "DE59": "0670294044", "DE60": "320000000010", "DE62": "40000000000000000302339354009186", "DE63": "8000000002" }, "RULES": [ { "Rule_Id": 5692, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 5693, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 5700, "Rule_Type": "Au", "Rule_Check_Result": 12, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0, "Actions": [ { "Act": "Txn_Block", "DE39": "00" }, { "Act": "Act_Procedure_Call", "Exit_Code": 1000 }, { "Act": "Card_Block", "Nwk_Status": 1005 } ] }, { "Rule_Id": 6607, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 6608, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15708, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15709, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 }, { "Rule_Id": 15710, "Rule_Type": "Au", "Rule_Check_Result": 1, "Pattern_Result": true, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": -4340.02, "Count_Deviation": 0 } ] }{ "DE11": "001806", "DE124": null, "DE2": "999654321", "DE39": "00", "DE4": "000000004325", "DE44": null, "DE48": null, "DE54": null, "DE6": "000000012067", "DE7": "1205095000", "Message_Type": "0130", "RID": "85402", "TID": "2164353996135001805" }Visa Direct Account Funding Transaction (AFT)
12. Visa Direct Account Funding Transaction (AFT){ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "10-03-2022 09:08:23", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "ECOM - Account Funding", "Spend_Location": "VISA TEST Visa Direct SG", "Transaction_Amount": "120.0", "Transaction_Currency": "SGD", "Billing_Amount": "332.1", "Billing_Currency": "SAR", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "6012 - Quasi Cash - Financial Institution - Merchandise and Services", "Total_Fee_Bill": "0.0", "RID": "83529", "TID": "1894329036135006544" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "34359751128", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "10", "DE3_2": "00", "DE3_3": "00", "DE4": "000000012000", "DE6": "000000033210", "DE7": "0310090823", "DE10": "62767500", "DE11": "006544", "DE14": "2501", "DE18": "6012", "DE19": "702", "DE22": "012", "DE25": "59", "DE32": "476135", "DE37": "206909006544", "DE38": "1961 ", "DE41": "TERMID01", "DE42": "529433 ", "DE43": "VISA TEST Visa Direct SG", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7", "DE60": "000000000740", "DE62": "40000000000000000302069329035059", "DE63": "8000000002", "DE104": "5700040102E6E3" }, "RULES": [] }{ "Message_Type": "0110", "TID": "1894329036135006544", "RID": "83529", "DE2": "999654321", "DE4": "000000012000", "DE6": "000000033210", "DE7": "0310090823", "DE39": "00", "DE38": "1961 ", "DE11": "006544" }Visa Direct Original Credit Transaction (OCT)
13. Visa Direct Original Credit Transaction{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "10-03-2022 09:09:54", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "ECOM - Original Credit", "Spend_Location": "John Smith Visa Direct SG", "Transaction_Amount": "80.0", "Transaction_Currency": "SGD", "Billing_Amount": "219.5", "Billing_Currency": "SAR", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "PAN", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "4829 - Quasi Cash - Wire Transfer Money Order", "Total_Fee_Bill": "0.0", "RID": "83530", "TID": "1894329936135000000" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "NA", "Track_Check": "PASS", "CVV_Type": "0", "CVV_Check": "NA", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "34359750872", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "26", "DE3_2": "00", "DE3_3": "00", "DE4": "000000008000", "DE6": "000000021950", "DE7": "0310090953", "DE10": "62743750", "DE11": "006545", "DE18": "4829", "DE19": "702", "DE22": "010", "DE25": "59", "DE32": "476135", "DE37": "206909006545", "DE38": "1968 ", "DE41": "TERMID01", "DE42": "529433 ", "DE43": "John Smith Visa Direct SG", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7", "DE60": "000000000740", "DE62": "40000000000000000302069329945140", "DE63": "8000000002", "DE104": "5700040102C1C15F00840110F1F2F3F4F5F6F7F8F9F0F1F2F3F4F5F6031ED196889540E29489A38840404040404040404040404040404040404040400423F5F5F540E2A381A38540E2A3998585A3404040404040404040404040404040404040400519C696A2A3859940C389A3A840404040404040404040404040400703F7F0F20A0BE3969481A240E29489A388" }, "RULES": [] }{ "Message_Type": "0110", "TID": "1894329936135006545", "RID": "83530", "DE2": "999654321", "DE4": "000000008000", "DE6": "000000021950", "DE7": "0310090953", "DE39": "00", "DE38": "1968 ", "DE11": "006545" }Quasi cash transaction
14. Quasi cash transaction{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "7", "Client_Id": "123456", "Transaction_Date_Time": "07-03-2022 10:08:22", "Customer_Ac": "NA", "Account_Id": "123456789", "Network": "VISA", "Spend_Type": "ECOM - Quasi-Cash Transaction", "Spend_Location": "VISA TEST SINGAPORE SG", "Transaction_Amount": "40.0", "Transaction_Currency": "SGD", "Billing_Amount": "110.78", "Billing_Currency": "SAR", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "7995 - Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Track", "Total_Fee_Bill": "0.0", "RID": "98765", "TID": "1234567898765432123" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "34376528344", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "876543234", "DE3_1": "11", "DE3_2": "00", "DE3_3": "00", "DE4": "000000004000", "DE6": "000000011078", "DE7": "0307100822", "DE10": "62769500", "DE11": "001111", "DE14": "2501", "DE18": "7995", "DE19": "702", "DE22": "012", "DE25": "59", "DE32": "476135", "DE37": "345436789876", "DE38": "1516 ", "DE41": "TERMID01", "DE42": "529433 ", "DE43": "VISA TEST SINGAPORE SG", "DE44": " M", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0G2F3F0F2F2F0F5G0F3F1F8F9F5F3F9G0G9F2D1F9F0F7F7", "DE60": "000000000740", "DE62": "40000000000000000302066365028672", "DE63": "8000000002", "DE126": "0040000000000000F1F140F2F3F8" }, "RULES": [] }{ "Message_Type": "0110", "TID": "1234567898765432123", "RID": "98765", "DE2": "7876543234", "DE4": "000000004000", "DE6": "000000011078", "DE7": "0307100822", "DE39": "00", "DE38": "1516 ", "DE11": "001111" }PIN change
15. PIN change{ "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Authorisation Advice" }, "SUMMARY": { "TID": "2123456789076543209", "RID": "11234567", "PID": "1", "Client_Id": "654321", "Transaction_Date_Time": "09-02-2025 12:52:38", "Network": "VISA", "Spend_Type": "ATM - Pin Change", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "NA", "Transaction_Currency": "PKR", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "940", "Processor_Decision_Desc": "Approve - STIP By Issuer Processor", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "998877654", "Customer_Ac": "78987654567657877", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560346", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "767789878", "DE3_1": "70", "DE3_2": "00", "DE3_3": "00", "DE7": "0209125239", "DE11": "854709", "DE14": "2712", "DE18": "6011", "DE19": "586", "DE22": "051", "DE23": "000", "DE25": "00", "DE26": "12", "DE32": "463728", "DE35": "767789878D27678765432100000***", "DE37": "504058854709", "DE38": "103751", "DE39": "00", "DE41": "1010 ", "DE42": "Term01234567890", "DE43": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "DE44": "5 2", "DE49": "586", "DE55": { "82": "3900", "95": "8000048000", "9F10": "06011203A0A011", "9F36": "0007", "9F33": "604020" }, "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F4F3F6F5F2F6F7F1F7F1F3F8F6F7F8F1F2F9F8", "DE60": "050000100020", "DE62": "40000000000000000465040463603822", "DE63": "8000000002" }, "RULES": [] }PIN unblock
16. PIN unblock{ "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Authorisation Advice" }, "SUMMARY": { "TID": "2123998877665500514", "RID": "17654321", "PID": "1", "Client_Id": "654321", "Transaction_Date_Time": "10-02-2025 08:09:00", "Network": "VISA", "Spend_Type": "ATM - Pin Unblock", "Spend_Location": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "Transaction_Amount": "NA", "Transaction_Currency": "EGP", "Billing_Amount": "NA", "Billing_Currency": "NA", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "940", "Processor_Decision_Desc": "Approve - STIP By Issuer Processor", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "687678768", "Customer_Ac": "SA506789098765", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560346", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "933765432", "DE3_1": "72", "DE3_2": "00", "DE3_3": "00", "DE7": "0210080902", "DE11": "200514", "DE14": "2801", "DE18": "6011", "DE19": "818", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "479031", "DE33": "479031", "DE35": "933765432D28012765432100000***", "DE37": "543218200514", "DE38": "104321", "DE39": "00", "DE41": "27712345", "DE42": "PLACE AL MON", "DE43": "Business name \\Address Line1 \\Address Line2\\CITY \\COUNTRY", "DE44": "5 2", "DE49": "818", "DE55": { "82": "3900", "95": "8000048000", "9F10": "06011203A02001", "9F27": "80", "9F36": "0008", "9F33": "604020" }, "DE56": "12345F011DE5F0F0F1F0F0F1F3F0F2F5F0F3F9F5F9F9F1F6F8F9F7F4F2F2F7F9F2F4", "DE60": "250000100020", "DE62": "40000000000000000465049876543213", "DE63": "8000000001" }, "RULES": [] }Incremental transaction
17. Incremental transaction{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Pre-Authorisation Increment Request" }, "SUMMARY": { "TID": "0224850678901002773", "RID": "2353733", "PID": "365", "Client_Id": "654321", "Transaction_Date_Time": "27-02-2023 12:37:51", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "100", "Transaction_Currency": "AUD", "Billing_Amount": "100", "Billing_Currency": "AUD", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "999654321", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560346", "Test_Results": "0", "Rules_Checked": "6399", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "818654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "0227123750", "DE10": "61000000", "DE11": "002773", "DE12": "123741", "DE13": "0227", "DE14": "4705", "DE18": "5999", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE33": "12345678901", "DE35": "818654321D47052210928036647***", "DE37": "000381747397", "DE38": "111142", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "036", "DE51": "036", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0005", "9F33": "204000" }, "DE60": "020000000000", "DE62": "D800000000000000C90311255070050856C107", "DE63": "8000000002" }, "RULES": [ { "Rule_Id": 6399, "Rule_Type": "Au", "Rule_Check_Result": 0, "Pattern_Result": false, "Current_Txn_Amt_Deviation": 0.0, "Aggregate_Deviation": 0.0, "Count_Deviation": 0 } ] }{ "DE11": "002773", "DE124": null, "DE2": "818654321", "DE38": "111142", "DE39": "00", "DE4": "000000010000", "DE44": null, "DE48": null, "DE5": "000000000000", "DE54": null, "DE6": "000000010000", "DE7": "0227123750", "Message_Type": "0110", "RID": 2353733, "TID": 224850678901002773 }POS purchase repeat authorization
18. POS purchase repeat authorization{ "MESSAGE_TYPE": { "Message_Type": "0101", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2206403778901000057", "RID": "83033", "PID": "3", "Client_Id": "836914", "Transaction_Date_Time": "16-01-2023 11:12:57", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "17.0", "Transaction_Currency": "USD", "Billing_Amount": "250.0", "Billing_Currency": "SAR", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "434920055", "Customer_Ac": "42156309700126", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "72339172093866392", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "438584592", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000001700", "DE6": "000000025000", "DE7": "0116111257", "DE11": "000057", "DE14": "2712", "DE18": "5999", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "438584592D27122212018704385***", "DE37": "301611000057", "DE38": "110512", "DE41": "7.5 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "840", "DE51": "682", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0103", "9F33": "204000" }, "DE60": "05000010", "DE62": "0000000000000000", "DE63": "8000000000" }, "RULES": [] }Decline transaction due to invalid CVV2
19. Decline transaction due to invalid CVV2{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "07-03-2022 09:03:36", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "VISA TEST SINGAPORE SG", "Transaction_Amount": "52.0", "Transaction_Currency": "SGD", "Billing_Amount": "144.02", "Billing_Currency": "SAR", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 ", "Processor_Decision_Code": "05", "Processor_Reason_Code": "217", "Processor_Decision_Desc": "Decline", "Merchant_Category": "5972 - Stamp and Coin Stores", "Total_Fee_Bill": "0.0", "RID": "83390", "TID": "1891326166135006439" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "FAIL", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "34376528344", "Test_Results": "16777216", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "05" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000005200", "DE6": "000000014402", "DE7": "0307090336", "DE10": "62769615", "DE11": "006439", "DE14": "2501", "DE18": "5972", "DE19": "702", "DE22": "012", "DE25": "08", "DE32": "476135", "DE37": "206609006439", "DE41": "TERMID01", "DE42": "529433 ", "DE43": "VISA TEST SINGAPORE SG", "DE44": " N", "DE49": "702", "DE51": "682", "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7", "DE60": "000000000040", "DE62": "40000000000000000302066326167016", "DE63": "8000000002", "DE126": "0040000000000000F1F140F0F0F0" }, "RULES": [] }{ "Message_Type": "0110", "TID": "1891326166135006439", "RID": "83390", "DE2": "999654321", "DE4": "000000005200", "DE6": "000000014402", "DE7": "0307090336", "DE39": "05", "DE11": "006439" }Decline transaction due to invalid PIN
20. Decline transaction due to invalid PIN{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "654321", "Transaction_Date_Time": "07-03-2022 09:31:37", "Customer_Ac": "NA", "Account_Id": "999654321", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "VISA TEST SINGAPORE SG", "Transaction_Amount": "40.0", "Transaction_Currency": "SGD", "Billing_Amount": "110.78", "Billing_Currency": "SAR", "Card_Use_Type": "Chip", "Customer_Validation": "Online Pin ", "Processor_Decision_Code": "55", "Processor_Reason_Code": "117", "Processor_Decision_Desc": "Decline", "Merchant_Category": "6010 - Financial Institutions--Manual Cash Disbursements ", "Total_Fee_Bill": "0.0", "RID": "83423", "TID": "1891342896135006464" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "FAIL", "Pan_Check": "PASS", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "360288073268870042", "Test_Results": "2", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "55" }, "ISO_MSG": { "DE2": "999654321", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000004000", "DE6": "000000011078", "DE7": "0307093129", "DE10": "62769500", "DE11": "006464", "DE14": "2501", "DE18": "6010", "DE19": "702", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "476135", "DE35": "999654321D25012210712259400***", "DE37": "206609006464", "DE41": "TERMID01", "DE42": "529433 ", "DE43": "VISA TEST SINGAPORE SG", "DE44": " 2", "DE49": "702", "DE51": "682", "DE55": { "82": "3900", "95": "0000000000", "9F10": "06011203A0A011", "9F36": "009F", "9F33": "204000" }, "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7", "DE60": "050000100020", "DE62": "40000000000000000302066342970948", "DE63": "8000000002" }, "RULES": [] }{ "Message_Type": "0110", "TID": "1891342896135006464", "RID": "83423", "DE2": "999654321", "DE4": "000000004000", "DE6": "000000011078", "DE7": "0307093129", "DE39": "55", "DE11": "006464" }Decline transaction due to expired card
21. Decline transaction due to expired card{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "PID": "3", "Client_Id": "123456", "Transaction_Date_Time": "10-03-2022 08:50:23", "Customer_Ac": "NA", "Account_Id": "987654321", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "VISA TEST SINGAPORE SG", "Transaction_Amount": "55.0", "Transaction_Currency": "SGD", "Billing_Amount": "152.21", "Billing_Currency": "SAR", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 ", "Processor_Decision_Code": "54", "Processor_Reason_Code": "258", "Processor_Decision_Desc": "Decline", "Merchant_Category": "5972 - Stamp and Coin Stores", "Total_Fee_Bill": "0.0", "RID": "12345", "TID": "123456789101112131" }, "PROCESSOR_VALIDATIONS": { "Pin_Check": "NA", "Pan_Check": "PASS", "Expiry_Check": "FAIL", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "FAIL", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "33333333333", "Test_Results": "11234567", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "54" }, "ISO_MSG": { "DE2": "123456700", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000005100", "DE6": "000000015221", "DE7": "0010012342", "DE10": "87654321", "DE11": "006136", "DE14": "1712", "DE18": "5972", "DE19": "702", "DE22": "012", "DE25": "08", "DE32": "987654", "DE37": "432108001234", "DE41": "0TRMID01", "DE42": "500000 ", "DE43": "VISA TEST SINGAPORE SG", "DE44": " P", "DE49": "702", "DE51": "682", "DE56": "01001A011DE5F0F0F1F0F0F1F3F0F2F2A0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7", "DE60": "000000000040", "DE62": "40000000000000000302069365432195", "DE63": "8000000002", "DE126": "0040000000000000F1F140F2F3F8" }, "RULES": [] }{ "Message_Type": "0110", "TID": "123456789101112131", "RID": "12345", "DE2": "123456700", "DE4": "000000005100", "DE6": "000000015221", "DE7": "0010012342", "DE39": "54", "DE11": "006136" }STIP approve advice
22. STIP approve advice{ "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Authorisation Advice" }, "SUMMARY": { "TID": "0230741430001002604", "RID": "2388918", "PID": "1234", "Client_Id": "854115", "Transaction_Date_Time": "27-04-2023 14:45:42", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME GB", "Transaction_Amount": "15", "Transaction_Currency": "GBP", "Billing_Amount": "15", "Billing_Currency": "GBP", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "206", "Processor_Decision_Desc": "Approve - ARQC Match Fail", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "128811445", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "FAIL", "3DS_Check": "NA", "Test_Matrix": "2378182112588083608", "Test_Results": "281474976710656", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "219574615", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000001500", "DE6": "000000001500", "DE7": "0427144541", "DE10": "61000000", "DE11": "002604", "DE14": "2804", "DE18": "5999", "DE19": "826", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "430001", "DE37": "311714002604", "DE39": "00", "DE41": "8.20 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME GB", "DE44": "4 2 2", "DE49": "826", "DE51": "826", "DE55": { "82": "0000", "91": "9EA53AD700860000", "95": "8000010000", "9F10": "06011203A00000", "9F36": "0001", "9F33": "204000" }, "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F3F1F0F7F3F2F2F9F2F1F6F6F8F8F8F4F6F5F2", "DE60": "05000010", "DE62": "40000C00000000000303117531412150F0F9F5C1F0F2C3F2F0F0", "DE63": "90000000029011" }, "RULES": [] }{ "Message_Type": "0130", "RID": "2388918", "TID": "0230741430001002604", "DE2": "219574615", "DE4": "000000001500", "DE6": "000000001500", "DE7": "0427144541", "DE11": "002604", "DE39": "00" }STIP decline advice
23. STIP decline adviceIncase of STIP Advices, clients having external Authorization mechanisms should also check DE39's presence and consider it to Approve or Decline any transaction.
{ "MESSAGE_TYPE": { "Message_Type": "0120", "Message_Desc": "Authorisation Advice" }, "SUMMARY": { "TID": "0230746430001002603", "RID": "2388917", "PID": "1234", "Client_Id": "854115", "Transaction_Date_Time": "27-04-2023 14:44:48", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME GB", "Transaction_Amount": "15", "Transaction_Currency": "GBP", "Billing_Amount": "15", "Billing_Currency": "GBP", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "128811445", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182112588083608", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "219574615", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000001500", "DE6": "000000001500", "DE7": "0427144446", "DE10": "61000000", "DE11": "002603", "DE14": "2804", "DE18": "5999", "DE19": "826", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "430001", "DE37": "311714002603", "DE39": "82", "DE41": "8.20 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME GB", "DE44": "4 1 1", "DE49": "826", "DE51": "826", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06011203A00000", "9F36": "0001", "9F33": "204000" }, "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F3F1F0F7F3F2F2F9F2F1F6F6F8F8F8F4F6F5F2", "DE60": "05000010", "DE62": "40000C00000000000303117530871761F0F9F5C1F0F2C3F2F0F0", "DE63": "90000000029011" }, "RULES": [] }{ "Message_Type": "0130", "RID": "2388917", "TID": "0230746430001002603", "DE2": "219574615", "DE4": "000000001500", "DE6": "000000001500", "DE7": "0427144446", "DE11": "002603", "DE39": "82" }POS purchase repeat authorization
24. POS purchase repeat authorization{ "MESSAGE_TYPE": { "Message_Type": "0101", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2206403778901000057", "RID": "83033", "PID": "3", "Client_Id": "836914", "Transaction_Date_Time": "16-01-2023 11:12:57", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "17.0", "Transaction_Currency": "USD", "Billing_Amount": "250.0", "Billing_Currency": "SAR", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "00", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Approve", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "434920055", "Customer_Ac": "42156309700126", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "72339172093866392", "Test_Results": "0", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "00" }, "ISO_MSG": { "DE2": "438584592", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000001700", "DE6": "000000025000", "DE7": "0116111257", "DE11": "000057", "DE14": "2712", "DE18": "5999", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "438584592D27122212018704385***", "DE37": "301611000057", "DE38": "110512", "DE41": "7.5 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "840", "DE51": "682", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0103", "9F33": "204000" }, "DE60": "05000010", "DE62": "0000000000000000", "DE63": "8000000000" }, "RULES": [] }{ "Message_Type": "0110", "TID": "2206403778901000057", "RID": "83033", "DE2": "438584592", "DE4": "000000001700", "DE6": "000000025000", "DE7": "0116111257", "DE39": "00", "DE38": "110512 ", "DE11": "000057" }ARQC match fail - decline
25. ARQC match fail - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "1234567890988012905", "RID": "7788654", "PID": "1", "Client_Id": "123456", "Transaction_Date_Time": "30-11-2023 16:34:30", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME MX", "Transaction_Amount": "100", "Transaction_Currency": "MXN", "Billing_Amount": "100", "Billing_Currency": "MXN", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "63", "Processor_Reason_Code": "206", "Processor_Decision_Desc": "Decline - ARQC Match Fail", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "555667788909", "Customer_Ac": "O", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "FAIL", "3DS_Check": "NA", "Test_Matrix": "2378182181307560344", "Test_Results": "281474976710656", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "63" }, "ISO_MSG": { "DE2": "889900998", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000010000", "DE6": "000000010000", "DE7": "1130163429", "DE11": "012905", "DE12": "163429", "DE13": "1130", "DE14": "2803", "DE18": "6011", "DE19": "484", "DE22": "052", "DE23": "000", "DE25": "00", "DE32": "433128", "DE35": "889900998D28032063488888888***", "DE37": "333416012905", "DE39": "63", "DE41": "7.2 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME MX", "DE44": "5 1", "DE49": "484", "DE51": "484", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "00FF", "9F33": "204000" }, "DE60": "05090010", "DE62": "0000000000000000", "DE63": "8000000002", "DE104": "6300500101F1020CF0F0F0F0F0F0F0F0F0F0F1F10301F0040CF0F0F0F0F0F0F0F0F0F0F0F00514F1F2F3F1F2F3F1F2F3F1F2F3F1F2F3F1F2F3F1F2060DF1F1F1F1F1F1F1F1F1F1F1F1F10A04F1F1F2F31501E8", "DE126": "0010000000000000000000" }, "RULES": [] }Online PIN mismatch - decline
26. Online PIN mismatch - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2511238777776666554", "RID": "8798786", "PID": "4", "Client_Id": "123456", "Transaction_Date_Time": "16-11-2023 08:34:22", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "SAR", "Billing_Amount": "1", "Billing_Currency": "SAR", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "63", "Processor_Reason_Code": "199", "Processor_Decision_Desc": "Decline - Chip Txn, ARQC match fail", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements", "Account_Id": "177777881", "Customer_Ac": "AB7778889990654321789012", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "FAIL", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307562906", "Test_Results": "2562", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "63" }, "ISO_MSG": { "DE2": "765676567", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "1116083422", "DE10": "61000000", "DE11": "000181", "DE12": "083308", "DE13": "1116", "DE14": "2610", "DE18": "6011", "DE19": "840", "DE22": "071", "DE23": "000", "DE25": "02", "DE28": "D00000100", "DE32": "12345678901", "DE35": "765676567D67898720000000000***", "DE37": "000164560175", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "682", "DE51": "682", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "001C" }, "DE60": "25000010", "DE62": "C000000000000000E80311259086121185", "DE63": "8000000002" }, "RULES": [] }{ "Message_Type": "0110", "RID": 7676769, "TID": 2499999999996666660, "DE2": "877777772", "DE4": "000000000100", "DE6": "000000000100", "DE7": "1017091323", "DE11": "000410", "DE39": "63" }Online PIN mismatch, online PIN tries exceeded and PIN tries exceeded block card - decline
27. Online PIN mismatch, online PIN tries exceeded and PIN tries exceeded block card - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2511238777776666554", "RID": "8798786", "PID": "4", "Client_Id": "123456", "Transaction_Date_Time": "16-11-2023 08:34:22", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "SAR", "Billing_Amount": "1", "Billing_Currency": "SAR", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "Online Pin + ARQC ", "Processor_Decision_Code": "63", "Processor_Reason_Code": "199", "Processor_Decision_Desc": "Decline - Chip Txn, ARQC match fail", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements", "Account_Id": "177777881", "Customer_Ac": "AB7778889990654321789012", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "FAIL", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307562906", "Test_Results": "2562", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "63" }, "ISO_MSG": { "DE2": "765676567", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "1116083422", "DE10": "61000000", "DE11": "000181", "DE12": "083308", "DE13": "1116", "DE14": "2610", "DE18": "6011", "DE19": "840", "DE22": "071", "DE23": "000", "DE25": "02", "DE28": "D00000100", "DE32": "12345678901", "DE35": "765676567D67898720000000000***", "DE37": "000164560175", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "682", "DE51": "682", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "001C" }, "DE60": "25000010", "DE62": "C000000000000000E80311259086121185", "DE63": "8000000002" }, "RULES": [] }{ "Message_Type": "0110", "RID": 8798786, "TID": 2511238777776666554, "DE2": "765676567", "DE4": "000000000100", "DE6": "000000000100", "DE7": "1116083422", "DE11": "000181", "DE39": "63" }Card status 1005 (decline all txns) - decline
28. Card status 1005 (decline all txns) - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2613577777777770058", "RID": "2555554", "PID": "1", "Client_Id": "123456", "Transaction_Date_Time": "27-02-2024 15:30:39", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "GBP", "Billing_Amount": "1", "Billing_Currency": "GBP", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "05", "Processor_Reason_Code": "400", "Processor_Decision_Desc": "Decline - Overrides: Nwk_status override :to force decline", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "677889904", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2306125137025434008", "Test_Results": "549755813888", "Rules_Checked": "", "Rules_Triggered": "", "Rules_Decision": "05" }, "ISO_MSG": { "DE2": "177778952", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0227153038", "DE11": "000058", "DE12": "153029", "DE13": "0227", "DE14": "2812", "DE18": "5999", "DE19": "840", "DE22": "071", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "177778952D21232260000000000***", "DE37": "000092096640", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "826", "DE51": "826", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0003" }, "DE60": "05000010", "DE62": "C000000000000000E80311255051960803", "DE63": "8000000002" }, "RULES": [] }{ "Message_Type": "0110", "RID": "2555554", "TID": "2613577777777770058", "DE2": "177778952", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0227153038", "DE11": "000058", "DE39": "05" }Rule breached - decline
29. Rule breached - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "260777888665400090", "RID": "1234563", "PID": "1", "Client_Id": "123456", "Transaction_Date_Time": "16-02-2024 02:27:39", "Network": "VISA", "Spend_Type": "POS - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "USD", "Billing_Amount": "1", "Billing_Currency": "USD", "Card_Use_Type": "Contactless Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "57", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Decline", "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores", "Account_Id": "157778889", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307560344", "Test_Results": "0", "Rules_Checked": "30,31,32,33", "Rules_Triggered": "31", "Rules_Decision": "57" }, "ISO_MSG": { "DE2": "444444452", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216022739", "DE11": "000090", "DE12": "022721", "DE13": "0216", "DE14": "2802", "DE18": "5999", "DE19": "840", "DE22": "072", "DE23": "000", "DE25": "00", "DE32": "12345678901", "DE35": "444444452D28022210777777452***", "DE37": "000684836293", "DE38": "105969", "DE41": "3.1.1 ", "DE42": "ML8VGZKUUFD4FEM", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "840", "DE51": "840", "DE55": { "82": "0000", "95": "8000010000", "9F10": "06010A03A00000", "9F36": "0001", "9F33": "204000" }, "DE60": "05000010", "DE62": "C000000000000000E80311255066720801", "DE63": "8000000002", "DE104": "6900030101F3" }, "RULES": [ { "Actions": [], "rule_desc": "Block transaction from these MCC", "rule_id": 30, "group_id": 9, "r_c_r": { "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, "rule_triggered": "No", "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered", "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, { "Actions": [], "rule_desc": "Block transaction from provided ecomm", "rule_id": 31, "group_id": 9, "r_c_r": { "rule_check_result": 12, "pattern_result": true, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, "rule_triggered": "Yes", "rule_check_result_descr": "The transaction data plus historical data lookup trigger the rule", "rule_check_result": 12, "pattern_result": true, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, { "Actions": [], "rule_desc": "Block transaction from provided ecomm", "rule_id": 32, "group_id": 9, "r_c_r": { "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, "rule_triggered": "No", "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered", "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, { "Actions": [], "rule_desc": "Block transaction from provided ecomm", "rule_id": 33, "group_id": 9, "r_c_r": { "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, "rule_triggered": "No", "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered", "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": false, "count_deviation": 0 }, ] }{ "Message_Type": "0110", "RID": "1234563", "TID": "260777888665400090", "DE2": "444444452", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0216022739", "DE11": "000090", "DE12": "022721", "DE23": "000", "DE32": "12345678901", "DE37": "000684836293", "DE39": "56", "DE41": "3.1.1 ", "DE42": "ML8VGZKUUFD4FEM", "DE49": "840", "DE51": "840" }Exceeds spend limit rule - decline
30. Exceeds spend limit rule - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "5678765678901000050", "RID": "2555553", "PID": "3", "Client_Id": "123456", "Transaction_Date_Time": "08-02-2024 21:14:30", "Network": "VISA", "Spend_Type": "ECOM - Purchase", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "USD", "Billing_Amount": "1", "Billing_Currency": "USD", "Card_Use_Type": "PAN manual entry", "Customer_Validation": "CVV2 ", "Processor_Decision_Code": "61", "Processor_Reason_Code": "000", "Processor_Decision_Desc": "Decline", "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores", "Account_Id": "7778866554", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "2", "CVV_Check": "PASS", "ARQC_Check": "NA", "3DS_Check": "NA", "Test_Matrix": "2305843043590222296", "Test_Results": "2305843009213693952", "Rules_Checked": "30", "Rules_Triggered": "30", "Rules_Decision": "61" }, "ISO_MSG": { "DE2": "555554769", "DE3_1": "00", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0208211429", "DE9": "61000000", "DE10": "61000000", "DE11": "000050", "DE12": "211420", "DE13": "0208", "DE14": "2802", "DE16": "0000", "DE18": "5947", "DE19": "840", "DE22": "010", "DE25": "59", "DE32": "12345678901", "DE37": "000231652814", "DE38": "106637", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE49": "840", "DE51": "840", "DE60": "0900000007", "DE62": "C000100000000000E803112550775108190000530000", "DE63": "810000000212345678", "DE126": "0040000000000000F1F140F4F3F3" }, "RULES": [ { "Actions": [], "rule_desc": "Weekly Spend Limit", "rule_id": 30, "group_id": 0, "r_c_r": { "rule_check_result": 12, "pattern_result": true, "current_deviation": 0, "aggregate_deviation": 0.01, "aggregated_amount_include_current": false, "count_deviation": 0 }, "rule_triggered": "Yes", "rule_check_result_descr": "The transaction data plus historical data lookup trigger the rule", "rule_check_result": 12, "pattern_result": true, "current_deviation": 0, "aggregate_deviation": 0.01, "aggregated_amount_include_current": false, "count_deviation": 0 } ] }{ "Message_Type": "0110", "RID": "2555553", "TID": "5678765678901000050", "DE2": "555554769", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0208211429", "DE10": "61000000", "DE11": "000050", "DE12": "211420", "DE16": "0000", "DE32": "12345678901", "DE37": "000231652814", "DE39": "61", "DE41": "TERMID01", "DE42": "CARD ACCEPTOR ", "DE49": "840", "DE51": "840" }Token flag: Sets card to decline all ATM cash enabled - decline
31. Token flag: Sets card to decline all ATM cash enabled - decline{ "MESSAGE_TYPE": { "Message_Type": "0100", "Message_Desc": "Authorisation Request" }, "SUMMARY": { "TID": "2598787878787000085", "RID": "2555556", "PID": "3", "Client_Id": "123456", "Transaction_Date_Time": "09-02-2024 17:59:13", "Network": "VISA", "Spend_Type": "ATM - Withdrawal", "Spend_Location": "ACQUIRER NAME CITY NAME US", "Transaction_Amount": "1", "Transaction_Currency": "USD", "Billing_Amount": "1", "Billing_Currency": "USD", "Card_Use_Type": "Chip", "Customer_Validation": "ARQC ", "Processor_Decision_Code": "57", "Processor_Reason_Code": "451", "Processor_Decision_Desc": "Decline - Token flags: Decline all ATM Cash flag set to 1 ", "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ", "Account_Id": "712343211", "Customer_Ac": "NA", "Total_Fee_Bill": "0.0" }, "PROCESSOR_VALIDATIONS": { "Pan_Check": "PASS", "Pin_Check": "NA", "Expiry_Check": "PASS", "Track_Check": "PASS", "CVV_Type": "4", "CVV_Check": "BYPASS", "ARQC_Check": "PASS", "3DS_Check": "NA", "Test_Matrix": "2378182181307548056", "Test_Results": "0", "Rules_Checked": "7", "Rules_Triggered": "", "Rules_Decision": "57" }, "ISO_MSG": { "DE2": "909090669", "DE3_1": "01", "DE3_2": "00", "DE3_3": "00", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0209175913", "DE10": "61000000", "DE11": "000085", "DE12": "175908", "DE13": "0209", "DE14": "2802", "DE16": "0000", "DE18": "6011", "DE19": "840", "DE22": "051", "DE23": "000", "DE25": "00", "DE28": "D00000000", "DE32": "12345678901", "DE35": "909090669D28022212345585669***", "DE37": "000358071729", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE43": "ACQUIRER NAME CITY NAME US", "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255", "DE49": "840", "DE51": "840", "DE55": { "82": "0000", "95": "0000040000", "9F10": "06010A03A00000", "9F36": "0001", "9F33": "204000" }, "DE60": "25000010", "DE62": "C000000000000000E80311255074640861", "DE63": "8020000002F0" }, "RULES": [ { "Actions": [], "rule_desc": "Daily Spend limit", "rule_id": 7, "group_id": 0, "r_c_r": { "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": true, "count_deviation": 0 }, "rule_triggered": "No", "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered", "rule_check_result": 0, "pattern_result": false, "current_deviation": 0, "aggregate_deviation": 0, "aggregated_amount_include_current": true, "count_deviation": 0 } ] }{ "Message_Type": "0110", "RID": "2555556", "TID": "2598787878787000085", "DE2": "909090669", "DE4": "000000000100", "DE6": "000000000100", "DE7": "0209175913", "DE10": "61000000", "DE11": "000085", "DE12": "175908", "DE16": "0000", "DE23": "000", "DE28": "D00000000", "DE32": "12345678901", "DE37": "000358071729", "DE39": "12", "DE41": "ATM01 ", "DE42": "CARD ACCEPTOR ", "DE49": "840", "DE51": "840" }
Updated 7 months ago