Authorization samples

Use these FAST authorization message samples when issuing with Visa:

Click the transaction type to view the full sample message.

Authorization request

  ### 1. Authorization request

  ```json 0100 Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2237382988901000090",
          "RID": "2317168",
          "PID": "649",
          "Client_Id": "654321",
          "Transaction_Date_Time": "16-02-2023 10:38:18",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "loans/QGNX091",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560344",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0216103818",
          "DE11": "000090",
          "DE12": "103626",
          "DE13": "0216",
          "DE14": "2509",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "818654321D25092210156016164***",
          "DE37": "001221873951",
          "DE38": "103233",
          "DE41": "3.1.1   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0005",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE104": "6900030101F3"
      },
      "RULES": []
  }
  ```
  ```json 0100 Response
  {
      "DE11": "000090",
      "DE2": "818654321",
      "DE38": "103233",
      "DE39": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216103818",
      "Message_Type": "0110",
      "RID": "2317168",
      "TID": "2237382988901000090"
  }
  ```
  ```json 0400 Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2237382988901000090",
          "RID": "2317169",
          "PID": "649",
          "Client_Id": "654321",
          "Transaction_Date_Time": "16-02-2023 10:38:18",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "loans/QGNX091",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330849688",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0216103818",
          "DE11": "000090",
          "DE12": "103626",
          "DE13": "0216",
          "DE14": "2509",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "8186543210131087D25092210156016164***",
          "DE37": "001221873951",
          "DE38": "103233",
          "DE39": "00",
          "DE41": "3.1.1   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0005",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE90": "010000009002161038181234567890100000000000",
          "DE104": "6900030101F3"
      },
      "RULES": []
  }
  ```
  ```json 0400 Response
  {
      "DE11": "000090",
      "DE2": "818654321",
      "DE38": "103233",
      "DE39": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216103818",
      "Message_Type": "0410",
      "RID": "2317169",
      "TID": "2237382988901000090"
  }
  ```
</details>

ATM withdrawal and reversal

  ### 2. ATM withdrawal and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241438288901000164",
          "RID": "2326617",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:10:29",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 + Online Pin ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706339238298",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220121028",
          "DE10": "61000000",
          "DE11": "000164",
          "DE12": "120947",
          "DE13": "0220",
          "DE14": "4705",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "901",
          "DE25": "02",
          "DE28": "D00000100",
          "DE32": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "001235900679",
          "DE38": "110980",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE60": "22",
          "DE62": "C000000000000000E80311259076001183",
          "DE63": "8000000002"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000164",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110980",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220121028",
      "Message_Type": "0110",
      "RID": 2326617,
      "TID": 2241438288901000164
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241438288901000164",
          "RID": "2326618",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:10:29",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330849688",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220121028",
          "DE10": "61000000",
          "DE11": "000164",
          "DE12": "120947",
          "DE13": "0220",
          "DE14": "4705",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "901",
          "DE25": "02",
          "DE28": "D00000100",
          "DE32": "12345678901",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "001235900679",
          "DE38": "110980",
          "DE39": "00",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE60": "22",
          "DE62": "C000000000000000E80311259076001183",
          "DE63": "8000000002",
          "DE90": "010000016402201210281234567890100000000000"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000164",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "110980",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220121028",
      "Message_Type": "0410",
      "RID": 2326618,
      "TID": 2241438288901000164
  }
  ```
</details>

Balance inquiry

  ### 3. Balance inquiry

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241442398901000165",
          "RID": "2326622",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:17:19",
          "Network": "VISA",
          "Spend_Type": "ATM - Balance Inquiry",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "NA",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "NA",
          "Billing_Currency": "NA",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706339238296",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "30",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE7": "0220121719",
          "DE11": "000165",
          "DE14": "4705",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "901",
          "DE25": "00",
          "DE28": "D00000000",
          "DE32": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "000023888896",
          "DE38": "111000",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "#FIELD 48 USAGE 9A DATA WITH MAXIMUM LENGTH 255 BYTES- 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE60": "22",
          "DE63": "8000000002"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000165",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111000",
      "DE39": "00",
      "DE4": "000000000000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": "3002036D000100631700",
      "DE6": "000000000000",
      "DE7": "0220121719",
      "Message_Type": "0110",
      "RID": 2326622,
      "TID": 2241442398901000165
  }
  ```
</details>

POS purchase and reversal

  ### 4. POS purchase and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241453448901000169",
          "RID": "2326630",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:35:44",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560344",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220123544",
          "DE11": "000169",
          "DE12": "123535",
          "DE13": "0220",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "000375186462",
          "DE38": "111052",
          "DE41": "3.1.1   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0002",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE104": "6900030101F3"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000169",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111052",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220123544",
      "Message_Type": "0110",
      "RID": 2326630,
      "TID": 2241453448901000169
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241453448901000169",
          "RID": "2326631",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:35:45",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330849688",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220123544",
          "DE11": "000169",
          "DE12": "123535",
          "DE13": "0220",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "000375186462",
          "DE38": "111052",
          "DE39": "00",
          "DE41": "3.1.1   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0002",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE90": "010000016902201235441234567890100000000000",
          "DE104": "6900030101F3"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000169",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111052",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220123544",
      "Message_Type": "0410",
      "RID": 2326631,
      "TID": 2241453448901000169
  }
  ```
</details>

POS purchase contactless and reversal

  ### 5. POS purchase contactless and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "7788665549999999988",
          "RID": "1230123",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "04-12-2023 20:47:08",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "NPD FUEL MANUKAU   MANUKAU       NZ",
          "Transaction_Amount": "200.0",
          "Transaction_Currency": "NZD",
          "Billing_Amount": "434.95",
          "Billing_Currency": "AED",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5542 - Automated Fuel Dispensers",
          "Account_Id": "556677889",
          "Customer_Ac": "9987656789",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2666131082482561432",
          "Test_Results": "0",
          "Rules_Checked": "1,2,3",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "765432123",
          "DE3_1": "00",
          "DE3_2": "30",
          "DE3_3": "00",
          "DE4": "000000020000",
          "DE6": "000000043495",
          "DE7": "1204204708",
          "DE10": "62174750",
          "DE11": "123252",
          "DE14": "2711",
          "DE18": "5542",
          "DE19": "554",
          "DE22": "072",
          "DE23": "000",
          "DE25": "00",
          "DE32": "451836",
          "DE35": "420816169D27112210000099999***",
          "DE37": "330720545252",
          "DE38": "111542",
          "DE41": "46754061",
          "DE42": "00001201186544 ",
          "DE43": "NPD FUEL MANUKAU   MANUKAU       NZ",
          "DE44": "    2   2",
          "DE49": "554",
          "DE51": "784",
          "DE55": {
              "82": "0040",
              "95": "0000000000",
              "9F10": "1F43FE5120000000000000000003703400000000000000000000000000000000",
              "9F27": "80",
              "9F36": "001C",
              "9F34": "1F0002",
              "9F33": "004800"
          },
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F2F5F4F5F5F4F2F4F2F1F4F1F3F3F6F2F8",
          "DE60": "350000430032",
          "DE62": "400018000000000004633077482831125500440000F1F9F0F0",
          "DE63": "8000000002",
          "DE123": "68003F0110F4F9F2F1F2F4F5F2F9F0F1F9F2F9F4F60202F1F1030BF4F0F0F1F0F0F7F5F0F0F10604F2F9F1F20702F0F31F3103F3F3F11F3305F1F1F8F4F01F3201F1670006050404000000"
      },
      "RULES": [
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -127353.61,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -127353.61,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000166",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111020",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220122650",
      "Message_Type": "0110",
      "RID": 2326624,
      "TID": 2241448108901000166
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241448108901000166",
          "RID": "2326625",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:26:51",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330849688",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220122650",
          "DE11": "000166",
          "DE12": "122627",
          "DE13": "0220",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "072",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "000115191448",
          "DE38": "111020",
          "DE39": "00",
          "DE41": "3.1.1   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE90": "010000016602201226501234567890100000000000",
          "DE104": "6900030101F3"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000166",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111020",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220122650",
      "Message_Type": "0410",
      "RID": 2326625,
      "TID": 2241448108901000166
  }
  ```
</details>

Pre-auth and completion advice

  ### 6. Pre-auth and completion advice

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Request"
      },
      "SUMMARY": {
          "TID": "8888870119999999999",
          "RID": "90909096",
          "PID": "1100",
          "Client_Id": "123456",
          "Transaction_Date_Time": "31-01-2023 08:03:31",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "MERCHANT NAME LOCATION PLACE ETC",
          "Transaction_Amount": "29.07",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "29.07",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Card on File",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "511",
          "Processor_Decision_Desc": "Approve - Token Flag Bypass AVS validation enabled . Address match failed.",
          "Merchant_Category": "4121 - Taxicabs and Limousines",
          "Account_Id": "787654678",
          "Customer_Ac": "abcde/def123456",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2305843043579474392",
          "Test_Results": "2305843009214218240",
          "Rules_Checked": "111,222,333,444",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "876543234",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000002907",
          "DE6": "000000002907",
          "DE7": "0131080331",
          "DE10": "61000000",
          "DE11": "284982",
          "DE14": "2608",
          "DE18": "4121",
          "DE19": "826",
          "DE22": "102",
          "DE25": "59",
          "DE32": "465737",
          "DE34": "4A00038901F1",
          "DE37": "403108284982",
          "DE38": "103674",
          "DE41": "35972449",
          "DE42": "020434184      ",
          "DE43": "MERCHANT NAME LOCATION PLACE ETC",
          "DE49": "826",
          "DE51": "826",
          "DE56": "01001F011DE5F0F0F1F0F0F1F5F8F2F3F2F1F9F6F8F4F7F1F0F0F0F7F4F7F1F4F9F8",
          "DE60": "090000000702",
          "DE62": "40000000000000000484031290112179",
          "DE63": "8000000002",
          "DE123": "660015C003F1F5F0D00EF1F5F04040404040404040404040"
      },
      "RULES": [
          {
              "Rule_Id": 111,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -1969.96,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 222,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 333,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -219.96,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 444,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -1969.96,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "7788665549999999988",
      "RID": "1230123",
      "DE2": "765432123",
      "DE4": "000000020000",
      "DE6": "000000043495",
      "DE7": "1204204708",
      "DE11": "123252",
      "DE39": "00",
      "DE38": "111542"
  }
  ```
  ```json Request
  Comments for clarification:
  Issuer may opt to receive Confirmation Advices online (response is required), as STIP Advice (response may not be needed) or via Base II based on BIN settings.
  Issuer can use Preauthorization Completion to update cardholder available amount(increase hold or decrease hold).

  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Pre-Authorisation Completion Advice"
      },
      "SUMMARY": {
          "TID": "7788665549999999988",
          "RID": "1230175",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "04-12-2023 20:49:16",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "NPD FUEL MANUKAU   MANUKAU       NZ",
          "Transaction_Amount": "168.51",
          "Transaction_Currency": "NZD",
          "Billing_Amount": "366.47",
          "Billing_Currency": "AED",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5542 - Automated Fuel Dispensers",
          "Account_Id": "556677889",
          "Customer_Ac": "9987656789",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2666131013763084696",
          "Test_Results": "0",
          "Rules_Checked": "1,2,3",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "765432123",
          "DE3_1": "00",
          "DE3_2": "30",
          "DE3_3": "00",
          "DE4": "000000016851",
          "DE6": "000000036647",
          "DE7": "1204204916",
          "DE10": "62174767",
          "DE11": "123727",
          "DE14": "2711",
          "DE18": "5542",
          "DE19": "554",
          "DE22": "072",
          "DE23": "000",
          "DE25": "06",
          "DE32": "451836",
          "DE37": "330720545252",
          "DE38": "111542",
          "DE39": "00",
          "DE41": "46754061",
          "DE42": "00001201186544 ",
          "DE43": "NPD FUEL MANUKAU   MANUKAU       NZ",
          "DE49": "554",
          "DE51": "784",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F2F5F4F5F5F4F2F4F2F1F4F1F3F3F6F2F8",
          "DE60": "350000400030",
          "DE62": "400010000000000004633077482831125500440000",
          "DE63": "8000000002",
          "DE123": "68002D0110F4F9F2F1F2F4F5F2F9F0F1F9F2F9F4F60202F1F1030BF4F0F0F1F0F0F7F5F0F0F10604F2F9F1F20702F0F3"
      },
      "RULES": [
          {
              "Rule_Id": 1,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": -127422.09,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 2,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -126987.14,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 3,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "TID": "7788665549999999988",
      "RID": "38863007",
      "DE2": "765432123",
      "DE4": "000000016851",
      "DE6": "000000036647",
      "DE7": "1204204916",
      "DE11": "123727",
      "DE39": "00",
      "DE38": "111542"
  }
  ```
</details>

ECOM purchase (CVV2) and reversal

  ### 7. ECOM purchase (CVV2) and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241449408901000167",
          "RID": "2326626",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:29:00",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2305843043590222296",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220122900",
          "DE9": "61000000",
          "DE10": "61000000",
          "DE11": "000167",
          "DE12": "122853",
          "DE13": "0220",
          "DE14": "4705",
          "DE16": "0000",
          "DE18": "5947",
          "DE19": "840",
          "DE22": "010",
          "DE25": "59",
          "DE32": "12345678901",
          "DE37": "002050060527",
          "DE38": "111034",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "036",
          "DE51": "036",
          "DE60": "0900000007",
          "DE62": "C000100000000000E803112550775108190000530000",
          "DE63": "810000000212345678",
          "DE126": "0040000000000000F1F140F3F7F9"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000167",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111034",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220122900",
      "Message_Type": "0110",
      "RID": 2326626,
      "TID": 2241449408901000167
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241449408901000167",
          "RID": "2326627",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:29:01",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2305843043573445080",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220122900",
          "DE9": "61000000",
          "DE10": "61000000",
          "DE11": "000167",
          "DE12": "122853",
          "DE13": "0220",
          "DE14": "4705",
          "DE16": "0000",
          "DE18": "5947",
          "DE19": "840",
          "DE22": "010",
          "DE25": "59",
          "DE32": "12345678901",
          "DE37": "002050060527",
          "DE38": "111034",
          "DE39": "00",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "036",
          "DE51": "036",
          "DE60": "0900000007",
          "DE62": "C000100000000000E803112550775108190000530000",
          "DE63": "810000000212345678",
          "DE90": "010000016702201229001234567890100000000000",
          "DE126": "0040000000000000F1F140F3F7F9"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000167",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111034",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220122900",
      "Message_Type": "0410",
      "RID": 2326627,
      "TID": 2241449408901000167
  }
  ```
</details>

ECOM purchase (3DS)

  ### 8. ECOM purchase (3DS)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2257687621400336946",
          "RID": "25000852",
          "PID": "190",
          "Client_Id": "439150",
          "Transaction_Date_Time": "08-03-2023 19:06:03",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "ABCDTEST CARD ISSUING    +621234537552ID",
          "Transaction_Amount": "100000",
          "Transaction_Currency": "IDR",
          "Billing_Amount": "358.98",
          "Billing_Currency": "PHP",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 + 3DS ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7299 - Miscellaneous Personal Services - Not Elsewhere Classified",
          "Account_Id": "112329306",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "PASS",
          "Test_Matrix": "2449958231666078168",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "919243722",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000010000000",
          "DE6": "000000035898",
          "DE7": "0308190602",
          "DE10": "93589800",
          "DE11": "336946",
          "DE14": "2512",
          "DE18": "7299",
          "DE19": "360",
          "DE22": "010",
          "DE25": "59",
          "DE32": "481400",
          "DE34": "0100078605F24BF24BA7",
          "DE37": "306719336946",
          "DE38": "109367",
          "DE41": "10258473",
          "DE42": "001988030008   ",
          "DE43": "ABCDTEST CARD ISSUING    +621234537552ID",
          "DE44": "          M   2",
          "DE49": "360",
          "DE51": "608",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F8F2F2F3F6F1F3F0F5F3F9F3F3F1F7F8F9F6F8F1F7",
          "DE60": "0100000005",
          "DE62": "40000000000000000583067687626570",
          "DE63": "8000000002",
          "DE104": "56001E010BF0F0F0F1F0F0F8F0F8F2F1020FF8F0F285F7F18283F685F1F7F286F5",
          "DE126": "00C01000000000000002010123022900009896803600677525643100F1F140F3F5F7F2"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2257687621400336946",
      "RID": "25986852",
      "DE2": "919243722",
      "DE4": "000010000000",
      "DE6": "000000035898",
      "DE7": "2023-03-08T19:06:04.837Z",
      "DE11": "336946",
      "DE39": "00"
  }
  ```
</details>

POS refund and reversal

  ### 9. POS refund and reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2248404948901002770",
          "RID": "2353469",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 11:14:54",
          "Network": "VISA",
          "Spend_Type": "POS - Return of Goods-Credit",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "NA",
          "Billing_Currency": "NA",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330837400",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "20",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE7": "0227111454",
          "DE11": "002770",
          "DE12": "111444",
          "DE13": "0227",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "001525054529",
          "DE38": "111133",
          "DE41": "2.12    ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "036",
          "DE59": "0600094044",
          "DE60": "05",
          "DE62": "8000000000000000E8",
          "DE63": "8008000002020202"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0100",
      "RID": 2353469,
      "TID": 2248404948901002800,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000000000",
      "DE7": "0227111454",
      "DE11": "002770",
      "DE38": "111133",
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2248404948901002770",
          "RID": "2353470",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 11:14:54",
          "Network": "VISA",
          "Spend_Type": "POS - Return of Goods-Credit",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "NA",
          "Billing_Currency": "NA",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330837400",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "20",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE7": "0227111454",
          "DE11": "002770",
          "DE12": "111444",
          "DE13": "0227",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "052",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "001525054529",
          "DE38": "111133",
          "DE39": "00",
          "DE41": "2.12    ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "036",
          "DE59": "0600094044",
          "DE60": "05",
          "DE62": "8000000000000000E8",
          "DE63": "8008000002020202",
          "DE90": "010000277002271114541234567890100000000000"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0410",
      "RID": 2353470,
      "TID": 2248404948901002800,
      "DE2": "818654321",
      "DE4": "000000010000",
      "DE5": "000000000000",
      "DE6": "000000000000",
      "DE7": "0227111454",
      "DE11": "002770",
      "DE38": "111133",
      "DE39": "00",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE124": null
  }
  ```
</details>

ATM withdrawal and partial reversal

  ### 10. ATM withdrawal and partial reversal

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2241451338901000168",
          "RID": "2326628",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:32:13",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560346",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220123213",
          "DE10": "61000000",
          "DE11": "000168",
          "DE12": "123158",
          "DE13": "0220",
          "DE14": "4705",
          "DE16": "0000",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE28": "D00000000",
          "DE32": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "000090866250",
          "DE38": "111037",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "0000040000",
              "9F10": "06010A03A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE60": "25000010",
          "DE62": "C000000000000000E80311255074640861",
          "DE63": "8020000002F0"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000168",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111037",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220123213",
      "Message_Type": "0110",
      "RID": 2326628,
      "TID": 2241451338901000168
  }
  ```
  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0400",
          "Message_Desc": "Reversal Request"
      },
      "SUMMARY": {
          "TID": "2241451338901000168",
          "RID": "2326629",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "20-02-2023 12:32:14",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706330849688",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0220123213",
          "DE10": "61000000",
          "DE11": "000168",
          "DE12": "123158",
          "DE13": "0220",
          "DE14": "4705",
          "DE16": "0000",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE28": "D00000000",
          "DE32": "12345678901",
          "DE35": "8186543211516852D47052210928036647***",
          "DE37": "000090866250",
          "DE38": "111037",
          "DE39": "00",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "0000040000",
              "9F10": "06010A03A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE60": "25000010",
          "DE61": "000000000000000000006000",
          "DE62": "C000000000000000E80311255074640861",
          "DE63": "8020000002F0",
          "DE90": "010000016802201232131234567890100000000000",
          "DE95": "000000006000000000000000000000000000000000"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "000168",
      "DE124": null,
      "DE2": "928036647",
      "DE38": "111037",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0220123213",
      "Message_Type": "0410",
      "RID": 2326629,
      "TID": 2241451338901000168
  }
  ```
</details>

AFD transaction and completion

  ### 11. AFD transaction and completion

  ```json Transaction request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "05-12-2022 09:50:00",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            Singapore    SG",
          "Transaction_Amount": "50.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "139.51",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "CVV1 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5541 - Service Stations (with or without Ancillary Services)",
          "Total_Fee_Bill": "2.6788",
          "RID": "85401",
          "TID": "2164353996135001805"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "1",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900706339238296",
          "Test_Results": "0",
          "Rules_Checked": "5692,5693,5700,6607,6608,15708,15709,15710",
          "Rules_Triggered": "5700",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000005000",
          "DE6": "000000013951",
          "DE7": "1205094959",
          "DE10": "62790200",
          "DE11": "001805",
          "DE14": "2511",
          "DE18": "5541",
          "DE19": "702",
          "DE22": "902",
          "DE25": "00",
          "DE32": "476135",
          "DE35": "999654321 D25112212963700000***",
          "DE37": "233909001805",
          "DE38": "107291",
          "DE41": "3.7     ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            Singapore    SG",
          "DE44": "    2",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F3F5F2F7F7F5F8F7F5F6F4F1F5F3F2F6F3",
          "DE59": "0670294044",
          "DE60": "420000000011",
          "DE62": "40000000000000000302339354009186",
          "DE63": "8000000002"
      },
      "RULES": [
          {
              "Rule_Id": 5692,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5693,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5700,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "00"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 6607,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6608,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15708,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15709,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15710,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -4460.69,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Transaction response
  {
      "DE11": "001805",
      "DE124": null,
      "DE2": "999654321",
      "DE38": "107291",
      "DE39": "00",
      "DE4": "000000005000",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE6": "000000013951",
      "DE7": "1205094959",
      "Message_Type": "0110",
      "RID": "85401",
      "TID": "2164353996135001805"
  }
  ```
  ```json Completion request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Pre-Authorisation Completion Advice"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "05-12-2022 09:50:01",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            Singapore    SG",
          "Transaction_Amount": "43.25",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "120.67",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Mag Stripe",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5541 - Service Stations (with or without Ancillary Services)",
          "Total_Fee_Bill": "2.3172",
          "RID": "85402",
          "TID": "2164353996135001805"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2377900637611372952",
          "Test_Results": "0",
          "Rules_Checked": "5692,5693,5700,6607,6608,15708,15709,15710",
          "Rules_Triggered": "5700",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000004325",
          "DE6": "000000012067",
          "DE7": "1205095000",
          "DE10": "62790058",
          "DE11": "001806",
          "DE14": "2511",
          "DE18": "5541",
          "DE19": "702",
          "DE22": "902",
          "DE25": "06",
          "DE32": "476135",
          "DE37": "233909001805",
          "DE41": "3.7     ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            Singapore    SG",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F3F3F5F2F7F7F5F8F7F5F6F4F1F5F3F2F6F3",
          "DE59": "0670294044",
          "DE60": "320000000010",
          "DE62": "40000000000000000302339354009186",
          "DE63": "8000000002"
      },
      "RULES": [
          {
              "Rule_Id": 5692,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5693,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 5700,
              "Rule_Type": "Au",
              "Rule_Check_Result": 12,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0,
              "Actions": [
                  {
                      "Act": "Txn_Block",
                      "DE39": "00"
                  },
                  {
                      "Act": "Act_Procedure_Call",
                      "Exit_Code": 1000
                  },
                  {
                      "Act": "Card_Block",
                      "Nwk_Status": 1005
                  }
              ]
          },
          {
              "Rule_Id": 6607,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 6608,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15708,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15709,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          },
          {
              "Rule_Id": 15710,
              "Rule_Type": "Au",
              "Rule_Check_Result": 1,
              "Pattern_Result": true,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": -4340.02,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Completion response
  {
      "DE11": "001806",
      "DE124": null,
      "DE2": "999654321",
      "DE39": "00",
      "DE4": "000000004325",
      "DE44": null,
      "DE48": null,
      "DE54": null,
      "DE6": "000000012067",
      "DE7": "1205095000",
      "Message_Type": "0130",
      "RID": "85402",
      "TID": "2164353996135001805"
  }
  ```
</details>

Visa Direct Account Funding Transaction (AFT)

  ### 12. Visa Direct Account Funding Transaction (AFT)

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "10-03-2022 09:08:23",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "ECOM - Account Funding",
          "Spend_Location": "VISA TEST                Visa Direct  SG",
          "Transaction_Amount": "120.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "332.1",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6012 - Quasi Cash - Financial Institution - Merchandise and Services",
          "Total_Fee_Bill": "0.0",
          "RID": "83529",
          "TID": "1894329036135006544"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "34359751128",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "10",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000012000",
          "DE6": "000000033210",
          "DE7": "0310090823",
          "DE10": "62767500",
          "DE11": "006544",
          "DE14": "2501",
          "DE18": "6012",
          "DE19": "702",
          "DE22": "012",
          "DE25": "59",
          "DE32": "476135",
          "DE37": "206909006544",
          "DE38": "1961  ",
          "DE41": "TERMID01",
          "DE42": "529433         ",
          "DE43": "VISA TEST                Visa Direct  SG",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7",
          "DE60": "000000000740",
          "DE62": "40000000000000000302069329035059",
          "DE63": "8000000002",
          "DE104": "5700040102E6E3"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "1894329036135006544",
      "RID": "83529",
      "DE2": "999654321",
      "DE4": "000000012000",
      "DE6": "000000033210",
      "DE7": "0310090823",
      "DE39": "00",
      "DE38": "1961  ",
      "DE11": "006544"
  }
  ```
</details>

Visa Direct Original Credit Transaction (OCT)

  ### 13. Visa Direct Original Credit Transaction

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "10-03-2022 09:09:54",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "ECOM - Original Credit",
          "Spend_Location": "John Smith               Visa Direct  SG",
          "Transaction_Amount": "80.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "219.5",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4829 - Quasi Cash - Wire Transfer Money Order",
          "Total_Fee_Bill": "0.0",
          "RID": "83530",
          "TID": "1894329936135000000"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "NA",
          "Track_Check": "PASS",
          "CVV_Type": "0",
          "CVV_Check": "NA",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "34359750872",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "26",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000008000",
          "DE6": "000000021950",
          "DE7": "0310090953",
          "DE10": "62743750",
          "DE11": "006545",
          "DE18": "4829",
          "DE19": "702",
          "DE22": "010",
          "DE25": "59",
          "DE32": "476135",
          "DE37": "206909006545",
          "DE38": "1968  ",
          "DE41": "TERMID01",
          "DE42": "529433         ",
          "DE43": "John Smith               Visa Direct  SG",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7",
          "DE60": "000000000740",
          "DE62": "40000000000000000302069329945140",
          "DE63": "8000000002",
          "DE104": "5700040102C1C15F00840110F1F2F3F4F5F6F7F8F9F0F1F2F3F4F5F6031ED196889540E29489A38840404040404040404040404040404040404040400423F5F5F540E2A381A38540E2A3998585A3404040404040404040404040404040404040400519C696A2A3859940C389A3A840404040404040404040404040400703F7F0F20A0BE3969481A240E29489A388"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "1894329936135006545",
      "RID": "83530",
      "DE2": "999654321",
      "DE4": "000000008000",
      "DE6": "000000021950",
      "DE7": "0310090953",
      "DE39": "00",
      "DE38": "1968  ",
      "DE11": "006545"
  }
  ```
</details>

Quasi cash transaction

  ### 14. Quasi cash transaction

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "7",
          "Client_Id": "123456",
          "Transaction_Date_Time": "07-03-2022 10:08:22",
          "Customer_Ac": "NA",
          "Account_Id": "123456789",
          "Network": "VISA",
          "Spend_Type": "ECOM - Quasi-Cash Transaction",
          "Spend_Location": "VISA TEST                SINGAPORE    SG",
          "Transaction_Amount": "40.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "110.78",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7995 - Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting and Wagers at Race Track",
          "Total_Fee_Bill": "0.0",
          "RID": "98765",
          "TID": "1234567898765432123"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "34376528344",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "876543234",
          "DE3_1": "11",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000004000",
          "DE6": "000000011078",
          "DE7": "0307100822",
          "DE10": "62769500",
          "DE11": "001111",
          "DE14": "2501",
          "DE18": "7995",
          "DE19": "702",
          "DE22": "012",
          "DE25": "59",
          "DE32": "476135",
          "DE37": "345436789876",
          "DE38": "1516  ",
          "DE41": "TERMID01",
          "DE42": "529433         ",
          "DE43": "VISA TEST                SINGAPORE    SG",
          "DE44": "          M",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0G2F3F0F2F2F0F5G0F3F1F8F9F5F3F9G0G9F2D1F9F0F7F7",
          "DE60": "000000000740",
          "DE62": "40000000000000000302066365028672",
          "DE63": "8000000002",
          "DE126": "0040000000000000F1F140F2F3F8"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "1234567898765432123",
      "RID": "98765",
      "DE2": "7876543234",
      "DE4": "000000004000",
      "DE6": "000000011078",
      "DE7": "0307100822",
      "DE39": "00",
      "DE38": "1516  ",
      "DE11": "001111"
  }
  ```
</details>

PIN change

  ### 15. PIN change

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "2123456789076543209",
          "RID": "11234567",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "09-02-2025 12:52:38",
          "Network": "VISA",
          "Spend_Type": "ATM - Pin Change",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "NA",
          "Transaction_Currency": "PKR",
          "Billing_Amount": "NA",
          "Billing_Currency": "NA",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "940",
          "Processor_Decision_Desc": "Approve - STIP By Issuer Processor",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "998877654",
          "Customer_Ac": "78987654567657877",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560346",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "767789878",
          "DE3_1": "70",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE7": "0209125239",
          "DE11": "854709",
          "DE14": "2712",
          "DE18": "6011",
          "DE19": "586",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE26": "12",
          "DE32": "463728",
          "DE35": "767789878D27678765432100000***",
          "DE37": "504058854709",
          "DE38": "103751",
          "DE39": "00",
          "DE41": "1010 ",
          "DE42": "Term01234567890",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE44": "5 2",
          "DE49": "586",
          "DE55": {
              "82": "3900",
              "95": "8000048000",
              "9F10": "06011203A0A011",
              "9F36": "0007",
              "9F33": "604020"
          },
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F4F3F6F5F2F6F7F1F7F1F3F8F6F7F8F1F2F9F8",
          "DE60": "050000100020",
          "DE62": "40000000000000000465040463603822",
          "DE63": "8000000002"
      },
      "RULES": []
  }
  ```
</details>

PIN unblock

  ### 16. PIN unblock

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "2123998877665500514",
          "RID": "17654321",
          "PID": "1",
          "Client_Id": "654321",
          "Transaction_Date_Time": "10-02-2025 08:09:00",
          "Network": "VISA",
          "Spend_Type": "ATM - Pin Unblock",
          "Spend_Location": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "Transaction_Amount": "NA",
          "Transaction_Currency": "EGP",
          "Billing_Amount": "NA",
          "Billing_Currency": "NA",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "940",
          "Processor_Decision_Desc": "Approve - STIP By Issuer Processor",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "687678768",
          "Customer_Ac": "SA506789098765",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560346",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "933765432",
          "DE3_1": "72",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE7": "0210080902",
          "DE11": "200514",
          "DE14": "2801",
          "DE18": "6011",
          "DE19": "818",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE32": "479031",
          "DE33": "479031",
          "DE35": "933765432D28012765432100000***",
          "DE37": "543218200514",
          "DE38": "104321",
          "DE39": "00",
          "DE41": "27712345",
          "DE42": "PLACE AL MON",
          "DE43": "Business name  \\Address Line1  \\Address Line2\\CITY  \\COUNTRY",
          "DE44": "5 2",
          "DE49": "818",
          "DE55": {
              "82": "3900",
              "95": "8000048000",
              "9F10": "06011203A02001",
              "9F27": "80",
              "9F36": "0008",
              "9F33": "604020"
          },
          "DE56": "12345F011DE5F0F0F1F0F0F1F3F0F2F5F0F3F9F5F9F9F1F6F8F9F7F4F2F2F7F9F2F4",
          "DE60": "250000100020",
          "DE62": "40000000000000000465049876543213",
          "DE63": "8000000001"
      },
      "RULES": []
  }
  ```
</details>

Incremental transaction

  ### 17. Incremental transaction

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Pre-Authorisation Increment Request"
      },
      "SUMMARY": {
          "TID": "0224850678901002773",
          "RID": "2353733",
          "PID": "365",
          "Client_Id": "654321",
          "Transaction_Date_Time": "27-02-2023 12:37:51",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "100",
          "Transaction_Currency": "AUD",
          "Billing_Amount": "100",
          "Billing_Currency": "AUD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "999654321",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560346",
          "Test_Results": "0",
          "Rules_Checked": "6399",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "818654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "0227123750",
          "DE10": "61000000",
          "DE11": "002773",
          "DE12": "123741",
          "DE13": "0227",
          "DE14": "4705",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE33": "12345678901",
          "DE35": "818654321D47052210928036647***",
          "DE37": "000381747397",
          "DE38": "111142",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "036",
          "DE51": "036",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0005",
              "9F33": "204000"
          },
          "DE60": "020000000000",
          "DE62": "D800000000000000C90311255070050856C107",
          "DE63": "8000000002"
      },
      "RULES": [
          {
              "Rule_Id": 6399,
              "Rule_Type": "Au",
              "Rule_Check_Result": 0,
              "Pattern_Result": false,
              "Current_Txn_Amt_Deviation": 0.0,
              "Aggregate_Deviation": 0.0,
              "Count_Deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "DE11": "002773",
      "DE124": null,
      "DE2": "818654321",
      "DE38": "111142",
      "DE39": "00",
      "DE4": "000000010000",
      "DE44": null,
      "DE48": null,
      "DE5": "000000000000",
      "DE54": null,
      "DE6": "000000010000",
      "DE7": "0227123750",
      "Message_Type": "0110",
      "RID": 2353733,
      "TID": 224850678901002773
  }
  ```
</details>

POS purchase repeat authorization

  ### 18. POS purchase repeat authorization

  ```json Request
   {
       "MESSAGE_TYPE": {
           "Message_Type": "0101",
           "Message_Desc": "Authorisation Request"
       },
       "SUMMARY": {
           "TID": "2206403778901000057",
           "RID": "83033",
           "PID": "3",
           "Client_Id": "836914",
           "Transaction_Date_Time": "16-01-2023 11:12:57",
           "Network": "VISA",
           "Spend_Type": "POS - Purchase",
           "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
           "Transaction_Amount": "17.0",
           "Transaction_Currency": "USD",
           "Billing_Amount": "250.0",
           "Billing_Currency": "SAR",
           "Card_Use_Type": "Chip",
           "Customer_Validation": "ARQC ",
           "Processor_Decision_Code": "00",
           "Processor_Reason_Code": "000",
           "Processor_Decision_Desc": "Approve",
           "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
           "Account_Id": "434920055",
           "Customer_Ac": "42156309700126",
           "Total_Fee_Bill": "0.0"
       },
       "PROCESSOR_VALIDATIONS": {
           "Pan_Check": "PASS",
           "Pin_Check": "NA",
           "Expiry_Check": "PASS",
           "Track_Check": "PASS",
           "CVV_Type": "4",
           "CVV_Check": "BYPASS",
           "ARQC_Check": "PASS",
           "3DS_Check": "NA",
           "Test_Matrix": "72339172093866392",
           "Test_Results": "0",
           "Rules_Checked": "",
           "Rules_Triggered": "",
           "Rules_Decision": "00"
       },
       "ISO_MSG": {
           "DE2": "438584592",
           "DE3_1": "00",
           "DE3_2": "00",
           "DE3_3": "00",
           "DE4": "000000001700",
           "DE6": "000000025000",
           "DE7": "0116111257",
           "DE11": "000057",
           "DE14": "2712",
           "DE18": "5999",
           "DE19": "840",
           "DE22": "051",
           "DE23": "000",
           "DE25": "00",
           "DE32": "12345678901",
           "DE35": "438584592D27122212018704385***",
           "DE37": "301611000057",
           "DE38": "110512",
           "DE41": "7.5     ",
           "DE42": "CARD ACCEPTOR  ",
           "DE43": "ACQUIRER NAME            CITY NAME    US",
           "DE49": "840",
           "DE51": "682",
           "DE55": {
               "82": "0000",
               "95": "8000010000",
               "9F10": "06010A03A00000",
               "9F36": "0103",
               "9F33": "204000"
           },
           "DE60": "05000010",
           "DE62": "0000000000000000",
           "DE63": "8000000000"
       },
       "RULES": []
   }
  ```
</details>

Decline transaction due to invalid CVV2

  ### 19. Decline transaction due to invalid CVV2

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "07-03-2022 09:03:36",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "VISA TEST                SINGAPORE    SG",
          "Transaction_Amount": "52.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "144.02",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "05",
          "Processor_Reason_Code": "217",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5972 - Stamp and Coin Stores",
          "Total_Fee_Bill": "0.0",
          "RID": "83390",
          "TID": "1891326166135006439"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "FAIL",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "34376528344",
          "Test_Results": "16777216",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "05"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000005200",
          "DE6": "000000014402",
          "DE7": "0307090336",
          "DE10": "62769615",
          "DE11": "006439",
          "DE14": "2501",
          "DE18": "5972",
          "DE19": "702",
          "DE22": "012",
          "DE25": "08",
          "DE32": "476135",
          "DE37": "206609006439",
          "DE41": "TERMID01",
          "DE42": "529433         ",
          "DE43": "VISA TEST                SINGAPORE    SG",
          "DE44": "          N",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7",
          "DE60": "000000000040",
          "DE62": "40000000000000000302066326167016",
          "DE63": "8000000002",
          "DE126": "0040000000000000F1F140F0F0F0"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "1891326166135006439",
      "RID": "83390",
      "DE2": "999654321",
      "DE4": "000000005200",
      "DE6": "000000014402",
      "DE7": "0307090336",
      "DE39": "05",
      "DE11": "006439"
  }
  ```
</details>

Decline transaction due to invalid PIN

  ### 20. Decline transaction due to invalid PIN

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "654321",
          "Transaction_Date_Time": "07-03-2022 09:31:37",
          "Customer_Ac": "NA",
          "Account_Id": "999654321",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "VISA TEST                SINGAPORE    SG",
          "Transaction_Amount": "40.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "110.78",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "Online Pin ",
          "Processor_Decision_Code": "55",
          "Processor_Reason_Code": "117",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "6010 - Financial Institutions--Manual Cash Disbursements ",
          "Total_Fee_Bill": "0.0",
          "RID": "83423",
          "TID": "1891342896135006464"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "FAIL",
          "Pan_Check": "PASS",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "360288073268870042",
          "Test_Results": "2",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "55"
      },
      "ISO_MSG": {
          "DE2": "999654321",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000004000",
          "DE6": "000000011078",
          "DE7": "0307093129",
          "DE10": "62769500",
          "DE11": "006464",
          "DE14": "2501",
          "DE18": "6010",
          "DE19": "702",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE32": "476135",
          "DE35": "999654321D25012210712259400***",
          "DE37": "206609006464",
          "DE41": "TERMID01",
          "DE42": "529433         ",
          "DE43": "VISA TEST                SINGAPORE    SG",
          "DE44": "    2",
          "DE49": "702",
          "DE51": "682",
          "DE55": {
              "82": "3900",
              "95": "0000000000",
              "9F10": "06011203A0A011",
              "9F36": "009F",
              "9F33": "204000"
          },
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F2F0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7",
          "DE60": "050000100020",
          "DE62": "40000000000000000302066342970948",
          "DE63": "8000000002"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "1891342896135006464",
      "RID": "83423",
      "DE2": "999654321",
      "DE4": "000000004000",
      "DE6": "000000011078",
      "DE7": "0307093129",
      "DE39": "55",
      "DE11": "006464"
  }
  ```
</details>

Decline transaction due to expired card

  ### 21. Decline transaction due to expired card

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "PID": "3",
          "Client_Id": "123456",
          "Transaction_Date_Time": "10-03-2022 08:50:23",
          "Customer_Ac": "NA",
          "Account_Id": "987654321",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "VISA TEST                SINGAPORE    SG",
          "Transaction_Amount": "55.0",
          "Transaction_Currency": "SGD",
          "Billing_Amount": "152.21",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "54",
          "Processor_Reason_Code": "258",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5972 - Stamp and Coin Stores",
          "Total_Fee_Bill": "0.0",
          "RID": "12345",
          "TID": "123456789101112131"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pin_Check": "NA",
          "Pan_Check": "PASS",
          "Expiry_Check": "FAIL",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "FAIL",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "33333333333",
          "Test_Results": "11234567",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "54"
      },
      "ISO_MSG": {
          "DE2": "123456700",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000005100",
          "DE6": "000000015221",
          "DE7": "0010012342",
          "DE10": "87654321",
          "DE11": "006136",
          "DE14": "1712",
          "DE18": "5972",
          "DE19": "702",
          "DE22": "012",
          "DE25": "08",
          "DE32": "987654",
          "DE37": "432108001234",
          "DE41": "0TRMID01",
          "DE42": "500000         ",
          "DE43": "VISA TEST                SINGAPORE    SG",
          "DE44": "          P",
          "DE49": "702",
          "DE51": "682",
          "DE56": "01001A011DE5F0F0F1F0F0F1F3F0F2F2A0F5F9F3F1F8F9F5F3F7F0F8F2F4F9F0F7F7",
          "DE60": "000000000040",
          "DE62": "40000000000000000302069365432195",
          "DE63": "8000000002",
          "DE126": "0040000000000000F1F140F2F3F8"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "123456789101112131",
      "RID": "12345",
      "DE2": "123456700",
      "DE4": "000000005100",
      "DE6": "000000015221",
      "DE7": "0010012342",
      "DE39": "54",
      "DE11": "006136"
  }
  ```
</details>

STIP approve advice

  ### 22. STIP approve advice

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "0230741430001002604",
          "RID": "2388918",
          "PID": "1234",
          "Client_Id": "854115",
          "Transaction_Date_Time": "27-04-2023 14:45:42",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    GB",
          "Transaction_Amount": "15",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "15",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "206",
          "Processor_Decision_Desc": "Approve - ARQC Match Fail",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "128811445",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "FAIL",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182112588083608",
          "Test_Results": "281474976710656",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "219574615",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001500",
          "DE6": "000000001500",
          "DE7": "0427144541",
          "DE10": "61000000",
          "DE11": "002604",
          "DE14": "2804",
          "DE18": "5999",
          "DE19": "826",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "430001",
          "DE37": "311714002604",
          "DE39": "00",
          "DE41": "8.20    ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    GB",
          "DE44": "4   2   2",
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "0000",
              "91": "9EA53AD700860000",
              "95": "8000010000",
              "9F10": "06011203A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F3F1F0F7F3F2F2F9F2F1F6F6F8F8F8F4F6F5F2",
          "DE60": "05000010",
          "DE62": "40000C00000000000303117531412150F0F9F5C1F0F2C3F2F0F0",
          "DE63": "90000000029011"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "RID": "2388918",
      "TID": "0230741430001002604",
      "DE2": "219574615",
      "DE4": "000000001500",
      "DE6": "000000001500",
      "DE7": "0427144541",
      "DE11": "002604",
      "DE39": "00"
  }
  ```
</details>

STIP decline advice

  ### 23. STIP decline advice

  Incase of STIP Advices, clients having external Authorization mechanisms should also check DE39's presence and consider it to Approve or Decline any transaction.

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0120",
          "Message_Desc": "Authorisation Advice"
      },
      "SUMMARY": {
          "TID": "0230746430001002603",
          "RID": "2388917",
          "PID": "1234",
          "Client_Id": "854115",
          "Transaction_Date_Time": "27-04-2023 14:44:48",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    GB",
          "Transaction_Amount": "15",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "15",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "128811445",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182112588083608",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "219574615",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001500",
          "DE6": "000000001500",
          "DE7": "0427144446",
          "DE10": "61000000",
          "DE11": "002603",
          "DE14": "2804",
          "DE18": "5999",
          "DE19": "826",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "430001",
          "DE37": "311714002603",
          "DE39": "82",
          "DE41": "8.20    ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    GB",
          "DE44": "4   1   1",
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06011203A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE56": "01001F011DE5F0F0F1F0F0F1F3F0F2F3F1F0F7F3F2F2F9F2F1F6F6F8F8F8F4F6F5F2",
          "DE60": "05000010",
          "DE62": "40000C00000000000303117530871761F0F9F5C1F0F2C3F2F0F0",
          "DE63": "90000000029011"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0130",
      "RID": "2388917",
      "TID": "0230746430001002603",
      "DE2": "219574615",
      "DE4": "000000001500",
      "DE6": "000000001500",
      "DE7": "0427144446",
      "DE11": "002603",
      "DE39": "82"
  }
  ```
</details>

POS purchase repeat authorization

  ### 24. POS purchase repeat authorization

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0101",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2206403778901000057",
          "RID": "83033",
          "PID": "3",
          "Client_Id": "836914",
          "Transaction_Date_Time": "16-01-2023 11:12:57",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "17.0",
          "Transaction_Currency": "USD",
          "Billing_Amount": "250.0",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "434920055",
          "Customer_Ac": "42156309700126",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "72339172093866392",
          "Test_Results": "0",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "00"
      },
      "ISO_MSG": {
          "DE2": "438584592",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000001700",
          "DE6": "000000025000",
          "DE7": "0116111257",
          "DE11": "000057",
          "DE14": "2712",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "438584592D27122212018704385***",
          "DE37": "301611000057",
          "DE38": "110512",
          "DE41": "7.5     ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "840",
          "DE51": "682",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0103",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "0000000000000000",
          "DE63": "8000000000"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "TID": "2206403778901000057",
      "RID": "83033",
      "DE2": "438584592",
      "DE4": "000000001700",
      "DE6": "000000025000",
      "DE7": "0116111257",
      "DE39": "00",
      "DE38": "110512  ",
      "DE11": "000057"
  }
  ```
</details>

ARQC match fail - decline

  ### 25. ARQC match fail - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "1234567890988012905",
          "RID": "7788654",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "30-11-2023 16:34:30",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    MX",
          "Transaction_Amount": "100",
          "Transaction_Currency": "MXN",
          "Billing_Amount": "100",
          "Billing_Currency": "MXN",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "63",
          "Processor_Reason_Code": "206",
          "Processor_Decision_Desc": "Decline - ARQC Match Fail",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "555667788909",
          "Customer_Ac": "O",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "FAIL",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560344",
          "Test_Results": "281474976710656",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "63"
      },
      "ISO_MSG": {
          "DE2": "889900998",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000010000",
          "DE6": "000000010000",
          "DE7": "1130163429",
          "DE11": "012905",
          "DE12": "163429",
          "DE13": "1130",
          "DE14": "2803",
          "DE18": "6011",
          "DE19": "484",
          "DE22": "052",
          "DE23": "000",
          "DE25": "00",
          "DE32": "433128",
          "DE35": "889900998D28032063488888888***",
          "DE37": "333416012905",
          "DE39": "63",
          "DE41": "7.2     ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    MX",
          "DE44": "5       1",
          "DE49": "484",
          "DE51": "484",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "00FF",
              "9F33": "204000"
          },
          "DE60": "05090010",
          "DE62": "0000000000000000",
          "DE63": "8000000002",
          "DE104": "6300500101F1020CF0F0F0F0F0F0F0F0F0F0F1F10301F0040CF0F0F0F0F0F0F0F0F0F0F0F00514F1F2F3F1F2F3F1F2F3F1F2F3F1F2F3F1F2F3F1F2060DF1F1F1F1F1F1F1F1F1F1F1F1F10A04F1F1F2F31501E8",
          "DE126": "0010000000000000000000"
      },
      "RULES": []
  }
  ```
</details>

Online PIN mismatch - decline

  ### 26. Online PIN mismatch - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2511238777776666554",
          "RID": "8798786",
          "PID": "4",
          "Client_Id": "123456",
          "Transaction_Date_Time": "16-11-2023 08:34:22",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "SAR",
          "Billing_Amount": "1",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "63",
          "Processor_Reason_Code": "199",
          "Processor_Decision_Desc": "Decline - Chip Txn, ARQC match fail",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements",
          "Account_Id": "177777881",
          "Customer_Ac": "AB7778889990654321789012",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "FAIL",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307562906",
          "Test_Results": "2562",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "63"
      },
      "ISO_MSG": {
          "DE2": "765676567",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "1116083422",
          "DE10": "61000000",
          "DE11": "000181",
          "DE12": "083308",
          "DE13": "1116",
          "DE14": "2610",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "071",
          "DE23": "000",
          "DE25": "02",
          "DE28": "D00000100",
          "DE32": "12345678901",
          "DE35": "765676567D67898720000000000***",
          "DE37": "000164560175",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "682",
          "DE51": "682",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "001C"
          },
          "DE60": "25000010",
          "DE62": "C000000000000000E80311259086121185",
          "DE63": "8000000002"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": 7676769,
      "TID": 2499999999996666660,
      "DE2": "877777772",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "1017091323",
      "DE11": "000410",
      "DE39": "63"
  }
  ```
</details>

Online PIN mismatch, online PIN tries exceeded and PIN tries exceeded block card - decline

  ### 27. Online PIN mismatch, online PIN tries exceeded and PIN tries exceeded block card - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2511238777776666554",
          "RID": "8798786",
          "PID": "4",
          "Client_Id": "123456",
          "Transaction_Date_Time": "16-11-2023 08:34:22",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "SAR",
          "Billing_Amount": "1",
          "Billing_Currency": "SAR",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "Online Pin + ARQC ",
          "Processor_Decision_Code": "63",
          "Processor_Reason_Code": "199",
          "Processor_Decision_Desc": "Decline - Chip Txn, ARQC match fail",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements",
          "Account_Id": "177777881",
          "Customer_Ac": "AB7778889990654321789012",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "FAIL",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307562906",
          "Test_Results": "2562",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "63"
      },
      "ISO_MSG": {
          "DE2": "765676567",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "1116083422",
          "DE10": "61000000",
          "DE11": "000181",
          "DE12": "083308",
          "DE13": "1116",
          "DE14": "2610",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "071",
          "DE23": "000",
          "DE25": "02",
          "DE28": "D00000100",
          "DE32": "12345678901",
          "DE35": "765676567D67898720000000000***",
          "DE37": "000164560175",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "682",
          "DE51": "682",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "001C"
          },
          "DE60": "25000010",
          "DE62": "C000000000000000E80311259086121185",
          "DE63": "8000000002"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": 8798786,
      "TID": 2511238777776666554,
      "DE2": "765676567",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "1116083422",
      "DE11": "000181",
      "DE39": "63"
  }
  ```
</details>

Card status 1005 (decline all txns) - decline

  ### 28. Card status 1005 (decline all txns) - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2613577777777770058",
          "RID": "2555554",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "27-02-2024 15:30:39",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "1",
          "Billing_Currency": "GBP",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "05",
          "Processor_Reason_Code": "400",
          "Processor_Decision_Desc": "Decline - Overrides: Nwk_status override :to force decline",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "677889904",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2306125137025434008",
          "Test_Results": "549755813888",
          "Rules_Checked": "",
          "Rules_Triggered": "",
          "Rules_Decision": "05"
      },
      "ISO_MSG": {
          "DE2": "177778952",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0227153038",
          "DE11": "000058",
          "DE12": "153029",
          "DE13": "0227",
          "DE14": "2812",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "071",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "177778952D21232260000000000***",
          "DE37": "000092096640",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "826",
          "DE51": "826",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0003"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255051960803",
          "DE63": "8000000002"
      },
      "RULES": []
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "2555554",
      "TID": "2613577777777770058",
      "DE2": "177778952",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0227153038",
      "DE11": "000058",
      "DE39": "05"
  }
  ```
</details>

Rule breached - decline

  ### 29. Rule breached - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "260777888665400090",
          "RID": "1234563",
          "PID": "1",
          "Client_Id": "123456",
          "Transaction_Date_Time": "16-02-2024 02:27:39",
          "Network": "VISA",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "USD",
          "Billing_Amount": "1",
          "Billing_Currency": "USD",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "57",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
          "Account_Id": "157778889",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307560344",
          "Test_Results": "0",
          "Rules_Checked": "30,31,32,33",
          "Rules_Triggered": "31",
          "Rules_Decision": "57"
      },
      "ISO_MSG": {
          "DE2": "444444452",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0216022739",
          "DE11": "000090",
          "DE12": "022721",
          "DE13": "0216",
          "DE14": "2802",
          "DE18": "5999",
          "DE19": "840",
          "DE22": "072",
          "DE23": "000",
          "DE25": "00",
          "DE32": "12345678901",
          "DE35": "444444452D28022210777777452***",
          "DE37": "000684836293",
          "DE38": "105969",
          "DE41": "3.1.1   ",
          "DE42": "ML8VGZKUUFD4FEM",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "840",
          "DE51": "840",
          "DE55": {
              "82": "0000",
              "95": "8000010000",
              "9F10": "06010A03A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE60": "05000010",
          "DE62": "C000000000000000E80311255066720801",
          "DE63": "8000000002",
          "DE104": "6900030101F3"
      },
      "RULES": [
          {
              "Actions": [],
              "rule_desc": "Block transaction from these MCC",
              "rule_id": 30,
              "group_id": 9,
              "r_c_r": {
                  "rule_check_result": 0,
                  "pattern_result": false,
                  "current_deviation": 0,
                  "aggregate_deviation": 0,
                  "aggregated_amount_include_current": false,
                  "count_deviation": 0
              },
              "rule_triggered": "No",
              "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered",
              "rule_check_result": 0,
              "pattern_result": false,
              "current_deviation": 0,
              "aggregate_deviation": 0,
              "aggregated_amount_include_current": false,
              "count_deviation": 0
          },
          {
              "Actions": [],
              "rule_desc": "Block transaction from provided ecomm",
              "rule_id": 31,
              "group_id": 9,
              "r_c_r": {
                  "rule_check_result": 12,
                  "pattern_result": true,
                  "current_deviation": 0,
                  "aggregate_deviation": 0,
                  "aggregated_amount_include_current": false,
                  "count_deviation": 0
              },
              "rule_triggered": "Yes",
              "rule_check_result_descr": "The transaction data plus historical data lookup trigger the rule",
              "rule_check_result": 12,
              "pattern_result": true,
              "current_deviation": 0,
              "aggregate_deviation": 0,
              "aggregated_amount_include_current": false,
              "count_deviation": 0
          },
          {
              "Actions": [],
              "rule_desc": "Block transaction from provided ecomm",
              "rule_id": 32,
              "group_id": 9,
              "r_c_r": {
                  "rule_check_result": 0,
                  "pattern_result": false,
                  "current_deviation": 0,
                  "aggregate_deviation": 0,
                  "aggregated_amount_include_current": false,
                  "count_deviation": 0
              },
              "rule_triggered": "No",
              "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered",
              "rule_check_result": 0,
              "pattern_result": false,
              "current_deviation": 0,
              "aggregate_deviation": 0,
              "aggregated_amount_include_current": false,
              "count_deviation": 0
          },
          {
              "Actions": [],
              "rule_desc": "Block transaction from provided ecomm",
              "rule_id": 33,
              "group_id": 9,
              "r_c_r": {
                  "rule_check_result": 0,
                  "pattern_result": false,
                  "current_deviation": 0,
                  "aggregate_deviation": 0,
                  "aggregated_amount_include_current": false,
                  "count_deviation": 0
              },
              "rule_triggered": "No",
              "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered",
              "rule_check_result": 0,
              "pattern_result": false,
              "current_deviation": 0,
              "aggregate_deviation": 0,
              "aggregated_amount_include_current": false,
              "count_deviation": 0
          },
      ]
  }

  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "1234563",
      "TID": "260777888665400090",
      "DE2": "444444452",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0216022739",
      "DE11": "000090",
      "DE12": "022721",
      "DE23": "000",
      "DE32": "12345678901",
      "DE37": "000684836293",
      "DE39": "56",
      "DE41": "3.1.1   ",
      "DE42": "ML8VGZKUUFD4FEM",
      "DE49": "840",
      "DE51": "840"
  }
  ```
</details>

Exceeds spend limit rule - decline

  ### 30. Exceeds spend limit rule - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "5678765678901000050",
          "RID": "2555553",
          "PID": "3",
          "Client_Id": "123456",
          "Transaction_Date_Time": "08-02-2024 21:14:30",
          "Network": "VISA",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "USD",
          "Billing_Amount": "1",
          "Billing_Currency": "USD",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "CVV2 ",
          "Processor_Decision_Code": "61",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Decline",
          "Merchant_Category": "5947 - Gift, Card, Novelty, and Souvenir Stores",
          "Account_Id": "7778866554",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "2",
          "CVV_Check": "PASS",
          "ARQC_Check": "NA",
          "3DS_Check": "NA",
          "Test_Matrix": "2305843043590222296",
          "Test_Results": "2305843009213693952",
          "Rules_Checked": "30",
          "Rules_Triggered": "30",
          "Rules_Decision": "61"
      },
      "ISO_MSG": {
          "DE2": "555554769",
          "DE3_1": "00",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0208211429",
          "DE9": "61000000",
          "DE10": "61000000",
          "DE11": "000050",
          "DE12": "211420",
          "DE13": "0208",
          "DE14": "2802",
          "DE16": "0000",
          "DE18": "5947",
          "DE19": "840",
          "DE22": "010",
          "DE25": "59",
          "DE32": "12345678901",
          "DE37": "000231652814",
          "DE38": "106637",
          "DE41": "TERMID01",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE49": "840",
          "DE51": "840",
          "DE60": "0900000007",
          "DE62": "C000100000000000E803112550775108190000530000",
          "DE63": "810000000212345678",
          "DE126": "0040000000000000F1F140F4F3F3"
      },
      "RULES": [
          {
              "Actions": [],
              "rule_desc": "Weekly Spend Limit",
              "rule_id": 30,
              "group_id": 0,
              "r_c_r": {
                  "rule_check_result": 12,
                  "pattern_result": true,
                  "current_deviation": 0,
                  "aggregate_deviation": 0.01,
                  "aggregated_amount_include_current": false,
                  "count_deviation": 0
              },
              "rule_triggered": "Yes",
              "rule_check_result_descr": "The transaction data plus historical data lookup trigger the rule",
              "rule_check_result": 12,
              "pattern_result": true,
              "current_deviation": 0,
              "aggregate_deviation": 0.01,
              "aggregated_amount_include_current": false,
              "count_deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "2555553",
      "TID": "5678765678901000050",
      "DE2": "555554769",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0208211429",
      "DE10": "61000000",
      "DE11": "000050",
      "DE12": "211420",
      "DE16": "0000",
      "DE32": "12345678901",
      "DE37": "000231652814",
      "DE39": "61",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE49": "840",
      "DE51": "840"
  }
  ```
</details>

Token flag: Sets card to decline all ATM cash enabled - decline

  ### 31. Token flag: Sets card to decline all ATM cash enabled - decline

  ```json Request
  {
      "MESSAGE_TYPE": {
          "Message_Type": "0100",
          "Message_Desc": "Authorisation Request"
      },
      "SUMMARY": {
          "TID": "2598787878787000085",
          "RID": "2555556",
          "PID": "3",
          "Client_Id": "123456",
          "Transaction_Date_Time": "09-02-2024 17:59:13",
          "Network": "VISA",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
          "Transaction_Amount": "1",
          "Transaction_Currency": "USD",
          "Billing_Amount": "1",
          "Billing_Currency": "USD",
          "Card_Use_Type": "Chip",
          "Customer_Validation": "ARQC ",
          "Processor_Decision_Code": "57",
          "Processor_Reason_Code": "451",
          "Processor_Decision_Desc": "Decline - Token flags: Decline all ATM Cash flag set to 1 ",
          "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
          "Account_Id": "712343211",
          "Customer_Ac": "NA",
          "Total_Fee_Bill": "0.0"
      },
      "PROCESSOR_VALIDATIONS": {
          "Pan_Check": "PASS",
          "Pin_Check": "NA",
          "Expiry_Check": "PASS",
          "Track_Check": "PASS",
          "CVV_Type": "4",
          "CVV_Check": "BYPASS",
          "ARQC_Check": "PASS",
          "3DS_Check": "NA",
          "Test_Matrix": "2378182181307548056",
          "Test_Results": "0",
          "Rules_Checked": "7",
          "Rules_Triggered": "",
          "Rules_Decision": "57"
      },
      "ISO_MSG": {
          "DE2": "909090669",
          "DE3_1": "01",
          "DE3_2": "00",
          "DE3_3": "00",
          "DE4": "000000000100",
          "DE6": "000000000100",
          "DE7": "0209175913",
          "DE10": "61000000",
          "DE11": "000085",
          "DE12": "175908",
          "DE13": "0209",
          "DE14": "2802",
          "DE16": "0000",
          "DE18": "6011",
          "DE19": "840",
          "DE22": "051",
          "DE23": "000",
          "DE25": "00",
          "DE28": "D00000000",
          "DE32": "12345678901",
          "DE35": "909090669D28022212345585669***",
          "DE37": "000358071729",
          "DE41": "ATM01   ",
          "DE42": "CARD ACCEPTOR  ",
          "DE43": "ACQUIRER NAME            CITY NAME    US",
          "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
          "DE49": "840",
          "DE51": "840",
          "DE55": {
              "82": "0000",
              "95": "0000040000",
              "9F10": "06010A03A00000",
              "9F36": "0001",
              "9F33": "204000"
          },
          "DE60": "25000010",
          "DE62": "C000000000000000E80311255074640861",
          "DE63": "8020000002F0"
      },
      "RULES": [
          {
              "Actions": [],
              "rule_desc": "Daily Spend limit",
              "rule_id": 7,
              "group_id": 0,
              "r_c_r": {
                  "rule_check_result": 0,
                  "pattern_result": false,
                  "current_deviation": 0,
                  "aggregate_deviation": 0,
                  "aggregated_amount_include_current": true,
                  "count_deviation": 0
              },
              "rule_triggered": "No",
              "rule_check_result_descr": "The transaction does not match the rule. No historical check is required. Rule is not triggered",
              "rule_check_result": 0,
              "pattern_result": false,
              "current_deviation": 0,
              "aggregate_deviation": 0,
              "aggregated_amount_include_current": true,
              "count_deviation": 0
          }
      ]
  }
  ```
  ```json Response
  {
      "Message_Type": "0110",
      "RID": "2555556",
      "TID": "2598787878787000085",
      "DE2": "909090669",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0209175913",
      "DE10": "61000000",
      "DE11": "000085",
      "DE12": "175908",
      "DE16": "0000",
      "DE23": "000",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE37": "000358071729",
      "DE39": "12",
      "DE41": "ATM01   ",
      "DE42": "CARD ACCEPTOR  ",
      "DE49": "840",
      "DE51": "840"
  }
  ```
</details>

Transaction with DE alert

  ### 32. Transaction with DE alert

  ```json Request
  {
  "MESSAGE_TYPE": {
  "Message_Type": "0100",
  "Message_Desc": "Pre-Authorisation Request"
  },
  "SUMMARY": {
  "TID": "3838989698622596630",
  "RID": "302578499",
  "PID": "009",
  "Client_Id": "638041",
  "Transaction_Date_Time": "31-03-2026 17:50:32",
  "Network": "VISA",
  "Spend_Type": "POS - Purchase",
  "Spend_Location": "TRANSLINK TICKETING      QLD          AU",
  "Transaction_Amount": "3",
  "Transaction_Currency": "AUD",
  "Billing_Amount": "3",
  "Billing_Currency": "AUD",
  "Card_Use_Type": "Contactless Chip",
  "Customer_Validation": "PAN",
  "Processor_Decision_Code": "00",
  "Processor_Reason_Code": "000",
  "Processor_Decision_Desc": "Approve",
  "Merchant_Category": "4111 - Local and Suburban Commuter Passenger Transportation, including Ferries",
  "Account_Id": "014403021",
  "Customer_Ac": "NA",
  "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
  "Pan_Check": "PASS",
  "Pin_Check": "NA",
  "Expiry_Check": "PASS",
  "Track_Check": "PASS",
  "CVV_Type": "0",
  "CVV_Check": "NA",
  "ARQC_Check": "NA",
  "3DS_Check": "NA",
  "Test_Matrix": "2666131082482561432",
  "Test_Results": "0",
  "Rules_Checked": "",
  "Rules_Triggered": "",
  "Rules_Decision": "00"
  },
  "ISO_MSG": {
  "DE2": "4192539437039",
  "DE3_1": "00",
  "DE3_2": "00",
  "DE3_3": "00",
  "DE4": "000000000300",
  "DE6": "000000000300",
  "DE7": "0331175031",
  "DE10": "61000000",
  "DE11": "594577",
  "DE14": "1031",
  "DE18": "4111",
  "DE19": "036",
  "DE22": "072",
  "DE25": "00",
  "DE32": "494052",
  "DE33": "570000",
  "DE35": "4192539437039D10311010000099999***",
  "DE37": "843565145236",
  "DE38": "563102",
  "DE41": "D37XWIU5",
  "DE42": "366953215645875",
  "DE43": "TRANSLINK TICKETING      QLD          AU",
  "DE44": "    2",
  "DE49": "036",
  "DE51": "036",
  "DE56": "01001F011DE5F0F0F1F0F0F1F3F4F2F6F0F7F6F3F9F3F4F0F4F8F0F6F1F8F9F6F1F6",
  "DE59": "4000      ",
  "DE60": "380000400002",
  "DE62": "40000800000000000466090642326442F0F6F0F0",
  "DE63": "A0000000025206",
  "DE104": "57000483026095",
  "DE123": "68002D0110F4F1F1F0F3F8F0F0F2F2F0F0F0F6F6F00202F1F4030BF4F0F0F1F0F0F3F0F2F7F30604F3F1F1F20702F0F2670006050402000000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
  "Actions": [
  {
    "id": 6,
    "typeName": "ALERT",
    "details": {
      "attributes": [
        {
          "custom-key-x": "custom-value-x",
          "custom-key-x": "custom-value-x"
        }
      ]
    }
  }
  ],
  "DryRunActions": []
  }
  }
  ```
  ```json Response
  {
  "Message_Type": "0110",
  "RID": "302578499",
  "TID": "3838989698622596630",
  "DE2": "4192539437039",
  "DE4": "000000000300",
  "DE6": "000000000300",
  "DE7": "0331175031",
  "DE10": "61000000",
  "DE11": "594577",
  "DE14": "1031",
  "DE32": "494052",
  "DE37": "843565145236",
  "DE39": "00",
  "DE41": "D37XWIU5",
  "DE42": "366953215645875",
  "DE49": "036",
  "DE51": "036"
  }
  ```
</details>

Decision Engine FAST Live Samples

POS Purchase - Decline Action on Active Rule

  ### 1. POS Purchase - Decline Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3428288128901012442",
      "RID": "2833516",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "22-05-2026 08:00:12",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "1",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "1",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "ARQC ",
      "Processor_Decision_Code": "5C",
      "Processor_Reason_Code": "213",
      "Processor_Response_Code": "TRANSACTION_NOT_PERMITTED",
      "Processor_Decision_Desc": "Decline - NO CVV, NOT Chip, Not Recurring => DE39=05",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2378182181307560344",
      "Test_Results": "0",
      "Rules_Decision": "5C"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0522080012",
      "DE11": "012442",
      "DE12": "080007",
      "DE13": "0522",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "052",
      "DE23": "000",
      "DE25": "00",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000203984947",
      "DE41": "3.1.1   ",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE51": "826",
      "DE55": {
        "82": "0000",
        "95": "8000010000",
        "9F10": "06010A03A00000",
        "9F36": "0001",
        "9F33": "204000"
      },
      "DE60": "05000010",
      "DE62": "C000000000000000E80311255066720801",
      "DE63": "8000000002",
      "DE104": "6900030101F3"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "5",
          "typeName": "DECLINE",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833516",
    "TID": "3428288128901012442",
    "DE11": "012442",
    "DE2": "388986602",
    "DE39": "5C",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0522080012"
  }
  ```
</details>

POS Purchase - Decline Action on Dry-Run Rule

  ### 2. POS Purchase - Decline Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3428288128901012442",
      "RID": "2833516",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "22-05-2026 08:00:12",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "1",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "1",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "ARQC ",
      "Processor_Decision_Code": "5C",
      "Processor_Reason_Code": "213",
      "Processor_Response_Code": "TRANSACTION_NOT_PERMITTED",
      "Processor_Decision_Desc": "Decline - NO CVV, NOT Chip, Not Recurring => DE39=05",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "PASS",
      "3DS_Check": "NA",
      "Test_Matrix": "2378182181307560344",
      "Test_Results": "0",
      "Rules_Decision": "5C"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000100",
      "DE6": "000000000100",
      "DE7": "0522080012",
      "DE11": "012442",
      "DE12": "080007",
      "DE13": "0522",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "052",
      "DE23": "000",
      "DE25": "00",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000203984947",
      "DE41": "3.1.1   ",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE51": "826",
      "DE55": {
        "82": "0000",
        "95": "8000010000",
        "9F10": "06010A03A00000",
        "9F36": "0001",
        "9F33": "204000"
      },
      "DE60": "05000010",
      "DE62": "C000000000000000E80311255066720801",
      "DE63": "8000000002",
      "DE104": "6900030101F3"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "5",
          "typeName": "DECLINE",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833516",
    "TID": "3428288128901012442",
    "DE11": "012442",
    "DE2": "388986602",
    "DE39": "5C",
    "DE4": "000000000100",
    "DE6": "000000000100",
    "DE7": "0522080012"
  }
  ```
</details>

ATM Withdrawal - Fee Action on Active Rule

  ### 3. ATM Withdrawal - Fee Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432508758901000037",
      "RID": "2833820",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 14:07:55",
      "Network": "VISA",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "15",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "15",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "5.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "1",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706339238296",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000001500",
      "DE6": "000000001500",
      "DE7": "0526140755",
      "DE11": "000037",
      "DE14": "3005",
      "DE18": "6011",
      "DE19": "840",
      "DE22": "901",
      "DE25": "00",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "001623641692",
      "DE38": "106663",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "#FIELD 48 USAGE 9A DATA WITH MAXIMUM LENGTH 255 BYTES- 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE51": "826",
      "DE60": "22",
      "DE63": "8000000002"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "6",
          "typeName": "FEE",
          "details": {
            "amount": "5",
            "basis": "<CHARGE_IF_APPROVED|CHARGE_IF_DECLINED|ALWAYS_CHARGE>",
            "currencyCode": "352",
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833820",
    "TID": "3432508758901000037",
    "DE2": "388986602",
    "DE4": "000000001500",
    "DE6": "000000001500",
    "DE7": "0526140755",
    "DE11": "000037",
    "DE38": "106663",
    "DE39": "00"
  }
  ```
</details>

ATM Withdrawal - Fee Action on Dry-Run Rule

  ### 4. ATM Withdrawal - Fee Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432508758901000037",
      "RID": "2833820",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 14:07:55",
      "Network": "VISA",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "15",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "15",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "5.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "1",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706339238296",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000001500",
      "DE6": "000000001500",
      "DE7": "0526140755",
      "DE11": "000037",
      "DE14": "3005",
      "DE18": "6011",
      "DE19": "840",
      "DE22": "901",
      "DE25": "00",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "001623641692",
      "DE38": "106663",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "#FIELD 48 USAGE 9A DATA WITH MAXIMUM LENGTH 255 BYTES- 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE51": "826",
      "DE60": "22",
      "DE63": "8000000002"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "6",
          "typeName": "FEE",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833820",
    "TID": "3432508758901000037",
    "DE2": "388986602",
    "DE4": "000000001500",
    "DE6": "000000001500",
    "DE7": "0526140755",
    "DE11": "000037",
    "DE38": "106663",
    "DE39": "00"
  }
  ```
</details>

POS Purchase & reversal - Client FAST Action on Active Rule

  ### 5. POS Purchase & reversal - Client FAST Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432549648901000040",
      "RID": "2833822",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 15:16:04",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "6",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "PAN manual entry",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "2",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900637628150168",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000600",
      "DE7": "0526151604",
      "DE11": "000040",
      "DE12": "151542",
      "DE13": "0526",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "012",
      "DE25": "59",
      "DE32": "12345678901",
      "DE37": "001741832889",
      "DE38": "106667",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE51": "826",
      "DE60": "00",
      "DE62": "00001000000000000000530000",
      "DE63": "810000000212345678",
      "DE126": "0040000000000000F1F140F4F3F5"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833822",
    "TID": "3432549648901000040",
    "DE11": "000040",
    "DE2": "388986602",
    "DE38": "106667",
    "DE39": "00",
    "DE4": "000000000600",
    "DE6": "000000000600",
    "DE7": "0526151604"
  }
  ```
  ```json 0400 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0400",
      "Message_Desc": "Reversal Request"
    },
    "SUMMARY": {
      "TID": "3432549648901000040",
      "RID": "2833823",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 15:16:05",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "6",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "PAN manual entry",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "0",
      "CVV_Check": "NA",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900637611372952",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000600",
      "DE7": "0526151605",
      "DE11": "000041",
      "DE12": "151542",
      "DE13": "0526",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "012",
      "DE25": "59",
      "DE32": "12345678901",
      "DE37": "001741832889",
      "DE38": "106667",
      "DE39": "00",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE51": "826",
      "DE60": "00",
      "DE62": "00001000000000000000530000",
      "DE63": "810000000212345678",
      "DE90": "010000004005261516041234567890100000000000",
      "DE95": "000000000300000000000000000000000000000000",
      "DE126": "0040000000000000F1F140F4F3F5"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0400 Response
  {
    "Message_Type": "0410",
    "RID": "2833823",
    "TID": "3432549648901000040",
    "DE11": "000041",
    "DE2": "388986602",
    "DE39": "00",
    "DE4": "000000000600",
    "DE6": "000000000600",
    "DE7": "0526151605"
  }
  ```
</details>

ATM Balance Inquiry - Client FAST Action on Dry-Run Rule

  ### 6. ATM Balance Inquiry - Client FAST Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432508758901000037",
      "RID": "2833820",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 14:07:55",
      "Network": "VISA",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "3",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "3",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "1",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706339238296",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000300",
      "DE6": "000000000300",
      "DE7": "0526140755",
      "DE11": "000037",
      "DE14": "3005",
      "DE18": "6011",
      "DE19": "840",
      "DE22": "901",
      "DE25": "00",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "001623641692",
      "DE38": "106663",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "#FIELD 48 USAGE 9A DATA WITH MAXIMUM LENGTH 255 BYTES- 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE51": "826",
      "DE60": "22",
      "DE63": "8000000002"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "7",
          "typeName": "CLIENT",
          "details": {
            "attributes": [
              {
                "<custom-attribute-name-1>": "<custom-attribute-value-1>",
                "<custom-attribute-name-2>": "<custom-attribute-value-2>",
                "<tree-id>": "<1>",
                "<rule-id>": "<5>"
              }
            ]
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833820",
    "TID": "3432508758901000037",
    "DE11": "000037",
    "DE2": "388986602",
    "DE38": "106663",
    "DE39": "00",
    "DE4": "000000000300",
    "DE6": "000000000300",
    "DE7": "0526140755"
  }
  ```
</details>

POS Return of Goods-Credit - Alert Action on Active Rule

  ### 7. POS Return of Goods-Credit - Alert Action on Active Rule -

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432559148901000042",
      "RID": "2833824",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 15:31:54",
      "Network": "VISA",
      "Spend_Type": "POS - Return of Goods-Credit",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "6",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "NA",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706330841112",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "20",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000600",
      "DE7": "0526153154",
      "DE11": "000042",
      "DE12": "153127",
      "DE13": "0526",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "052",
      "DE25": "00",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000180758493",
      "DE38": "106681",
      "DE41": "2.12    ",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE59": "0600094044",
      "DE60": "05",
      "DE62": "8000000000000000E8",
      "DE63": "8008000002020202"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "8",
          "typeName": "ALERT",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0110 Response
  {
    "Message_Type": "0110",
    "RID": "2833824",
    "TID": "3432559148901000042",
    "DE11": "000042",
    "DE2": "388986602",
    "DE39": "00",
    "DE4": "000000000600",
    "DE6": "000000000600",
    "DE7": "0526153154"
  }
  ```
</details>

POS Return of Goods-Credit -Alert Action on Dry-Run Rule

  ### 8. POS Return of Goods-Credit - Alert Action on Dry-Run Rule

  ```json 0110 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3432559148901000042",
      "RID": "2833824",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "26-05-2026 15:31:54",
      "Network": "VISA",
      "Spend_Type": "POS - Return of Goods-Credit",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "6",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "NA",
      "Card_Use_Type": "Chip",
      "Customer_Validation": "PAN",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "NA",
      "Track_Check": "NA",
      "CVV_Type": "4",
      "CVV_Check": "BYPASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706330841112",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "20",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000600",
      "DE7": "0526153154",
      "DE11": "000042",
      "DE12": "153127",
      "DE13": "0526",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "052",
      "DE25": "00",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000180758493",
      "DE38": "106681",
      "DE41": "2.12    ",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE59": "0600094044",
      "DE60": "05",
      "DE62": "8000000000000000E8",
      "DE63": "8008000002020202"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "8",
          "typeName": "ALERT",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0110 Response
  {
    "Message_Type": "0110",
    "RID": "2833824",
    "TID": "3432559148901000042",
    "DE11": "000042",
    "DE2": "388986602",
    "DE39": "00",
    "DE4": "000000000600",
    "DE6": "000000000600",
    "DE7": "0526153154"
  }
  ```
</details>

ATM Withdrawal - Block Card Action on Active Rule

  ### 9. ATM Withdrawal - Block Card Action on Active Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3433430758901000046",
      "RID": "2833873",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "27-05-2026 11:57:55",
      "Network": "VISA",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "9",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "NA",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "1",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706339238296",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000900",
      "DE7": "0527115755",
      "DE11": "000046",
      "DE14": "3005",
      "DE18": "6011",
      "DE19": "840",
      "DE22": "901",
      "DE25": "00",
      "DE26": "06",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000969057249",
      "DE38": "106700",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE60": "22",
      "DE62": "8000000000000000E8",
      "DE63": "8000000002"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "9",
          "typeName": "BLOCK_CARD",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833873",
    "TID": "3433430758901000046",
    "DE2": "388986602",
    "DE4": "000000000900",
    "DE6": "000000000900",
    "DE7": "0527115755",
    "DE11": "000046",
    "DE38": "106700",
    "DE39": "00"
  }
  ```
</details>

ATM Withdrawal - Block Card Action on Dry-Run Rule

  ### 10. ATM Withdrawal - Block Card Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3433430758901000046",
      "RID": "2833873",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "27-05-2026 11:57:55",
      "Network": "VISA",
      "Spend_Type": "ATM - Withdrawal",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "9",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "NA",
      "Card_Use_Type": "Mag Stripe",
      "Customer_Validation": "CVV1 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "6011 - Financial Institutions--Automated Cash Disbursements ",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "1",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900706339238296",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "01",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000900",
      "DE7": "0527115755",
      "DE11": "000046",
      "DE14": "3005",
      "DE18": "6011",
      "DE19": "840",
      "DE22": "901",
      "DE25": "00",
      "DE26": "06",
      "DE28": "D00000000",
      "DE32": "12345678901",
      "DE35": "388986602D30052210388986602***",
      "DE37": "000969057249",
      "DE38": "106700",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE48": "*FIELD 48 USAGE 2 DATA WITH MAXIMUM LENGTH 255 BYTES - 57 60 63 66 69 72 75 78 81 84 87 90 93 96 99 103 107 111 115 119 123 127 131 135 139 143 147 151 155 159 163 167 171 175 179 183 187 191 195 199 203 207 211 215 219 223 227 231 235 239 243 247 251 255",
      "DE49": "826",
      "DE60": "22",
      "DE62": "8000000000000000E8",
      "DE63": "8000000002"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "9",
          "typeName": "BLOCK_CARD",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833873",
    "TID": "3433430758901000046",
    "DE2": "388986602",
    "DE4": "000000000900",
    "DE6": "000000000900",
    "DE7": "0527115755",
    "DE11": "000046",
    "DE38": "106700",
    "DE39": "00"
  }
  ```
</details>

ECOM CVV2 - Block Merchant Action on Active Rule

  ### 11. ECOM CVV2 - Block Merchant Action on Active Rule -

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3433438088901000048",
      "RID": "2833874",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "27-05-2026 12:10:08",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "8",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "PAN manual entry",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "2",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900637628150168",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000800",
      "DE7": "0527121008",
      "DE11": "000048",
      "DE12": "120952",
      "DE13": "0527",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "012",
      "DE25": "59",
      "DE32": "12345678901",
      "DE37": "000239475593",
      "DE38": "106711",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE51": "826",
      "DE60": "00",
      "DE62": "00001000000000000000530000",
      "DE63": "810000000212345678",
      "DE126": "0040000000000000F1F140F4F3F5"
    },
    "DECISION_ENGINE": {
      "Actions": [
        {
          "id": "9",
          "typeName": "BLOCK_MERCHANT",
          "details": {
            "attributes": []
          }
        }
      ],
      "DryRunActions": []
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833874",
    "TID": "3433438088901000048",
    "DE11": "000048",
    "DE2": "388986602",
    "DE38": "106711",
    "DE39": "00",
    "DE4": "000000000800",
    "DE7": "0527121008"
  }
  ```
</details>

ECOM CVV2 - Block Merchant Action on Dry-Run Rule

  ### 12. ECOM CVV2 - Block Merchant Action on Dry-Run Rule

  ```json 0100 Request
  {
    "MESSAGE_TYPE": {
      "Message_Type": "0100",
      "Message_Desc": "Authorisation Request"
    },
    "SUMMARY": {
      "TID": "3433438088901000048",
      "RID": "2833874",
      "PID": "1575",
      "Client_Id": "467758",
      "Transaction_Date_Time": "27-05-2026 12:10:08",
      "Network": "VISA",
      "Spend_Type": "POS - Purchase",
      "Spend_Location": "ACQUIRER NAME            CITY NAME    US",
      "Transaction_Amount": "8",
      "Transaction_Currency": "GBP",
      "Billing_Amount": "NA",
      "Billing_Currency": "GBP",
      "Card_Use_Type": "PAN manual entry",
      "Customer_Validation": "CVV2 ",
      "Processor_Decision_Code": "00",
      "Processor_Reason_Code": "000",
      "Processor_Response_Code": "APPROVED",
      "Processor_Decision_Desc": "Approve",
      "Merchant_Category": "5999 - Miscellaneous & Specialty Retail Stores",
      "Account_Id": "404770039",
      "Customer_Ac": "NA",
      "Total_Fee_Bill": "0.0"
    },
    "PROCESSOR_VALIDATIONS": {
      "Pan_Check": "PASS",
      "Pin_Check": "NA",
      "Expiry_Check": "PASS",
      "Track_Check": "PASS",
      "CVV_Type": "2",
      "CVV_Check": "PASS",
      "ARQC_Check": "NA",
      "3DS_Check": "NA",
      "Test_Matrix": "2377900637628150168",
      "Test_Results": "0",
      "Rules_Decision": "00"
    },
    "ISO_MSG": {
      "DE2": "388986602",
      "DE3_1": "00",
      "DE3_2": "00",
      "DE3_3": "00",
      "DE4": "000000000800",
      "DE7": "0527121008",
      "DE11": "000048",
      "DE12": "120952",
      "DE13": "0527",
      "DE14": "3005",
      "DE18": "5999",
      "DE19": "840",
      "DE22": "012",
      "DE25": "59",
      "DE32": "12345678901",
      "DE37": "000239475593",
      "DE38": "106711",
      "DE41": "TERMID01",
      "DE42": "CARD ACCEPTOR  ",
      "DE43": "ACQUIRER NAME            CITY NAME    US",
      "DE49": "826",
      "DE51": "826",
      "DE60": "00",
      "DE62": "00001000000000000000530000",
      "DE63": "810000000212345678",
      "DE126": "0040000000000000F1F140F4F3F5"
    },
    "DECISION_ENGINE": {
      "Actions": [],
      "DryRunActions": [
        {
          "id": "10",
          "typeName": "BLOCK_MERCHANT",
          "details": {
            "attributes": []
          }
        }
      ]
    }
  }
  ```
  ```json 0100 Response
  {
    "Message_Type": "0110",
    "RID": "2833874",
    "TID": "3433438088901000048",
    "DE11": "000048",
    "DE2": "388986602",
    "DE38": "106711",
    "DE39": "00",
    "DE4": "000000000800",
    "DE7": "0527121008"
  }
  ```
</details>