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Clearing and settlement samples - Mastercard

Sample FAST request and response messages for various typical settlement scenarios are provided in this guide.

📓

You can read more on FAST's clearing and settlement payload for Mastercard here.

Click the transaction type to view the full sample message

  1. Chargeback 
      ### 1. Chargeback

  ```json Chargeback presentment
  {
      "PacketType": "1442",
      "Header": {
          "source": "M",
          "rid_set": "12345000006",
          "chargeback_id": "123123",
          "claim_id": "123456789",
          "tid": "1234567891011121314",
          "cid": "654321",
          "file_date": "220119",
          "de24": "200",
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000000200",
          "5": "000000000425",
          "6": "000000000425",
          "12": "22012345678",
          "24": "200",
          "25": "5655",
          "26": "5999",
          "31": "02222777778011000000025",
          "37": "080000900707",
          "41": "MTF TEST",
          "42": "ABC123TESTMTF19",
          "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
          "49": "784",
          "50": "344",
          "51": "344",
          "71": "00000002",
          "93": "005891",
          "94": "00000999903",
          "95": "9062454321"
      }
  }
  ```
</details>
  2. ATM withdrawal and full settlement 
      ### 2. ATM withdrawal and full settlement

  ```json ATM Withdrawal and Full Settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "200123456789",
          "rid_auth": "33654321",
          "tid": "2987654321012345678",
          "cid": "123456",
          "file_date": "2230613",
          "cycle_info": "03001",
          "de24": "200",
          "total_bill_fee": "0"
      },
      "iso_msg": {
          "2": "45987654321",
          "3": "010000",
          "4": "000000005000",
          "5": "000000005000",
          "6": "000000005000",
          "9": "61000000",
          "10": "78598000",
          "12": "230612181609",
          "22": "D98765C12345",
          "26": "6011",
          "31": "05316163164015183885791",
          "32": "15400",
          "33": "012345",
          "37": "078900001234",
          "38": "108381",
          "41": "S5EE4321",
          "42": "A01            ",
          "43": "ATM S5EE4321\\GOTHAM CITY\\1234      05 AUT",
          "48": "0005001ABC000000000012354104530000000001231231231231231230000000000014545457415452441DMC333216513216535213212121221201    NNNNNNN012345641254      007N23061303230613010165001M0177002YY01910012",
          "49": "978",
          "50": "978",
          "51": "978",
          "55": "100111111111110000000000101010101010101010101000000000000001011111000100101010010010010010000000111111111111111111000000011",
          "63": " ABCDEFG1H0123  ",
          "71": "00001023",
          "93": "024439",
          "94": "011312",
          "100": "020123"
      }
  }
  ```
</details>
  3. ECOM purchase and full settlement 
      ### 3. ECOM purchase and full settlement

  ```json ECOM Purchase and Full Settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "298765432100",
          "rid_auth": "31234567",
          "tid": "2987654321012345678",
          "cid": "123456",
          "file_date": "230613",
          "cycle_info": "99601",
          "de24": "200"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000001000",
          "5": "000000001000",
          "6": "000000001000",
          "9": "61000000",
          "10": "61000000",
          "12": "230612002924",
          "22": "012340A00123",
          "24": "200",
          "26": "4321",
          "31": "72711493163001285828825",
          "33": "024354",
          "37": "316300273056",
          "38": "114996",
          "42": "1087654321     ",
          "43": "CARD ACCEPTOR**1234*\\1 MAIN STREET\\GOTHAM\\A12 BC   GBRGBR",
          "48": "000234AC 54321ABCDEFG132345467890ABCD98765432100000000000000000ABC321654987000000000000DEFG9876543210000001234567899876543211123456789000000000000000000ABCDEFGHIJKLMNOPQRSTUVWXYZ   NNNNNNN0234567890    ",
          "49": "826",
          "50": "826",
          "51": "826",
          "63": " ABCDEFGH00321  ",
          "71": "00000796",
          "93": "024439",
          "94": "024354",
          "100": "020321"
      }
  }
  ```
</details>
  4. ECOM purchase and partial settlement 
      ### 4. ECOM purchase and partial settlement

  ```json ECOM Purchase and partial settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230613",
          "cycle_info": "02201",
          "de24": "200"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000005000",
          "5": "000000005000",
          "6": "000000004299",
          "9": "61000000",
          "10": "78598000",
          "12": "230612155500",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "1403",
          "31": "05306683164910003032336",
          "32": "530668",
          "33": "015887",
          "37": "964223145460",
          "38": "106008",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave coffee sh\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789      NNNNNNNNNNNNNNN987654321           Y",
          "49": "978",
          "50": "978",
          "51": "826",
          "63": "ABCD1EFG54321",
          "71": "00000991",
          "93": "024439",
          "94": "015887",
          "100": "024321"
      }
  }
  ```
</details>
  5. POS purchase contactless and settlement 
      ### 5. POS purchase contactless and settlement

  ```json POS purchase contactless and Settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230613",
          "cycle_info": "99601",
          "de24": "200"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000000525",
          "5": "000000000525",
          "6": "000000000525",
          "9": "61000000",
          "10": "61000000",
          "12": "230612235959",
          "22": "AA00123A00321",
          "24": "200",
          "26": "4321",
          "31": "85481473164519861543550",
          "33": "012345",
          "37": "012345678900",
          "38": "110562",
          "40": "201",
          "42": "1022701",
          "43": "GOT   TRAVEL GO\\MAIN STREE\\GO1T 0GO     GBR",
          "48": "0001234A 578945612396325874100000ABC003ABC000000000ABCDEFGH11111111111111111100000000000000000000000000000000                    1ABCDEFGIJKLMNOPQRST987654321000000000000000 09876543210000001234567890000000",
          "49": "826",
          "50": "826",
          "51": "826",
          "55": "10000000000000000000000001111111111111111111111111111100000000000000000000000101010101010100001010100101000000000101001111111111111111111111110000000000000000000000000000011111111111111111111100000000001001010001010010010000010001001010101001111100110110000000000000000000000000",
          "63": "ABCDEFG6R0123",
          "71": "00000505",
          "93": "024321",
          "94": "012216",
          "100": "054321"
      }
  }
  ```
</details>
  6. Purchase with cashback and settlement 
      ### 6. Purchase with cashback and settlement

  ```json Purchase with cashback and settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "254321000123",
          "rid_auth": "737654321",
          "tid": "2123456789098765432",
          "cid": "123456",
          "file_date": "230527",
          "cycle_info": "99401",
          "de24": "200"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "090000",
          "4": "000000001524",
          "5": "000000001524",
          "6": "000000001524",
          "9": "61000000",
          "10": "61000000",
          "12": "230526132600",
          "22": "M19101C11344",
          "23": "000",
          "24": "200",
          "25": "1401",
          "26": "5947",
          "31": "55203343147168010272377",
          "32": "00000001234",
          "33": "000001",
          "37": "312345678901",
          "38": "109899",
          "41": "37654321",
          "42": "801234567890",
          "43": "GOTHAM RETAIL  \\GOTHAM PARK              \\GOTHAM       \\AB12 C12     GBR",
          "48": "0002003ABC0003003MDS001200345067890011003DC 011204125000901000000000000000000000GFGF12542124124512451540000000000000000001233213212321323212130000000DBH0000002122555510202    NNNN00123456789      GOTHAM RETAIL       123456789   01910012",
          "49": "826",
          "50": "826",
          "51": "826",
          "54": "0040826D000000000500",
          "55": "10111000000000000011111000001110010101010010111100001010100011001100001110000100100111000011111011100000001101010101010101010010000000000000000000000000000000000",
          "63": "ABCDE123F0321",
          "71": "00000789",
          "93": "024439",
          "94": "009250",
          "100": "020123"
      }
  }

  ```
</details>
  7. Incremental and settlement 
      ### 7. Incremental and settlement

  ```json Incremental and Settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230616",
          "cycle_info": "99401",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000011515",
          "5": "000000011515",
          "6": "000000011515",
          "9": "61000000",
          "10": "61000000",
          "12": "230614090600",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "7922",
          "31": "15122623167000181322362",
          "32": "51226200000",
          "33": "012345",
          "37": "009876",
          "38": "107620",
          "41": "12345678",
          "42": "023456789",
          "43": "BWayne Theater\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789",
          "49": "826",
          "50": "826",
          "51": "826",
          "63": "ABCD1EFG54321",
          "71": "00005040",
          "93": "022153",
          "94": "011595",
          "100": "024321"
      }
  }
  ```
</details>
  8. Refund 
      ### 8. Refund

  ```json Refund
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "234567000089",
          "rid_auth": "0",
          "tid": "7000000234567000089",
          "cid": "987654",
          "file_date": "230613",
          "cycle_info": "99601",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "123456789",
          "3": "200000",
          "4": "000000000299",
          "5": "000000000299",
          "6": "000000000299",
          "9": "61000000",
          "10": "61000000",
          "12": "230123456789",
          "22": "M10101234567",
          "24": "200",
          "26": "5432",
          "31": "85481473164519841207953",
          "33": "012345",
          "37": "012345678900",
          "40": "101",
          "42": "8001234",
          "43": "BURGER PLACE/ GOTHAAAM CITY /     GBR",
          "48": "0001111BSF000FAF05634 ABC123DEF456GHI789JKL987MNO654PQR321STU123VWX456YZA789QWE741RTY321UIO8520PLKJ6987HGFD12365DSAW21      12345600000123              5DF00021654N230613052310165001M05635322002N 012656202",
          "49": "826",
          "50": "826",
          "51": "826",
          "71": "0000",
          "93": "054321",
          "94": "012321",
          "100": "022222"
      }
  }
  ```
</details>
  9. V2 second presentment 
      ### 9. V2 second presentment

  ```json V2 second presentment
  {
    "PacketType": "1240",
    "Header": {
      "source": "M",
      "rid_set": "54321000002",
      "rid_auth": "7654321",
      "tid": "1234567891011121314",
      "cid": "123456",
      "file_date": "220126",
      "cycle_info": "88001",
      "de24": "123",
      "total_bill_fee": "1.04000000"
    },
    "iso_msg": {
      "2": "987654321",
      "3": "000000",
      "4": "000000000400",
      "5": "000000000400",
      "6": "000000000400",
      "12": "220220220220",
      "22": "B10101B88001",
      "24": "205",
      "25": "2000",
      "26": "5999",
      "30": "000004000400000004000400",
      "31": "02222777775012300000049",
      "33": "999999",
      "42": "ABC123TESTMTF19",
      "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
      "48": "0023003NA 0112345043201490055555000158012DMC       ES0123001M07890010",
      "49": "344",
      "50": "344",
      "51": "344",
      "63": " MCC011P5L0123  ",
      "71": "00000002",
      "93": "005123",
      "94": "00000999999",
      "95": "0123456789"
    }
  }
  ```
</details>
  10. V2 late presentment 
      ### 10. V2 late presentment

  ```json V2 late presentment
  {
    "PacketType": "1240",
    "Header": {
      "source": "M",
      "rid_set": "54321000002",
      "rid_auth": "7654321",
      "tid": "1234567891011121314",
      "cid": "123456",
      "file_date": "220126",
      "cycle_info": "33001",
      "de24": "200",
      "total_bill_fee": "1.09000000"
    },
    "iso_msg": {
      "2": "98765432",
      "3": "000000",
      "4": "000000000900",
      "5": "000000000900",
      "6": "000000000900",
      "12": "22012312345",
      "22": "B10101B88001",
      "24": "200",
      "25": "1401",
      "26": "5999",
      "31": "02277702034012300000045",
      "32": "999903",
      "33": "999903",
      "37": "088000900808",
      "38": "106500",
      "41": "MTF TEST",
      "42": "ABC123TESTMTF19",
      "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
      "48": "0023003NA 014800434420158012DMC       ES0165001M01700328005556666      8005556666      018904118005551212                              ",
      "49": "344",
      "50": "344",
      "51": "344",
      "63": " MCC011K567123  ",
      "71": "00000002",
      "93": "005891",
      "94": "00000998802"
    }
  }
  ```
</details>
  11. V2 first presentment 
      ### 11. V2 first presentment

  ```json V2 first presentment
  {
    "PacketType": "1240",
    "Header": {
      "source": "M",
      "rid_set": "54321000002",
      "rid_auth": "1234567",
      "tid": "123456799876543201",
      "cid": "444444",
      "file_date": "220126",
      "cycle_info": "03001",
      "de24": "200",
      "total_bill_fee": "1.05000000"
    },
    "iso_msg": {
      "2": "412345678",
      "3": "000000",
      "4": "000000000500",
      "5": "000000000500",
      "6": "000000000500",
      "12": "220123456789",
      "22": "A11100B89011",
      "24": "200",
      "25": "1401",
      "26": "5999",
      "31": "02222777722222600000072",
      "32": "999999",
      "33": "999999",
      "37": "090000000909",
      "38": "111111",
      "41": "TEST",
      "42": "ABC123TESTMT19",
      "43": "Misc Retail           \\001 Main Street\\Vegas       \\90210-1234CA USA",
      "48": "0023003NA 014800434420158012DMC       ES0165001M01700328001110000      8001110000      018904118001112112                              ",
      "49": "344",
      "50": "344",
      "51": "344",
      "63": " MCC000K4L0126  ",
      "71": "00000002",
      "93": "005891",
      "94": "00000999903"
    }
  }
  ```
</details>
  12. V2 ATM withdrawal and partial reversal 
      ### 12. V2 ATM withdrawal and partial reversal

  ```json V2 ATM withdrawal and partial reversal
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230212",
          "cycle_info": "02201",
          "de24": "200",
          "total_fee_bill": "1.00000000"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "010000",
          "4": "000000630000",
          "5": "000000003387",
          "6": "000000003387",
          "9": "95376190",
          "10": "95376190",
          "12": "230211154532",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "6011",
          "31": "85425353042004867502166",
          "32": "00000542535",
          "33": "005924",
          "37": "000486750216",
          "38": "103118",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave APT\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789",
          "49": "388",
          "50": "826",
          "51": "826",
          "63": "ABCD1EFG54321",
          "71": "00000234",
          "93": "022153",
          "94": "005636",
          "100": "024321"
      }
  }
  ```
</details>
  13. V2 credit presentment 
      ### 13. V2 credit presentment

  ```json V2 credit presentment
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "220126",
          "cycle_info": "00301",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "200000",
          "4": "000000000800",
          "5": "000000000800",
          "6": "000000000800",
          "12": "220126130011",
          "22": "A10101A00123",
          "24": "200",
          "25": "1401",
          "26": "65999011",
          "31": "02222702025012600000025",
          "32": "999123",
          "33": "999123",
          "37": "080000900456",
          "38": "106456",
          "41": "MTF TEST",
          "42": "ABC123TESTMTF19",
          "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
          "48": "0023003NA 014800434420158012DMC       ES0165001M01700328005556666      8005556666      018904118005551212                              ",
          "49": "344",
          "50": "344",
          "51": "344",
          "63": "MCC011K4N0126",
          "71": "00000002",
          "93": "005891",
          "94": "00000999123"
      }
  }
  ```
</details>
  14. V2 unmatched presentment 
      ### 14. V2 unmatched presentment

  ```json V2 unmatched presentment
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "0",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "220126",
          "cycle_info": "50001",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000000600",
          "5": "000000000600",
          "6": "000000000600",
          "12": "220126135909",
          "22": "A10101A00123",
          "24": "200",
          "25": "1401",
          "26": "5999",
          "31": "02222712025012600000025",
          "32": "999123",
          "33": "999123",
          "37": "080000900456",
          "38": "116456",
          "41": "MTF TEST",
          "42": "ABC123TESTMTF19",
          "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
          "48": "002310123ABC 0001000ABCDEFGH123456789JKLMANOP9876543210       I01234560000654321000000000000000123400000000000N       0123456789ABCDEFG987654321                                 ",
          "49": "344",
          "50": "344",
          "51": "344",
          "63": "MCC012A4B0123",
          "71": "00000002",
          "93": "005891",
          "94": "00000999123"
      }
  }
  ```
</details>
  15. V2 presentment reversal 
      ### 15. V2 presentment reversal

  ```json Presentment reversal

  {
    "PacketType": "1240",
    "Header": {
      "source": "M",
      "rid_set": "91234567890",
      "rid_auth": "7654321",
      "tid": "1234567890987654321",
      "cid": "123456",
      "file_date": "220126",
      "cycle_info": "04001",
      "de24": "200",
      "total_bill_fee": "1.05000000"
    },
    "iso_msg": {
      "2": "987654321",
      "3": "000000",
      "4": "000000000500",
      "5": "000000000500",
      "6": "000000000500",
      "12": "220126124259",
      "22": "B10101B99123",
      "24": "200",
      "25": "1401",
      "26": "5999",
      "31": "02222702025012600000025",
      "32": "999321",
      "33": "999321",
      "37": "080000900456",
      "38": "106456",
      "41": "MTF TEST",
      "42": "ABC123TESTMTF19",
      "43": "Misc Retail           \\1234 Main Street\\Vegas       \\90210-1234CA USA",
      "48": "002310123ABC 0001000ABCDEFGH123456789JKLMANOP9876543210       I01234560000654321000000000000000123400000000000N       0123456789ABCDEFG987654321                                 ",
      "49": "344",
      "50": "344",
      "51": "344",
      "63": " MCC012A4B0123  ",
      "71": "00000002",
      "93": "005891",
      "94": "00000999321"
    }
  }
  ```
</details>
  16. V2 ECOM purchase and reversal 
      ### 16. V2 ECOM purchase and reversal

  ```json V2 ECOM purchase and reversal
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230614",
          "cycle_info": "99401",
          "de24": "200",
          "total_fee_bill": "10.82790000"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000020740",
          "5": "000000017867",
          "6": "000000017867",
          "9": "78614754",
          "10": "78614754",
          "12": "230405234319",
          "22": "A10101A00123",
          "24": "200",
          "25": "1401",
          "26": "4511",
          "31": "75102183164003299988567",
          "32": "00000009135",
          "33": "009135",
          "37": "309520782831",
          "38": "104900",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave \\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789",
          "49": "978",
          "50": "826",
          "51": "826",
          "63": "ABCD1EFG54321",
          "71": "00001213",
          "93": "022153",
          "94": "009135",
          "100": "024321"
      }
  }
  ```
</details>
  17. V2 POS purchase and full settlement 
      ### 17. V2 POS purchase and full settlement

  ```json V2 POS purchase and full settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "220305",
          "cycle_info": "99401",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000001450",
          "5": "000000001450",
          "6": "000000001450",
          "9": "61000000",
          "10": "61000000",
          "12": "220304192025",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "5812",
          "31": "85230742063208627257432",
          "33": "009871",
          "38": "102087",
          "40": "221",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave coffee sh\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789",
          "49": "826",
          "50": "826",
          "51": "826",
          "55": "101111111111000000000000000011110000000001010101010000000111100000101010100111000101010100000000000000000000000000001111111111111111111111100000000000000000000000000000000000101011001010010010",
          "63": "ABCD1EFG54321",
          "71": "00002200",
          "93": "022153",
          "94": "009871",
          "100": "024321"
      }
  }
  ```
</details>
  18. V2 POS purchase contactless and settlement reversal 
      ### 18. V2 POS purchase contactless and settlement reversal

  ```json V2 POS purchase contactless and settlement reversal
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230615",
          "cycle_info": "01101",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000001150",
          "5": "000000001150",
          "6": "000000001150",
          "9": "61000000",
          "10": "61000000",
          "12": "230613214000",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "5261",
          "31": "85481473165520259735187",
          "33": "012216",
          "37": "000000001723",
          "38": "108465",
          "40": "201",
          "41": "12345678",
          "42": "520321009123456",
          "43": "GARDENING STORE GOTH LTD\\GOTHAM HEIGHTS\\GOTHAM CITY\\AB9 2VZ      GBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789",
          "49": "826",
          "50": "826",
          "51": "826",
          "55": "101111111111000000000000000011110000000001010101010000000111100000101010100111000101010100000000000000000000000000001111111111111111111111100000000000000000000000000000000000101011001010010010",
          "63": "ABCD1EFG54321",
          "71": "00003140",
          "93": "022153",
          "94": "012216",
          "100": "024321"
      }
  }
  ```
</details>
  19. V2 POS refund and settlement reversal 
      ### 19. V2 POS refund and settlement reversal

  ```json V2 POS refund and settlement reversal
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "7654321",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "221021",
          "cycle_info": "02201",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "200000",
          "4": "000000005000",
          "5": "000000005000",
          "6": "000000005000",
          "9": "61000000",
          "10": "61000000",
          "12": "221020125606",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "5947",
          "30": "000000005000000000000000",
          "31": "72702822293007249137082",
          "32": "023561",
          "33": "023561",
          "37": "008529977910",
          "38": "109336",
          "40": "221",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave LTD\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789      ",
          "49": "826",
          "50": "826",
          "51": "826",
          "55": "101111111111000000000000000011110000000001010101010000000111100000101010100111000101010100000000000000000000000000001111111111111111111111100000000000000000000000000000000000101011001010010010",
          "63": "ABCD1EFG54321",
          "71": "00015374",
          "93": "022153",
          "94": "023561",
          "100": "024321"
      }
  }
  ```
</details>
  20. V2 POS purchase offline and settlement 
      ### 20. V2 POS purchase offline and settlement

  ```json V2 POS purchase offline and settlement
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "0",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230616",
          "cycle_info": "02201",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000042891",
          "5": "000000001453",
          "6": "000000001453",
          "9": "83387657",
          "10": "83387657",
          "12": "230615143747",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "4511",
          "30": "000000042891000000000000",
          "31": "35442943167003000258638",
          "32": "51234567890",
          "33": "005692",
          "37": "312345678900",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave coffee sh\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789      ",
          "49": "949",
          "50": "826",
          "51": "826",
          "55": "101111111111000000000000000011110000000001010101010000000111100000101010100111000101010100000000000000000000000000001111111111111111111111100000000000000000000000000000000000101011001010010010",
          "71": "00000365",
          "93": "022153",
          "94": "005692",
          "100": "024321"
      }
  }
  ```
</details>
  21. V2 POS purchase offline and settlement reversal 
      ### 21. V2 POS purchase offline and settlement reversal

  ```json V2 POS purchase offline and settlement reversal
  {
      "PacketType": "1240",
      "Header": {
          "source": "M",
          "rid_set": "91234567890",
          "rid_auth": "0",
          "tid": "1234567890987654321",
          "cid": "123456",
          "file_date": "230615",
          "cycle_info": "02201",
          "de24": "200",
          "total_fee_bill": "0.00"
      },
      "iso_msg": {
          "2": "987654321",
          "3": "000000",
          "4": "000000000062",
          "5": "000000000062",
          "6": "000000000062",
          "9": "61000000",
          "10": "61000000",
          "12": "230614100438",
          "22": "A10101A00123",
          "23": "000",
          "24": "200",
          "26": "5947",
          "31": "05130863166910035203275",
          "32": "654321",
          "33": "012345",
          "37": "330123456789",
          "41": "12345678",
          "42": "520321009123456",
          "43": "Batcave coffee sh\\1 Gotham Main street\\Gotham\\B123DE    GBRGBR",
          "48": "0001000ABCDEFGH123456789JKLMANOP9876543210 I01234560000654321000000000000000123400000000000N 0123456789ABCDEFG987654321   ABCD1234EDFG6543DCBA4321XYZ987 QWERTY123456789      ",
          "49": "826",
          "50": "826",
          "51": "826",
          "55": "101111111111000000000000000011110000000001010101010000000111100000101010100111000101010100000000000000000000000000001111111111111111111111100000000000000000000000000000000000101011001010010010",
          "71": "00008882",
          "93": "022153",
          "94": "016778",
          "100": "024321"
      }
  }
  ```
</details>
  22. V3 First presentment 
      ### 22. V3 First presentment

  ```json V3 First presentment
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "1234567890987654321",
          "RID": "54321000002",
          "ADD_REF_RID": "1234567",
          "PID": "123",
          "ClientID": "412345",
          "Network": "MC",
          "Transaction_Date_Time": "2022-01-19 08:24:51",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "ACQUIRER NAME            CITY NAME   HK ",
          "Transaction_Amount": "150",
          "Transaction_Currency": "HKD",
          "Billing_Amount": "150",
          "Billing_Currency": "HKD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Online Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5691 -  Clothing Stores",
          "Account_ID": "234567891",
          "Customer_AC": "",
          "File_Date": "220119",
          "Cycle_Info": "24453"
      },
      "ISO_MSG": {
          "2": "987654321",
          "3": "000000",
          "4": "000000015000",
          "5": "000000015000",
          "6": "000000015000",
          "10": "61000000",
          "12": "220119082451",
          "22": "091650C00110",
          "23": "000",
          "24": "200",
          "25": "1401",
          "26": "5691",
          "30": "000000015000000000015000",
          "31": "2500121219000047249316",
          "32": "012345",
          "33": "012345",
          "37": "085000100002",
          "38": "10868Z",
          "41": "12345678",
          "42": "42829473       ",
          "43": "A.B.Smith Signature    City name     Country",
          "48": "002310123ABC 0001000ABCDEFGH123456789JKLMANOP9876543210       I01234560000654321000000000000000123400000000000N       0123456789ABCDEFG987654321  ",
          "49": "344",
          "50": "344",
          "51": "344",
          "55": "1110011000110110001100000111000011001011000011100011011001100111110111101010000101010110100110011110100100000110001001000000011000011100110001101100001100101100001101101100001100001100001100001100001100001100001100001100011101011100001100001110011000110110001110000110000111000110000110001110000110001110000110000100000111000011000011001111000011000011000011000010000111100011110011000110110011110011110000110011100010111000010001011110001000101111000110101100011011001010000011100001100101100001110001101001100001110001100101100001100101101011110001100001100001110001101001100001101111000001110000110000110000110000110000110000110000110000110100110001110000110001110000111001110101110000110101110000110000110000110000110000110000110000110000110000110000",
          "63": " MCC012A4B0123  ",
          "71": "00000002",
          "93": "019276",
          "94": "012345"
      }
  }
  ```
</details>
  23. V3 Second presentment 
      ### 23. V3 Second presentment

  ```json V3 Second presentment
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "1234567890123454321",
          "RID": "54321012342",
          "ADD_REF_RID": "712312",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-04-20 04:13:00",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "TAXIF",
          "Transaction_Amount": "29.01",
          "Transaction_Currency": "USD",
          "Billing_Amount": "20.593",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0.82370994",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5734 - Computer Software Stores",
          "Account_ID": "234567891",
          "Customer_AC": "0540876543217519001",
          "File_Date": "230515",
          "Cycle_Info": "01101"
      },
      "ISO_MSG": {
          "2": "765432123",
          "3": "000000",
          "4": "000000002901",
          "5": "000000002901",
          "6": "000000020593",
          "9": "61000000",
          "10": "77098586",
          "12": "230420041300",
          "22": "091650S00110",
          "24": "205",
          "25": "2700",
          "26": "5734",
          "30": "000000002300000000000000",
          "31": "85383903110000005010061",
          "33": "018505",
          "38": "107841",
          "41": "V7WEHJAT",
          "42": "H9BHF6AI66DTKI0",
          "43": "TAXIF\\30 Stanford Hill\\LOUGHBOROUGH\\LE11 1LX  LNDGBR",
          "48": "0002003MDS0003003MDU001500723051400023003CT60052003210014603600290184000000000003384000000000003301480208402826284028402400301490068260000158031DMC1050601EW23051501    NNNNNNN015906718656      400756153                   1US00000001N23051501230515010165001M0177002YN019100120262001102661264853230512  0000000029018409164620992                                                                                         ",
          "49": "840",
          "50": "840",
          "51": "400",
          "63": " MDUZ9MLIO0420  ",
          "71": "00000175",
          "72": "9164620992",
          "93": "018656",
          "94": "018505",
          "95": "9164620992",
          "100": "018656"
      }
  }
  ```
</details>
  24. V3 Presentment reversal 
      ### 24. V3 Presentment reversal

  ```json V3 Presentment reversal
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment-Reversal"
      },
      "SUMMARY": {
          "TID": "2321298765432185062",
          "RID": "7176543216",
          "ADD_REF_RID": "1012344",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-04-01 06:21:27",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "Hello Branch ATM 001",
          "Transaction_Amount": "20",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "20",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "1.00000000",
          "Card_Use_Type": "Online Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Automated Cash Disburse",
          "Account_ID": "190123456",
          "Customer_AC": "1010011234567898006",
          "File_Date": "230530",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "123456191",
          "3": "010000",
          "4": "000000020000",
          "5": "000000002819",
          "6": "000000020000",
          "9": "61409500",
          "10": "61000000",
          "12": "230511062127",
          "22": "D11401C99001",
          "23": "001",
          "24": "200",
          "26": "6011",
          "31": "15422023149005304031363",
          "33": "002202",
          "37": "530403136   ",
          "38": "105167",
          "41": "00600100",
          "42": "00600100       ",
          "43": "Hello Branch ATM 001\\Hello Branch ATM 001\\MAN\\UNKNOWN      JOR",
          "48": "0002003MDS0003003MDU001500723052900023003CT10025007R23051200580020000590110000000000001460360019014000000000009008400000000001270148008400384020158031DMC10106015123053002    NNNNNNN015906718656      400756153                   1US00000001M23053002230530010165001M0177002N 01910012",
          "49": "400",
          "50": "840",
          "51": "400",
          "71": "00000726",
          "93": "018656",
          "94": "004680",
          "100": "018656"
      }
  }
  ```
</details>
  25. V3 Credit presentment 
      ### 25. V3 Credit presentment

  ```json V3 Credit presentment
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2765432177012345675",
          "RID": "7112345674",
          "ADD_REF_RID": "1123405",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-05-20 12:41:54",
          "Spend_Type": "ECOM - Purchase Return",
          "Spend_Location": "ACROBAT               ",
          "Transaction_Amount": "152.2",
          "Transaction_Currency": "USD",
          "Billing_Amount": "108.126",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "4.31943600",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4511 - Airlines, Air Carriers",
          "Account_ID": "699126314",
          "Customer_AC": "0431113030861550014",
          "File_Date": "230530",
          "Cycle_Info": "99401"
      },
      "ISO_MSG": {
          "2": "112345606",
          "3": "200000",
          "4": "000000015220",
          "5": "000000015220",
          "6": "000000108126",
          "9": "61000000",
          "10": "77104204",
          "12": "230529124154",
          "22": "600550S0000C",
          "24": "200",
          "26": "4511",
          "31": "85258303150122246963129",
          "33": "014049",
          "37": "314914696312",
          "38": "105895",
          "41": "S07PJY08",
          "42": "659284210      ",
          "43": "ACROBAT               \\HOPSCOTCH YENISEHIR MAH. O\\UK           \\1         GBRGBR",
          "48": "0002003MDS0003003MDU001500723052920023003CT6005200321201460360019018400000000001758400000000001750148008840240030158031DMC1050601EW23053004    NNNNNNN015906718656      400756153                   1US00000001N23053004230530010165001M0177002YN0184036b4b400ec-7909-4200-8aa8-bcfc36483d5c0185028kBMAYRY7KmAU1jfeaFEJ0YQBMyw3018600120188105AIORN00AIDE000AICN287AICW800AIHR002AIRL000AIRE033AIC3048AIC6048AIC9048AIC1048AIG3NAAAIG6NAAAIG9NAAAIG1NAA01910012",
          "49": "840",
          "50": "840",
          "51": "400",
          "63": " MDU4UI3EC0529  ",
          "71": "00003024",
          "93": "018756",
          "94": "012049",
          "100": "018656"
      }
  }
  ```
</details>
  26. V3 Unmatched presentment 
      ### 26. V3 Unmatched presentment

  ```json V3 Unmatched presentment
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "7123000876543210179",
          "RID": "8012345678",
          "ADD_REF_RID": "0",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-05-27 03:14:06",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "DNA Norris",
          "Transaction_Amount": "54",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "54",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7622 - Electronics Repair Shops",
          "Account_ID": "690987654",
          "Customer_AC": "0324013098765432114",
          "File_Date": "230531",
          "Cycle_Info": "01101"
      },
      "ISO_MSG": {
          "2": "112345678",
          "3": "000000",
          "4": "000000054000",
          "5": "000000007605",
          "6": "000000054000",
          "9": "61408333",
          "10": "61000000",
          "12": "230527031406",
          "22": "M10120100121",
          "23": "001",
          "24": "200",
          "26": "7622",
          "31": "72713233147012853853003",
          "33": "015292",
          "37": "314720268834",
          "38": "314721",
          "41": "90079401",
          "42": "900003000102   ",
          "43": "DNA Norris\\Norris\\Norris\\0000      JORJOR",
          "48": "0002003MDS0003003MDU001500723053020023003POI01460360029014000000000002708400000000000380148008400384020158031DMC44000019523053101    NNNNNNN015906718656      400756153                   1US00000001M23053101230531010165030M                             0177002N 01910012",
          "49": "400",
          "50": "840",
          "51": "400",
          "71": "00000179",
          "93": "018656",
          "94": "015292",
          "100": "018656"
      }
  }
  ```
</details>
  27. V3 Multiple settlements for single authorization 
      ### 27. V3 Multiple settlements for single authorization

  ```json First settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2987654321987952460",
          "RID": "6690987654",
          "ADD_REF_RID": "1123456",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-05-20 16:37:38",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "AUTORENTALME.COM      ",
          "Transaction_Amount": "2000",
          "Transaction_Currency": "TRY",
          "Billing_Amount": "72.44",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "2.14848088",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7512 - Car Rental Agencies",
          "Account_ID": "587654321",
          "Customer_AC": "0070019876543212003",
          "File_Date": "230521",
          "Cycle_Info": "01101"
      },
      "ISO_MSG": {
          "2": "987654320",
          "3": "000000",
          "4": "000000200000",
          "5": "000000010210",
          "6": "000000072440",
          "9": "85105000",
          "10": "83622000",
          "12": "230520163738",
          "22": "600550S0000C",
          "24": "200",
          "26": "7512",
          "31": "85206533141140169524607",
          "33": "009541",
          "37": "314016952460",
          "38": "104793",
          "41": "S0M93G09",
          "42": "666896550      ",
          "43": "AUTORENTALME.COM      \\TWO? RE?S ONE. G?Y?MKENT \\AUSTRALIA    \\34235     TURTUR",
          "48": "0002003MDS0003003MDU001500723051910023003CT60052003210014603600290194900000000320084000000000016301480129492400384020158031DMC1050601YA23052101    NNNNNNN015906718656      400756153                   1US00000001M23052101230522010165001M0177002YY01910012",
          "49": "949",
          "50": "840",
          "51": "400",
          "63": " MDU4ZCJEC0520  ",
          "71": "00000065",
          "93": "018656",
          "94": "009541",
          "100": "018656"
      }
  }
  ```
  ```json Second settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2987654321987952460",
          "RID": "7099876543",
          "ADD_REF_RID": "1123456",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-05-30 03:18:47",
          "Spend_Type": "ECOM - Purchase Return",
          "Spend_Location": "AUTORENTALME.COM      ",
          "Transaction_Amount": "2000",
          "Transaction_Currency": "TRY",
          "Billing_Amount": "70.866",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "2.09892844",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7512 - Car Rental Agencies",
          "Account_ID": "587654321",
          "Customer_AC": "0070019876543212003",
          "File_Date": "230531",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "987654320",
          "3": "200000",
          "4": "000000200000",
          "5": "000000009980",
          "6": "000000070866",
          "9": "84990000",
          "10": "83543300",
          "12": "230530031847",
          "22": "600550S0000C",
          "24": "200",
          "26": "7512",
          "31": "85206533151150296671855",
          "33": "009541",
          "37": "315029667185",
          "38": "104793",
          "41": "S0M93G09",
          "42": "666896550      ",
          "43": "AUTORENTALME.COM      \\TWO? RE?S ONE. G?Y?MKENT \\AUSTRALIA    \\34235     TURTUR",
          "48": "0002003MDS0003003MDU001500723053020023003CT60052003210014603600190194900000000320084000000000015901480129492400384020158031DMC1050601YA23053102    NNNNNNN015906718656      400756153                   1US00000001M23053102230531010165001M0177002YY01910012",
          "49": "949",
          "50": "840",
          "51": "400",
          "63": " MDU4ZCJEC0530  ",
          "71": "00000823",
          "93": "018656",
          "94": "009541",
          "100": "018656"
      }
  }
  ```
</details>
  28. V3 POS purchase and full settlement 
      ### 28. V3 POS purchase and full settlement

  ```json V3 POS purchase and full settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2571234567890281231",
          "RID": "11231231237",
          "ADD_REF_RID": "1234562",
          "PID": "9",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-24 20:08:18",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "MANE BARBER SHOP",
          "Transaction_Amount": "12",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "12",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Online Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "7230 - Barber and Beauty Shops",
          "Account_ID": "123456789",
          "Customer_AC": "0123456781121234563",
          "File_Date": "230125",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "876543212",
          "3": "000000",
          "4": "000000012000",
          "5": "000000012000",
          "6": "000000012000",
          "9": "61000000",
          "10": "61000000",
          "12": "230124200818",
          "22": "M00101C5414C",
          "24": "200",
          "25": "1401",
          "26": "7230",
          "31": "72714914025831583150013",
          "32": "271491",
          "33": "016880",
          "37": "402418285081",
          "38": "101993",
          "42": "000305617520001",
          "43": "MANE BARBER SHOP\\AU GHJKLIO                              \\KUWAIT\\44776655  400JOR",
          "48": "0002003MDS0003003MDU001500724012310023003POI01460360029014000000000000604000000000000600148008400384020158031DMC44000017524012502    NNNNNNN015906718656      0014139950096000            3ME00040001N24012502240125010165001M0177002N 0188105AIORN00AIDE000AICN902AICW164AIHR238AIRL000AIRE595AIC3070AIC6070AIC9070AIC1071AIG3NAAAIG6NAAAIG9NAAAIG1NAA01910012",
          "49": "400",
          "50": "400",
          "51": "400",
          "55": "100111111001101000101011000011111011111111111100101110011111111011110011111001111110011100011000000010011111100001001000011000010100111100000000110010000000000000000000000000000000000000000000001111111110011111110111010011011111011101010010011011011100111111101100010000010100111001010101010000000000001000000000001001101000111001000001100100100111000001000010011111001001100000000000000001100000000010111111010100010010000001000001000101110010000100111111101000100100000010000100011110100000000000000000010010000100001001111100110110000000000000000000000000100111111101000011100010000110010100111111100110011111000001111000011001000100111111101010001100010",
          "63": " MDU6LHONW0124  ",
          "71": "00008047",
          "93": "018656",
          "94": "016880",
          "100": "018656"
      }
  }
  ```
</details>
  29. V3 POS purchase and settlement reversal 
      ### 29. V3 POS purchase and settlement reversal

  ```json V3 POS purchase and settlement reversal
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment-Reversal"
      },
      "SUMMARY": {
          "TID": "2571234561230281231",
          "RID": "11234123412",
          "ADD_REF_RID": "1234568",
          "PID": "5",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-08-05 11:35:31",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "HOPE MEDICAL ABC123456",
          "Transaction_Amount": "433000",
          "Transaction_Currency": "UGX",
          "Billing_Amount": "80.971",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "2.41700000",
          "Card_Use_Type": "Online Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "8062 - Hospitals",
          "Account_ID": "432123456",
          "Customer_AC": "0124321250158456789",
          "File_Date": "230126",
          "Cycle_Info": "99601"
      },
      "ISO_MSG": {
          "2": "765432123",
          "3": "000000",
          "4": "000000433000",
          "5": "000000011415",
          "6": "000000080971",
          "9": "90263625",
          "10": "90187000",
          "12": "230805113531",
          "22": "C10101C1014C",
          "23": "001",
          "24": "200",
          "25": "1401",
          "26": "8062",
          "31": "02715453217012766460130",
          "32": "031217",
          "33": "031217",
          "37": "080500001858",
          "38": "104646",
          "40": "221",
          "41": "DU001295",
          "42": "9900295        ",
          "43": "HOPE MEDICAL ABC123456\\HOPE MEDICAL ABC1234567\\SYDNEYS\\000000000 AUSAUS",
          "48": "0002003MDS0003003MDU001500724011910023003NA 0025007R240119014603600290180000000000769884000000000020301480128000400384020158031DMC2060001YG24012606    NNNNNNN015906718656      400756153                   1US00000001M24012606240126010165001M0177002YY01910012019800200",
          "49": "800",
          "50": "840",
          "51": "400",
          "55": "1011111101010001010000000100000100010111001000010000100011110100000000000000000010010000100001001010101010000000000001000000000001001101000111000111000010110011100000100001001111100100110000000000000100001111000000001001111100110110000000000000000000000000100111111000010010000110000101001111000000001101000000000000000000000000000000000000000000000011111111100111111101000101000000010011111111101000110011110001110011110100111001110111110000110100100111111001101000111010101011110010001111101010000011111011100101001001110011111100111000110000000100111111100110011111000001111000011001000100111111101000011100010000110010100111111101010001100010100111111101100010000010101001111111011101001111010100111001000110010011111100000101000000000000000000",
          "63": " MDU4EUKQQ0805  ",
          "71": "00010151",
          "93": "018656",
          "94": "031217",
          "100": "018656"
      }
  }
  ```
</details>
  30. V3 POS purchase contactless and settlement 
      ### 30. V3 POS purchase contactless and settlement

  ```json V3 POS purchase contactless and settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2876543259876543216",
          "RID": "10987654327",
          "ADD_REF_RID": "6543218",
          "PID": "1",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-02-01 03:58:15",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "WELL NO HELLO ON WELLA",
          "Transaction_Amount": "10.5",
          "Transaction_Currency": "AED",
          "Billing_Amount": "2.031",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0.06100000",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5812 - Eating Places, Restaurants",
          "Account_ID": "786756453",
          "Customer_AC": "0123456759876567890",
          "File_Date": "230201",
          "Cycle_Info": "99601"
      },
      "ISO_MSG": {
          "2": "487654321",
          "3": "000000",
          "4": "000000001050",
          "5": "000000000286",
          "6": "000000002031",
          "9": "72723809",
          "10": "71934285",
          "12": "240201035815",
          "22": "M10101M00001",
          "23": "000",
          "24": "200",
          "26": "5812",
          "31": "72305164032950570222706",
          "33": "019537",
          "37": "000000002157",
          "38": "110621",
          "40": "221",
          "41": "13178673",
          "42": "200600864086   ",
          "43": "WELL NO HELLO ON WELLA\\SHOP 9,BLISSA RD wallid ola oldie Street\\Was In Sydney\\000000123 HECTAR",
          "48": "0002003MDS0003003MDU001500724013110023003POI0044002 I014603600290178400000000001284000000000000301480127842400384020158031DMC2060001YD24020105    NNNNNNN015906718656      400756153                   1US00000001M24020105240201010165030M                             0170016971558675400    0177002YY0188105AIORN00AIDE000AICN935AICW843AIHR212AIRL000AIRE693AIC3116AIC6116AIC9116AIC1116AIG3NAAAIG6NAAAIG9NAAAIG1NAA01910012",
          "49": "784",
          "50": "840",
          "51": "400",
          "55": "10011111100100100000000010000100011110100000000000000000010010000100001001111111110100011000011000011000011000011000011000011000011000010011111110011001111100000100010001001111111010000111111100110010100111110011011000000000000000000000000010011111110100010011110000100100000100010110011000000010111111010100010011110000100100111110010011000000000000000001000010100001001110000010000100110100011100100001000011001010101010000000000001000000000011001111111011000100000111100111001111111011101001010101110101100110110000110011111100001001000011000010100000100000010011100100001000000000000000000000000000000000000000001111111110011111100111000110000000100111111001101000111001001011000110000111011110111000001100000011011111101001",
          "63": " MDUJGGG3D0131  ",
          "71": "00009387",
          "93": "018656",
          "94": "019537",
          "100": "018656"
      }
  }
  ```
</details>
  31. V3 POS purchase contactless and settlement reversal 
      ### 31. V3 POS purchase contactless and settlement reversal

  ```json V3 POS purchase contactless and settlement reversal
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment-Reversal"
      },
      "SUMMARY": {
          "TID": "9876543273987654321",
          "RID": "10989098902",
          "ADD_REF_RID": "7654326",
          "PID": "2",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2024-10-24 18:53:03",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "A ARTNART MUSEUMS",
          "Transaction_Amount": "80",
          "Transaction_Currency": "EGP",
          "Billing_Amount": "1.843",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0.05500000",
          "Card_Use_Type": "Contactless Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "9399 - Government Services ",
          "Account_ID": "198765434",
          "Customer_AC": "0890765430987654323",
          "File_Date": "241026",
          "Cycle_Info": "01101"
      },
      "ISO_MSG": {
          "2": "765456780",
          "3": "000000",
          "4": "000000008000",
          "5": "000000000260",
          "6": "000000001843",
          "9": "83250000",
          "10": "82303750",
          "12": "231024185303",
          "22": "M00101M50141",
          "23": "001",
          "24": "200",
          "25": "1401",
          "26": "9399",
          "31": "75189043295700101027682",
          "32": "518904",
          "33": "009316",
          "37": "329421295641",
          "38": "108231",
          "42": "1408170007     ",
          "43": "A ARTNART MUSEUMS\\AUCKL\\AUCKL\\87654321  NZLNZL",
          "48": "0002003MDS0003003MDU001500723102500023003POI0025007R2310240044002 I014603600290181800000000009384000000000000301480128182840240030158031DMC2060001YD23102601    NNNNNNN015906718656      400756153                   1US00000001M23102601231026010165001M0177002YY01910012",
          "49": "818",
          "50": "840",
          "51": "400",
          "63": " MDUM9B2EW1021  ",
          "71": "00002122",
          "93": "018656",
          "94": "009316",
          "100": "018656"
      }
  }
  ```
</details>
  32. V3 ECOM purchase and reversal 
      ### 32. V3 ECOM purchase and reversal

  ```json V3 ECOM purchase and reversal
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment-Reversal"
      },
      "SUMMARY": {
          "TID": "9876543217654321234",
          "RID": "16980987654",
          "ADD_REF_RID": "8765431",
          "PID": "7",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-22 12:06:00",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Express Server",
          "Transaction_Amount": "204",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "204",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5732 - Electronics Stores",
          "Account_ID": "647654323",
          "Customer_AC": "1056789009876543210",
          "File_Date": "230201",
          "Cycle_Info": "99401"
      },
      "ISO_MSG": {
          "2": "987678905",
          "3": "000000",
          "4": "000000204000",
          "5": "000000204000",
          "6": "000000204000",
          "9": "61000000",
          "10": "61000000",
          "12": "240122120600",
          "22": "090550S00041",
          "23": "000",
          "24": "200",
          "26": "5732",
          "30": "000000204000000000000000",
          "31": "02304034023005844739698",
          "32": "230403",
          "33": "019275",
          "37": "402212860623",
          "38": "112292",
          "41": "07230103",
          "42": "ABCDCJ000072301",
          "43": "Express Server\\Kiwi bank\\NZLNZL\\          400JOR",
          "48": "0002003MDS0003003MDU001500724012110023003CT60025007R240122005200321201460360029014000000000010204000000000010200148004400301490064000000158031DMC44000017924020104    NNNNNNN015906718656      0014139950096000            3ME00040001N24020104240204010165001M0170032                Jordan          0175013https://actio0177002N 01840367bc87345-62af-4441-902d-00956335dffb0185028kBNnMYN2PMj3e1S5YaFCk0ABXnD+0186001201910012",
          "49": "400",
          "50": "400",
          "51": "400",
          "63": " MDUTRLVPU0122  ",
          "71": "00008859",
          "93": "018656",
          "94": "019275",
          "100": "018656"
      }
  }
  ```
</details>
  33. V3 ECOM purchase and full settlement 
      ### 33. V3 ECOM purchase and full settlement

  ```json V3 ECOM purchase and full settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2598765432198765498",
          "RID": "98765456788",
          "ADD_REF_RID": "9809876",
          "PID": "2",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-25 01:56:15",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Matevibez",
          "Transaction_Amount": "2.99",
          "Transaction_Currency": "USD",
          "Billing_Amount": "2.124",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0.06400000",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5815 - Digital Goods—Audiovisual Media",
          "Account_ID": "687654321",
          "Customer_AC": "0098765431987654321",
          "File_Date": "230125",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "598765432",
          "3": "000000",
          "4": "000000000299",
          "5": "000000000299",
          "6": "000000002124",
          "9": "61000000",
          "10": "77103678",
          "12": "240125015615",
          "22": "600450S00000",
          "24": "200",
          "26": "5815",
          "31": "02705144025008876899398",
          "32": "023233",
          "33": "023233",
          "38": "110969",
          "42": "212145         ",
          "43": "atevibez\\29 Sandersons Road\\INTERNET\\765789       SGP",
          "48": "0002003MDS0003003MDU001500724012410023003CT6005200321001460360029018400000000000058400000000000050148008840240030158031DMC1040601YA24012502    NNNNNNN015906718656      400756153                   1US00000001N24012502240125010165001M0177002YN0188105AIORN00AIDE000AICN915AICW091AIHR191AIRL000AIRE505AIC3089AIC6160AIC9160AIC1186AIG3NAAAIG6NAAAIG9NAAAIG1NAA019100120218004C101",
          "49": "840",
          "50": "840",
          "51": "400",
          "63": " MDUN26GUA0124  ",
          "71": "00008518",
          "93": "018656",
          "94": "023233",
          "100": "018656"
      }
  }
  ```
</details>
  34. V3 ECOM purchase and partial settlement 
      ### 34. V3 ECOM purchase and partial settlement

  ```json V3 ECOM purchase and partial settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2123987657654876598",
          "RID": "15678934567",
          "ADD_REF_RID": "9870987",
          "PID": "21",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2024-12-06 00:00:00",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "CLARIFY98765432345678",
          "Transaction_Amount": "1099.6",
          "Transaction_Currency": "USD",
          "Billing_Amount": "781.369",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "23.41800000",
          "Card_Use_Type": "PAN manual entry",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "3000 - Airlines",
          "Account_ID": "765430982",
          "Customer_AC": "9876987651678901234",
          "File_Date": "241208",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "456789012",
          "3": "000000",
          "4": "000000109960",
          "5": "000000109960",
          "6": "000000781369",
          "9": "61000000",
          "10": "77105938",
          "12": "231206000000",
          "22": "220910100140",
          "24": "200",
          "25": "1404",
          "26": "3000",
          "31": "55184223341593415603903",
          "33": "010495",
          "37": "593415603903",
          "38": "109377",
          "42": "2100965102     ",
          "43": "CLARIFY98765432345678\\WORLD TRADINGS CENTR\\MELBOURNE\\ABC 123   AUSAUS",
          "48": "0002003MDS0003003MDU001500723120510023003POI01460360029018400000000012648400000000012640148008840240030158031DMC1050601EW23120802    NNNNNNN015906718656      400756153                   1US00000001N23120802231208010165001M0177002YN0188105AIORN00AIDE000AICN899AICW243AIHR149AIRL000AIRE764AIC3035AIC6035AIC9035AIC1035AIG3NAAAIG6NAAAIG9NAAAIG1NAA019100120502045OTHER1Ticket:01680288259682,ALKHALILI/DAREEN ",
          "49": "840",
          "50": "840",
          "51": "400",
          "63": " MDUM07P3A1206  ",
          "71": "00001492",
          "93": "018656",
          "94": "010495",
          "100": "018656"
      }
  }
  ```
</details>
  35. V3 POS purchase offline and settlement 
      ### 35. V3 POS purchase offline and settlement

  ```json V3 POS purchase offline and settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "7009999996987654765",
          "RID": "11111777777",
          "ADD_REF_RID": "0",
          "PID": "9",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-23 00:15:50",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "PEGASUS WAKA TASTEAMIL",
          "Transaction_Amount": "182.41",
          "Transaction_Currency": "TRY",
          "Billing_Amount": "4.309",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Offline Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4511 - Airlines, Air Carriers",
          "Account_ID": "777999999",
          "Customer_AC": "8888888881233999999",
          "File_Date": "230124",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "876555555",
          "3": "000000",
          "4": "000000018241",
          "5": "000000000608",
          "6": "000000004309",
          "9": "83333150",
          "10": "82362260",
          "12": "240123001550",
          "22": "510401F11346",
          "23": "001",
          "24": "200",
          "26": "4511",
          "30": "000000018241000000000000",
          "31": "35442944024003000038973",
          "32": "54429472030",
          "33": "005692",
          "37": "402332654120",
          "41": "02161271",
          "42": "962886600      ",
          "43": "PEGASUS WAKA TASTEAMIL\\MELBORNE      CITY\\MELBOURN\\1234567890AUSAUS",
          "48": "0002003MDS0003003MDU001500724012320023003CT401460360029019490000000002018400000000000070148016949294924003840201490069490000158031DMC1050601YD24012402    NNNNNNN015906718656      400756153                   1US00000001M24012402240124010165001M0177002YY0188105AIORB92AIDE000AICN994AICW459AIHR225AIRL000AIRE595AIC3123AIC6123AIC9123AIC1123AIG3NAAAIG6NAAAIG9NAAAIG1NAA01910012059602100000000007230047085Y",
          "49": "949",
          "50": "840",
          "51": "400",
          "55": "100111111001101000110110111110101111000111011111001001111000110011111010010010011111001001100000000000000001100000101000001100111111001110001100000001001111110000100100001100001010011110000000001101000000000001011001110000000000000000000000000000001111111110011111110111010000111011110010101111000100111111101100010000011101011001010101010000000000001000000000001000001000101110010000100110100011100100000110001110011100000100001011111101010001010011001001100111111101000011001100100000100111111100110011111000001111000011000000100111111101000100111100100101000010001111010000000000000000001001000010000",
          "71": "00002222",
          "93": "018656",
          "94": "005692",
          "100": "018656"
      }
  }
  ```
</details>
  36. V3 POS purchase offline and settlement reversal 
      ### 36. V3 POS purchase offline and settlement reversal

  ```json V3 POS purchase offline and settlement reversal
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment-Reversal"
      },
      "SUMMARY": {
          "TID": "2876543288888888888",
          "RID": "355555",
          "ADD_REF_RID": "3999988776",
          "PID": "2",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2024-03-11 16:17:47",
          "Spend_Type": "POS - Purchase",
          "Spend_Location": "Four clarity CO Lando",
          "Transaction_Amount": "20.2",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "20.2",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Offline Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5541 - Service Stations",
          "Account_ID": "488888888",
          "Customer_AC": "0678909876543214444",
          "File_Date": "240314",
          "Cycle_Info": "01101"
      },
      "ISO_MSG": {
          "2": "988888877",
          "3": "000000",
          "4": "000000020200",
          "5": "000000002845",
          "6": "000000020200",
          "9": "61408415",
          "10": "61000000",
          "12": "230311161747",
          "22": "M10101F00121",
          "23": "001",
          "24": "200",
          "26": "5541",
          "30": "000000020200000000000000",
          "31": "72713563070012005782606",
          "33": "015292",
          "37": "307010837571",
          "38": "100659",
          "41": "90173803",
          "42": "901176000101   ",
          "43": "Four clarity CO Lando\\44 Newnew\\44 Newnew\\4444      JORJOR",
          "48": "0002003MDS0003003MDU001500723031210023003POI0025007R2303130044002 I014603600290140000000000009984000000000001401480084003840201490064000000158031DMC440000195230314010   NNNNNNN015906718656      400756153                   1US00000001M23031401230314010165030M                             0177002N 01910012",
          "49": "400",
          "50": "840",
          "51": "400",
          "55": "10011111100100100000001010000100011110100000000000000000010010000100001001111111110100011001111000011010111011111001111000011001111011010011111110101000110001010011111110011001111100000100011001000100111111101000011111110011001010011111001101100000000000000000000000001001111111010001001000000100000100010110011000000010111111010100010010000001001111100100110000000000000001000100000100111000001000010011010001110001100111000110010101010100000000000010000000000110011111110110001000000111100111111101110100101001110000010010110110011011001111110000100100001100001010000010000001001110001000100000000000000000000000000000000000000000111111111001111110011100011000000010011111100110100011011010001000100011001011001010001111100111111000110010000100",
          "71": "00000107",
          "93": "018656",
          "94": "015292",
          "100": "018656"
      }
  }
  ```
</details>
  37. V3 Incremental and settlement 
      ### 37. V3 Incremental and settlement

  ```json V3 Incremental and settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2876543212000777665",
          "RID": "11234554433",
          "ADD_REF_RID": "7776689",
          "PID": "2",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-03 07:25:00",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "TXI* PENDING.TAXI.COM ",
          "Transaction_Amount": "100.49",
          "Transaction_Currency": "GBP",
          "Billing_Amount": "91.139",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "3.60300000",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4121 - Taxicabs/Limousines",
          "Account_ID": "445566778",
          "Customer_AC": "0778899006445566778",
          "File_Date": "230104",
          "Cycle_Info": "99401"
      },
      "ISO_MSG": {
          "2": "888777666",
          "3": "000000",
          "4": "000000010049",
          "5": "000000012847",
          "6": "000000091139",
          "9": "61278435",
          "10": "79069459",
          "12": "240103072500",
          "22": "600550S99000",
          "23": "000",
          "24": "200",
          "26": "4121",
          "31": "15122624004000084429939",
          "32": "51226200000",
          "33": "011595",
          "37": "008631      ",
          "38": "101095",
          "41": "35972627",
          "42": "020434184      ",
          "43": "TXI* PENDING.TAXI.COM \\Aldgate Tower First Floor                    \\LONDON       \\12 ABC    ENGGBR",
          "48": "0001018C 53496899996302950002003MDS0003003MDU001500724010210023003CT60052003242005800200005901150110030273014603600290182600000000011584000000000014701480128262400384020158031DMC1050601EW24010403    NNNNNNN015906718656      400756153                   1US00000001M24010403240104010165001M0177002YY0188105AIORB35AIDE000AICN982AICW127AIHR150AIRL000AIRE764AIC3079AIC6079AIC9079AIC1088AIG3NAAAIG6NAAAIG9NAAAIG1NAA019100120207003103",
          "49": "826",
          "50": "840",
          "51": "400",
          "63": " MDUBAAAEL0103  ",
          "71": "00000296",
          "93": "018656",
          "94": "011595",
          "100": "018656"
      }
  }
  ```
</details>
  38. V3 ATM withdrawal full settlement 
      ### 38. V3 ATM withdrawal full settlement

  ```json V3 ATM withdrawal full settlement
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2876543212000177665",
          "RID": "11234554431",
          "ADD_REF_RID": "7776681",
          "PID": "51",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2022-01-31 08:56:33",
          "Spend_Type": "ATM - Withdrawal",
          "Spend_Location": "HSBB - Kuwait",
          "Transaction_Amount": "10",
          "Transaction_Currency": "JOD",
          "Billing_Amount": "10",
          "Billing_Currency": "JOD",
          "Total_Fee_Bill": "1.00000000",
          "Card_Use_Type": "Online Chip",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6011 - Automated Cash Disburse",
          "Account_ID": "445566778",
          "Customer_AC": "0778899006445566778",
          "File_Date": "220201",
          "Cycle_Info": "02201"
      },
      "ISO_MSG": {
          "2": "888777666",
          "3": "010000",
          "4": "000000010000",
          "5": "000000001410",
          "6": "000000010000",
          "9": "61410000",
          "10": "61000000",
          "12": "240131085633",
          "22": "D11401C19001",
          "23": "001",
          "24": "200",
          "26": "6011",
          "31": "15422024031007351555780",
          "33": "002202",
          "37": "735155578   ",
          "38": "104496",
          "41": "00460103",
          "42": "HSBB - Kuwait ",
          "43": "HSBB - Kuwait\\ABC CDEL BNMKL\\9876543\\UNKNOWN      KWT",
          "48": "0002003MDS0003003MDU001500724013010023003CT100580020000590110000000000001460360019014000000000010008400000000001410148008400384020158031DMC10106015124020102    NNNNNNN015906718656      400756153                   1US00000001M24020102240201010165001M0177002N 01910012",
          "49": "400",
          "50": "840",
          "51": "400",
          "55": "10111111010100010010000001000001000101110010000100101010101100000000000010010000000000010011010001110010000011100011001110000010001100111110010011000000000000000010000000010011111001101100000000000000000000000001001111110000100100001100001010000000000011100010000000000000000000000000000000000000000000001111111110011111100110100010100101110110011001010111001010101101101001101100111111110011111100111000110000000100111111100110011110000010000001000001001111111011000100000100101110011111110111010011000010110111111011111001101110011111110100010010000001001111111010000111000010000100001000010001111010000000000000000001001000010000",
          "63": " MDUV7A8NR0130  ",
          "71": "00000545",
          "93": "018656",
          "94": "004680",
          "100": "018656"
      }
  }
  ```
</details>
  39. V3 Refund 
      ### 39. V3 Refund

  ```json V3 Refund
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2876543212000177661",
          "RID": "11234554411",
          "ADD_REF_RID": "7776687",
          "PID": "7",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2022-06-28 00:00:00",
          "Spend_Type": "ECOM - Purchase Return",
          "Spend_Location": "SAVER.COM/AU",
          "Transaction_Amount": "99",
          "Transaction_Currency": "USD",
          "Billing_Amount": "99",
          "Billing_Currency": "USD",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "5732 - Electronics Stores",
          "Account_ID": "990088776",
          "Customer_AC": "555557776",
          "File_Date": "220628",
          "Cycle_Info": "99401"
      },
      "ISO_MSG": {
          "2": "888777667",
          "3": "200000",
          "4": "000000009900",
          "5": "000000009900",
          "6": "000000009900",
          "9": "61000000",
          "10": "61000000",
          "12": "230628000000",
          "22": "690550S99001",
          "24": "200",
          "25": "1401",
          "26": "5732",
          "31": "55432863179201597795360",
          "32": "00000003286",
          "33": "003286",
          "38": "106852",
          "42": "112127000108778",
          "43": "SAVER.COM/AU\\TWO SAVER AVEE AVE\\123-456-7890\\12345     SY AUS",
          "48": "0002003MRH0003003MRH001500723062710023003CT600520032100146036001901840000000000099840000000000099014800484020158031DMC1010601YB23062804    NNNNNNN015906718656      400756153                   1US00000001N23062804230628010165001M01700168006762775      01760064105200177002YY019100121002020D003254159A404210585",
          "49": "840",
          "50": "840",
          "51": "840",
          "63": " MRHP3VYDI0627  ",
          "71": "00000094",
          "93": "018656",
          "94": "003286",
          "100": "018656"
      }
  }
  ```
</details>
  40. V3 MoneySend (MCC 6537 - MoneySend Intercountry) presentment 
      ### 40. V3 MoneySend (MCC 6537 - MoneySend Intercountry) presentment

  ```json V3 MoneySend
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "7656787369988776655",
          "RID": "76789",
          "ADD_REF_RID": "78787870022",
          "PID": "4",
          "ClientID": "123456",
          "Network": "MC",
          "Transaction_Date_Time": "2023-01-19 07:58:56",
          "Spend_Type": "ECOM - Payment Transaction",
          "Spend_Location": "000000000PPL014",
          "Transaction_Amount": "19824",
          "Transaction_Currency": "ISK",
          "Billing_Amount": "19824",
          "Billing_Currency": "ISK",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "6537 - Money Order",
          "Account_ID": "768687909",
          "Customer_AC": "909123456789",
          "File_Date": "240120",
          "Cycle_Info": "99301"
      },
      "ISO_MSG": {
          "2": "376859748",
          "3": "280000",
          "4": "000001982400",
          "5": "000000051680",
          "6": "000001982400",
          "9": "97015638",
          "10": "61000000",
          "12": "240119075856",
          "22": "090450S99001",
          "24": "200",
          "26": "6537",
          "31": "75425353019001760233568",
          "32": "00000542535",
          "33": "005924",
          "37": "000176023356",
          "38": "106401",
          "41": "00PPL014",
          "42": "000000000PPL014",
          "43": "000000000PPL014\\MERCHANT* NAME REFER\\Singapore\\12345     SGPSGP",
          "48": "0002003MDS0003003MDS001500723011810023003CT60043003C52005200321000580020000590110000000000001460360029013520000000073668400000000000520148008352284020158031DMC1010501Q323012002    NNNNNNN015906727831      6550162700                  1EU00000018M23012002230120010165030M                             0177002YN0191001206740190000000001128581629",
          "49": "352",
          "50": "840",
          "51": "352",
          "63": " MDSZAHJW70119  ",
          "71": "00000022",
          "93": "027831",
          "94": "021084",
          "100": "027831"
      }
  }
  ```
</details>
  41. V3 Unique Transaction (requires unique MCC) MCC 4829 presentment 
      ### 41. V3 Unique Transaction (requires unique MCC) MCC 4829 presentment

  ```json V3 Unique Transaction
  {
      "MESSAGE_TYPE": {
          "Message_Type": "1240",
          "Message_Desc": "Presentment"
      },
      "SUMMARY": {
          "TID": "2777777798760543211",
          "RID": "787898765468",
          "ADD_REF_RID": "12348765",
          "PID": "123",
          "ClientID": "654321",
          "Network": "MC",
          "Transaction_Date_Time": "2025-01-28 10:59:51",
          "Spend_Type": "ECOM - Purchase",
          "Spend_Location": "Wise",
          "Transaction_Amount": "31.39",
          "Transaction_Currency": "USD",
          "Billing_Amount": "1062.24",
          "Billing_Currency": "EUR",
          "Total_Fee_Bill": "0",
          "Card_Use_Type": "Electronic commerce",
          "Customer_Validation": "PAN",
          "Processor_Decision_Code": "00",
          "Processor_Reason_Code": "000",
          "Processor_Decision_Desc": "Approve",
          "Merchant_Category": "4829 - Wires, Money Orders",
          "Account_ID": "998877553",
          "Customer_AC": "",
          "File_Date": "250128",
          "Cycle_Info": "06601"
      },
      "ISO_MSG": {
          "2": "765787985",
          "3": "180000",
          "4": "000000003139",
          "5": "000000106224",
          "6": "000000106224",
          "9": "53383995",
          "10": "53383995",
          "12": "250128105951",
          "22": "000550S99000",
          "24": "200",
          "26": "4829",
          "31": "15270215028000099426077",
          "32": "00000014021",
          "33": "014021",
          "37": "502809444321",
          "38": "987987",
          "42": "527021000203838",
          "43": "Wise\\19 W 24th Street, 9th Floor\\New York\\10010 NY USA",
          "48": "0002003MPG0003003MPG001500725012710023003CT6005200321201460360029018400000000000449780000000014850148008840297820158031DMC1010401YA25012806 NNNNNNN015906734517 6701481423 1AP000THB16N25012806250129010165001M01700368889083833 8889083833 Wise0173021Wise Payments Limited0177002YY01840366b1fc390-e45b-4946-8c0e-0155b23f342b0185028kBMMd9w+fTgu4wq34/z2IYQBMrmc01860012019100120218004C101",
          "49": "840",
          "50": "978",
          "51": "978",
          "63": " GHJKL0N8C0128 ",
          "71": "00000052",
          "93": "034517",
          "94": "014021",
          "100": "056784"
      }
  }
  ```
</details>

Updated 7 months ago

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