Customer onboarding

Once you have made the decision to issue a credit card to your customer, you will need to call the following three API's:

• Create credit customer
• Create credit account
• Create a credit card

This results in the creation of three linked objects in PayCredit:

• Customer
• Account
• Card

Customer onboarding API flow

The below three steps provide you with a high-level view of onboarding your customer:

1. First you will need to call the Create customer API to create the customer object in PayCredit.
   Upon a successful call, you will receive the customer_id in the response message.
2. Once you have the customer_id, you can create an account by calling the Create accountAPI.
   Upon a successful call, you will receive the ac_id in the response message.
3. The final step in customer onboarding is to create a credit card. You do this by calling the Create a credit card API and passing the ac_id recieved in step 2.

Physical card issuance

The below diagram provides you with a detailed API flow of onboarding your customer and issuing a physical card.

Virtual card issuance

The below diagram provides you with a detailed API flow of onboarding your customer and issuing a virtual card.