Authorization samples

Here are some FAST authorization message samples for clients using CUSCAL (AusPost)

Click the transaction type to view the full sample message.

Withdrawal

1. Withdrawal

{
 "MESSAGE_TYPE": {
   "Message_Type": "0200",
   "Message_Desc": "Financial Request"
   },
 "SUMMARY": {
  "TID": "3426427794358004400",
  "RID": "2807037",
  "PID": "2282",
  "Client_Id": "716449",
  "Transaction_Date_Time": "20-05-2026 01:52:57",
  "Network": "CUSCAL",
  "Spend_Type": "POS - Withdrawal",
  "Spend_Location": "APOST: CLARKSON POST SHOP         WA  AU",
  "Transaction_Amount": "1500",
  "Transaction_Currency": "AUD",
  "Billing_Amount": "NA",
  "Billing_Currency": "AUD",
  "Card_Use_Type": "Chip",
  "Customer_Validation": "Online Pin ",
  "Processor_Decision_Code": "00",
  "Processor_Reason_Code": "000",
  "Processor_Decision_Desc": "Approve",
  "Merchant_Category": "9402 - Postal Services",
  "Account_Id": "635705991",
  "Customer_Ac": "635705991",
  "Total_Fee_Bill": "0.0"
  },
 "PROCESSOR_VALIDATIONS": {
   "Pan_Check": "PASS",
   "Pin_Check": "PASS",
   "Expiry_Check": "NA",
   "Track_Check": "PASS",
   "CVV_Type": "4",
   "CVV_Check": "BYPASS",
   "ARQC_Check": "NA",
   "3DS_Check": "NA",
   "Test_Matrix": "2378463656351367322",
   "Test_Results": "0",
   "Rules_Checked": "",
   "Rules_Triggered": "",
   "Rules_Decision": "00"
 },
 "ISO_MSG": {
   "DE2": "664612485",
   "DE3_1": "01",
   "DE3_2": "20",
   "DE3_3": "00",
   "DE4": "000000150000",
   "DE7": "0520115259",
   "DE11": "004400",
   "DE12": "095252",
   "DE13": "0520",
   "DE15": "0520",
   "DE18": "9402",
   "DE22": "051",
   "DE25": "42",
   "DE32": "504358",
   "DE33": "470751",
   "DE35": "664612485D300422169234000000***",
   "DE37": "004400095252",
   "DE38": "948074",
   "DE41": "61510100",
   "DE42": "320000016151014",
   "DE43": "APOST: CLARKSON POST SHOP         WA  AU",
   "DE48": "BHARATH/P                               ",
   "DE57": "000000150000",
   "DE64": "52DBDADA00000000"
},
"RULES": [],
"DECISION_ENGINE": {
   "Actions": []
} 
}

{
  "Message_Type": "0210",
  "TID": "3426427794358004400",
  "RID": "2807037",
  "DE39": "00",
  "DE2": "664612485",
  "DE4": "000000150000",
  "DE11": "004400",
  "DE12": "095252",
  "DE37": "004400095252",
  "DE58": "C00000855030",
  "DE59": "C00000855030"
  }

{
"MESSAGE_TYPE": {
  "Message_Type": "0420",
  "Message_Desc": "Reversal Advice"
},
"SUMMARY": {
  "TID": "3431499774358000575",
  "RID": "2808182",
  "PID": "2282",
  "Client_Id": "716449",
  "Transaction_Date_Time": "25-05-2026 03:58:44",
  "Network": "CUSCAL",
  "Spend_Type": "POS - Withdrawal",
  "Spend_Location": "APOST: SYDNEY GPO POST SHOP       NSW AU",
  "Transaction_Amount": "20",
  "Transaction_Currency": "AUD",
  "Billing_Amount": "NA",
  "Billing_Currency": "AUD",
  "Card_Use_Type": "Chip",
  "Customer_Validation": "PAN",
  "Processor_Decision_Code": "00",
  "Processor_Reason_Code": "000",
  "Processor_Decision_Desc": "Approve",
  "Merchant_Category": "NA",
  "Account_Id": "635705991",
  "Customer_Ac": "635705991",
  "Total_Fee_Bill": "0.0"
},
"PROCESSOR_VALIDATIONS": {
  "Pan_Check": "PASS",
  "Pin_Check": "NA",
  "Expiry_Check": "NA",
  "Track_Check": "NA",
  "CVV_Type": "0",
  "CVV_Check": "NA",
  "ARQC_Check": "NA",
  "3DS_Check": "NA",
  "Test_Matrix": "24",
  "Test_Results": "0",
  "Rules_Checked": "",
  "Rules_Triggered": "",
  "Rules_Decision": "00"
},
"ISO_MSG": {
  "DE2": "664612485",
  "DE3_1": "01",
  "DE3_2": "10",
  "DE3_3": "00",
  "DE4": "000000002000",
  "DE7": "0525135837",
  "DE11": "000575",
  "DE12": "135235",
  "DE13": "0525",
  "DE15": "0525",
  "DE22": "051",
  "DE25": "42",
  "DE32": "504358",
  "DE33": "470751",
  "DE35": "664612485D3004***",
  "DE37": "000575135235",
  "DE38": "958278",
  "DE41": "27094040",
  "DE42": "320000012709401",
  "DE43": "APOST: SYDNEY GPO POST SHOP       NSW AU",
  "DE57": "000000002000",
  "DE90": "020000057505251352355043580000047075100000"
},
"RULES": [],
"DECISION_ENGINE": {
  "Actions": []
}
}

{
  "Message_Type": "0430",
  "TID": "3431499774358000575",
  "RID": "2808182",
  "DE39": "00",
  "DE2": "664612485",
  "DE4": "000000002000",
  "DE11": "000575",
  "DE12": "135235",
  "DE37": "000575135235"
}

Debit Adjustment

2. Debit Adjustment

{
  "MESSAGE_TYPE": {
    "Message_Type": "0200",
    "Message_Desc": "Financial Request"
  },
  "SUMMARY": {
    "TID": "3427427604358002096",
    "RID": "2807425",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "21-05-2026 01:53:56",
    "Network": "CUSCAL",
    "Spend_Type": "POS - Debit Adjustment",
    "Spend_Location": "APOST: WOOLOOWARE LPO             NSW AU",
    "Transaction_Amount": "10",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "Online Pin ",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "9402 - Postal Services",
    "Account_Id": "737362057",
    "Customer_Ac": "737362057",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "PASS",
    "Expiry_Check": "NA",
    "Track_Check": "PASS",
    "CVV_Type": "4",
    "CVV_Check": "BYPASS",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "2378463656351367322",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "962400841",
    "DE3_1": "02",
    "DE3_2": "10",
    "DE3_3": "00",
    "DE4": "000000001000",
    "DE7": "0521115356",
    "DE11": "002097",
    "DE12": "115345",
    "DE13": "0521",
    "DE15": "0521",
    "DE18": "9402",
    "DE22": "051",
    "DE25": "21",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "962400841D300422168567000000***",
    "DE37": "002097115345",
    "DE38": "097444",
    "DE41": "24910500",
    "DE42": "320000012491059",
    "DE43": "APOST: WOOLOOWARE LPO             NSW AU",
    "DE48": "BHARATH/P                               ",
    "DE57": "000000001000",
    "DE90": "020000209605211152325043580000047075100000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0210",
  "TID": "3427427604358002096",
  "RID": "2807425",
  "DE39": "00",
  "DE2": "962400841",
  "DE4": "000000001000",
  "DE11": "002097",
  "DE12": "115345",
  "DE37": "002097115345",
  "DE58": "C00000001000",
  "DE59": "C00000001000"
}

{
  "MESSAGE_TYPE": {
    "Message_Type": "0420",
    "Message_Desc": "Reversal Advice"
  },
  "SUMMARY": {
    "TID": "3435448164358000493",
    "RID": "2808849",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "29-05-2026 02:29:21",
    "Network": "CUSCAL",
    "Spend_Type": "POS - Debit Adjustment",
    "Spend_Location": "APOST: CHINCHILLA POST SHOP       QLD AU",
    "Transaction_Amount": "280",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "PAN",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "NA",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "NA",
    "Expiry_Check": "NA",
    "Track_Check": "NA",
    "CVV_Type": "0",
    "CVV_Check": "NA",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "24",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "02",
    "DE3_2": "20",
    "DE3_3": "00",
    "DE4": "000000028000",
    "DE7": "0529122909",
    "DE11": "000494",
    "DE12": "122819",
    "DE13": "0529",
    "DE15": "0529",
    "DE22": "051",
    "DE25": "21",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "646877210D3004***",
    "DE37": "000494122819",
    "DE38": "861834",
    "DE41": "43475740",
    "DE42": "320000014347572",
    "DE43": "APOST: CHINCHILLA POST SHOP       QLD AU",
    "DE57": "000000028000",
    "DE90": "020000049405291228195043580000047075100000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0430",
  "TID": "3435448164358000493",
  "RID": "2808849",
  "DE39": "00",
  "DE2": "646877210",
  "DE4": "000000028000",
  "DE11": "000494",
  "DE12": "122819",
  "DE37": "000494122819"
}

Credit Adjustment

3. Credit Adjustment

{
  "MESSAGE_TYPE": {
    "Message_Type": "0200",
    "Message_Desc": "Financial Request"
  },
  "SUMMARY": {
    "TID": "3432561814358004339",
    "RID": "2808411",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "26-05-2026 05:37:07",
    "Network": "CUSCAL",
    "Spend_Type": "POS - CPS Credit Adjustment",
    "Spend_Location": "APOST: MOE POST SHOP              VIC AU",
    "Transaction_Amount": "50",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "Online Pin ",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "9402 - Postal Services",
    "Account_Id": "556425243",
    "Customer_Ac": "556425243",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "PASS",
    "Expiry_Check": "NA",
    "Track_Check": "PASS",
    "CVV_Type": "4",
    "CVV_Check": "BYPASS",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "2378463656284258458",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "829474934",
    "DE3_1": "22",
    "DE3_2": "00",
    "DE3_3": "00",
    "DE4": "000000005000",
    "DE7": "0526153707",
    "DE11": "004340",
    "DE12": "153659",
    "DE13": "0526",
    "DE15": "0526",
    "DE18": "9402",
    "DE22": "051",
    "DE25": "21",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "829474934D300422165373000000***",
    "DE37": "004340153659",
    "DE38": "795562",
    "DE41": "33859701",
    "DE42": "320000013385979",
    "DE43": "APOST: MOE POST SHOP              VIC AU",
    "DE48": "AP TEST/CARD 4                          ",
    "DE57": "000000005000",
    "DE90": "020000433905261536145043580000047075100000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0210",
  "TID": "3432561814358004339",
  "RID": "2808411",
  "DE39": "00",
  "DE2": "829474934",
  "DE4": "000000005000",
  "DE11": "004340",
  "DE12": "153659",
  "DE37": "004340153659",
  "DE58": "C00000020016",
  "DE59": "C00000020016"
}

{
  "MESSAGE_TYPE": {
    "Message_Type": "0420",
    "Message_Desc": "Reversal Advice"
  },
  "SUMMARY": {
    "TID": "3435450364358000496",
    "RID": "2808854",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "29-05-2026 02:32:28",
    "Network": "CUSCAL",
    "Spend_Type": "POS - CPS Credit Adjustment",
    "Spend_Location": "APOST: CHINCHILLA POST SHOP       QLD AU",
    "Transaction_Amount": "30",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "PAN",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "NA",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "NA",
    "Expiry_Check": "NA",
    "Track_Check": "NA",
    "CVV_Type": "0",
    "CVV_Check": "NA",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "24",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "22",
    "DE3_2": "00",
    "DE3_3": "00",
    "DE4": "000000003000",
    "DE7": "0529123215",
    "DE11": "000497",
    "DE12": "123131",
    "DE13": "0529",
    "DE15": "0529",
    "DE22": "051",
    "DE25": "21",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "646877210D3004***",
    "DE37": "000497123131",
    "DE38": "035667",
    "DE41": "43475740",
    "DE42": "320000014347572",
    "DE43": "APOST: CHINCHILLA POST SHOP       QLD AU",
    "DE57": "000000003000",
    "DE90": "020000049705291231315043580000047075100000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0430",
  "TID": "3435450364358000496",
  "RID": "2808854",
  "DE39": "00",
  "DE2": "646877210",
  "DE4": "000000003000",
  "DE11": "000497",
  "DE12": "123131",
  "DE37": "000497123131"
}

Cash Deposit

4. Cash Deposit

{
  "MESSAGE_TYPE": {
    "Message_Type": "0200",
    "Message_Desc": "Financial Request"
  },
  "SUMMARY": {
    "TID": "3427486214358002116",
    "RID": "2807440",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "21-05-2026 03:30:21",
    "Network": "CUSCAL",
    "Spend_Type": "POS - Cash Deposit",
    "Spend_Location": "APOST: WOOLOOWARE LPO             NSW AU",
    "Transaction_Amount": "1500",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "Online Pin ",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "9402 - Postal Services",
    "Account_Id": "912589636",
    "Customer_Ac": "912589636",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "PASS",
    "Expiry_Check": "NA",
    "Track_Check": "PASS",
    "CVV_Type": "4",
    "CVV_Check": "BYPASS",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "2378463656284258458",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "881937081",
    "DE3_1": "21",
    "DE3_2": "00",
    "DE3_3": "10",
    "DE4": "000000150000",
    "DE7": "0521133021",
    "DE11": "002116",
    "DE12": "133013",
    "DE13": "0521",
    "DE15": "0521",
    "DE18": "9402",
    "DE22": "051",
    "DE25": "42",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "881937081D300422137005000000***",
    "DE37": "002116133013",
    "DE38": "158733",
    "DE41": "24910500",
    "DE42": "320000012491059",
    "DE43": "APOST: WOOLOOWARE LPO             NSW AU",
    "DE48": "AP TEST/CARD 3                          ",
    "DE57": "000000150000",
    "DE64": "2C067A6300000000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0210",
  "TID": "3427486214358002116",
  "RID": "2807440",
  "DE39": "00",
  "DE2": "881937081",
  "DE4": "000000150000",
  "DE11": "002116",
  "DE12": "133013",
  "DE37": "002116133013",
  "DE58": "C00000300660",
  "DE59": "C00000300660"
}

{
  "MESSAGE_TYPE": {
    "Message_Type": "0420",
    "Message_Desc": "Reversal Advice"
  },
  "SUMMARY": {
    "TID": "3435444504358000073",
    "RID": "2808838",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "29-05-2026 02:21:35",
    "Network": "CUSCAL",
    "Spend_Type": "ATM - Cash Deposit",
    "Spend_Location": "APOST: NIGHTCLIFF LPO             NT  AU",
    "Transaction_Amount": "30",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "PAN",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "NA",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "NA",
    "Expiry_Check": "NA",
    "Track_Check": "NA",
    "CVV_Type": "0",
    "CVV_Check": "NA",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "24",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "21",
    "DE3_2": "00",
    "DE3_3": "10",
    "DE4": "000000003000",
    "DE7": "0529122133",
    "DE11": "000073",
    "DE12": "115046",
    "DE13": "0529",
    "DE15": "0529",
    "DE22": "051",
    "DE25": "42",
    "DE32": "504358",
    "DE33": "470751",
    "DE35": "646877210D3004***",
    "DE37": "000073115046",
    "DE38": "915978",
    "DE41": "54553740",
    "DE42": "320000015455374",
    "DE43": "APOST: NIGHTCLIFF LPO             NT  AU",
    "DE57": "000000003000",
    "DE90": "020000007305291150465043580000047075100000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0430",
  "TID": "3435444504358000073",
  "RID": "2808838",
  "DE39": "00",
  "DE2": "646877210",
  "DE4": "000000003000",
  "DE11": "000073",
  "DE12": "115046",
  "DE37": "000073115046"
}

Cheque Deposit

5. Cheque Deposit

{
  "MESSAGE_TYPE": {
    "Message_Type": "0200",
    "Message_Desc": "Financial Request"
  },
  "SUMMARY": {
    "TID": "3434384134358000707",
    "RID": "2808715",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "28-05-2026 00:40:14",
    "Network": "CUSCAL",
    "Spend_Type": "ATM - Cheque Deposit",
    "Spend_Location": "APOST: SYDNEY GPO POST SHOP       NSW AU",
    "Transaction_Amount": "1700",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "Online Pin ",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "9402 - Postal Services",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "PASS",
    "Expiry_Check": "NA",
    "Track_Check": "PASS",
    "CVV_Type": "4",
    "CVV_Check": "BYPASS",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "2378463656284258458",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "24",
    "DE3_2": "00",
    "DE3_3": "10",
    "DE4": "000000170000",
    "DE7": "0528104013",
    "DE11": "000707",
    "DE12": "104005",
    "DE13": "0528",
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    "DE35": "646877210D300422154186000000***",
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    "DE42": "320000012709401",
    "DE43": "APOST: SYDNEY GPO POST SHOP       NSW AU",
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      "2": "5020",
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    },
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  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
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}

{
  "Message_Type": "0210",
  "TID": "3434384134358000707",
  "RID": "2808715",
  "DE39": "00",
  "DE2": "646877210",
  "DE4": "000000170000",
  "DE11": "000707",
  "DE12": "104005",
  "DE37": "000707104005",
  "DE58": "C00001877872",
  "DE59": "C00001877872"
}

{
  "MESSAGE_TYPE": {
    "Message_Type": "0420",
    "Message_Desc": "Reversal Advice"
  },
  "SUMMARY": {
    "TID": "3434384134358000707",
    "RID": "2808716",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "28-05-2026 00:41:22",
    "Network": "CUSCAL",
    "Spend_Type": "ATM - Cheque Deposit",
    "Spend_Location": "APOST: SYDNEY GPO POST SHOP       NSW AU",
    "Transaction_Amount": "1700",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "Chip",
    "Customer_Validation": "PAN",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "NA",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "NA",
    "Expiry_Check": "NA",
    "Track_Check": "NA",
    "CVV_Type": "0",
    "CVV_Check": "NA",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "24",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "24",
    "DE3_2": "00",
    "DE3_3": "10",
    "DE4": "000000170000",
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{
  "Message_Type": "0430",
  "TID": "3434384134358000707",
  "RID": "2808716",
  "DE39": "00",
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}

Cheque Dishonour

6. Cheque Dishonour

{
  "MESSAGE_TYPE": {
    "Message_Type": "0220",
    "Message_Desc": "Financial Advice"
  },
  "SUMMARY": {
    "TID": "3428434774358000742",
    "RID": "2807769",
    "PID": "2282",
    "Client_Id": "716449",
    "Transaction_Date_Time": "22-05-2026 02:04:44",
    "Network": "CUSCAL",
    "Spend_Type": "POS - Cheque Dishonour",
    "Spend_Location": "APOST: SHARED SERVICES   VIC          AU",
    "Transaction_Amount": "10",
    "Transaction_Currency": "AUD",
    "Billing_Amount": "NA",
    "Billing_Currency": "AUD",
    "Card_Use_Type": "PAN manual entry",
    "Customer_Validation": "PAN",
    "Processor_Decision_Code": "00",
    "Processor_Reason_Code": "000",
    "Processor_Decision_Desc": "Approve",
    "Merchant_Category": "9402 - Postal Services",
    "Account_Id": "867367537",
    "Customer_Ac": "867367537",
    "Total_Fee_Bill": "0.0"
  },
  "PROCESSOR_VALIDATIONS": {
    "Pan_Check": "PASS",
    "Pin_Check": "NA",
    "Expiry_Check": "PASS",
    "Track_Check": "PASS",
    "CVV_Type": "0",
    "CVV_Check": "NA",
    "ARQC_Check": "NA",
    "3DS_Check": "NA",
    "Test_Matrix": "3531385092171628952",
    "Test_Results": "0",
    "Rules_Checked": "",
    "Rules_Triggered": "",
    "Rules_Decision": "00"
  },
  "ISO_MSG": {
    "DE2": "646877210",
    "DE3_1": "19",
    "DE3_2": "10",
    "DE3_3": "00",
    "DE4": "000000001000",
    "DE7": "0522120437",
    "DE11": "000742",
    "DE12": "120437",
    "DE13": "0522",
    "DE14": "3004",
    "DE15": "0522",
    "DE18": "9402",
    "DE22": "011",
    "DE23": "000",
    "DE25": "42",
    "DE32": "504358",
    "DE33": "470751",
    "DE37": "000742120437",
    "DE38": "025471",
    "DE41": "35001900",
    "DE42": "320000013500197",
    "DE43": "APOST: SHARED SERVICES   VIC          AU",
    "DE48": {
      "1": "210526",
      "2": "11",
      "3": "123456",
      "4": "762534",
      "5": "210526",
      "6": "Test                                    ",
      "7": "Test                                    ",
      "8": "01/00661"
    },
    "DE57": "000000000000",
    "DE64": "4917E79400000000"
  },
  "RULES": [],
  "DECISION_ENGINE": {
    "Actions": []
  }
}

{
  "Message_Type": "0230",
  "TID": "3428434774358000742",
  "RID": "2807769",
  "DE39": "00",
  "DE2": "646877210",
  "DE4": "000000001000",
  "DE11": "000742",
  "DE12": "120437",
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}