Reports

The below report links will help you interpret operational report data, format, frequency and file naming conventions.

You can also find which reports are applicable to you based on the scheme you issue with.

PayCredit reports

Report name	Description	Scheme applicability
Credit statement report	Contains the statement data including a list of transactions which have been applied to the account during the statement period.	All supported schemes
Daily credit balance report	Contains the credit account balances detail.	All supported schemes
Daily repayments report	Contains the detail of payment amount allocated to the original transactions (principal), interest, fees or instalments.	All supported schemes
Daily transactions report	Contains a record of transactions applied to client accounts in the previous 24 hour period.	All supported schemes

Banking.Live reports

Report name	Description	Scheme applicability
Authorizations	Contains all authorization requests (0100 messages) received from any scheme/network and processed by Banking.Live on the day. These are typically all transactions/messages that are not part of the clearing system (i.e. posted/settled transactions) including approvals, declines (with reason), account status messages, balance inquiry messages etc.	All supported schemes
Chargebacks	Contains all the chargebacks that are acknowledged by Mastercard. Clients can choose to receive this report regardless of whether you use our Chargeback API's.	Mastercard ONLY
Interchange	Interchange data for the transactions received from Mastercard on the day. Note:* Visa interchange data is included in the Visa Presentments report.	Mastercard ONLY
Fees	The Fees report contains fee collection messages received in the Mastercard T112 file. You can choose to opt-in to include fee collection messages from the TQR4 file. Note:* Visa fee collection messages are included in the Visa Presentments report.	Mastercard ONLY
Presentments	Data received in presentment and clearing records correlating originating authorizations and matched transactions.	All supported schemes.

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All new clients should integrate with the latest report version.
You can find a list of report versions that are due to retire and helpful guidlines on how you can upgrade to the latest report version on our Migration guidelines section here.