Card to account mapping

A card is a financial instrument enabling access to funds via POS or ATMs and making payments. The card could be physical or virtual and is usually associated with an account.

At a high level, there are three card types:

• Prepaid card
• Debit card
• Credit card

An account is the record of transactions over a financial period and the resulting balance. A parent account is an account that can have one or more accounts below it. It allows clients to set up a hierarchical relationship.

Card-to-account mapping

An account does not need to have a card associated with it. However, when it is, there's an n-n mapping between the card and accounts. These are the two main configurations in Banking.Live:

One card to multiple accounts

We can have multiple accounts assigned to a single card.

This can also be in different currencies:

*signifies that the account selected is the transaction currency

Multiple cards to one account

An account can be linked to more than one card simultaneously provided the account is from the same list of accounts for that customer.

Card to account mapping API endpoints

• To link a card and an account use the Link card and account endpoint.
• To get the list of accounts linked to a card use the List accounts linked to card endpoint.