Statements

Clients are responsible for creating and issuing statements to their cardholders. The only exception to this is our Local Store of Value: Credit product, clients with this product receive statement data through the Credit statement file.

Paymentology offers multiple resources to retrieve and consume data for cardholder statements. This data comes in the form of API's, scheduled reports and transaction data received over FAST.

🗒️
REMINDER
You are responsible for storing data received that you may use for future purposes. You can read more on Transaction Data Storage here.

API's

The below API endpoints provide data that you may utilize in cardholder statements:

API endpoint name	Description	Product applicability
Account Balance List	A simple list of all child account id’s and their names, descriptions and billing currencies are returned.	Local Store of Value: Prepaid/Debit and Credit
Get Statement	Allows for retrieval of statement based on input of token/account and a time range.	Local Store of Value: Prepaid/Debit and Credit
List Transaction	This web service retrieves back transaction list based on various filter applied. Filters : token, transaction type, transaction spend type, date etc	- Local Store of Value: Prepaid/Debit and Credit - Remote Store of Value: Prepaid/Debit and Credit
Get Settlement Data	This web service retrives back settlement data based on input of token and a time range.	- Local Store of Value: Prepaid/Debit and Credit - Remote Store of Value: Prepaid/Debit and Credit

You can try out and view all our API's here.

Reports

The below reports provide data that you may utilize in cardholder statements:

Report name	Description	Product applicability
Authorizations	Contains data for thousands of transactions. The file includes transaction information, authorisation request responses, and Merchant details.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit
Balances	Indicates daily account balances. It reflects cards, linked to their accounts and each account balance. Note: this report will only be applicable for Local Store of Value products (aka internal authorization)	Local Store of Value: *Prepaid/Debit and Credit
Credit statement file	Contains relevant financial and transaction data for clients, at an account level, to populate the account credit statement for their credit account holders. Note: this report is only applicable for Credit Local Store of Value products. This should be the only report required for the statement as it is the statement file.	Local Store of Value: *Credit
Non-scheme transactions	Contains all non-scheme transactions triggered via API or applied by the Paymentology platform for the day.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit
Presentments	Contains data received in presentment and clearing records correlating originating authorizations and matched transactions.	Local Store of Value:Prepaid/Debit and Credit Remote Store of Value:Prepaid/Debit and Credit
Program fees	Contains all fees and/or fee rebates applied by the Paymentology platform for the day.	Local Store of Value:Prepaid/Debit and Credit

You can read more on all our reports here.

FAST

You can utilize the transaction data received over FAST for input into cardholder statements. As you receive this transaction data, you should be storing it for future use.

You can read more on FAST here.